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      "author": "crypto-nurse",
      "body": "OK, I admit it.... I fell victim to FOMO.  I'm not quite a newbie with cryptocurrency, but far from a veteran and I made a rookie mistake during the huge gains in December. I had been making small purchases since last August. Getting my feet wet, one might say. I had made some nice gains and was feeling pretty confident, then I watched the price of Litecoin (and of course all the rest) go crazy high.  People were predicting all kinds of amazing things and we were all going to be rich!!.  But I thought... no, wait, I didn't get all my money in yet,  I have more to invest. I watched it climb higher and higher and I didnt want to miss the train and be left with my money just sitting in my bank account.  \n\nThen I did it.....\n\nI bought $10,000 worth of litecoin at $392.96  :/\n\nAlmost immediately after I pulled that trigger the price dropped.. $360... $340... $320...  You know the rest....\n\nMy heart sunk and I then knew the true meaning of FOMO.\n\nTrying to keep my head on straight I started doing some real research and searched for some damage control.  I read about dollar cost averaging.  After hearing about this technique I realized I could reduce the damage and try to \"fix\" my mistake.... only I didn't do the math first.  I'll explain later.\n\n\nHere's a look at the big picture. First, my purchase history prior to my blunder:\n\n2.01 LTC at  $48.26 per LTC    ($100 )       (oh, how I wish I put the $10K in at this time!!)\n\n1.17 LTC at $42.66 per LTC    ($52)\n\n0.98 LTC at $50.80 per LTC     ($52)\n\n6.30 LTC at $47.62 per LTC     ($311.97)\n\n2.07 LTC at $48.15 per LTC    ($103.99)\n\n1.47 LTC at $47.40 per LTC     ($72.99)\n\n1.08 LTC at $46.02 per LTC     ($51.99)\n\n8.88 LTC at $55.46 per LTC      ($500)\n\n12.08 LTC at $81.56 per LTC     ($1000)\n\n5.01 LTC at $98.29 per LTC     ($500)\n\n\nSo, at this point, my average cost per coin is $66.87  with a total out of pocket cost of $2,744.94\n\n5 days after this last purchase the price of LTC shot up to over $390. making the value of my coins equal to $16,009.50\n\nExciting isn't it????  I thought so;  so much so, that I was nearly jumping out of my skin wanting to buy more more more.\n\n\nNext comes the mini disaster...\n\n25.07 LTC at $392.96 per LTC  ($10,000)\n\nugh right?   this brought my average cost per coin to $192.73   WOW  holy crap?  where did that huge profit go ???  so then I freaked out a bit and figured I'd have to buy more at a lower price to make up for it.  but I didn't know just how low it would go.  So I did as follows: \n\n3.17 LTC at $311.25 per LTC    ($1,000)\n\n6.00 LTC at  $301.51 per LTC  ($1,837)\n\n6.79 LTC at $290.39 per LTC  ($2000)\n\n1.90 LTC at $273.34 per LTC   ($500)\n\n2.03 LTC at $242.23 per LTC   ($500)\n\n2.18 LTC at $226.14 per LTC    ($500)\n\n2.27 LTC at $216.25 per LTC    ($500)\n\n1.00 LTC at $176.42 per LTC    ($176.42)\n\n3.00 LTC at $176.42 per LTC   ($537.14)\n\n3.38 LTC at $145.62 per LTC   ($500)\n\n3.34 LTC at $176.64 per LTC  ($600)\n\n3.49 LTC at $141.16 per LTC   ($500)\n\n3.95 LTC at $124.61 per LTC    ($500)\n\n3.56 LTC at $138.35 per LTC   ($500)\n\n16.56 LTC at $118.93 per LTC   ($2000)\n\n8.27 LTC at $119.07 per LTC    ($1000)\n\nAt this point my average cost per coin was $189.00     Not much of an improvement.  here's where hindsight comes into play.  Had I done the math and calculated my dollar cost average after my FOMO mistake I would have known that to reduce my average I'd have had to wait to make more purchases until the price was below the $192.73 price, Not just \"buy more as it drops.\"\n\nHad I waited and put that \"after FOMO\" money in all at once at the low of $118.93, I'd have lowered my average to $146.56 per LTC and I'd have an extra 39.7 LTC in my wallet.\n\nThe moral of the story here is...   Do the Math.  Know your costs.  Calculate your averages.   Stay calm.  Don't fall for the FOMO and don't listen to the FUD.    \n\nMy roller coaster ride taught a great lesson and I believe the ride is nowhere near over.  I'm now properly buckled in and have my calculator and spreadsheets handy at all times. \n\nGood luck my Crypto friends !!",
