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      "author": "steemitboard",
      "permlink": "steemitboard-notify-crypterium-20190411t115214000z",
      "title": "",
      "body": "Congratulations @crypterium! You received a personal award!\n\n<table><tr><td>https://steemitimages.com/70x70/http://steemitboard.com/@crypterium/birthday1.png</td><td>Happy Birthday! - You are on the Steem blockchain for 1 year!</td></tr></table>\n\n<sub>_You can view [your badges on your Steem Board](https://steemitboard.com/@crypterium) and compare to others on the [Steem Ranking](http://steemitboard.com/ranking/index.php?name=crypterium)_</sub>\n\n\n###### [Vote for @Steemitboard as a witness](https://v2.steemconnect.com/sign/account-witness-vote?witness=steemitboard&approve=1) to get one more award and increased upvotes!",
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      "body": "cool! another great addition to the team. looking forward on this. and also, I heard that Crypterium got listed on kucoin a few hours ago. what I can say about that is. Great job! CRPT is keep on surprising me with some great news. Cheers!!",
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      "body": "I've been investing in this project for 1 month til now. This project is quite become bigger when it comes to the partnership they have.",
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      "body": "![axax.png](https://steemitimages.com/DQmWVm6copxuCbdvix93nLwhe517nKQcnR8NPSFbYaJqSkB/axax.png)\n\n***Crypterium has a global goal of giving its users a chance to pay with cryptocurrencies anywhere in the world, from local supermarkets and online stores to in-app payments and bills. Recently, we’ve told you about our [strategic partnership](https://medium.com/@crypterium/crypterium-is-conquering-europe-6c6752a4cfd1) with World Capacity Builders that will let 500 million EU citizens pay with crypto on a daily basis.***\n\nLast week, we took a critical step in a different yet very attractive direction, getting closer to opening up the Asian markets. *Crypterium’s Advisory Board was joined by Hosni Emam, CEO of Global Payments Gateway*, a company with a proven track record in establishing payment solutions for Union Pay, Alipay and WeChat across Asia (including China), Africa and the Middle East.\n\nAs the Managing partner of several international companies, Hosni was responsible for driving the companies strategic and business interests and ensuring that these companies remain the leaders in the industry.\n\nHosni also served as Principal Consultant at Guangzhou UnionPay Network Payment, a subsidiary of China UnionPay and China UMS, that specializes in online payment settlements and cross-border RMB settlement.\n\n*“Crypterium can bring a very advanced payment tool to Asia, where a lot of people own cryptocurrencies yet can’t use them in their everyday life. I am happy to join this team of world-class professionals to conquer the Asian markets together,”* says Hosni.\n\n*“Hosni has been instrumental in helping UnionPay, AliPay and WeChat to roll out their services across Asia. His expertise can help us open up Asian markets in the nearest future,”* says Austin Kimm, co-founder of Crypterium, mentioning that Asia is one of the most attractive markets for the company.\n\n<h2>About Crypterium</h2>\n\nCrypterium is one of the most successful ICOs of all time. Over 72,000 token holders contributed $51+ million to help us bridges the gap between cryptocurrencies and their use in everyday life.\n\nCRPT token is traded on [HitBTC](https://hitbtc.com/CRPT-to-BTC), one of the Top-10 cryptocurrency exchanges.\n\nAll the Crypterium solutions will only be accessible for use if you have CRPT that will be used as ‘gas’ for the transactions. Every time someone makes a payment, a fee equal to 0.5% of the value of the transaction in CRPT is taken from the CRPT token holder’s account and burnt as fuel. This means the number of CRPT tokens will be reducing over time.\n\n**Join us now!**",
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      "body": "![DQmXotZZBTDKdUY4LdU5iTe6DWYWZi2Z3hWXk5V9TXbvVPG.png](https://gateway.ipfs.io/ipfs/QmUJrmnYG2hPdP4iE4KzvEnH75QgdKFvjQJ7ewDwqnZybx)\n\n__Steem schools welcomes you to the steem blockchain.\nPlease join us at Steem Schools and get to meet over 5,000 great steemians and learn from their experience the basics of excelling on steemit. You equally stand a chance to get 50sbd from the school as support for our students. Here's the link\nhttps://discord.gg/GcS23Vf__",
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      "title": "Use your loyalty rewards to shop anywhere in the world: Crypterium partners with REM Loyalty",
      "body": "![nowynowy.png](https://steemitimages.com/DQmUtiTGxHLCJ4MKxcaUvH6QEMN87qvdFuCqPmFkUjm9rtH/nowynowy.png)\n\nCustomer loyalty programs have become one of the most important marketing tools for companies. A recent study by Accenture [found](https://www.accenture.com/t20170216T035010Z__w__/us-en/_acnmedia/PDF-43/Accenture-Strategy-GCPR-Customer-Loyalty.pdf) that 90% of retail companies in the US employ loyalty programs, and 77% of all the consumers participate in them. So you can imagine the volume of the global investments in loyalty.\n\nThere is, however, a problem: as more consumers participate in those programs, more of the loyalty points are going unclaimed [— to the tune of $100 billion](http://adage.com/article/75-years-of-ideas/missing-point-100-billion-loyalty-points-unclaimed/309183/) just in North America. It’s no surprise, as loyalty points have limited options for use and don’t tend to be interoperable between programs. The redemption can be quite a complicated procedure, so it may take the users a lot of time to sort out. As a result, customers often become dissatisfied with loyalty programs that fail to perform to their full potential.\n\n***Two pioneers of the blockchain industry combined their efforts to offer a solution.*** This week, ***[REM Loyalty Rewards](https://remuneror.com)***, a global provider of a fully decentralized digital loyalty rewards platform that allows customers to manage and combine multiple loyalty tokens all in one place, partnered with ***[Crypterium](https://crypterium.com)***, the world’s first cryptobank which enables those users to spend their points in the real-world environment. Here’s the easiest way to get a cup of coffee by cashing your air miles.\n\n<h2>Coming closer to true loyalty</h2>\nREM Loyalty introduces a loyalty rewards token, Remuneror (REM) designed to boost the engagement of users in various loyalty programs across the world. REM can be exchanged for points in partner programs or redeemed for goods, services or cash-back. For instance, through REM Loyalty’s partnership with ***RentalMiles***, users can exchange tokens to pay their rent and landlords and tenants can earn REM in exchange for loyalty.