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      "body": "One of my most recent books read is; Think and Grow Rich by Napoleon Hill. You will hear that name a lot if you watch motivational videos and or listen to motivational podcasts. He is one of those must read people for motivation. I enjoyed the book even though it could be half the length it is. I guess you can say that about most books. I got it from my local library. However, I do not think I will be purchasing it for my home library though. Happy Reading. Happy Learning.",
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      "body": "The Richest Man in Babylon is a must read for everyone; adults and kids alike. It is hard to believe that the principles of savings and building wealth were written down over 5000 years ago. The ways of building wealth may have changed but the habits that lead to wealth have stood the test of time. The book is short and sweet at about one hundred and ninety pages. I liked the writing style, where in you are taught via stories and anecdotes. I find that they reinforce the principles for longer term memorization. The book should be available from your local library. It is very popular and may be on hold for a couple weeks as was the case with me. I plan to buy a copy of the book for my own library for my wife and kids to read in the future. It was that GOOD. Happy Reading.",
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      "author": "buffteethrblog",
      "body": "In a previous blog post I mentioned that I use Google Sheets to track, monitor and analyze my stock portfolio. I have several sheets that organize my stocks into different categories by industry:\n\nTrading-Investments\nTech-Financial-Misc\nGold-Silver\nEnergy\nDividend Stocks\nMy long term income stocks are in the Dividend Stocks category while the stocks I trade are in the other categories. I have written a Google Apps Script that uses the historical prices of a stock to calculate several technical indicators. I use these indicators to identify short term bullish or bearish moves in a stock. I only hold the stock or options for several days to two weeks with the probability of making 25-50 cents per options contract. The historical data for each stock is pulled for free from a website called alphavantage.\n\nTraders will find that the 24 hours access Google Sheets and Google Apps Script give them is invaluable. You only need an internet connection and you can do you stock analysts on a beach or in the bathroom. I have included a snippet of my code below.\n\n==================\n\nfunction importCSVFromWeb(stock_symbol, own_options, refresh, cell_refresh) {\n\n// Provide the historical prices from Google Finance full URL as CSV file.\n//\n// Date-Open-High-Low-Close-Volume\n//\n//var csvUrl = “http://www.google.com/finance/historical?q=”+stock_symbol+”&output=csv”;\n//var csvUrl = “https://www.alphavantage.co/query?function=TIME_SERIES_DAILY_ADJUSTED&symbol=AAL&apikey=7P9H2Y2Y5WQO77LR&datatype=csv”;\n//var csvUrl = “https://www.alphavantage.co/query?function=TIME_SERIES_DAILY&symbol=”+stock_symbol+”&apikey=7P9H2Y2Y5WQO77LR&datatype=csv”;\nvar csvUrl = “https://www.alphavantage.co/query?function=TIME_SERIES_DAILY_ADJUSTED&symbol=”+stock_symbol+”&apikey=7P9H2Y2Y5WQO77LR&datatype=csv”;\nvar csvContent = UrlFetchApp.fetch(csvUrl).getContentText();\nvar csvData = Utilities.parseCsv(csvContent);\n//———————————————————————————————\n\n//——– Debug using aa.csv (AA historical prices file in Google Drive) ————\n//var file = DriveApp.getFilesByName(“aa.csv”).next();\n//var csvData = Utilities.parseCsv(file.getBlob().getDataAsString());\n//———————————————————————————————\n\n//——– Debug using AA historical prices from Google Finance Website ———-\n//var csvUrl = “http://www.google.com/finance/historical?q=AA&output=csv”;\n//var csvContent = UrlFetchApp.fetch(csvUrl).getContentText();\n//var csvData = Utilities.parseCsv(csvContent);\n//———————————————————————————————\n\n// SMA(n period): n period sum / n\n// Multiplier(n period): (2 / (Time periods + 1) ); eg: 10 period = (2 / (10 + 1) ) = 0.1818 (18.18%)\n// EMA: {Close – EMA(previous day)} x multiplier + EMA(previous day).\n\nvar csvdata_length = csvData.length;\n// SMA – 13 day\nvar ema_13day_weighting = (2 / (13 + 1));\nvar ema_13day = new Array(csvdata_length – 12);\nvar sma_day13 = 0.0;\nvar index_sma13 = (csvdata_length – 1);\nvar index_max13 = index_sma13 – 13;\n\n===================================================",
