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      "author": "steemitboard",
      "permlink": "steemitboard-notify-cardoniotoken-20190830t025833000z",
      "title": "",
      "body": "Congratulations @cardoniotoken! You received a personal award!\n\n<table><tr><td>https://steemitimages.com/70x70/http://steemitboard.com/@cardoniotoken/birthday1.png</td><td>Happy Birthday! - You are on the Steem blockchain for 1 year!</td></tr></table>\n\n<sub>_You can view [your badges on your Steem Board](https://steemitboard.com/@cardoniotoken) and compare to others on the [Steem Ranking](https://steemitboard.com/ranking/index.php?name=cardoniotoken)_</sub>\n\n\n###### [Vote for @Steemitboard as a witness](https://v2.steemconnect.com/sign/account-witness-vote?witness=steemitboard&approve=1) to get one more award and increased upvotes!",
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      "parent_permlink": "crytocurrency",
      "author": "cardoniotoken",
      "permlink": "cardonio-ico-rating",
      "title": "Cardonio ICO Rating",
      "body": "Here at Cardonio we believe that cryptocurrencies have the potential to change the world. They can change the entire distribution of wealth, and give the two billion unbanked people access to the same type of financial services that everybody else has. We are developing financial products that solve real problems around the world for millions of people.\n\nThe core management team is made up of executives with global experience from some of the most innovative Companies within financial services and technology. We believe we have the right team to execute real change as our leadership team have spent the best part of 15 years developing digital payment and banking solutions globally.\n\nWe invite you to learn more about Cardonio and the exciting products we are working on.\nhttps://ico.coincheckup.com/cardonio/",
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  "timestamp": "2018-09-25T09:38:42",
  "op": [
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      "parent_permlink": "crytocurrency",
      "author": "cardoniotoken",
      "permlink": "cardonio-review",
      "title": "Cardonio Review",
      "body": "Members use their Crypto as security and have 90 days to settle their Credit Card bills. Using Cardonio means you get all the upside of Crypto increasing in value with no risk if it drops with automatic settlement features to prevent any liability.\n\nHere at Cardonio we believe that cryptocurrencies have the potential to change the world. They can change the entire distribution of wealth, and give the two billion unbanked people access to the same type of financial services that everybody else has. We are developing financial products that solve real problems around the world for millions of people.\nThe core management team is made up of executives with global experience from some of the most innovative Companies within financial services and technology. We believe we have the right team to execute real change as our leadership team has spent the best part of 15 years developing digital payment and banking solutions globally.\nhttps://www.icocreed.com/ico-cardonio-ico-review-689.html\n![](https://cdn.steemitimages.com/DQmZ15dgK2deCsuswPyB5hjfVNCXtBALkAxiMQCGxxDnBEt/image.png)",
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      "parent_permlink": "crytocurrency",
      "author": "cardoniotoken",
      "permlink": "why-are-the-token-metrics-so-large-there-is-such-a-large-jump-from-phase-2-to-the-final-phase-and-why-are-the-token-metrics-so",
      "title": "Why are the token metrics so large? There is such a large jump from phase 2 to the final phase?  & Why are the token metrics so large? There is such a large jump from phase 2 to the final phase?",
      "body": "![](https://cdn.steemitimages.com/DQmYbN7s7uet4cpZMebWUhQQGjAXrXtjw8Fd5bQBHWWwUET/image.png)\nWhy are the token metrics so large? There is such a large jump from phase 2 to the final phase?  & Why are the token metrics so large? There is such a large jump from phase 2 to the final phase?\n\nUnlike many other crypto cards our business model is focused primarily around (Cardonio) having large amounts of fiat currency in escrow with our payment processor and offering a service to the crypto community to make the exchange from crypto to fiat a easy and seamless experience. A large portion of funds raised will be needed to secure credit card / fiat account balances. The token phase prices will reflect the achievements and goals at each stage of our growth over the next 6 months. Our business in 6 months will be 100 times more attractive to investors as we prove the business model and build a strong community.\n\nWhy are the token metrics so large? There is such a large jump from phase 2 to the final phase?\n\nUnlike many other crypto cards our business model is focused primarily around (Cardonio) having large amounts of fiat currency in escrow with our payment processor and offering a service to the crypto community to make the exchange from crypto to fiat a easy and seamless experience. A large portion of funds raised will be needed to secure credit card / fiat account balances. The token phase prices will reflect the achievements and goals at each stage of our growth over the next 6 months. Our business in 6 months will be 100 times more attractive to investors as we prove the business model and build a strong community.",
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      "author": "classicmemes",
      "permlink": "re-5drbvz-token-sale-20180920t111419",
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      "body": "Your viewpoint is unique\n",
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      "author": "cardoniotoken",
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      "title": "Token Sale",
      "body": "Cardonio (CFGT) is a ERC20 Ethereum token.\nEach phase of the token sale will run for 30 days, once sold out the next phase will begin automatically.\n\nThe Token Sale begins on August 15th 2018\n![](https://cdn.steemitimages.com/DQmW4EurWY2ovXrQso9DVEnRCiKARfDSDWEnNAxRgcJ4GXC/image.png)",
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      "author": "cardoniotoken",
      "permlink": "5brxnc-transfers-between-cardonio-app-users",
      "title": "Transfers between Cardonio App users",
      "body": "Cardonio App users will have the ability to send currency (both crypto and fiat) to each other for free and in real time with funds being available to the recipient instantly and accessible by their Cardonio Card at ATMs around the world.\n Interbank Exchange Rates, Physical Settlement &\nHedging\nIn order to offer all Cardonio customers perfect interbank exchange rates without losing a tremendous amount of money, we are connected with 8 out of the top 10 banks\nglobally, giving us access to liquidity and low spreads. Our back end handles settlement and deploys proprietary algorithmic currency hedging strategies.\n4.7. Cross-border Transfers platform\nCardonio will partner with several parties to power it's cross-border transfers capability using existing banking networks. In this setup, funds would be sent locally, avoiding cross-border charges. We are also looking to deploy blockchain-based solutions at a later stage.\n![](https://cdn.steemitimages.com/DQmSJ8CvnY9aAdZsbEPZuaL844d9BVcPYMiC74rToos2Kfy/image.png)",
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      "title": "Transfers between Cardonio App users",
      "body": "Cardonio App users will have the ability to send currency (both crypto and fiat) to each other for free and in real time with funds being available to the recipient instantly and accessible by their Cardonio Card at ATMs around the world.\n Interbank Exchange Rates, Physical Settlement &\nHedging\nIn order to offer all Cardonio customers perfect interbank exchange rates without losing a tremendous amount of money, we are connected with 8 out of the top 10 banks\nglobally, giving us access to liquidity and low spreads. Our back end handles settlement and deploys proprietary algorithmic currency hedging strategies.\n4.7. Cross-border Transfers platform\nCardonio will partner with several parties to power it's cross-border transfers capability using existing banking networks. In this setup, funds would be sent locally, avoiding cross-border charges. We are also looking to deploy blockchain-based solutions at a later stage.\n![](https://cdn.steemitimages.com/DQmSJ8CvnY9aAdZsbEPZuaL844d9BVcPYMiC74rToos2Kfy/image.png)",
