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      "body": "I just wanted to share something I have been working on for the past month or so. I had a plan to build a mining rig in a suitcase that can be transported and be running while closed. It was important for it to be closed to limit the attention it would get and keep the components safer. The plan is to bring it with my when I am at the office (lower rates) or when I go on vacation.\n\nIt is a basic system with 4 1050ti FTW GPU, Gigabyte MB, 550PSU, 64gb SSD, and 4gb DDSR. I built the frame out of acrylic to keep heat absorption to a minimum. I have (4) 92mm fans cooling it at the moment.\n\nIt pulls around 750 sol with GPU temp at 60C, uses about 370 W, and gets to be about 113F inside the case.\n\nLet me know what you think. All feedback is appreciated.\n![20180603_174345.jpg](https://cdn.steemitimages.com/DQmNSCShakvgmcHKGhREPtFXmmFqE9j2Z4RJwv4KcQ2xGaY/20180603_174345.jpg)\n![20180520_182725.jpg](https://cdn.steemitimages.com/DQmb2sFzi4j1qoyy4xJCqXEfb6f9Uw9s9p6xHXG9t1ggX8H/20180520_182725.jpg)![Screenshot_20180603-174519 (1).jpg](https://cdn.steemitimages.com/DQmaqKD8MKMbTsPsFJL3XZFkGvmKVA44c4hwRsuPXt9m37p/Screenshot_20180603-174519%20(1).jpg)![20180603_174358.jpg](https://cdn.steemitimages.com/DQmWHvNBWQr4QJQGghk3ke1M2prPxoaXEsWU4fP6qLh4oMo/20180603_174358.jpg)",
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      "body": "Mental health is something that is often not discussed due to its somewhat Taboo nature.  We have gone from a time where individuals with mental illness were locked in Asylums for life and allowed to have their brains destroyed from the inside out.  With the introduction of medication, mainly Thorazine, we were able to treat these individuals, but often only to the point of sedation.  While some could move onto living functional lives, many more were incapacitated by the illness.  That was over 50 years ago and the advances we have made in both pharmacological treatments and non-pharm treatments is substantial.\n\n I have worked in the mental health field for over 12 years and even in that short time I saw a dramatic change in the way individuals were viewed and treated.  My journey into mental health started after I saw how someone very close to me suffered with a mental illness. From the numerous med changes and hospitalizations to the fear of being able to disclose what she was going through.  I experienced first hand all of the ups and downs that one can go through dealing with this.  \n\nMedia has begun to shed more light on mental health and we as a society need to make sure that the light stays positive.  Depression and anxiety and prevalent much more than we know and are still left undiagnosed and untreated due to the stigma that surrounds seeking treatment.  \n\nTake a moment out of your day and think about someone you know that might be in need.  Offer them support, lend them your ear, let them know you are there is and when they need you.  Sometimes just knowing their is support is enough to move someone to seek help.",
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      "body": "![lend.png](https://steemitimages.com/DQmdFhkZtwoXDQ87vMjRWUzxY7q5n9Zr466WbtXSiV1oFsc/lend.png)\n\nAs part ONE of my strategy for passive income, I will be looking into sharing my strategy for Lending Club.  Lending Club is a peer-to-peer lending platform in which individuals can request loans from the community with terms that are normally more favorable than other financing that is available.  \n\nOriginally there were Grades for the loans ranging from \"A-G,\" but recently grades \"F and G\" were removed due to increased risk and high default rates.  Grades are determined by credit score, debt to income ratio, credit utilization, and several other factors.  The factors that go into rating these borrowers is as strict if not more so than many credit cards or personal loans.  \n\n![2018-02-05 (2).png](https://steemitimages.com/DQmWykGMEpa35gUQ7vLAuhg56mkGyyxb494qQuz4aPFM9Ja/2018-02-05%20(2).png)\n\nI have been a borrower before and have to say that the process is easy and the interest rates are very competitive for things like credit card pay down.  \n\nOk, now let me get into my strategy.  My current portfolio earns a combined 8.60% Net Annualized Return after fees.  The combined value come from my direct investments and the notes I have invested in on the Trading Platform, more on that a little later.  Lending Club gives you an option to look at your returns based on an adjusted average taking into account possible default rates or just to look at it as a straight percent.  I personally look at the unadjusted rate to build my target.  My average for noted invested is 8.03% and traded notes is 27.45%.  \n\n![2018-02-05.png](https://steemitimages.com/DQmQZVVzE2BtVCeQCuFg8cgnz1nTKKxyeM9hMSwGdYWCmSq/2018-02-05.png)\n\nThe key to creating a strong portfolio that produces a good return and limits the risk of default is to diversify by only investing $25 in each note and having strict investing guidelines.  \n\nThese are the guidelines I follow for direct investing:\n\nPurpose has to be refinancing of some sort.  I will not lend for a purchase, home remodeling, business, or other.  My thinking is that they are getting a reduction in money out when they refinance and are more likely able to repay this loan.  \n\nPayment can not be greater than 15% of income and I try to stay closer to 10%.  If credit payments start to eat into too much income, they are the first to go when finances get tough.   \n\nCredit score above 675.  While the rates do factor credit score in, I feel better starting with a decent credit score because it shows me that this person has at least tried to maintain their credit.\n\nNo \"A\" grades and as few \"B\" grades as possible.  