\n\nREM Loyalty has already established an impressive partnership network, which will provide users with significant loyalty rewards options including 29 major airlines and 80% of international hotel chains. REM Loyalty is also in talks with ride share providers, major gas stations and credit card issuers. Its first client, RentalMiles represents a new reward category that is 3.4 times the size of retail, gas, airlines and groceries rewards combined. The company can boast an audience of millions upon millions of users, with many more joining in the future. It’s technology makes it easy for loyalty programs to join the platform and link their reward programs, unlocking value for all loyalty reward holders.\n\n<h2>Finding the perfect gateway</h2>\nOne of the most attractive solutions for redeeming tokens would be spending them just as easily as cash. Whatever loyalty points you earn now, you can’t use to shop in the nearest supermarket. That’s something to be changed with the help of Crypterium, the world’s first cryptobank.\n\nThe Crypterium App allows its users to issue a virtual card, link it to Apple Pay, Samsung Pay or Android Pay, bind it to their crypto account, and use it any time they pay with their smartphone.\n\nCrypterium users will get the opportunity to pay with all the most popular cryptocurrencies, and REM will be one of the first tokens to be added onсe it’s launched. With Crypterium App, purchasing REM tokens will also be a breeze: all you need to do is press the “Buy” button within the app and choose the payment method.\n\n*\"We are happy with the opportunity to work together with REM Loyalty. The concept fits directly with Crypterium’s vision of reaching the everyday person and helping to cash out their rewards wherever they want,” — says Austin Kimm, co-founder of Crypterium. “With REM Loyalty, it will also be much easier for us to bring together fiat-based and crypto-based companies, as well as develop a global payment infrastructure and support an efficient market to exchange digital assets. We believe there are numerous mutual benefits in our partnership and we are eager to see what the future has in store for us,”* — Austin adds.\n\n*“We are very excited to partner with Crypterium. Our loyalty program really works well with Crypterium’s financial solutions. It makes redeeming easier both in terms of fiat and goods. Moreover, REM Loyalty’s volume as well as frequency of redemption is expected to be very large, so I can only see this benefiting Crypterium’s token holders in terms of value for them,”* says Zdravko Loborec, founder of REM Loyalty.\n\n<h2>About Crypterium</h2>\nCrypterium is one of the most successful ICOs of all time. Over 72,000 tokenholders contributed $51+ million to help us bridge the gap between cryptocurrencies and their use in everyday life.\n\nThe CRPT token is traded on [HitBTC](https://hitbtc.com/CRPT-to-BTC), one of the Top-10 cryptocurrency exchanges.\n\nAll the Crypterium solutions will only be accessible for use if you have CRPT that will be used as ‘gas’ for the transactions. Every time someone makes a payment, a fee equal to 0.5% of the value of the transaction in CRPT is taken from the CRPT token holder’s account and burnt as fuel. This means the number of CRPT tokens will be reducing over time.",
      "json_metadata": "{\"tags\":[\"crpt\",\"crypterium\",\"crypteriumapp\",\"rem\",\"remloyalty\"],\"image\":[\"https://steemitimages.com/DQmUtiTGxHLCJ4MKxcaUvH6QEMN87qvdFuCqPmFkUjm9rtH/nowynowy.png\"],\"links\":[\"https://www.accenture.com/t20170216T035010Z__w__/us-en/_acnmedia/PDF-43/Accenture-Strategy-GCPR-Customer-Loyalty.pdf\",\"http://adage.com/article/75-years-of-ideas/missing-point-100-billion-loyalty-points-unclaimed/309183/\",\"https://remuneror.com\",\"https://crypterium.com\",\"https://hitbtc.com/CRPT-to-BTC\"],\"app\":\"steemit/0.1\",\"format\":\"markdown\"}"
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{
  "trx_id": "7885986d647406843ce50e1821bcbdaeb9863b98",
  "block": 22108036,
  "trx_in_block": 26,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2018-05-03T14:02:51",
  "op": [
    "comment",
    {
      "parent_author": "",
      "parent_permlink": "crpt",
      "author": "crypterium",
      "permlink": "crypterium-cco-on-new-products-and-the-loyalty-program",
      "title": "Crypterium CCO on new products and the loyalty program",
      "body": "![ama3.png](https://steemitimages.com/DQmcPvTG4RDywjVjAcYn17UoZHWEd46BFoNLAAqjZqwWiHE/ama3.png)\n\n*This week, we’ve gathered all sorts of questions regarding the Crypterium app, the ecosystem and the monthly loyalty program in the third and final part of our [“Ask Me Anything” article series](https://steemit.com/crpt/@crypterium/crypterium-cco-on-product-updates-and-marketing-activities) with Crypterium’s co-founder Vladimir Gorbunov.*\n\n<h2>Security, usability and attention to detail</h2>\n<h3>Are you testing payments through Crypterium App?</h3>\nOf course. We currently provide invitation-based access to extended features, such as crypto-fiat transactions to make sure everything works perfectly. We are testing all sorts of transactions with extra attention to risk management and fraud security. Very soon, you’ll be able to use the safest, most user-friendly cryptobanking app out there.\n\n<h3>Can we see a demo of a payment in a real-life coffee shop?</h3>\nYes, our [first demo](https://www.youtube.com/watch?v=-Q3ILm8of6Y) is already up, and there’s more to come. Subscribe to our social media channels to be the first to get the new demos: [Facebook](https://www.facebook.com/crypterium.org/), [Twitter](https://twitter.com/crypterium), [YouTube](https://www.youtube.com/channel/UCulhwOW251X2fpRJ7bTCCvg?).\n\n<h3>What’s the progress on the development of the full iOS app?</h3>\nBoth, Android and iOS versions of Crypterium App are already available in [Google Store](https://play.google.com/store/apps/details?id=com.crypterium) and [AppStore](https://itunes.apple.com/US/app/id1360632912?mt=8). As I mentioned, they currently provide invitation-based access to extended features. Alos, the iOS app’s functionality lags one month behind that of the Android version just because we started working on it later. What’s important, both apps will be fully functional by the end of Q2 as promised.\n\n<h3>Will contactless payments work from day one on the iOS app in the UK?</h3>\nWe are currently working with a number of providers, all of which deal with some form of contactless payments. Our aim is to bring each variety to the market as quickly as possible. We will keep you informed on the launch dates and other details as we reach agreements with our vendors. With that said, we expect contactless payments to be working in the UK since day one.\n\n<h3>How will you work with taxes? Will I be able to download a list of all my fiat payments?</h3>\nOf course, the transaction history will be available in Crypterium app. You’ll be able to order standard bank statements.\n\nTax implications regarding crypto can differ from country to country: for instance, some countries (like Japan) may consider crypto an actual currency, while others (like USA) will consider it a commodity or security. Either way, it is our intention to let our clients download all the data regarding the operations they have performed through Crypterium, so that the client could take that data to the local taxman and pay all the taxes following the particular country’s tax laws.