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      "author": "steemitboard",
      "permlink": "steemitboard-notify-criptoreview-20190815t191803000z",
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      "body": "Congratulations @criptoreview! You received a personal award!\n\n<table><tr><td>https://steemitimages.com/70x70/http://steemitboard.com/@criptoreview/birthday1.png</td><td>Happy Birthday! - You are on the Steem blockchain for 1 year!</td></tr></table>\n\n<sub>_You can view [your badges on your Steem Board](https://steemitboard.com/@criptoreview) and compare to others on the [Steem Ranking](https://steemitboard.com/ranking/index.php?name=criptoreview)_</sub>\n\n\n###### [Vote for @Steemitboard as a witness](https://v2.steemconnect.com/sign/account-witness-vote?witness=steemitboard&approve=1) to get one more award and increased upvotes!",
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      "memo": "Hi @criptoreview. @steemcommunity announced shutdown on their witness. It's important for every stake holder to vote for active witnesses. That being said, I am a hard-working witness with stable block production. You can see my witness related work at https://emrebeyler.me. I would be happy if you consider me once you reshuffle your votes. Here is a quick link to vote for my witness: https://app.steemconnect.com/sign/account-witness-vote?witness=emrebeyler&approve=1"
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      "memo": "Finally, STEEM BOT, everyone can use. Run your own BOT or order autoSTEEM BOT service for stressless passive daily STEEM/SBD returns based on your investment. For more info, go to https://autosteem.com/product/autosteem-bid-bot/?steemit. Also, don't forget to join us on Discord: https://discord.gg/K4qvwFM"
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      "memo": "\nLes doy dinero gratis a todos los que vean y comenten mi video todos los días.\n\nTe invito a unirte también a nuestro chat Discord.\nhttps://discord.gg/vzHFNd6\n\nPuedes consultar mi cuenta personal @hiroyamagishi\n"
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      "title": "Blockchain: El futuro de la música",
      "body": "# <center>  El futuro de la música</center>\n\nLa tecnología como blockchain y los libros de contabilidad distribuidos están creando nuevas oportunidades para la soberanía propia, ya sea en cadenas de suministro, naciones emergentes o para la industria de los nuevos medios. Escucha a un panel de la industria que reúne a expertos del mundo de blockchain, data science y auditing sobre cómo la futura industria musical puede implementar estos métodos para rastrear activos digitales y abrir nuevas oportunidades artísticas.\n\nhttps://www.youtube.com/watch?v=WN2proaJxds\n\nLos artistas por lo general no suelen ser buenos empresarios, ellos se dedican solo a la creación de música. Después de todo, preferirían centrarse en su oficio no?. Especialmente cuando son nuevos, no tienen acceso a los mercadólogos, abogados, radio difusoras, espacios etc., **lo que facilita a los intermediarios explotarlos en comparación con otros profesionales**. \n\nLa industria musical tiene muchos de los intermediarios de los más hábiles y controladores en el mundo de los negocios, pero la introducción de blockchain como una tecnología disruptiva podría cambiar todo eso. Están surgiendo varias startups de blockchain para hacer frente a este problema pero el problema es que es una industria muy, pero muy **controlada y con monopolios** y posiblemente sea muy difícil cambiar el modelo que se maneja actualmente. \n\n# <center> Palabras clave </center>\n\n* **Decentralized blockchain music streaming**: Plataforma donde la mayoría de las ganancias sean para los artistas de forma directa. \n\n* **Highly centralized**: Eliminar los monopolios en la industria, quitar las \"cadenas\" que tienen los artistas-músicos para ser independientes de manera exitosa.  \n\n* **Self-Sovereignty**: Control de tu identidad en Internet.\n\n* **Decentralized database of rights and rights owners for musicians**: Base de datos verificable y no modificable, utilizada para almacenar los derechos de autor y más información. \n\nLos proyectos que sobrevivan serán aquellos que brinden un valor real: aquellos que construyan una **rede real, grande y llamativa para todos** al mantener a los artistas y oyentes felices en las plataformas. \n\nMuchas gracias por leer.",
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      "amount": "0.001 STEEM",
      "memo": "BuildTeam is proud to announce the release of DLease.io - our flagship P2P leasing marketplace app, aimed at assisting Steemians in leasing and delegating STEEM POWER for daily passive returns, with recent yields as high as 20% APR. DLease.io is a professional grade app , designed to replace the current MinnowBooster.net leasing market which has to date facilitated nearly 20 Million STEEM POWER in lease value to happy BuildTeam customers. View the new app at https://dlease.io/ or read the announcement post on https://steemit.com/@dlease."