      "json_metadata": "{\"tags\":[\"investing\"],\"links\":[\"http://www.google.com/finance/historical?q=”+stock_symbol+”&output=csv”;\",\"https://www.alphavantage.co/query?function=TIME_SERIES_DAILY_ADJUSTED&symbol=AAL&apikey=7P9H2Y2Y5WQO77LR&datatype=csv”;\",\"https://www.alphavantage.co/query?function=TIME_SERIES_DAILY&symbol=”+stock_symbol+”&apikey=7P9H2Y2Y5WQO77LR&datatype=csv”;\",\"https://www.alphavantage.co/query?function=TIME_SERIES_DAILY_ADJUSTED&symbol=”+stock_symbol+”&apikey=7P9H2Y2Y5WQO77LR&datatype=csv”;\",\"http://www.google.com/finance/historical?q=AA&output=csv”;\"],\"app\":\"steemit/0.1\",\"format\":\"markdown\"}",
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      "body": "One of the apps I use weekly is the CVS Android app. My kids and I like to ride on the weekend sometimes and one of the things we do on our rides is stop at CVS to buy drinks and snacks. I use it to pay for goods, services like the Minute Clinic and prescriptions using CVS Pay within the app. I have a  CVS ExtraCare rewards card that I register in the app so that any coupons and deals available from CVS are sent to my account on the app. They get applied at the time of checkout when my ExtraCare card is scanned at the register via the CVS Mobile app.\n\nManufacturers coupons are available in the app as well as CVS coupons. You can browse them in the app and then send them to your account within the app. CVS Pay is easy to use. I have a credit card register in CVS pay and all payments using CVS Pay gets charged to my credit card register in the app. It is convenient especially on our rides to CVS because I do not have to carry a bulky wallet with me as everything is right there  in the app from my credit card to my coupons. BTW, the app is also pin protected so no worries if you lose you phone and it is unlocked.\n\n![](https://steemitimages.com/DQmTdY4K2fnBjqoUu6NzBFXAH69eFGFA1Bywmew43kTGDxu/image.png)\n![](https://steemitimages.com/DQmfVkT6LSz4NGY2FXye3YMhJvF4cd3icKusC1USSLq3aSt/image.png)\n![](https://steemitimages.com/DQmTNcqYhXw9fYNGoXJ8A3E32mMLsQ1PrfbNGocd5Yi91tV/image.png)",
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      "author": "buffteethrblog",
      "body": "I just completed my book of the month for January. I know I am three weeks late, but no matter. A friend of mind recommended –Mindset: The New Psychology of Success by Carol Dweck. It is a good book. It could have been a third of its length and still have the same impact but I digress. Her theory on the two mindset that people have is fascinating. I have the mindset she  recommends with a few of the tendencies from the mindset she does not. Check out the book from your local library. It is a popular book as all the copies in my library was on hold and I did not get a copy until the end of January. A good read worth at least 15 minutes of your day.",
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      "body": "The market took a nose dive today, however it is still up over the past several months. It is my view that since January the rise in the market got ahead of itself. The fundamentals of the economy are sound but the 30% rise in some stocks I follow was too much. The next few days will be interesting. I will be keeping my eye on some bargains for my 401k. Happy Investing.",
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      "body": "Interactive Brokers works well for low fees too and good tools. It is designed for sophisticated investors and one does have to pass a test of knowledge to get an account approved.",
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    {
      "author": "buffteethrblog",