\n\nTo ensure the best user experience, we’re also thinking of direct integration of our bank statements with regulatory authorities of the EU and other jurisdictions where it’s necessary.\n\n<h3>Are you going to provide wallet insurance from hacking?</h3>\nWe’re currently working on our insurance policy which will probably see the light later this year. But what I want to emphasize is that our app’s security will meet all the security requirements for mobile banks. Private keys will not be stored within the app, so it will be impossible to get access to them by just hacking the phone. Databases will be backed up on a regular basis.\n\nWe are paying a lot of attention to security issues as well as risk management procedures. We have algorithms in place that prevent any unauthorized access to our system. Even if there’s a breach, the risk will be minimal. If there’s a breach through the user’s fault, we’ll have to deal with it on a case by case basis.\n\n<h3>Do I have to own CRPT to use the app? Or will CRPT be purchased in the background and instantly burned with every transaction?</h3>\nYou will have to own CRPT tokens in your wallet, and it will be used as ‘gas’ for crypto-fiat transactions. At the same time, you can use our crypto/crypto solutions to transfer a cryptocurrency from one wallet to another without paying fees in CRPT.\n\n<h2>Like clockwork: the Crypterium ecosystem</h2>\n<h3>Will Crypterium develop its own exchange for acquiring CRPT tokens?</h3>\nWe are already developing our own exchange platform. The first version with the basic functions will be released this summer, and by October it will be fully functional. We have a goal of making it into the Top 20 crypto exchanges by trading volume within a year, and we can boast a team of world-class professionals with extensive experience in building exchanges to achieve that goal.\n\n<h3>Which countries will require KYC?</h3>\nKYC is pretty much universally required, aside from a few offshore jurisdictions which are not countries that we’re focused on. We will operate KYC for all countries on international standards. At some point, we might also introduce some watered-down version of our product with low limits and limited access for those who want to try out our app before going through the KYC procedure and getting access to the full version.\n\n<h3>Will the CRED have a different purpose than the CRPT? Will there be a separate ICO for the CRED token?</h3>\nThe CRED token is Crypterium’s subtoken. We will allow you to get loans in crypto that will be instantly transferable into your currency of choice.\n\nThere won’t be an ICO, and CRED tokens won’t be traded on any external exchanges. They will be issued and burned by Crypterium alone, and will be available only on Crypterium’s internal exchange. There will be no emission limits, and the number of tokens will only depend on the amount of issued loans.\n\n<h3>What is the interest rate when you lend CRED?</h3>\nThe interest rate and lending conditions, which may or may not include collateral, are based on a detailed KYC procedure. Our lending risk algorithms take into account externally supplied credit scoring data and information from previously issued and repaid loans.\n\nAll in all, the rate is determined by two components. Crypterium charges 0.5–1% for its service, and the market sets the exchange rate for CRED tokens. What makes our lending solutions unique is that CRED will be available to purchase and sell on its own internal exchange. The lending risk is spread between all borrowers and lenders, whilst passing the interest earned on loans into the CRED market-driven valuation.\n\n<h3>Will you implement a fiat exchange to buy crypto? Will I be able to pay with my VISA in Crypterium, and Crypterium will buy crypto at the best rate on an exchange?</h3>\nCrypterium App will not just allow the fiat-crypto conversion, it will also use Crypterium SX algorithms to choose the best rate for you. Everything possible is done to ensure that the customer gets the best deal.\n\n<h3>Are you going to offer a fiat bank account? Will the merchant be able to receive transactions without paying extra fees for moving the funds to his bank account?</h3>\nDefinitely yes. Crypterium is going to provide a fully-fledged banking experience to its users. The virtual cards we are going to issue can be used just as your physical fiat cards. This means you will be able to perform all the standard fiat transactions such as paying salaries.\n\n<h3>As a bank, will you allow using fiat currencies and exchanging one fiat currency for another? This would be convenient for paying bills.</h3>\nWe’ve thought about it. But first, we would like to enter the market and get some feedback; then we can think of implementing new features. However, we’re going to offer an option to pay bills with crypto, and you won’t even have to convert your coins and tokens into fiat for that.\n\n<h3>Will there be an interactive area in the app showing various stats, such as the number of CRPT burned or my transaction volume? This would be convenient for many purposes, including tracking my MLP status.</h3>\nYes, you are pretty much reading our thoughts. We are all for transparency, so you’ll definitely be able to see a lot of stats.\n\n<h2>Earn monthly rewards by paying with Crypterium</h2>\n<h3>Can you explain how exactly the MLP works? Is it related to the number of tokens you have or to the amount you spend within the group?</h3>\nOur loyalty program launches in the beginning of 2019. Up to 30% of Crypterium’s transactional income will form the Monthly Loyalty Program Fund designed to stimulate users to make more transactions in our app and encourage the most active users.\n\nThe ultimate cashback is determined by two factors: the loyalty group that you belong to (from Bronze to Platinum, depending on the amount of CRPT you have in your app wallet) and the amount of transactions made with Crypterium App. User’s cashback is proportional to the amount of transactions made within your loyalty group. If no transactions were made for the MLP monthly timeframe, there’ll be no cashback.\n\n<h3>For the monthly loyalty program, how will income be calculated? What are all the ways for Crypterium to earn income?</h3>\nAny payment system (Visa, Mastercard, WeChat, etc.) gets acquiring fees from merchants for processing transactions. They share this acquiring fee with the company that has issued the card used for the transaction. It’s called an interchange fee, and as we are issuing cards for Crypterium app users, we’re getting that fee.\n\nWe also have small transactional fees that we add to the exchange rate when converting crypto. We use them to hedge against the price movements on the exchanges; we don’t have a goal to earn on them but sometimes we might have transactional income.\n\nWe’re also developing our own infrastructure, and we’re planning to charge merchants a certain fee for using it. Up to 30% of Crypterium’s income will form the Monthly Loyalty Program.\n\n<h3>Will there be a separate account, where CRPT tokens will be locked for the MLP fund?</h3>\nYes, there will be a separate account for our MLP Fund. A significant amount of tokens will be distributed once a month.\n\n<h3>Will you have to store all your tokens in your wallet on the Crypterium App to receive the benefits of the Silver, Gold and Platinum levels?</h3>\nYes.\n\n<h3>How does the burning process work in technical terms? How is it related to the MLP?</h3>\nThe process is determined by our smart contract. Once a transaction is processed, a fee equal to 0.5% of the value of the transaction in CRPT is automatically taken from the token holder’s account and burned as fuel. It’s not related to our MLP in any way, it’s just one of the features of CRPT token.\n\n<h3>What are the limits for the users that hold 10,000 or more tokens?</h3>\nDividing token holders into groups is only for the purpose of the loyalty program. The limits will only depend on the legal regulations in your country, not on the number of tokens you own.\n\n***\n\n**Thank you for your ever-growing support for Crypterium! We are always glad to get feedback from our community. You are welcome to post your questions and suggestions in our official [subreddit](reddit.com/r/crypterium_com/)**",