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      "title": "",
      "body": "Hi @criptoreview :) Just wanted to say thank you VERY much for your support in the dpoll! \n\nI have Tried looking you up on discord but could not find you there... so I hope you don't take offence to me contacting you here. I wanted to know if we would count on your valuable support again in the current 20k delegation dpoll? \n\nWe are working hard at it again haha and every little bit of support counts :)",
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      "body": "# <center>Blockchain: Transferencias  bancarias y sus problemas.</center>\n\nA lo largo de la historia, se han creado varios instrumentos de **confianza**, como las monedas acuñadas, el papel moneda, las hojas de crédito y por supuesto los sistemas bancarios, para facilitar el **intercambio de valor y proteger a los compradores y vendedores**. \n\nLas innovaciones tecnológicas más importantes que se han desarrollado, digamos, las líneas telefónicas, los sistemas de tarjetas de crédito y débito, Internet y las tecnologías móviles, han mejorado **el bienestar, la rapidez y la eficiencia de las transacciones al tiempo que minimizan, y en ocasiones eliminan “virtualmente”, la distancia entre compradores y vendedores**, todos hemos comprado algo en internet sin necesidad de conocer personalmente al vendedor.\n\n<center>![](https://imgp.whaleshares.io/300x0/https://img.whaleshares.io/wls-img/rojo13/68db9c14fa7ea6cb139c561f1d52ef0b59a1b50b.png)</center>\n <div class=\"text-center\"><p><a href=\"http://cadenapolitica.com/2018/05/15/hackers-roban-millones-de-pesos-en-transferencias-bancarias/\">Fuente</a></p></div> \n\n\n A pesar de esto avances que hemos visto, muchas transacciones comerciales **siguen siendo ineficientes, caras y vulnerables**, con las siguientes limitaciones:\n\n* El efectivo/cash es útil solo en transacciones locales y en cantidades pequeñas, no podemos gastar millones en efectivo porque sería extraño y daríamos mucha desconfianza.  \n\n* El tiempo para validar las transacción internacionales puede tardar mucho tiempo y la liquidación pueden ser largas, más si es de un banco a otro banco.  \n\n* La duplicación de esfuerzos y la necesidad de validar la transacción por parte de terceros y/o la presencia de intermediarios aumentan las ineficiencias y se generan más comisiones por el trabajo de validación. \n\n* Las estafas y el fraude, los ataques cibernéticos e incluso los errores que siempre están latentes, aumentan la complejidad y el miedo de hacer negocios, exponiendo a todos los participantes en la red a riesgos si un sistema central, por ejemplo un banco, está comprometido. \n\n<center>![](https://imgp.whaleshares.io/300x0/https://img.whaleshares.io/wls-img/rojo13/d9a8ff6e3d3fadf55a94427e0487fe1a2589e0c7.png)</center>\n<div class=\"text-center\"><p><a href=\"https://securelist.lat/malware-and-non-malware-ways-for-atm-jackpotting-extended-cut/83039/\">Fuente</a></p></div>\n\n* Los gigantes de tarjetas de crédito/débito son espacios que no cualquiera entra, con altas comisiones en caso de que quieras todos los servicios que para tí son útiles. Los comerciantes deben pagar los altos costos de membresía, lo que a menudo implica un papeleo considerable y un proceso de investigación que requiere mucho tiempo. \n\n* El hecho de que la mitad de la gente del mundo no tenga acceso a cuentas bancarias, se han desarrollado sistemas de pago paralelos (más intermediarios) para realizar transacciones sin necesidad de una cuenta bancaria. \n\n* La transparencia limitada y la información inconsistente obstaculizan el movimiento eficiente de mercancías legales en la industria del transporte marítimo y aéreo y dan paso al mercado ilegal de mercancía. \n\n**Actualmente los volúmenes de transacciones realizadas en el mundo han estado creciendo  considerablemente y por consiguiente se aumentará la complejidad, vulnerabilidad, ineficiencias y costos de los sistemas de transacciones actuales.** El crecimiento exponencial del comercio electrónico, la nueva era de la banca digital y las compras dentro de las aplicaciones, junto con la creciente movilidad de personas en todo el mundo, han impulsado el crecimiento de los volúmenes de transacción.\n\n<center>![](https://imgp.whaleshares.io/400x0/https://img.whaleshares.io/wls-img/rojo13/a1a689d1d78179e59e9d5b4e86f7348076d0279d.png)</center>\n<div class=\"text-center\"><p><a href=\"https://www.finder.com/international-money-transfers/business-transfers\">Fuente</a></p></div>\n\nPara enfrentar estos y otras problemáticas, el mundo necesita redes de pago más rápidas que proporcionen mecanismos para establecer la confianza, no requerir equipos especializados, que no tengan comisiones/cargos o cuotas mensuales, y ofrezcan una solución de contabilidad colectiva para garantizar la transparencia y la confianza.