The return on these is typically around 4 or 5% and I do not feel the risk outweighs the benefit.  I look at \"C\" grades mostly and the occasional \"D\" grade that clicks all the boxes.\n\nI like to find rates between \"12 and 20%.\"  With fees and default rates, these loans tend to fall into the 7-8% range of return.  They represent a good reward for a fair risk.  \n\nNo public records, delinquencies, or negative marks on credit for the past 2 years.  Originally I did not look at anybody with a negative mark no matter the time frame, but after doing more research I settled on 2 year as a good cut off.\n\nThose are my hard and fast rules for finding my loans.  Sometimes it will take me a couple of days to find a good loan, but sticking to a system and being patient always pays off in the end.  \n\nWith an 8% return I will need $15,000 in order to reach my goal of $100 a month.  While that is better than my original starting figure, it is still a ways away from my goal of 10k.\n\nStay tuned as I continue to update on my progress.",
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      "body": "![passive-investment-management.jpg](https://steemitimages.com/DQmTLMuVy3MegcsSAt7x9ejNHKetQnLTE3yM7ZEmNhTwLDa/passive-investment-management.jpg)\nI decided that this year I was going to find ways to increase my income as passively as possible.  I have read articles and heard pod casts about people making thousands of dollars a month passively and they make it seem so easy.  \n\nMy goal is $100 a month.  This is not a lot of money by any stretch of the imagination, but it will help me develop a system that hopefully can be scaled.  \n\nI am addressing this from a few different areas.  I will be looking at dividend producing stocks, real estate crowdfunding sites, consumer credit sites, crypto daily interest investing, and \"dividend\" paying cryptocurrency.\n\nI will be going into a different section in several posts to follow and documented my progress and steps as I go.  \n\nI will be starting with 5k in capital and will adjust as needed to achieve my goal.  \n\nAt $100/month that is $1200 a year.  An average return for passive investing can conservatively be put at 5%.  Given those numbers I would need $24000 set aside or invested to get to this amount.  \n\nMy goal is to achieve this somewhere between $5000 and $24000.  \n\nFollow me to see how and if I can do it and invest along side.\n\n![in-pursuit-of-financial-freedom-logo-2.jpg](https://steemitimages.com/DQmbvpLrUiTmjsQgWyQYPZZf1YLX55cR5sJpBTn5tVYQ7eD/in-pursuit-of-financial-freedom-logo-2.jpg)",
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      "body": "If you have been following Bitcoin for even the slightest bit of time, you can see that there appears to be some significant fear in the market.  Bitcoin was once at nearly 20K only 6 weeks ago and now it is having trouble staying above 9k.  \n![btc 2-2.png](https://steemitimages.com/DQmY6W75Fyhj7fsLzLA5wURhTsRzgAJv1ri596p5YWegopC/btc%202-2.png)\n\nThe chart above shows the last 3 days of price movement and just how difficult it has been to maintain any amount of support.  It looked like there was some resistance at around 10100 and after the third attempt the price plummeted to 8500, found no support at 8800 and fell lower to around 7700.  From there it shot up nicely to 8800, a mild drop to 8600, and then back up to break the 9000 mark.  It looks as though if we can maintain 8800 for an appreciable amount of time we may have a stable point.  A break from there looks to 8500 for support and then back below 8000 after that.\n\nThis is a tough chart to stomach given the massive gains we have seen over the past 6 months or so, but what goes up must go down.  \n\nStay tuned for more updates!\n\nIn the meantime check out STORM PLAY here: https://play.google.com/store/apps/details?id=com.cakecodes.bitmaker&hl=en  and earn some free crypto currency while you are waiting for the price to go back up.  Enter referral code:  FQQI0R for 6000 free bolts!",
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      "author": "crazynp",
      "body": "they are listed on a couple at the moment with more being added soon.  I'm mainly collecting as many as I can and when I see the price go up (if it does) then I will move them and sell, but for now it is free.",
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      "author": "crazynp",
      "body": "![STORM-ICO-Review-StormX-Token.jpg](https://steemitimages.com/DQmXhmSmdKoRFyKGJ6Xr4EC95qcbqD28g9Xr9URYNZzFmkA/STORM-ICO-Review-StormX-Token.jpg)\n\nJust like you, I am looking at ways to get in on the crypto market without spending all day watching charts and tracing lines.  When I came across **StormPlay** I was a little skeptical at first.  I downloaded the app and starting playing around.  After a couple of weeks I had earned 250 Storm Tokens, which at the current time was worth about $8.  \n\nOk, so that is not a lot of money, but with the way the crypto market is rapidly expanding, those 250 tokens could be worth $250 one day.  If you don't have faith in the Storm Token then trade it for Bitcoin or Ethereum on one of several markets STORM is listed on.  \n\nThe system offers you **\"Bolts\"** for doing certain tasks like signing up for trial periods or playing games.  They also reward you for checking in up to 2 times per hour.  These **\"Bolts\"** are then converted into **STORM** tokens and able to be withdrawn.  \n\nWe all have some form of time wasting throughout the day, why not get paid for wasting it.  \n\nDownload the app STORMPLAY and use the promo code **FQQI0R** for 6,000 free bolts.",
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      "body": "This idea is very promising and it is kind of likely a more aggressive ETF.  I've looked into doing this, but am currently researching and making my own decisions.",
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