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      "author": "steemitboard",
      "permlink": "steemitboard-notify-cardoniotoken-20180917t045105000z",
      "title": "",
      "body": "Congratulations @cardoniotoken! You have completed the following achievement on the Steem blockchain and have been rewarded with new badge(s) :\n\n[![](https://steemitimages.com/70x70/http://steemitboard.com/notifications/postallweek.png)](http://steemitboard.com/@cardoniotoken) You published a post every day of the week\n\n<sub>_Click on the badge to view your Board of Honor._</sub>\n<sub>_If you no longer want to receive notifications, reply to this comment with the word_ `STOP`</sub>\n\n\n\n> Support [SteemitBoard's project](https://steemit.com/@steemitboard)! **[Vote for its witness](https://v2.steemconnect.com/sign/account-witness-vote?witness=steemitboard&approve=1)** and **get one more award**!",
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{
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      "author": "cardoniotoken",
      "permlink": "cardonio-ico-review-the-crypto-credit-card-setting-a-new-standard",
      "title": "Cardonio ICO Review - The Crypto Credit Card setting a new standard",
      "body": "Members use their Crypto as security and have 90 days to settle their Credit Card bills. Using Cardonio means you get all the upside of Crypto increasing in value with no risk if it drops with automatic settlement features to prevent any liability.\n\nHere at Cardonio we believe that cryptocurrencies have the potential to change the world. They can change the entire distribution of wealth, and give the two billion unbanked people access to the same type of financial services that everybody else has. We are developing financial products that solve real problems around the world for millions of people.\n\nThe core management team is made up of executives with global experience from some of the most innovative Companies within financial services and technology. We believe we have the right team to execute real change as our leadership team has spent the best part of 15 years developing digital payment and banking solutions globally.",
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{
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  "op": [
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      "parent_permlink": "crytocurrency",
      "author": "cardoniotoken",
      "permlink": "reserve-tokens",
      "title": "Reserve Tokens",
      "body": "We are setting aside 100,000,000 of all CFGT created as Reserve Tokens. These CFGT will not be issued or sold during the initial sale and are locked in a smart contract. If at some point it seems advisable for the Cardonio project to sell more tokens, some or all of these may be offered in an auction format or some other format that suits the capital needs of the project. \nSpecifically, there are substantial balance sheet strength requirements in case Cardonio decides to apply for a full banking license in the European Union or Asia. In the interim, these CFGT will not be used in any way. They will not be considered as issued. It is possible these CFGT will never be issued, however, we feel it is prudent to have some backup if needed. In any event, Cardonio will engage directly with CFGT holders to seek guidance and market reaction before any of the Reserve tokens are offered.",
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      "parent_permlink": "crytocurrency",
      "author": "cardoniotoken",
      "permlink": "card-issuing-and-processing-platform",
      "title": "Card issuing & processing platform",
      "body": "Cardonio Cards are going to be issued by one of the leading issuers and processing platforms globally, listed on Frankfurt Stock Exchange, with one of it's subsidiaries holding a full banking license in Germany. \nOur processing platform is a MasterCard® and Visa® accredited processor. They are Level 1 PCI DSS compliant. The company is headquartered in UAE and has an end-toend solution that includes: payment processing at its core, program management tools, bespoke software development, financial control and reconciliation, technical support and card-holder customer services.\n#cardonio #blockchain #cryptocurrency #ico #card #token",
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      "author": "steemitboard",
      "permlink": "steemitboard-notify-cardoniotoken-20180913t203026000z",
      "title": "",
      "body": "Congratulations @cardoniotoken! You have completed the following achievement on the Steem blockchain and have been rewarded with new badge(s) :\n\n[![](https://steemitimages.com/70x80/http://steemitboard.com/notifications/posts.png)](http://steemitboard.com/@cardoniotoken) Award for the number of posts published\n\n<sub>_Click on the badge to view your Board of Honor._</sub>\n<sub>_If you no longer want to receive notifications, reply to this comment with the word_ `STOP`</sub>\n\n\n\n**Do not miss the last post from @steemitboard:**\n<table><tr><td><a href=\"https://steemit.com/steemitboard/@steemitboard/steemitboard-witness-update-2018-09-07\"><img src=\"https://steemitimages.com/64x128/http://i.cubeupload.com/7CiQEO.png\"></a></td><td><a href=\"https://steemit.com/steemitboard/@steemitboard/steemitboard-witness-update-2018-09-07\">SteemitBoard - Witness Update</a></td></tr></table>\n\n> Support [SteemitBoard's project](https://steemit.com/@steemitboard)! **[Vote for its witness](https://v2.steemconnect.com/sign/account-witness-vote?witness=steemitboard&approve=1)** and **get one more award**!",
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      "permlink": "cheetah-re-cardoniotokencardonio-cdo-a-new-standard-for-crypto-credit-cards",
      "title": "",
      "body": "Hi! I am a robot. I just upvoted you! I found similar content that readers might be interested in:\nhttps://medium.com/@cardonio/cardonio-cdo-a-new-standard-for-crypto-credit-cards-66b2d5618d83",
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      "permlink": "cardonio-cdo-a-new-standard-for-crypto-credit-cards",
      "title": "Cardonio (CDO) a new standard for Crypto Credit Cards.",
      "body": "![](https://cdn.steemitimages.com/DQmZtFFwLtnPiqNu9n2b4hmhdGBVU2Z4xm8hBQG1AyfTA5T/image.png)\nCardonio ultramodern payment card for crypto currency owners. In addition, it is suitable for those who spend money in foreign currencies around the world. \nYou only need to save the ETH / BTC in your wallet and when you want to make a purchase, the system will exchange your coins (BTC, ETH, etc.) with the current exchange rate to the currency, after which payment will be made for this purchase. Crypto currency exchange is completely free for users. Cardonio will not charge monthly / annual fees for card use and maintenance, and for withdrawals from ATMs. \nThe application of Cardonio in a simple life example:\nDavid used the Cardonio card for travel expenses, for this he refilled for 1 ETH, before leaving England. Arriving in the US, he had to pay $ 16 for lunch at a local restaurant. All he needs is to draw a card in the standard EFTPOS terminal. \nThe Cardonio server immediately makes interbank exchange rates. Calculate. $ 16.00 is equivalent to 12.30GBP (GBP — British pound) at that time. Based on the highest daily rate for ETH, an exchange between GBP and ETH will be made. 12.30GBP = 0.057 ETH at that time. For Cardonio currency exchange will not take additional fees or additional fees. Cardonio will also include transaction costs with GBP and ETH exchange rates (such rates are usually charged on crypto exchanges or fund transfers). There is no fee to exchange GBP and USD. In the end, the user receives the best exchange rate without additional fees. \nThe situation with BTC is similar to the one described above, only BTC will be first converted to ETH with the best exchange rate without additional fees. \nYou can send money from the Cardonio application in 23 currencies from 120 countries in the world, completely free. \nCredit limit on a Cardonio card: \nThe maximum credit limit on the card will be calculated at the 85% level.\n\nCurrently, Cardonio supports 10 Crypto currencies at 60% rates, such as Bitcoin, Ethereum, Ripple, Bitcoin Cash, Litecoin, Tether, Monero, NEO, DASH, Cardano. \n\nFurthermore, other crypto currencies (which will be most common on the market) will also be added. \n![](https://cdn.steemitimages.com/DQmVY9AQSfCEJtrKg5gQ5qirzjz58RY6iqKk6FCD9Hzqjzh/image.png)\nInstant credit approval is a prepaid credit card from Cardonio with one of 10 major crypto currencies.",