      "json_metadata": "{\"tags\":[\"crpt\",\"crypteriumapp\",\"crptalk\",\"crypterium\",\"blockchain\"],\"image\":[\"https://steemitimages.com/DQmcPvTG4RDywjVjAcYn17UoZHWEd46BFoNLAAqjZqwWiHE/ama3.png\"],\"links\":[\"https://steemit.com/crpt/@crypterium/crypterium-cco-on-product-updates-and-marketing-activities\",\"https://www.youtube.com/watch?v=-Q3ILm8of6Y\",\"https://www.facebook.com/crypterium.org/\",\"https://twitter.com/crypterium\",\"https://www.youtube.com/channel/UCulhwOW251X2fpRJ7bTCCvg?\",\"https://play.google.com/store/apps/details?id=com.crypterium\",\"https://itunes.apple.com/US/app/id1360632912?mt=8\",\"reddit.com/r/crypterium_com/\"],\"app\":\"steemit/0.1\",\"format\":\"markdown\"}"
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{
  "trx_id": "0000000000000000000000000000000000000000",
  "block": 22087647,
  "trx_in_block": 4294967295,
  "op_in_trx": 0,
  "virtual_op": 3,
  "timestamp": "2018-05-02T21:03:15",
  "op": [
    "author_reward",
    {
      "author": "crypterium",
      "permlink": "i-want-to-pay-with-crypto-for-everything-or-why-is-crypterium-app-so-anticipated",
      "sbd_payout": "0.027 SBD",
      "steem_payout": "0.000 STEEM",
      "vesting_payout": "16.290637 VESTS"
    }
  ]
}

{
  "trx_id": "c2d7ff5b1ff07d73fd9ca96d588cbfe26d18b9e0",
  "block": 21964456,
  "trx_in_block": 6,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2018-04-28T14:22:21",
  "op": [
    "comment",
    {
      "parent_author": "crypterium",
      "parent_permlink": "weekly-digest-why-pay-with-crypto-when-there-is-cash-and-cards",
      "author": "gooddaymate",
      "permlink": "re-crypterium-weekly-digest-why-pay-with-crypto-when-there-is-cash-and-cards-20180428t142206083z",
      "title": "",
      "body": "why do we need this as a currency when we have bitcoin and bit\ncoin cash?",
      "json_metadata": "{\"tags\":[\"crpt\"],\"app\":\"steemit/0.1\"}"
    }
  ]
}

{
  "trx_id": "bd7253ec449f5851277f8c452dfa3b47eab0a5f6",
  "block": 21964203,
  "trx_in_block": 23,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2018-04-28T14:09:42",
  "op": [
    "comment",
    {
      "parent_author": "",
      "parent_permlink": "crpt",
      "author": "crypterium",
      "permlink": "weekly-digest-why-pay-with-crypto-when-there-is-cash-and-cards",
      "title": "Weekly Digest: Why pay with crypto when there is cash and cards?",
      "body": "![1_pB2Qs7p44wv4CF8bCGI65g.png](https://steemitimages.com/DQmZU2siuAAVj2EsZ3foFx5LN1xM7F3DjjhuWnRQEhSEWsX/1_pB2Qs7p44wv4CF8bCGI65g.png)\n\n*Hi there!*\n\n*This week has been a rollercoaster: we shared some good news during our livestream with Crypterium’s co-founder Austin Kimm (this is a must watch for our supporters), found out why you so eagerly await the full-fledged version of the Crypterium App, and bored our CTO to death with our questions on why CRPT token is safer than at least a dozen of other ERC-20 tokens suspended from major exchanges.*\n\n*So here are some great things that we’ve learned.*\n\n<h2>“I want to pay with crypto for everything”, or why is Crypterium app so anticipated</h2>\n![1_3jQF5VnP_Zf_n0NJ1bCrHQ.png](https://steemitimages.com/DQmb2VkBatUPwnJA7AriALnpUhQGWsSfsweuqJsxZYqjSmm/1_3jQF5VnP_Zf_n0NJ1bCrHQ.png)\nSince the beginning of 2017, Crypterium has been working on a digital solution to let people pay with cryptocurrencies with the same convenience as with cash or credit cards. The app’s idea has been excitedly received by 400 000 people, including co-founder of TechCrunch [Keith Teare](https://steemit.com/crpt/@crypterium/keith-teare-crypterium-has-a-great-vision-that-captures-the-imagination) and legendary venture capitalist [Tim Draper](https://www.youtube.com/watch?v=NqxovpWcOJ4&t=71s).\n\nWe decided to ask our supporters about the reasons for their eagerness to pay with cryptocurrencies. The answers we got were too valuable to keep for ourselves, so [we made a list of the top reasons](https://steemit.com/crpt/@crypterium/i-want-to-pay-with-crypto-for-everything-or-why-is-crypterium-app-so-anticipated).\n\n<h2>Austin Kimm on Crypterium’s Latest News</h2>\nhttps://www.youtube.com/watch?v=Srxr4ogDbss\n\nWe held a live stream with Austin last Wednesday, and if you missed it, make sure to watch the footage.\n\nAustin went through your questions and revealed some information on the new exchanges where CRPT will be listed, regions where Crypterium is going to appear in the nearest future, our current goals and other plans.\n\n<h2>Three reasons why CRPT is safer than at least a dozen ERC-20 tokens</h2>\n![1_rFGoGDDcv3-3Ppb9x34Fzg.png](https://steemitimages.com/DQmQeqh6XT5S8DR51j9KnPuK93CjeKVN23AoaJ9o4n5ZGoa/1_rFGoGDDcv3-3Ppb9x34Fzg.png)\n\nThe past couple of days has been stressful for the owners of some of the Ethereum-based ERC-20 tokens. Their smart contracts turned out to have a bug that allowed attackers to create an unlimited amount of tokens.\n\nHaving learned about this vulnerability, OKEx, Poloniex, Changelly, Quoine, HitBTC and other exchanges have suspended ERC-20 token deposits and withdrawals while reviewing all smart contracts for exposure to the reported batchOverflow bug.\n\nThe good news is that CRPT tokens are devoid of such problems. [Let’s see why](https://medium.com/@crypterium/three-reasons-why-crpt-is-safer-than-at-least-a-dozen-erc-20-tokens-9de89e32aeca).\n\n<h2>Crypterium CCO on product updates and marketing activities</h2>\n![1_pFu_eUi2nDHm9hqDTQ55bw.png](https://steemitimages.com/DQmY7iwMmUp6PpkkeWh9rgSVD3t2EzwtLH5MQRvatJ3g2t4/1_pFu_eUi2nDHm9hqDTQ55bw.png)\nCryptocurrencies and cash, advertising campaigns, technical and geographic limitations (or lack thereof) — this week, Crypterium’s co-founder Vladimir Gorbunov had all sorts of inquiries to respond to in the second part of our “Ask Me Anything” article series.\n\nYour questions are a great inspiration for us as they show the high social demand for our services. In this installment of the AMA, we’re going to talk about Crypterium’s product and the planned marketing activities. Read more [here](https://steemit.com/crpt/@crypterium/crypterium-cco-on-product-updates-and-marketing-activities).