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      "author": "rossiar",
      "body": "Nice Information, thanks !\nCheck out my airdrops posts too!",
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      "author": "sicorus",
      "body": "Thanks man, i will watch the video, hopefuly i deem her as wise as you :D\n\nIf you want to, check out my posts for airdrops",
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      "author": "crypto-nurse",
      "body": "I've started following Nic Trades (Nicola Duke) on facebook and twitter. She's a expert in technical analysis of Cryptocurrency. Here's a link to one of her latests videos.  It may seem technical and may be over the heads of some newbies, but it doesn't take long to grasp the ideas and get sucked in.\n\nhttps://www.facebook.com/NicTrades/videos/563636167331716/",
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      "author": "rossiar",
      "body": "Nice Information, thanks !\nCheck out my airdrops posts too!",
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      "author": "crypto-nurse",
      "body": "I've been working for \"the Man\" since I was a teenager.  It's what so many of us were taught; go to school, get a job, get a paycheck every two weeks, and if you're lucky you can work your way up the \"ladder\" to a little bit bigger two week paycheck.  Of course don't forget to save a little bit every month for retirement.  Your banker or financial advisor can tell you how much you'll have in 20 years with their offer of a few % interest....and that's it!  that's your life plan.  Work work work , save save save. Our lifestyle is shaped by this regularly scheduled two week paycheck.  We learn to accept that this is our place in life and unless you're willing and able to go back to college for a new career, or marry into money, this is pretty much the financial level you'll remain at for your life.\n\nThis was my life.  I am a nurse, which many would say is a great job.  I complain like anyone, but I'd have to agree that yes, it has been a good job and allowed me a pretty good lifestyle. However, I want more. I want to enjoy my short time on this wonderful planet.  I want to play with big toys and travel to amazing places. This can be accomplished with some overtime; a few extra shifts and a few bigger paychecks.  But I don't want to use up more of my time working to get what I want.  \n\nIs this selfish?   Heck no it isn't.  It drives me to find that \"better way.\"  Just like necessity is the mother of invention, passionate desire is the mother of ingenuity. \n\nAnd so it came to me..... after many hobbies, side jobs, and investments, I came to discover the world of Cryptocurrency.\n\nThis is it, my blue and white collar working friends, our way to break out of the cookie cutter two week paycheck life and gain control of our wealth. Follow me and join me on this journey to financial freedom.  I'm not expert guru sensei level, but my shoes are on and laced up and I'm off the traffic filled highway and out running on the open land. I intend to live life for my hobbies and interests and make my day job my side job (because I want to, not because I have to). Follow me and I'll share with you what I learn along the way.\n\nHere are some links to great videos from real experts to get you started :\nhttps://www.youtube.com/watch?v=ONvg9SbauMg\nhttps://www.youtube.com/watch?v=DT4mP1TiH8Q\n\nFollow this links to get your accounts started and Buy Your first CRYPTO!\nhttps://www.coinbase.com/join/59bafcc0e6766900c85fb8c5\n\nOnce you do that you'll likely want to trade; here are links to some crypto exchanges:\nhttps://www.binance.com/?ref=11790721\nhttps://bittrex.com",
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