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      "author": "cardoniotoken",
      "permlink": "cardonio-ico-cdo-token-safe-cryptocurrency-credit-card-to-trust-cardonio-crypto-credit-card",
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  "timestamp": "2018-09-12T16:44:30",
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      "parent_permlink": "cardonio-ico-cdo-token-safe-cryptocurrency-credit-card-to-trust-cardonio-crypto-credit-card",
      "author": "cheetah",
      "permlink": "cheetah-re-cardoniotokencardonio-ico-cdo-token-safe-cryptocurrency-credit-card-to-trust-cardonio-crypto-credit-card",
      "title": "",
      "body": "Hi! I am a robot. I just upvoted you! I found similar content that readers might be interested in:\nhttps://bitcoinexchangeguide.com/cardonio-ico-cdo-token-safe-cryptocurrency-credit-card-to-trust/",
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  "op": [
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      "author": "cardoniotoken",
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  "trx_id": "bb4c19218d201d556a02befa78d9934a85929add",
  "block": 25900223,
  "trx_in_block": 36,
  "op_in_trx": 0,
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  "timestamp": "2018-09-12T16:44:06",
  "op": [
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    {
      "parent_author": "",
      "parent_permlink": "crytocurrency",
      "author": "cardoniotoken",
      "permlink": "cardonio-ico-cdo-token-safe-cryptocurrency-credit-card-to-trust-cardonio-crypto-credit-card",
      "title": "Cardonio ICO (CDO Token): Safe Cryptocurrency Credit Card to Trust? Cardonio—Crypto Credit Card",
      "body": "Cardonio—Crypto Credit Card\nCardonio is an innovative payment card that is set to be the must-have accessory for crypto enthusiasts. The card will be useful for holders of Bitcoin, Ether, and other digital currencies. Besides, Cardonio is perfectly designed to suit any form of foreign currency transaction around the world.\nMainly designed to provide a perfect solution for users in the crypto space, Cardonio comes with an exciting and unique opportunity because it enables holders to secure instant lines of credit using only their existing crypto holdings as security.\nCardonio (CDO) is an ERC20 Ethereum token. Each phase of the token sale will run for 30 days. Once sold out, the next phase begins automatically. Presale ends in about 5 days from the time of writing. \nCryptos Changing The World\nCardonio team believes that cryptocurrencies have the potential to transform the world economy. The use of digital assets will revolutionize the distribution of wealth and give the unbanked community the same financial privileges that everybody else enjoys. Cardonio is committed to creating effective financial products that will solve real world problems for millions of people around the globe.\nCardonio management team consists of senior directors with a wealth of global experience from notable companies within finance and technology sectors. As such, the team believes in its capability to execute real change, based on the cumulative 15-year experience in developing digital payment systems and banking solutions worldwide.\nPlatform Features\nInstant Credit Approval\nUsers can load their Cardonio credit card with any of the 10 major cryptocurrencies.\nGlobal Application\nIt’s possible to make seamless fiat purchases Cardonio credit card using CDO tokens as security.\nInstant Bill Settlement\nUsers can get up to 90 days to settle their bills using the CDO tokens or another cryptocurrency.\nTypes of Crypto Credit Cards\nStandard Blue, Red, and Green\n- 0.25% cash back on all purchases\n- $500 monthly withdrawal limit (2% transaction fee on higher amounts)\n- $500 monthly person-to-person transfer limit (0.5% transaction fee thereafter)\n- Unlimited supply\n- No monthly or annual card fees\nTo acquire the Standard Cardonio credit card, users have to purchase a minimum of 500 CDO tokens. There are no waiting periods.\nFrozen White Credit Card\n- 0.5% cash back on all purchases\n- $1000 ATM withdrawal limit (Per month, 1.75% thereafter)\n- $1000 person-to-person transfer limit (per month, 0.5% thereafter)\n- Unlimited supply\n- No monthly or annual card fees\nTo acquire the Frozen White credit card, users have to purchase a minimum of 2,500 CDO tokens and hold for at least 30 days.\nLimited Edition Gold\n- 1% cash back on all purchases\n- $2500 ATM withdrawal limit (Per month, 1.5% thereafter)\n- $2500 person-to-person transfer limit (per month, 0.5% thereafter)\n- Limited to the first 50,000 customers\n- No monthly or annual card fees\nTo acquire the Limited Edition Gold credit card, users have to purchase at least 10,000 CDO tokens and hold for at least 90 days.\nLimited Edition Black\n- 2% cash back on all purchases\n- $20,000 ATM withdrawal limit (per month, 1% thereafter)\n- Unlimited person-to-person transfer limit\n- Limited to the first 1,000 customers\n- No monthly or annual cared fees\nTo acquire the Limited Edition Black credit card, users must buy at least 50,000 CDO tokens and hold for at least 180 days.\n![](https://cdn.steemitimages.com/DQmeR4UG8M2eQCroM1dEq7ds5pwnPWuc4g2ZciTggqxTnCY/image.png)",
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  "block": 25857881,
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  "op_in_trx": 0,
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  "timestamp": "2018-09-11T05:26:27",
  "op": [
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    {
      "voter": "realrich-dde",
      "author": "cardoniotoken",
      "permlink": "the-black-card",
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  "timestamp": "2018-09-11T04:36:30",
  "op": [
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      "parent_permlink": "the-black-card",
      "author": "adrif",
      "permlink": "re-cardoniotoken-the-black-card-20180911t043627540z",
      "title": "",
      "body": "very good",
      "json_metadata": "{\"tags\":[\"crytocurrency\"],\"app\":\"steemit/0.1\"}"
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  "trx_id": "f2a075c1ef4b4a466be67adf126a953a9dd4af83",
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  "trx_in_block": 36,
  "op_in_trx": 0,
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  "op": [
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      "author": "cardoniotoken",
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{
  "trx_id": "b1427d998995b7498c0f21233239dd5dc35d8ce3",
  "block": 25856850,
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  "op": [
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      "parent_author": "",
      "parent_permlink": "crytocurrency",
      "author": "cardoniotoken",
      "permlink": "the-black-card",
      "title": "The BLACK Card",
      "body": "The Cardonio BLACK Card\nLimited Edition Cardonio BLACK Cards will be issued to first 1,000 customers who meet the requirements. In order to qualify you will need to buy 50,000 CFGT\nand commit to holding for a minimum of 6 months. Once you purchase you will need to hold in the Cardonio wallet to start the qualification timer. If you move the tokens out, the timer will be reset. Please note that moving the tokens back into the wallet will restart the timer and the full 6 months would be required. There will be no Cardonio BLACK Cards issued after the initial 1,000 cards.\nThe BLACK Card\nBesides the exclusive design, Cardonio BLACK Card holders will enjoy lifetime unlimited perfect interbank exchange rates and triple free monthly ATM withdrawal limits. More benefits will be rolled out over time. The person who contributes the highest number of tokens in the ICO will be rewarded with Cardonio BLACK Card Number 001 and will receive a bonus 100,000 CFGT Tokens from the Cardonio team pool. The 100,000 Bonus CFGT Tokens will not be subject to a lockup period. The winner will be announced at the end of the token sale, winner must meet the black card requirements to be granted the bonus tokens.\n![](https://cdn.steemitimages.com/DQmakeUrtVveMJwhcUsjiQmBiJQYoQJtV3Hj14iMqo9C2Nd/image.png)",
      "json_metadata": "{\"tags\":[\"crytocurrency\",\"blockchain\",\"cardonio\"],\"image\":[\"https://cdn.steemitimages.com/DQmakeUrtVveMJwhcUsjiQmBiJQYoQJtV3Hj14iMqo9C2Nd/image.png\"],\"app\":\"steemit/0.1\",\"format\":\"markdown\"}"