\n\n<h2>Crypterium App Update: One Step Closer to Cryptobank’s Launch</h2>\n![1_7TJ-BTZG4RJ7rUffNWWRPw.png](https://steemitimages.com/DQmWxAdUyZ5GtrajzKK5SyBdbLn2PzHiU2a8DS1ydrXD52D/1_7TJ-BTZG4RJ7rUffNWWRPw.png)\n\nThe first release version of the Crypterium cryptobank is coming out in the nearest future. Right now, our team is busy testing and perfecting the app, which you can already download from [Google Store](https://play.google.com/store/apps/details?id=com.crypterium) and [AppStore](https://itunes.apple.com/US/app/id1360632912?mt=8). With Crypterium, spending crypto in regular stores will be a breeze! [Here are](https://medium.com/@crypterium/crypterium-app-update-one-step-closer-to-cryptobanks-launch-9232d88195b9) the changes coming with this update.\n\n<h2>CRPT is trading on HitBTC</h2>\nCrypterium token is trading on [HitBTC](https://hitbtc.com/exchange/CRPT-to-BTC), one of the Top-10 cryptocurrency exchanges by trading volume.\n![1_VxW0S719fJRmgVJQP8_uVA.png](https://steemitimages.com/DQmQxVNdpWwiJCwjYyqxui3WkhaLhRzeqBJXc9x1N3f8bFx/1_VxW0S719fJRmgVJQP8_uVA.png)\n\nAll the Crypterium solutions will only be accessible for use if you have CRTP that will be used as ‘gas’ for the transactions. Every time someone makes a payment, a fee equal to 0.5% of the value of the transaction in CRPT is taken from the CRPT token holder’s account and burnt as fuel. This means the number of CRPT tokens will be reducing over time.\n\nJump on now and help us bridge the gap between cryptocurrencies and their use in everyday life.\n\n***Make sure to follow us on social media to be the first to get the latest news. We’ll have some hot ones next week.***\n\n***As always, feel free to join the discussion in our [subreddit](https://www.reddit.com/r/crypterium_com/).***",
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      "permlink": "i-want-to-pay-with-crypto-for-everything-or-why-is-crypterium-app-so-anticipated",
      "title": "“I want to pay with crypto for everything”, or why is Crypterium app so anticipated",
      "body": "![1_XDwLQlrF6JGIgWMDKnUXtA.png](https://steemitimages.com/DQmRfTQpr8UhnWPgD84yeDp2zVBSuK9FpCjuXHJazwm7EXz/1_XDwLQlrF6JGIgWMDKnUXtA.png)\n*Since the beginning of 2017, Crypterium has been working on a digital solution to let people pay with cryptocurrencies with the same convenience as with cash or credit cards. The app’s idea has been excitedly received by 400 000 people, including co-founder of TechCrunch [Keith Teare](https://medium.com/@crypterium/keith-teare-crypterium-has-a-great-vision-that-captures-the-imagination-aec9fec0e902) and legendary venture capitalist [Tim Draper](https://www.youtube.com/watch?v=NqxovpWcOJ4&t=71s).*\n\n*We decided to ask all the people following and supporting Crypterium about the reasons for their eagerness to pay with cryptocurrencies. The answers we got were too valuable to keep them for ourselves, so here’s a list of the top reasons:*\n\n<h3>1. Lower Cost</h3>\nThe primary reason is pretty obvious: many people have already realized the burden of paying extra for bank services. This may be hard to immediately recognize — they hit your account balance gradually — but bank fees can really pile up: the average American spent $329 on them in 2017, according to Chime [Bank’s Bank Fee Finder Summary Report](https://www.slideshare.net/ChimeBank/bank-fee-finder-april-2017-report/1). This is how a Crypterium supporter from Brazil puts it: “I want to be free from banks’ abusive fees.” And another one from Norway adds: “I like how crypto works without a middle man.”\n\n<h3>2. Higher Speed</h3>\nThe second most popular reason has to do with another well-known benefit of the blockchain technology — the speed. Not only are standard bank transfers expensive, they can also take days to process. And don’t even get us started on waiting for bank approvals.\n\nAs soon as you turn to crypto, you notice all the flaws in traditional banking systems and start to appreciate the blockchain advantages. “I do like being able to spend my crypto on my terms without having to cash out and wait on bank approvals,” — explains our supporter from the United States.\n\n<h3>3. Same solution for every country</h3>\nThis is another overly popular reason: the Crypterium app is widely anticipated by those who travel around the globe on a regular basis. Consider this: instead of looking for an ATM, trying to find the best rates and finally exchanging money into the local currency, you’ll only need your smartphone to pay for anything, anywhere. It’s easy as that!\n\n“Easier to shop when crossing the border,” — states a Canadian follower. In accord, Crypterium supporter from England recounts his problems with fiat currencies: “With fiat, I have to exchange currency every time I travel, then exchange on return and pay high fees.”\n\n<h3>4. Being in control</h3>\nAs soon as you deposit money in a bank, it stops being fully yours. You don’t have access to your funds 24/7: for instance, you may not be able to make an urgent transfer somewhere around midnight. Moreover, your money will be compromised in case of any problems the bank might encounter.\n\nThis is why cryptocurrencies are preferred by those who like to be in full control of their own funds. “I own my own money” and “It allows me to control my own currency and be my own bank” are both frequent answers from the survey. “I prefer to be in control my own money 24/7, the getaway from big corporate banks is just the bonus,” — adds a respondent from Denmark.\n\n<h3>5. Distrust of the fiat system</h3>\nThe fiat system is old and has gone through countless problems. The latest financial crisis of 2008 was a vivid example. Inherent flaws of the global fiat infrastructure coupled with the suboptimal performance of financial institutions have led to disastrous results at various points in the past.\n\nThousands of people have lost their jobs, accumulated enormous debts and even gone homeless. It’s only logical that the distrust of the fiat system has been steadily increasing. “I don’t trust the fiat system,” — states an Australian respondent in no uncertain terms. “I am against the current banking system, which must be replaced quickly. In this sense the solution is crypto,” — agrees a Portuguese follower.\n\nAdditionally, subpar monetary and economic policy of the government can result in inflation and even hyperinflation, as seen in Venezuela right now. This only accelerates people’s transition to cryptocurrencies, as Crypterium supporter from Brazil sums up perfectly: “I prefer crypto due to the large devaluation of the fiduciary currency and a not very prosperous economy in my country.”\n\n<h3>6. Higher Security</h3>\nThis one is pretty self-explanatory. The fewer middleman institutions there are between you and your money, the lower the chance of scam or fraud is. Also, “no card details — no security threat,” — notes one of the respondents from the UK.\n\n<h3>7. Tax implications</h3>\nAt this point, governments around the globe are only working out the tax policy regarding cryptocurrencies. This means that in the end, crypto may or may not be different from fiat when it comes to tax implications.