      "body": "I applied for options and stocks trading platform platform; Robinhood, several months ago. I currently use eTrade; and while I love the platform for investing, it is unbearable for swing trading because of the high fees. This is where Robinhood comes in. It is touted as a zero commission stock and options trading platform. Unfortunately, after dozens of emails and countless calls to their customer support I have not been able to get and account approved and working on their app.\n\nLuckily I stumbled onto Tastyworks a low cost options and trading platform that has been around for over a year. The trades are not free but it only costs $1.00 per contract + clearing fee: $0.10/contract + orf fee: $0.0378/contract to open but $zero  + clearing fee: $0.10/contract + orf fee: $0.0378/contract to close. This is immensisely cheaper than eTrade $6.95 + $0.75/contract to open and close and options trade.\n\nFor example, Buying 5 call options at $1.00 per option would cost:\n\na. Tastyworks - Open Commission = 5 * ($1.00+$0.10+$0.0378) = $5.689, Close Commission = $0.00\n\nTotal: $5.689\n\nb. eTrade - Open Commission = $6.95 + (5 * $0.75) = $10.70, Closing Commission = $6.95 + (5 * $0.75) = $10.70\n\nTotal: $21.40\n\nWhat a difference in cost! Tastyworks does not have as many tools as eTrade but I use the eTrade tools for analysis and Tastyworks to execute the trade. You cannot beat 70% savings in fees.",
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      "body": "Interesting idea. They will be able to enforce a DRM using blockchain. A file would be embedded with a code and could only be played once ownership rights are verified on the block chain. This should do well.",
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      "body": "My kids love Minecraft. If you have never heard of it, here is what Wikipedia has to say “Minecraft is a sandbox video game created and designed by Swedish game designer Markus “Notch” Persson, and later fully developed and published by Mojang. The creative and building aspects of Minecraft allow players to build with a variety of different cubes in a 3D procedurally generated world. Other activities in the game include exploration, resource gathering, crafting, and combat.”\n\nThink of it as building Lego sets but as a computer/game world. You can explore randomly generated worlds and build amazing things from the simplest of homes to the grandest of castles. You can play in creative mode with unlimited resources or mine deep into the world in survival mode, crafting weapons and armor to fend off the dangerous mobs.\n\nThe kids play on their tablet even though a Windows 10 version is available. They prefer the tablet version. There are all kinds of add-ons and worlds that they can play in a build. If you are old school and remember The Sims Video game then you will have an idea of what Minecraft is. It is the The Sims Video game of our kids’ generation.\n![](https://steemitimages.com/DQmZ7z3mkCyoeAbUrd6MVim36eLoYPnecdFf1gqUsUzf4HU/image.png)\n![](https://steemitimages.com/DQmaCtjxEXHgtY48rrCuBJ72eN3gQZ6k5mG5d3GSQUfMJ4P/image.png)\n![](https://steemitimages.com/DQmchwNmDPScgwWVntRy2YEk2EeBpKKRz7tRjfZUNQ4cPRK/image.png)![](https://steemitimages.com/DQmchwNmDPScgwWVntRy2YEk2EeBpKKRz7tRjfZUNQ4cPRK/image.png)",
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      "body": "I have Spectrum TV cable service; not by choice. It is included as a part of our HOA. I pay extra to get their internet service and DVR. It is not bad though because I have a fairly substantial “free” on-demand that the kids love and the DVR feature is cool. We rarely watch anything live and where Spectrum TV shines is with their App.\n\nIt runs on our Android and iOS devices. We can watch TV in any room in the house via the app. You are able to use the app outside of your home as well but the number of channels are limited. With the Spectrum TV app, we enjoy hundreds of live TV channels and thousands of On Demand TV shows and movies when connected to the Spectrum Internet WiFi network at home.\n\nOn the go we do not have access to most of the channels and on demand titles. However, the number we have access to are hundreds, anywhere we have an internet connection. The App features:\n\nFIND YOUR FAVORITE PROGRAMS\n• Filter live TV by category, sort by channel number, network names or program titles and quickly recall recently watched channels.\n• Create a personalized guide by setting favorite channels.\n• Search by title, person or sports team anywhere in the app.\n\nCONTROL OUR  TV and DVR\n• Change TV channels on our Spectrum receiver.\n• Record our favorite TV shows and movies.\n• Delete and modify DVR recordings individually or by series.\n• Play a DVR recording on our TV.\n\nSET PARENTAL CONTROLS\nWhen we turn on Parental Controls and set a PIN, we can block shows by channel or rating.![![spectrum_tv_app_pic7.png](https://steemitimages.com/DQmRYe3SekMvzahsmm7G8myCqCypZNrFUNDv5kp4hrkwx39/spectrum_tv_app_pic7.png)",
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