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{
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  "block": 25834146,
  "trx_in_block": 26,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2018-09-10T09:39:15",
  "op": [
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    {
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      "parent_permlink": "crytocurrency",
      "author": "cardoniotoken",
      "permlink": "allocation-of-funds",
      "title": "Allocation of Funds",
      "body": "The proceeds from the token sale will fund the product launch, continued platform development and user acquisition:\n25% – Research and Product Developmet\nIncludes opening our R&D center in London with approximately 20-30 engineers.\n20% – Marketing and Customer Acquisition\nThe marketing budget is insignificant compared to the target number of customers we intend to acquire. The key source of new customers is going to be word-of-mouth, as the product gives users a very strong commercial incentive to download the App and take advantage of being a Cardonio Card holder. There are natural network effects built into the product around the P2P money sending function, which will lower the average customer acquisition cost (CAC) substantially.\n• 15% – Initial Capex, including costs of e-Money licenses, compliance and architecture setup.\nSome of our key partners are listed in section 4 of the document. There is a substantial cost associated with integrating all those partners, acquiring\nall the necessary licenses across multiple jurisdictions, building out compliance teams, legal fees and general technical architecture setup.\n• 40% – Working Capital\nOur product – the first and only Universal Money App - is bridging the gap between the worlds of crypto and fiat currencies. In order to offer our users real-time access\nto funds and perfect exchange rates without mark-up, we will have to bridge funding gaps between multiple parties using our own balance sheet.",
      "json_metadata": "{\"tags\":[\"crytocurrency\",\"blockchain\",\"cardonio\"],\"app\":\"steemit/0.1\",\"format\":\"markdown\"}"
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{
  "trx_id": "f45ef6521e76051b7845c68d446191bc37ba7a1d",
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  "timestamp": "2018-09-10T03:11:48",
  "op": [
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    {
      "parent_author": "",
      "parent_permlink": "crytocurrency",
      "author": "cardoniotoken",
      "permlink": "the-cfgt-token-creation",
      "title": "THE CFGT TOKEN CREATION",
      "body": "Cardonio aims to accept up to 250,000ETH from our initial token partners and create approximately 360 million CFGT Tokes for sale in exchange for the ETH committed.\nEach stage of the Token Sale will last for 30 days. Once a stage sells out the next stage will begin. If soft-cap is not reached all funds will be returned immediately and the token sale will be officially closed. If hard-cap is reached, the event will close automatically. In the event a stage doesn't sell out remaining tokens will be transferred to the final stage of the token sale. In the event of unsold tokens upon completion, all will be transferred to the reserve fund.\n• Soft Cap is reached at 220 million CFGT sold.\n• Hard Cap is reached once 360 million CFGT are sold.\n![](https://cdn.steemitimages.com/DQmPm6tpL7ouNmuKcTLeADL66X8PpCQUbTRtC8D2jmmrFFg/image.png)",
      "json_metadata": "{\"tags\":[\"crytocurrency\",\"blockchain\",\"cardonio\"],\"image\":[\"https://cdn.steemitimages.com/DQmPm6tpL7ouNmuKcTLeADL66X8PpCQUbTRtC8D2jmmrFFg/image.png\"],\"app\":\"steemit/0.1\",\"format\":\"markdown\"}"
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{
  "trx_id": "871c12095551219c6ddb523f55ac92d1d4eb5fd4",
  "block": 25778768,
  "trx_in_block": 2,
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  "virtual_op": 0,
  "timestamp": "2018-09-08T11:30:00",
  "op": [
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      "parent_author": "",
      "parent_permlink": "crytocurrency",
      "author": "cardoniotoken",
      "permlink": "4wg7me-the-cardonio-card",
      "title": "The Cardonio Card",
      "body": "Registering an account in order to access your ownpersonal Cardonio Card is a 3-5 minute process, we refer to as ‘on boarding’. This will include confirming a few personal details and a KYC verification to confirm customer identity. Once completed, Cardonio cards will be digitally allocated and sent to customers via registered mail with no fees or charges applied. The physical card can be used both for online and offline purchases and will be accepted at more than 30 million merchant locations around the world. Every time a purchase is made using Cardonio Card, customers will be given perfect interbank exchange rates with no markups or fees. In practice that will result in savings of around $60-80 on every $1000 spent, which compared to regular banks is an amazing value proposition in itself.Cardonio accounts can be easily funded with Ether and/or Bitcoin and without additional fees.Traditional Fiat currencies can also be used to top up accounts by means of bank transfer or from an existing debit/credit card. Cardonio Card allows for seamless purchases funded with your own ETH/BTC holdings. Customers hold ETH/BTC balances in their own personal wallet, which can be viewed at any time via the Cardonio website portal or smart phone app. Every time a Cardonio Card is swiped, the equivalent amount of ETH/BTC required to settle the fiat currency transaction will be exchanged. The rest of your ETH/BTC will be exchanged for the equivalent cash value. At all times your remaining balance stays in your wallet. There are no monthly or annual fees for usage of the Cardonio Card and access to perfect inter-bank exchange rates are at no cost to the user. Cardonio will not charge fees for global ATM withdrawals in line with acceptable Fair Usage Limitations.![](https://cdn.steemitimages.com/DQmVz3a9tJqY4WuU7c7aJ3UWgQcLA918huuJi641qpWxUnf/image.png)",
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{
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  "timestamp": "2018-09-08T03:08:33",
  "op": [
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      "parent_permlink": "crytocurrency",
      "author": "cardoniotoken",
      "permlink": "financials",
      "title": "FINANCIALS",
      "body": "We have a short operating history and a new business model, which makes it difficult to evaluate with accuracy our prospects and future financial results. Despite the risks and uncertainties frequently encountered by companies in rapidly evolving markets, we are offering two scenarios to help those\nparticipating in the Token Creation Event to understand different levers and possible outcomes for the project.\nCardonio’s revenue comes from the fee paid by the merchants (interchange fee, see below). This fee is the same as on other cards and is paid by merchants to the acquiring bank in order to process their payments. Cardonio takes a percentage of this fee each time a customer uses their Cardonio Card.\nWe assumed in our models the average interchange fee to be around 1.20%. This is not straightforward, there are pages and pages of rates: the interchange fees vary based on whether the card was present or not – and on the type of good or service being bought, whether it was a debit or credit card, whether it was a corporate card, whether it was an international transaction and lots of other criteria.",
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{
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  "block": 25768495,
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  "timestamp": "2018-09-08T02:56:06",
  "op": [
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      "parent_author": "",
      "parent_permlink": "crytocurrency",
      "author": "cardoniotoken",
      "permlink": "cross-border-online-shopping-in-foreign-currency",
      "title": "Cross-border online shopping in foreign currency",