\n\nStill, quite a lot of people see tax benefits in using crypto right now. Why, you ask? “There’re no tax implications for making a profit on your crypto, if you never change back to fiat,” — answers an Australian supporter. Two other supporters from Brazil and South Africa agree: crypto helps to decrease the tax payments.\n\nCrypterium analysts are doing a research on taxation of crypto in different countries, and we’ll share our findings with you once we’re done.\n\n<h3>8. Having a choice</h3>\nLiving in a country implies using that country’s national fiat currency; you don’t really have a choice — that is, unless you are willing to constantly lose money on conversion costs. So you are bound to use British pounds in England, rubles in Russia or pesos in Mexico.\n\nWith cryptocurrencies, it’s completely different. You can choose any the coins and tokens that you like as your preferred way of payment, and many of our followers find this idea very attractive. “I want to be able to decide on my own which coin/token I want to use,” — says one of our US followers.\n\n<h3>9. Crypto is the future</h3>\n“Cryptocurrencies are technically superior and more convenient than fiat currencies, they are ideologically better as well. Global money is the future, now I want convenience anywhere in the globe,” says our supporter from Brazil, and our beliefs just couldn’t be expressed better.\n\nThere’s another great note from our Polish supporter: “Different from country to country, fiat currencies are obstacles for further development. The introduction of crypto payments will allow to unite nations on a vastly larger scale than today.”\n\nWe may be used to paying in fiat right now, but sooner or later new technologies will prevail. Crypto is the way towards lowering transaction fees, reducing bureaucracy and taking the global financial infrastructure to a whole new level, and we want to go down that path.\n\nTo stay up to date with our news, subscribe to our [Telegram Channel](https://t.me/crypterium) or [subreddit](https://www.reddit.com/r/crypterium_com/).",
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      "body": "I will upvote and resteem your last blog post free to my 35,000+ followers if you reply with the word, \"free\". Blog posts over 7 days old can not be upvoted or resteemed. [<b>a-0-0</b>](https://steemit.com/@a-0-0)",
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      "title": "Join live stream with Co-founder of Crypterium Austin Kimm to ask any questions about our project!",
      "body": "![Bez tytułu.png](https://steemitimages.com/DQmRdzxaTzBhtHiaKZ3L5Z8K4RidbtiGGS22PamCRrprbh3/Bez%C2%A0tytu%C5%82u.png)\n\n<center>Have you missed the opportunity to ask your question during the [AMA](https://www.reddit.com/r/crypterium_com/comments/88ux7i/first_official_ama_with_vladimir_gorbunov_is_live/)?\nDo you have any questions related to the [project](https://crypterium.io)?</center>\n<h1><center>[**Join here!**](https://www.facebook.com/crypterium.org/videos/168296093858331/?notif_id=1524671988510622&notif_t=live_video_explicit)</center></h1>",
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      "body": "<html>\n<p><img src=\"https://imgur.com/a/H3gTi53\"/></p>\n<p><em>Cryptocurrencies and cash, advertising campaigns, technical and geographic limitations (or lack thereof) — this week, Crypterium’s co-founder Vladimir Gorbunov had all sorts of inquiries to respond to in the second part of our</em><a href=\"https://medium.com/@crypterium/crypterium-cco-on-new-partnerships-and-listing-crpt-on-new-exchanges-9a367ec51f47\"> </a><a href=\"https://medium.com/@crypterium/crypterium-cco-on-new-partnerships-and-listing-crpt-on-new-exchanges-9a367ec51f47\"><em>“Ask Me Anything” article series</em></a><em>.</em></p>\n<p><em>Your questions are a great inspiration for us as they show the high social demand for our services. In this installment of the AMA, we’re going to talk about Crypterium’s product and the planned marketing activities.</em>&nbsp;</p>\n<p><br></p>\n<h1><strong>No geographic boundaries</strong></h1>\n<p><br></p>\n<h4><strong>Russia will allow crypto payments during FIFA World Cup 2018. Are you going to provide any services?</strong></h4>\n<p><br></p>\n<p>Our payment solutions will be available all over the world, not only in Russia. And we see events like FIFA as a huge opportunity for promoting our product and engaging new users. When thousands (if not millions) of people travel to new countries each with their own currency, it’s so much easier to pay with crypto. We’re looking forward to welcoming an influx of new users thanks to FIFA in particular and other international events in general.&nbsp;</p>\n<p><br></p>\n<h4><strong>With the news about conquering Europe and 500 million people being able to use Crypterium to purchase products using the app (and then you also mention Asia as a next target), what about me and others residing in the United&nbsp;States?</strong></h4>\n<p><br></p>\n<p>We really want to make it to the US market as soon as possible, and we’re actively looking for a local partner bank. We have a few options and are constantly in negotiations.</p>\n<p>All I can say is we’re working hard to get to every region where our users are located. Right now, we’ve already got some plans for Brazil, Australia and Asia. We’ll keep you informed with every step we make toward the finance without boundaries.&nbsp;</p>\n<p><br></p>\n<h4><strong>How will the partnership with World Capacity Builders work? Which cities, timing and people (customers) will be involved?</strong></h4>\n<p><br></p>\n<p>WCB has a network of partners around the globe that can help us build our product. These partners are card issuers and payment service providers around the globe and will significantly reduce our time to market.&nbsp;</p>\n<p>&nbsp;</p>\n<h1><strong>No Technical Limitations</strong></h1>\n<p>&nbsp;</p>\n<h4><strong>Is the Crypterium app still scheduled to be fully released by the end of second&nbsp;quarter?</strong></h4>\n<p><br></p>\n<p>We are implementing new functions continuously. We’ll roll out the first crypto/fiat payment solutions by the end of Q2, but for us that’s just the beginning of a long road. We’ll be developing our app and adding new features all the time, creating a next-generation payment infrastructure and expanding the number of in-app payment options.&nbsp;</p>\n<p><br></p>\n<h4><strong>Will we be able to store or purchase other tokens or coins besides BTC, ETH and CRPT in the Crypterium App?</strong></h4>\n<p><br></p>\n<p>We’ll gradually add all the most popular coins and tokens, starting with XRP, LTC, Dash, XEM, NEO, MIOTA and XMR.&nbsp;</p>\n<p>&nbsp;</p>\n<h4><strong>Will people be able to spend USDT with the&nbsp;app?</strong></h4>\n<p><br></p>\n<p>Sure. USDT is a cryptocurrency, so it will be available just like any other popular coin.&nbsp;</p>\n<p><br></p>\n<h4><strong>What technical limits are the 1000 transactions per second imposed&nbsp;by?</strong></h4>\n<p>&nbsp;</p>\n<p>That’s not technical limits, that’s the result of our first server infrastructure assessments. They have shown that we can already process 1000 transactions per second, and this number is constantly growing. Technically, there are pretty much no limits to our further development, as our server architecture allows us to increase it even further in the future — up to 1 million transactions per minute.