\n\nSeguimos en un periodo de prueba y error, muchos proyectos que intentan desafiar la cantidad de TPS y competir con gigantes como VISA, MasterCard y American Express es motivador. La intermediación puede ser necesario y en ocasiones necesaria, pero, para estos casos la tecnología blockchain junto con los protocolos de consenso y la criptografía pueden cambiar las reglas del juego, favoreciendo a los usuarios y no solo a los intermediarios. \n\n___\n___\n**<center>Muchas gracias por leer y buen día.</center>**\n**<center>MIS REDES SOCIALES</center>**\n<center>[Steemit](https://steemit.com/@criptoreview)</center>\n<center>[weku](https://deals.weku.io/pick_account?referral=criptoreview)</center>\n<center>[whaleshares](https://whaleshares.io/@rojo13)</center>\n<center>https://media.giphy.com/media/1O0yhxALY85P5p89fI/giphy.gif</center>",
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      "memo": "\nQuiero ayudar a todos los hispanohablantes a votar su comentario. Tengo más de 23,000 Steem Power, no era mucho, pero tal vez mis votos tengan algún significado para alguien.\n\nLo que debe hacer es...\n1. Mire el video tema del día publicado en www.steemit.com/@fatimajunio\n\n2. Haga un comentario como un reflejo de lo que comprende\n\n3. Si puede hacer un comentario de video sobre el tema es mejor para recibir votos más grandes. Puedes usar @dtube o youtube o @dsound.\n\nTe invito a unirte también a nuestro chat Discord.\nhttps://discord.gg/vzHFNd6\n\nPuedes consultar mi cuenta personal @hiroyamagishi\n"
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      "permlink": "modelo-de-negocio-centrado-en-las-personas",
      "title": "Modelo de negocio centrado en las personas.",
      "body": "Muy buenas gente.\n\nProsiguiendo con mi curso de innovación y emprendimiento, hoy les traigo un tema bastante interesante.\n# <center>Piensa como el cliente</center>\n\nEsto puede ser un poco difícil de hacer, pero intenta ponerte en el lugar de otras personas, en este caso en específico \"ponerte en los zapatos de tu cliente\". A veces estamos tan cerrados a nuevas propuestas y podemos apegarnos demasiado a nuestro propio trabajo. Podemos estar demasiado cerca para notar que hay fallas visibles desde lejos, esto significa que no podamos ver lo que posiblemente es obvio y estar cerrados.\n\n![](https://img.whaleshares.io/wls-img/rojo13/35126fc9e52a315fe3fd89f572004f1d8e810726.png)\n<div class=\"text-center\"><p><a href=\"http://www.mujeresdeempresa.com/como-crear-una-vision-centrada-en-el-cliente/\">Fuente</a></p></div>\n\nCompartir tus ideas con otros y adquirir un par de ojos nuevos para mirar nuestro trabajo. Alentar las críticas constructivas, claro que no tenemos que tomar todo lo propuesto e implementarlo, pero puede ofrecer algunas observaciones magnificamente beneficiosas.\n\nMuchas veces la gente subestima el valor de estar aburrido. Si trabajas alrededor de las pantallas todo el día, a menudo puede ser relajante y gratificante simplemente levantarte y caminar un poco, de verdad es muy útil a parte de que te mantienes activo. Deje que tu mente divague en lugar de centrarse en tantas tareas y pendientes. \n\nDesestresarte y dar un paseo fuera, caminar por un parque, disfrutar de tu propio montaje de contemplación personal mientras desliza las rocas a través de un estanque. Deja que el milagro de la naturaleza y ese breve momento de lo que es, con suerte, paz y tranquilidad, te inspire.\n\n![](https://img.whaleshares.io/wls-img/rojo13/bb3e09476c64e76bc6a32b5c7e2eda7f816cc312.png)\n<div class=\"text-center\"><p><a href=\"http://proexpansion.com/es/articulos_oe/374-caminar-por-el-parque-mejora-tu-salud-mental\">Fuente</a></p></div>\n\n\nDe manera similar, muchas personas creen que la práctica de la meditación, despeja tu mente de todos los pensamientos y permitiéndose estar en paz, puede ser un método fantástico para ayudar a estimular la creatividad. Aunque nunca lo he probado personalmente, puedo ver cómo las personas pueden encontrarlo gratificante.\n\nEspero y les ayude un poco a comprender y pensar como un cleinte para mejorar tu producto o servicio, recuerda que el cliente siempre está buscando nuevas alternativas de consumir algún producto o servicio. \n\n___\n___\n\n**<center>Muchas gracias por leer y buen día.</center>**\n**<center>MIS REDES SOCIALES</center>**\n<center>[Steemit](https://steemit.com/@criptoreview)</center>\n<center>[weku](https://deals.weku.io/pick_account?referral=criptoreview)</center>\n<center>[whaleshares](https://whaleshares.io/@rojo13)</center>\n<center>https://media.giphy.com/media/1O0yhxALY85P5p89fI/giphy.gif</center>",
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