      "body": "According to reports from global consulting firm Accenture and AliResearch, Alibaba Group’s research arm, the global B2C cross-border e-commerce market will balloon in size to $1 trillion in 2020, up from $230 billion in 2014. In the report, researchers forecast this form of online shopping will see compound annual growth of 27.4 percent per year. By 2020, more than 900 million people around the world will be international online shoppers, the report says, with purchases accounting for nearly 30 percent of all global B2C transactions. China will become the largest cross-border B2C market by 2020, with the transaction volume of imported goods purchased online reaching $245 billion. The report also predicts over 200 million Chinese consumers will be cross-border shoppers by 2020. Cardonio Card can directly address those markets on a global scale.",
      "json_metadata": "{\"tags\":[\"crytocurrency\",\"blockchain\",\"cardonio\"],\"app\":\"steemit/0.1\",\"format\":\"markdown\"}"
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  "timestamp": "2018-09-08T02:32:42",
  "op": [
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      "parent_permlink": "in-bound-remittance-sending-money-back-home",
      "author": "introduce.bot",
      "permlink": "introduce-bot-re-cardoniotokenin-bound-remittance-sending-money-back-home",
      "title": "",
      "body": " @cardoniotoken, I gave you a vote!<br>If you follow me, I will also follow you in return!<br>Enjoy some !popcorn courtesy of @nextgencrypto!",
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{
  "trx_id": "9839d4bdaa451756023f79ab3db83c1a811a3cc7",
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      "parent_permlink": "crytocurrency",
      "author": "cardoniotoken",
      "permlink": "in-bound-remittance-sending-money-back-home",
      "title": "In-bound remittance (sending money back home)",
      "body": "A remittance is - quite simply - a money transfer made by a foreign worker back to an dividual in their home country. As it currently stands, the typical international money\ntransfer requires far too much communication between the individuals from both sides of the equation. Currently, they have to calculate exchange rates, synchronize amounts,\ncollect personal details, agree on a transfer method, and then confirm when the cash has been sent and received - also a transaction id as well as a physical identification card is\nrequired. Worldwide, 230 million people send $500 billion in remittances each year, primarily using the likes of Western Union, Moneygram, and RIA. India, China and the\nPhilippines are the top three countries that receive the most money via remittance. In terms of continents, Asia is the biggest recipient by far - in 2016, migrants from China and\nIndia sent home a staggering $180 billion.\n\n#cardonio #cardoniocard #bitcoin #etherum #cryptocurrency #cryptocurrencies",
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  "timestamp": "2018-09-07T20:00:03",
  "op": [
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      "author": "cardoniotoken",
      "permlink": "the-market",
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  "timestamp": "2018-09-07T16:05:48",
  "op": [
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      "author": "cardoniotoken",
      "permlink": "funding-a-cardonio-card-with-eth-btc-and-incremental-automated-exchange-at-interbank-rates-when-you-swipe-the-card",
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{
  "trx_id": "20ba75bade7128f8c3714a11e3f6e5693501744c",
  "block": 25755251,
  "trx_in_block": 43,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2018-09-07T15:53:33",
  "op": [
    "comment",
    {
      "parent_author": "",
      "parent_permlink": "crytocurrency",
      "author": "cardoniotoken",
      "permlink": "the-market",
      "title": "THE MARKET",
      "body": "1. Outbound travel spend\nIPK International reported that the world outbound travel market turnover for the year 2016 topped the $2 trillion mark for the first time,(an increase of around 7 to 8%\ncompared to 2015). The outlook for travel in 2018 is very positive, according to IPK International. The consultancy forecasts an increase in worldwide outbound trips of between 4 and 5% from 2017. IPK International sees particularly strong growth for outbound trips originating in Asia, with a predicted rise of 6%.\nChina’s outbound tourism is a massive opportunity. Over 70% of cross-border trips are made to Hong Kong and Macau, according to the World Travel Monitor. Chinese\noutbound trips amounted to around 39 million in 2015, excluding trips to Hong Kong and Macao. For the Chinese traveler holding digital currencies, the Cardonio Card and\nCardonio App will prove to be an essential tool.\n#cardonio #cardoniocard #bitcoin #etherum #cryptocurrency #cryptocurrencies",
      "json_metadata": "{\"tags\":[\"crytocurrency\",\"blockchain\",\"cardonio\",\"cardoniocard\",\"bitcoin\"],\"app\":\"steemit/0.1\",\"format\":\"markdown\"}"
    }
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{
  "trx_id": "d3b0a825a6596f81608dd1d8785294879426356a",
  "block": 25754996,
  "trx_in_block": 3,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2018-09-07T15:40:48",
  "op": [
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    {
      "parent_author": "",
      "parent_permlink": "crytocurrency",
      "author": "cardoniotoken",
      "permlink": "funding-a-cardonio-card-with-eth-btc-and-incremental-automated-exchange-at-interbank-rates-when-you-swipe-the-card",
      "title": "Funding a Cardonio Card with ETH / BTC and incremental automated exchange at interbank rates when you swipe the card",
      "body": "Cardonio Card is the most convenient and cost efficient way to spend your Ether and/or Bitcoin, period. You can load your Cardonio Card with ETH / BTC in real-time and free of\ncharge and have the funds immediately accessible with your Cardonio Card. You can setup rules to automatically top-up your card whenever the balance drops below a\nspecific level as well as set your own stop-loss limits protecting against a significant drop in the price of ETH or BTC.\nAt the moment the transaction takes place, when the card is swiped, our systems will check whether you have sufficient balance in the account and convert only the amount\nnecessary to cover the transaction.\n#cardonio #cardoniocard #bitcoin #etherum #cryptocurrency #cryptocurrencies",
      "json_metadata": "{\"tags\":[\"crytocurrency\",\"blockchain\",\"cardonio\",\"cardoniocard\",\"bitcoin\"],\"app\":\"steemit/0.1\",\"format\":\"markdown\"}"
    }
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{
  "trx_id": "b71fa2f4fa7ffd57f7ffa0022c84585451e9193e",
  "block": 25726032,
  "trx_in_block": 5,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2018-09-06T15:31:51",
  "op": [
    "comment",
    {
      "parent_author": "cardoniotoken",
      "parent_permlink": "token-and-features",
      "author": "cheetah",
      "permlink": "cheetah-re-cardoniotokentoken-and-features",
      "title": "",
      "body": "Hi! I am a robot. I just upvoted you! I found similar content that readers might be interested in:\nhttps://www.globalfromasia.com/investments/cardonio-ico-review/",
      "json_metadata": ""
    }
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{
  "trx_id": "1df8e9fe3727998affb8b9ac621a46f7cf183f42",
  "block": 25726026,
  "trx_in_block": 49,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2018-09-06T15:31:33",
  "op": [
    "vote",
    {
      "voter": "cheetah",
      "author": "cardoniotoken",
      "permlink": "token-and-features",
      "weight": 8
    }
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{
  "trx_id": "a2dbae1e68276428b74b061b56a577262aa63cd3",
  "block": 25726023,
  "trx_in_block": 12,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2018-09-06T15:31:24",
  "op": [
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    {
      "parent_author": "",
      "parent_permlink": "crytocurrency",
      "author": "cardoniotoken",
      "permlink": "token-and-features",
      "title": "TOKEN AND FEATURES",