</p>\n<p>We can make transactions with a higher speed that the popular blockchains allow because our transaction accounts are working on an offchain solution and aren’t directly tied to the blockchain. They boast a much higher transaction speed.&nbsp;</p>\n<p><br></p>\n<h4><strong>Austin Kimm mentioned sending money from one country to another using Crypterium, just like Western Union Money Transfer. When will this function be available? Will it require a fee in CRPT tokens? Can the receiver get money without opening a bank&nbsp;account?</strong></h4>\n<p><br></p>\n<p>The Crypterium app will be a more convenient solution than Western Union. It will allow you to make money transfers using just the recipient’s phone number, which will be used to create a Crypterium account and get them the money almost immediately. You will be able to transfer funds in any of the cryptocurrencies available within the Crypterium app, and the recipient will be able to spend it in a currency of his or her choice.&nbsp;</p>\n<p>Our solution will be cheaper. We are first and foremost a digital bank, which means we can operate at lower costs compared to infrastructural giants like Western Union.&nbsp;</p>\n<p>This is of course for the cases when the recipient wants money on their account and not cash specifically. In case the recipient needs cash, we might try partnering with companies like Western Union at some point. Then you’ll get the chance to transfer money in your preferred cryptocurrency and let the recipient get the cash at a Western Union office. Anyway, we are working on possible digital solutions to let our clients receive payments in cash.&nbsp;</p>\n<p><br></p>\n<h1><strong>Engaging a wider&nbsp;audience</strong></h1>\n<p>&nbsp;</p>\n<h4><strong>How are you going to promote Crypterium App to a broader audience under the current stringent advertising regulations?</strong></h4>\n<p><br></p>\n<p>We aren’t going to promote an ICO or a cryptocurrency. What we are going to promote is a working product that you can compare to a mobile bank but with better functionality. Today, we can’t say for sure that the new advertising regulation isn’t going to affect us, but we believe that our ads will be given the green light.&nbsp;</p>\n<p>&nbsp;Also, we have a top-notch PR team working for us, and they are actively preparing a marketing campaign for the launch of our product.&nbsp;</p>\n<p><br></p>\n<h4><strong>What are your plans on marketing to the greater community — people who don’t currently own any cryptocurrencies? How will you try to bring them on&nbsp;board?</strong></h4>\n<p><br></p>\n<p>We can see that the number of people owning cryptocurrencies is actively growing. And we are primarily focused on solving their problem of spending crypto in everyday life.&nbsp;</p>\n<p>&nbsp;Once we’ve accomplished that, we can move forward to more complex tasks, like engaging a wider audience into crypto payments. We’ll use classic marketing tactics and general media to popularize our app.&nbsp;</p>\n<p>&nbsp;Meanwhile, we’ll provide people with the most convenient way of buying crypto with fiat money. No more complicated buy/sell orders on crypto exchanges: our user-friendly app will give you the chance to buy any of the most popular coins and tokens as easily as paying regular bills.&nbsp;</p>\n<p><br></p>\n<p><strong>To stay up to date with our news, subscribe to our</strong> <a href=\"https://t.me/crypterium\"><strong>Telegram Channel</strong></a><strong>.</strong>&nbsp;</p>\n<p><br></p>\n</html>",
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      "title": "Crypterium CCO on product updates and marketing activities",
      "body": "<html>\n<p><img src=\"https://ibb.co/eXcZ6x\"/><img src=\"https://ibb.co/eXcZ6x\"/></p>\n<p><em>Cryptocurrencies and cash, advertising campaigns, technical and geographic limitations (or lack thereof) — this week, Crypterium’s co-founder Vladimir Gorbunov had all sorts of inquiries to respond to in the second part of our</em><a href=\"https://medium.com/@crypterium/crypterium-cco-on-new-partnerships-and-listing-crpt-on-new-exchanges-9a367ec51f47\"> </a><a href=\"https://medium.com/@crypterium/crypterium-cco-on-new-partnerships-and-listing-crpt-on-new-exchanges-9a367ec51f47\"><em>“Ask Me Anything” article series</em></a><em>.</em></p>\n<p><br></p>\n<p><em>Your questions are a great inspiration for us as they show the high social demand for our services. In this installment of the AMA, we’re going to talk about Crypterium’s product and the planned marketing activities.</em>&nbsp;</p>\n<p><br></p>\n<p>&nbsp;</p>\n<p><strong>No geographic boundaries</strong></p>\n<p><br></p>\n<h4><strong>Russia will allow crypto payments during FIFA World Cup 2018. Are you going to provide any services?</strong></h4>\n<p><br></p>\n<p>&nbsp;Our payment solutions will be available all over the world, not only in Russia. And we see events like FIFA as a huge opportunity for promoting our product and engaging new users. When thousands (if not millions) of people travel to new countries each with their own currency, it’s so much easier to pay with crypto. We’re looking forward to welcoming an influx of new users thanks to FIFA in particular and other international events in general.&nbsp;</p>\n<p><br></p>\n<p>&nbsp;</p>\n<h4><strong>With the news about conquering Europe and 500 million people being able to use Crypterium to purchase products using the app (and then you also mention Asia as a next target), what about me and others residing in the United&nbsp;States?</strong></h4>\n<p><br></p>\n<p>&nbsp;We really want to make it to the US market as soon as possible, and we’re actively looking for a local partner bank. We have a few options and are constantly in negotiations.</p>\n<p><br></p>\n<p>All I can say is we’re working hard to get to every region where our users are located. Right now, we’ve already got some plans for Brazil, Australia and Asia. We’ll keep you informed with every step we make toward the finance without boundaries.&nbsp;</p>\n<p><br></p>\n<p><br></p>\n<p>&nbsp;</p>\n<h4><strong>How will the partnership with World Capacity Builders work? Which cities, timing and people (customers) will be involved?</strong></h4>\n<p><br></p>\n<p>&nbsp;WCB has a network of partners around the globe that can help us build our product. These partners are card issuers and payment service providers around the globe and will significantly reduce our time to market.&nbsp;</p>\n<p><br></p>\n<p>&nbsp;</p>\n<h3><strong>No Technical Limitations</strong></h3>\n<p><br></p>\n<p>&nbsp;</p>\n<h4><strong>Is the Crypterium app still scheduled to be fully released by the end of second&nbsp;quarter?</strong></h4>\n<p>&nbsp;We are implementing new functions continuously. We’ll roll out the first crypto/fiat payment solutions by the end of Q2, but for us that’s just the beginning of a long road. We’ll be developing our app and adding new features all the time, creating a next-generation payment infrastructure and expanding the number of in-app payment options.