      "body": "AES token will be secured and any attack against it will impossible, thanks to the Ethereum technology the company developed. With the token, it could also become possible for users to transact online or offline, and exchange their AES token into fiat money. AES tokens have direct utility, meaning, that the expected buyers of the tokens are also the main users of the service.\nCardonio card has similar use with a credit card, but the noticeable difference is the amount via Cardonio Card can be used in real-time from either ETH or BTC.\n\nThrough the Cardonio Card, customers can top-up with Bitcoin, Ethereum, Litecoin, Monero, NEO, Ripple, Bitcoin Cash, Tether, DASH or Cardano.\n\nYou can transact using the Cardonio mobile app while you maximize the benefits from perfect interbank rates whenever you do purchase. Cardinio app covers 23 currencies and caters 120 countries worldwide for free.\n\nThrough a maximum of 90 days to settle payment, cardholders can enjoy the benefit of making purchases or payments in flat currency quickly. Also, if the Crypto price increases within the 90-period, holders can cherish the upside gains. Cardonio App claims that the users can expect to save as much as 25% on a single transfer. Imagine, there is a lot of convenience by sending money among Cardonio App users.\n\nThe system allows users to easily split bills with their friends or pay them back with a single swipe and a Touch ID authorization. The money will be sent quickly and for free on the receiver’s Cardonio Card.",
      "json_metadata": "{\"tags\":[\"crytocurrency\",\"blockchain\",\"cardonio\"],\"app\":\"steemit/0.1\",\"format\":\"markdown\"}"
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{
  "trx_id": "9742e93aab01fd70e9bf45af86c8e166a96dfdcd",
  "block": 25725744,
  "trx_in_block": 5,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2018-09-06T15:17:27",
  "op": [
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    {
      "parent_author": "",
      "parent_permlink": "crytocurrency",
      "author": "cardoniotoken",
      "permlink": "team",
      "title": "TEAM",
      "body": "The producer of the card is Gemalto which is one of the market leaders with EUR 3.1b in 2016 revenue and 15,000 employees in 48 countries.\n\nCardonio is connected with 8 out of the top 10 banks globally that grants them access to liquidity and low spreads.\n\nBesides the core team, the back end handles settlement and deploys proprietary algorithmic currency hedging techniques.\n\nhttps://www.globalfromasia.com/investments/cardonio-ico-review/",
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{
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  "block": 25725563,
  "trx_in_block": 25,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2018-09-06T15:08:24",
  "op": [
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    {
      "parent_author": "",
      "parent_permlink": "crytocurrency",
      "author": "cardoniotoken",
      "permlink": "premise",
      "title": "PREMISE",
      "body": "Cardonio is a cutting-edge payment card. It is essential for every holder of Bitcoin and Ether Cryptocurrencies.\n\nIts significant advantage over other cards is you will be able to purchase those items as credit, and you will be given a maximum of 90 days to settle the payment.\n\nBy utilizing existing Crypto holdings as security, holders can secure instant lines of credit. This method is a perfect solution for anyone who spends money in foreign currency around the world.![](https://cdn.steemitimages.com/DQmd6NoyLbdK3ZXV8Gdh1x6kXfcv83sRkwj4P1nz9QBk4Mq/image.png)",
      "json_metadata": "{\"tags\":[\"crytocurrency\",\"blockchain\",\"cardonio\"],\"image\":[\"https://cdn.steemitimages.com/DQmd6NoyLbdK3ZXV8Gdh1x6kXfcv83sRkwj4P1nz9QBk4Mq/image.png\"],\"app\":\"steemit/0.1\",\"format\":\"markdown\"}"
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{
  "trx_id": "05c998f2fc6fcab08903bf1f447e49be0e34f2ea",
  "block": 25694675,
  "trx_in_block": 3,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2018-09-05T13:23:30",
  "op": [
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    {
      "parent_author": "",
      "parent_permlink": "crytocurrency",
      "author": "cardoniotoken",
      "permlink": "the-cdo-token-creation",
      "title": "THE CDO TOKEN CREATION",
      "body": "Cardonio aims to accept up to 250,000ETH from our initial token partners and create approximately 360 million CDO Tokes for sale in exchange for the ETH committed.\nEach stage of the Token Sale will last for 30 days. Once a stage sells out the next stage will begin. If soft-cap is not reached all funds will be returned immediately and the\ntoken sale will be officially closed. If hard-cap is reached, the event will close automatically. In the event a stage doesn't sell out remaining tokens will be transferred to the final stage of the token sale. In the event of unsold tokens upon completion, all will be transferred to the reserve fund.",
      "json_metadata": "{\"tags\":[\"crytocurrency\",\"blockchain\",\"cardonio\"],\"app\":\"steemit/0.1\",\"format\":\"markdown\"}"
    }
  ]
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{
  "trx_id": "df2166d25ba6dba6224987d41d0abbe2efde8c70",
  "block": 25694404,
  "trx_in_block": 2,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2018-09-05T13:09:57",
  "op": [
    "comment",
    {
      "parent_author": "",
      "parent_permlink": "crytocurrency",
      "author": "cardoniotoken",
      "permlink": "credit-card-repayment",
      "title": "Credit Card Repayment",
      "body": "Cardonio card bills are issued monthly and settlement is due within 90 days of purchase. There is no obligation to repay the outstanding balance because your crypto is used to secure the fiat purchases. Any crypto not used as security against purchases is available to withdraw from the system 24/7. At the end of the 90 day billing cycle our systemautomatically settles customer accounts and releases the\noutstanding crypto balance.\nCustomers also have the ability to settle their accounts at any time during the billing cycle and withdraw the remaining crypto instantly.",
      "json_metadata": "{\"tags\":[\"crytocurrency\",\"blockchain\",\"cardonio\"],\"app\":\"steemit/0.1\",\"format\":\"markdown\"}"
    }
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{
  "trx_id": "bf3915831e9c8ffeaafce7543668c9282473f6b7",
  "block": 25694184,
  "trx_in_block": 6,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2018-09-05T12:58:54",
  "op": [
    "comment",
    {
      "parent_author": "cardoniotoken",
      "parent_permlink": "enter-cardonio-credit-card",
      "author": "cheetah",
      "permlink": "cheetah-re-cardoniotokenenter-cardonio-credit-card",
      "title": "",
      "body": "Hi! I am a robot. I just upvoted you! I found similar content that readers might be interested in:\nhttps://cryptocoinpravda.com/the-benefits-of-having-a-cardonio-card.html",
      "json_metadata": ""
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}

{
  "trx_id": "09e65871004f4c1e93d65dd24720e4ff5301e7ef",
  "block": 25694182,
  "trx_in_block": 25,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2018-09-05T12:58:48",
  "op": [
    "vote",
    {
      "voter": "cheetah",
      "author": "cardoniotoken",
      "permlink": "enter-cardonio-credit-card",
      "weight": 8
    }
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{
  "trx_id": "b5b399eb5cd3345f4741d9fcba47c4bf21ee32b6",
  "block": 25694179,
  "trx_in_block": 7,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2018-09-05T12:58:39",
  "op": [
    "comment",
    {
      "parent_author": "",
      "parent_permlink": "crytocurrency",
      "author": "cardoniotoken",
      "permlink": "enter-cardonio-credit-card",
      "title": "Enter Cardonio Credit Card!",
      "body": "Anyone who has an Ether and/or Bitcoin account can now channel funds into Cardonio and make payments and purchases anywhere in the world, without any fees or mark-up. Other existing fiat currencies may also be used as funds in their accounts through bank transfer or by suing a debit/credit card. Cardonio serves as an extension to one’s existing facilities, plus the advantage of using it practically at cost and using cryptocurrency, if and when one desires.\n \nThe transaction goes through a smooth process whereby funds from a person’s ETH/BTC holdings are automatically channeled to his/her Cardonio account. A customer will have reflected ETH/BTC balances in their own personal wallet, available online at any time through Cardonio’s website portal or by using a smart phone app. Each time a card holder swipes his/her Cardonio Card, the corresponding amount of ETH/BTC equivalent to the amount of the fiat currency used in the transaction will converted accordingly.\n \nYour remaining ETH/BTC balance will also be be exchanged for the corresponding cash value, allowing you to view in your own currency how much you have left in your wallet. No need to do any side computations. Moreover, no monthly or annual fees are collected for the use of the Cardonio Card, nor on any access to prevailing inter-bank conversion rates. Unlike most, if not all banks, Cardonio does not also charge fees for ATM transactions worldwide.\n \nThese are just some of the benefits of using Cardonio Credit Card. There is more and more to come!",