&nbsp;</p>\n<p><br></p>\n<p>&nbsp;</p>\n<h4><strong>Will we be able to store or purchase other tokens or coins besides BTC, ETH and CRPT in the Crypterium App?</strong></h4>\n<p>&nbsp;We’ll gradually add all the most popular coins and tokens, starting with XRP, LTC, Dash, XEM, NEO, MIOTA and XMR.&nbsp;</p>\n<p><br></p>\n<p><br></p>\n<p>&nbsp;</p>\n<h4><strong>Will people be able to spend USDT with the&nbsp;app?</strong></h4>\n<p>&nbsp;Sure. USDT is a cryptocurrency, so it will be available just like any other popular coin.&nbsp;</p>\n<p><br></p>\n<p>&nbsp;</p>\n<h4><strong>What technical limits are the 1000 transactions per second imposed&nbsp;by?</strong></h4>\n<p>&nbsp;That’s not technical limits, that’s the result of our first server infrastructure assessments. They have shown that we can already process 1000 transactions per second, and this number is constantly growing. Technically, there are pretty much no limits to our further development, as our server architecture allows us to increase it even further in the future — up to 1 million transactions per minute.</p>\n<p>We can make transactions with a higher speed that the popular blockchains allow because our transaction accounts are working on an offchain solution and aren’t directly tied to the blockchain. They boast a much higher transaction speed.&nbsp;</p>\n<p><br></p>\n<p>&nbsp;</p>\n<h4><strong>Austin Kimm mentioned sending money from one country to another using Crypterium, just like Western Union Money Transfer. When will this function be available? Will it require a fee in CRPT tokens? Can the receiver get money without opening a bank&nbsp;account?</strong></h4>\n<p>&nbsp;The Crypterium app will be a more convenient solution than Western Union. It will allow you to make money transfers using just the recipient’s phone number, which will be used to create a Crypterium account and get them the money almost immediately. You will be able to transfer funds in any of the cryptocurrencies available within the Crypterium app, and the recipient will be able to spend it in a currency of his or her choice.&nbsp;</p>\n<p><br></p>\n<p>&nbsp;Our solution will be cheaper. We are first and foremost a digital bank, which means we can operate at lower costs compared to infrastructural giants like Western Union.&nbsp;</p>\n<p><br></p>\n<p>&nbsp;This is of course for the cases when the recipient wants money on their account and not cash specifically. In case the recipient needs cash, we might try partnering with companies like Western Union at some point. Then you’ll get the chance to transfer money in your preferred cryptocurrency and let the recipient get the cash at a Western Union office. Anyway, we are working on possible digital solutions to let our clients receive payments in cash.&nbsp;</p>\n<p><br></p>\n<p><br></p>\n<p>&nbsp;</p>\n<h3><strong>Engaging a wider&nbsp;audience</strong></h3>\n<p><br></p>\n<p>&nbsp;</p>\n<h4><strong>How are you going to promote Crypterium App to a broader audience under the current stringent advertising regulations?</strong></h4>\n<p>We aren’t going to promote an ICO or a cryptocurrency. What we are going to promote is a working product that you can compare to a mobile bank but with better functionality. Today, we can’t say for sure that the new advertising regulation isn’t going to affect us, but we believe that our ads will be given the green light.&nbsp;</p>\n<p>&nbsp;Also, we have a top-notch PR team working for us, and they are actively preparing a marketing campaign for the launch of our product.&nbsp;</p>\n<p><br></p>\n<p>&nbsp;</p>\n<h4><strong>What are your plans on marketing to the greater community — people who don’t currently own any cryptocurrencies? How will you try to bring them on&nbsp;board?</strong></h4>\n<p><br></p>\n<p>&nbsp;We can see that the number of people owning cryptocurrencies is actively growing. And we are primarily focused on solving their problem of spending crypto in everyday life.&nbsp;</p>\n<p><br></p>\n<p>&nbsp;Once we’ve accomplished that, we can move forward to more complex tasks, like engaging a wider audience into crypto payments. We’ll use classic marketing tactics and general media to popularize our app.&nbsp;</p>\n<p><br></p>\n<p>&nbsp;Meanwhile, we’ll provide people with the most convenient way of buying crypto with fiat money. No more complicated buy/sell orders on crypto exchanges: our user-friendly app will give you the chance to buy any of the most popular coins and tokens as easily as paying regular bills.&nbsp;</p>\n<p><br></p>\n<p>&nbsp;<strong>To stay up to date with our news, subscribe to our</strong> <a href=\"https://t.me/crypterium\"><strong>Telegram Channel</strong></a><strong>.</strong>&nbsp;</p>\n<p><br></p>\n</html>",
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      "body": "![1_FOoEGo6oHByIn-bLqbSHCQ.png](https://steemitimages.com/DQmQdzHNfs41iwQYaZLP4Nkwre97JZf1ka9EmchYKz2M5Ub/1_FOoEGo6oHByIn-bLqbSHCQ.png)\n\n*We are approaching the end of Q2 2018, and the release version of the Crypterium cryptobanking app is almost ready for launch. Whether you are a cryptocurrency specialist or a complete novice, your dreams will soon come true: it will take you a single click to spend non-fiat currencies for your everyday purchases.\n\nWe strive to make our app (which you can already download from [Google Store](https://play.google.com/store/apps/details?id=com.crypterium) and [AppStore](https://itunes.apple.com/US/app/id1360632912?mt=8)) as user-friendly as possible. Let’s take a look at the additions from this week’s update.*\n\n**All basic functions are now available to iOS users.** If iOS is your preferred operating system, we’ve got good news for you: you no longer need an invitation code to gain access to the app’s basic functions. Both the iOS version and the Android version now allow you to store your funds in CRPT, BTC and ETH, as well as get real-time exchange rate graphs and review your transaction history. You can also transfer your funds in any of the available currencies.\n\n**GBP added to the app.** Good news for our users from the United Kingdom: you can now view your balance not only in US Dollars or Euro, but also in British Pounds. More currencies, both fiat and crypto, are to come in the next updates.\n\nHave a suggestion for further improvements? Let us know in our Telegram Chat — we are always looking to get feedback from you!\n\n<h3>About Crypterium</h3>\n\nCrypterium is one of the most successful ICOs of all time. Over 72,000 tokenholders contributed $51+ million to help us bridge the gap between cryptocurrencies and their use in everyday life.\n\nThe CRPT token is traded on [HitBTC](https://hitbtc.com/CRPT-to-BTC), one of the Top-10 cryptocurrency exchanges.\n\nAll the Crypterium solutions will only be accessible for use if you have CRPT that will be used as ‘gas’ for the transactions. Every time someone makes a payment, a fee equal to 0.5% of the value of the transaction in CRPT is taken from the CRPT token holder’s account and burnt as fuel. This means the number of CRPT tokens will be reducing over time.\n\n<h3>Join us now!</h3>",
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