      "json_metadata": "{\"tags\":[\"crytocurrency\",\"blockchain\",\"cardonio\"],\"app\":\"steemit/0.1\",\"format\":\"markdown\"}"
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{
  "trx_id": "36e2a453cb68a0a95f88db711af3882db9d23927",
  "block": 25694025,
  "trx_in_block": 12,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2018-09-05T12:50:57",
  "op": [
    "comment",
    {
      "parent_author": "",
      "parent_permlink": "crytocurrency",
      "author": "cardoniotoken",
      "permlink": "the-benefits-of-having-a-cardonio-card",
      "title": "The Benefits of Having a Cardonio Card",
      "body": "We all want convenience in all our daily tasks and concerns, more so with our financial transactions. And we all know how cryptocurrency rocked the globe with its radical, alternative platform to the traditional financial systems and the freedom it affords the individual who is connected to the web. Cardonio Credit Card raises the bar a bit higher with its innovative solutions to using one’s cyrptocurrency account. It is like having the best of both worlds.\n#cryptocurrency #card #cardoniocard\n\n![](https://cdn.steemitimages.com/DQmbqExLkPaGyr7CUzmY7oxNomQSh1J8UUEfvjB4vm5cNfj/image.png)",
      "json_metadata": "{\"tags\":[\"crytocurrency\",\"blockchain\",\"cardonio\",\"cryptocurrency\",\"card\"],\"image\":[\"https://cdn.steemitimages.com/DQmbqExLkPaGyr7CUzmY7oxNomQSh1J8UUEfvjB4vm5cNfj/image.png\"],\"app\":\"steemit/0.1\",\"format\":\"markdown\"}"
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{
  "trx_id": "3d4c0a4fb0eb7daaf0866b0270da055e5e7b38ca",
  "block": 25668389,
  "trx_in_block": 12,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2018-09-04T15:28:12",
  "op": [
    "comment",
    {
      "parent_author": "",
      "parent_permlink": "crytocurrency",
      "author": "cardoniotoken",
      "permlink": "credit-limits-and-cards",
      "title": "Credit Limits & Cards",
      "body": "Credit Limits for card holders are easily calculated and applied to individual accounts within minutes.\nThe highest credit limits given to CDO tokens will be calculated at a rate of 85%.\nExample: CDO token value = $5, customer deposits 100 tokens into their Cardonio Credeit Card wallet. This represents a $500 market value. The customer would be able to spend up to $425 in fiat.\nCardonio currently supports 10 crypto currencies at a credit rate of 60%.\nSupported crypto currencies are:\nBitcoin\n• Ethereum\n• Ripple\n• Bitcoin Cash\n• Litecoin\n• Tether\n• Monero\n• NEO\n• DASH\n• Cardano\nIn the future additional crypto currencies will be added.",
      "json_metadata": "{\"tags\":[\"crytocurrency\",\"blockchain\",\"cardonio\"],\"app\":\"steemit/0.1\",\"format\":\"markdown\"}"
    }
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}

{
  "trx_id": "c2d4d3c38174e10ac88a1d601d86d4497d4f18d6",
  "block": 25666825,
  "trx_in_block": 36,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2018-09-04T14:10:00",
  "op": [
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    {
      "parent_author": "",
      "parent_permlink": "crytocurrency",
      "author": "cardoniotoken",
      "permlink": "additional-crypto-currencies",
      "title": "Additional Crypto Currencies",
      "body": "In due time, alternate cryptocurrencies will be added in order to compliment the existing BTC and ETH options that will be available from inception. The specific cryptocurrencies added\nwill be those with the largest/most widespread market adoption at the time. Final decisions will be made in consultation with Cardonio Stakeholders and the cryptocurrency community as a whole.\n![](https://cdn.steemitimages.com/DQmV8fVPmibshqGTUZT8251U4tXfoZYMBdq1uBj5hooC4QN/image.png)",
      "json_metadata": "{\"tags\":[\"crytocurrency\",\"blockchain\",\"cardonio\"],\"image\":[\"https://cdn.steemitimages.com/DQmV8fVPmibshqGTUZT8251U4tXfoZYMBdq1uBj5hooC4QN/image.png\"],\"app\":\"steemit/0.1\",\"format\":\"markdown\"}"
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{
  "trx_id": "77d09000164aabf53070ceb3fa0a72e447684786",
  "block": 25653923,
  "trx_in_block": 28,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2018-09-04T03:24:39",
  "op": [
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    {
      "parent_author": "",
      "parent_permlink": "crytocurrency",
      "author": "cardoniotoken",
      "permlink": "cardonio-token-cdo-creation",
      "title": "Cardonio Token (CDO) Creation",
      "body": "Cardonio’s CDO Token Creation Event, which will last the duration of the Token Sale, will\nlaunch on August 15th, 2018 at 9:30am UCT. A fixed number of CDO tokens will be created\nduring the sale, at which point, no more will be created.\n![](https://cdn.steemitimages.com/DQmPEwd3W7hZbP6CJa55QLqUBvrz8Zuq23cVvnrUzArCKDV/image.png)",
      "json_metadata": "{\"tags\":[\"crytocurrency\",\"blockchain\",\"cardonio\"],\"image\":[\"https://cdn.steemitimages.com/DQmPEwd3W7hZbP6CJa55QLqUBvrz8Zuq23cVvnrUzArCKDV/image.png\"],\"app\":\"steemit/0.1\",\"format\":\"markdown\"}"
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{
  "trx_id": "74dfd519c1c381b579b419814280cafe6195559e",
  "block": 25653796,
  "trx_in_block": 26,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2018-09-04T03:18:18",
  "op": [
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    {
      "parent_author": "",
      "parent_permlink": "crytocurrency",
      "author": "cardoniotoken",
      "permlink": "btc-funded-purchase-with-cardonio-card-example",
      "title": "BTC-funded Purchase with Cardonio Card Example",
      "body": "The scenario works exactly as it does with the ETH-funded purchase described above.\nThe equivalent value of BTC will be converted to ETH at prevailing rates without any exchange fees and credited to the Cardonio account. As above, Cardonio will cover the\ncost of BTC & ETH exchange.\nCardonio will pass on the best-available exchange rate between BTC & ETH without any mark-up.\n![](https://cdn.steemitimages.com/DQmXsYJFyF2qDySEi4kd6kGZN9PpyaYjmZZfuL4fFi2jw3a/image.png)",
      "json_metadata": "{\"tags\":[\"crytocurrency\",\"blockchain\",\"cardonio\"],\"image\":[\"https://cdn.steemitimages.com/DQmXsYJFyF2qDySEi4kd6kGZN9PpyaYjmZZfuL4fFi2jw3a/image.png\"],\"app\":\"steemit/0.1\",\"format\":\"markdown\"}"
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{
  "trx_id": "3632952194ba5380e29a185fc530f7b3ea1517cf",
  "block": 25640805,
  "trx_in_block": 8,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2018-09-03T16:28:45",
  "op": [
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    {
      "parent_author": "",
      "parent_permlink": "crytocurrency",
      "author": "cardoniotoken",
      "permlink": "eth-funded-purchase-with-cardonio-card-example",
      "title": "ETH-funded Purchase with Cardonio Card Example",
      "body": "David is using his Cardonio Card for travel expenses so he tops-up his Cardonio account with 1 ETH before leaving the UK. Ups arrival in the United States, he needs to pay USD 16.00 for lunch at a local restaurant.\nAll he would need to do is swipe his Cardonio Card in the standard EFTPOS terminal currently being used by the business to accept credit/debt card payments. Cardonio’s server-side processing systems, instantly apply perfect interbank exchange rates to calculate that USD16.00 is the equivalent to GBP 12.30 at that precise moment. Based on the current exchange rate between GBP and ETH, provided by the highest daily volume exchange, GBP 12.30 is equal to ETH 0.057. Cardonio will pass on to customers the best-available exchange rate between GBP & ETH without any mark-up or fees. Cardonio will also cover the cost of GBP & ETH exchange rates (the maker/taker fees traditionally charged by cryptocurrency exchanges)No fees are applied for exchange between GBP & USD. Users will receive the perfect interbank exchange rate without mark-up.\nThis is by far the most cost-effective way to\nspend ETH anywhere in the world!",
      "json_metadata": "{\"tags\":[\"crytocurrency\",\"blockchain\",\"cardonio\"],\"app\":\"steemit/0.1\",\"format\":\"markdown\"}"
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{
  "trx_id": "d08ac412f191a07b7e8a68f36c743ee108f392a7",
  "block": 25640310,
  "trx_in_block": 9,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2018-09-03T16:03:57",
  "op": [
    "comment",
    {
      "parent_author": "",
      "parent_permlink": "crytocurrency",
      "author": "cardoniotoken",
      "permlink": "3afjna-the-cardonio-card",
      "title": "The Cardonio Card",
      "body": "Registering an account in order to access your own personal Cardonio Card is a 3-5 minute process, we\nrefer to as ‘on boarding’. This will include confirming a few personal details and a KYC verification to confirm customer identity. Once completed, Cardonio cards will be digitally allocated and sent to customers via registered mail with no fees or charges applied.\nThe physical card can be used both for online and offline purchases and will be accepted at more than\n30 million merchant locations around the world.\nEvery time a purchase is made using Cardonio Card,\ncustomers will be given perfect interbank exchange rates with no markups or fees. In practice that will\nresult in savings of around $60-80 on every $1000 spent, which compared to regular banks is an\namazing value proposition in itself.",
      "json_metadata": "{\"tags\":[\"crytocurrency\",\"blockchain\",\"cardonio\"],\"app\":\"steemit/0.1\",\"format\":\"markdown\"}"
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{
  "trx_id": "cc922af57d4ef13e6cc40c063f8fbb5b33518b4a",
  "block": 25640089,
  "trx_in_block": 22,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2018-09-03T15:52:51",
  "op": [
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    {
      "parent_author": "",
      "parent_permlink": "crytocurrency",
      "author": "cardoniotoken",
      "permlink": "the-cardonio-card",
      "title": "The Cardonio Card",
      "body": "Cardonio accounts can be easily funded with Ether and/or Bitcoin and without additional fees. Traditional Fiat currencies can also be used to top up accounts by means of bank transfer or from an existing debit/credit card. Cardonio Card allows for seamless purchases funded with your own ETH/BTC holdings. Customers hold ETH/BTC balances in their own personal wallet, which can be viewed at any time via the Cardonio website portal or smart phone app. Every time a Cardonio Card is swiped, the equivalent amount of ETH/BTC\nrequired to settle the fiat currency transaction will be exchanged. The rest of your ETH/BTC will be exchanged for the equivalent cash value. At all times your remaining balance stays in your wallet. \nThere are no monthly or annual fees for usage of the Cardonio Card and access to perfect inter-bank exchange rates are at no cost to the user. Cardonio will not charge fees for global ATM withdrawals in line with acceptable Fair Usage Limitations.",
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      "body": "Providing the general public with the chance to make purchases via Ether or Bitcoin using a physical card similar to that of a standard credit/debt account.\n• Make purchases wherever traditional credit/debt cards are accepted - Accepted both online and for traditional POS card payments.\n• The subtle difference between Cardonio card and the way people have historically used credit cards is that (behind the scenes) the exact purchase amount via Cardonio Card will be\nexchanged in real-time from either ETH/BTC. This will take place the very moment the Card is swiped in either an ATM or POS payment gateway, with the remaining balance securely stored in the customers personal wallet to which only they have access.\n• Exchange money at perfect interbank exchange rates using the Cardonio mobile App\n• Enjoy the same perfect interbank rates whenever a purchase is made using Cardonio Card\n• Send money from Cardonio App in 23 currencies and from 120 countries worldwide for free\n• Sending money between Cardonio App users is not only free, it is real-time. The money sent will be instantly available on the receiver’s Cardonio Card.",
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      "body": "Cardonio is a cutting edge payment card which is set to be the must-have item for every holder of Bitcoin and/or Ether Cryptocurrencies. In addition it is perfectly suited for anyone who spends money in foreign currency around the world. Primarily designed as a solution for those within the Cryptocurrency community, what makes Cardonio such an exciting and unique opportunity is that card holders are able\nto secure instant lines of credit using nothing more than their existing Crypto holdings as security. Essentially card holders will be able to make purchases/payments in fiat currency almost instantly and will be given a maximum of 90 days to settle payment. This allows for an individual to have complete\nliquidity of their Cryptocurrency assets, because if the price of their Crypto increases during the 90 day period, they receive the benefits of all upside gains. Individual customers will have the choice at what percentage they set their stop loss limits up to a maximum of 35% meaning even in the event the value\nof their crypt holdings drops, they are protected at the level they chose.\n![](https://cdn.steemitimages.com/DQmWawwdmmKEXLpamo3aFbEyS52VRAAGZH63XdUr6W8JY5K/image.png)",
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      "title": "Crypto is only used by us to back the fiat money we use as security with our payment processor And The cardonio team seem to have no experience in Blockchain projects?",
      "body": "Our business model is very simple, Cardonio will put up the funds (Fiat) with our white label partner to offer its customers a line of credit. Our customers will use crypto as security against that line of credit in fiat. We make money on the settlement of the account 30-90 days later.\nWe are working with industry experts who are providing our core team the skills required while we internal recruit and attract talent in the blockchain industry. As we build our team over the next 12-24 months we’ll update our team section to keep the market constantly informed.",
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      "title": "Visa have said that they won’t work with Crypto Currency ICO’s how is Cardonio different?",
      "body": "This is a very good point and technically Visa won’t be working with Cardonio directly. We have secured a white label partnership who will act as our processing platform which is a MasterCard® and Visa® accredited processor. They are Level 1 PCI DSS compliant. Based out of the UAE, the Company and has an end-to-end solution that includes payment processing from both Visa and MasterCard.\n![](https://cdn.steemitimages.com/DQmYUHjQXpMzWjUcmKkBgdMeviXUvfBPwsgbgSWpNT8aJ2h/image.png)",
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      "parent_permlink": "crytocurrency",
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      "body": "In the event any tokens are unsold they will transfer to the final stage and then to the company reserve.\n![](https://cdn.steemitimages.com/DQmWAzTB4aP1SftVHHMHJ6V18oaE79y6J7LANq2ei5YSvZ5/image.png)",
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      "title": "",
      "body": "Intresting Post. Keep it up and upvote",
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      "parent_permlink": "crytocurrency",
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      "permlink": "limited-edition-black",
      "title": "Limited Edition Black",
      "body": "2% cash back on all purchases\n$20,000.00 ATM withdrawal limit (per month, 1% thereafter)\nUnlimited person to person transfer limit\nLimited to the first 1,000 customers\nNo monthly or annual card fees\nTo obtain the Limited Edition Black credit card you must purchase a minimum of 50,000 CDO tokens and hold for a minimum of 180 days.\n![](https://cdn.steemitimages.com/DQmbybgTuvaBMxjksw63z8pidVGr86T4PDivoAGE6NAnZsy/image.png)",
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      "author": "cardoniotoken",
      "permlink": "standard-blue-red-and-green",
      "title": "Standard Blue, Red & Green",
      "body": "0.25% cash back on all purchases\n$500.00 monthly withdrawal limit (2% transaction fee thereafter)\n$500.00 monthly Person to Person transfer limit (0.5% transaction fee thereafter)\nUnlimited supply\nNo monthly or annual card fees\nTo obtain a Standard Cardonio credit card you must purchase a minimum of 500 CDO tokens. No waiting periods apply for this card.\n![](https://cdn.steemitimages.com/DQmPTmkivXnUJypdZuvERo5eAtVTubnWtryfcYD7GaLKvpi/image.png)",
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