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      "body": "<html>\n<p>Cyberpunk is high tech and low life, so my portfolio focuses on future technology rather than improving the standard of living. I have four ETF (Exchange Traded Funds) in my portfolio, each with about 1/4 of the money. ETFs can be thought of as collections of stocks that allow for greater diversification.</p>\n<p><img src=\"https://farm8.staticflickr.com/7708/27267327880_1be9bdfaaa_o_d.png\" width=\"2560\" height=\"1537\"/></p>\n<p>https://www.flickr.com/photos/torley/27267327880</p>\n<h1>The ETFs</h1>\n<ul>\n  <li><strong>BOTZ</strong> tracks companies involved in robotics or especially artificial intelligence. ROBO is similar, but is more about robotics and automation.</li>\n  <li><strong>BLOK</strong> focuses on blockchain technology.</li>\n  <li><strong>AIEQ</strong> is an ETF that uses IBM's Watson artificial intelligence to select stocks. It's not completely automated. People are the ones actually buying and selling the stocks.</li>\n  <li><strong>SOXL</strong> is all about semiconductors. It has a three times daily leverage, meaning it changes three times as much as the companies it tracks.</li>\n</ul>\n</html>",
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      "body": "<html>\n<p>With the advent of online stock brokers, trading has become cheaper. However, with fees up to $10 per trade as with E-Trade, trading on a small scale can be expensive. Meet Robinhood – an app that make trading stocks free and easy.</p>\n<h1>What you'll need</h1>\n<ul>\n  <li>An iPhone or Android phone</li>\n  <li>A bank account with money in it</li>\n  <li>A couple days of patience</li>\n</ul>\n<h1>Getting set up</h1>\n<p>First, download the Robinhood app from your app store. Go through the sign-up process. Verifying your bank account will take a couple of days. You can continue reading this post in the meantime.</p>\n<h1>Resources</h1>\n<p>While you could pick your own stocks, it doesn't hurt to get a second opinion. The <a href=\"https://www.reddit.com/r/RobinHood/\">Robinhood subreddit</a> and <a href=\"https://www.reddit.com/r/stocks/\">stocks subreddit</a> are good sources of information.</p>\n<h1>Trading</h1>\n<p>When you're ready to trade, search for the stocks you're interested in and click the \"+\" next to them. Also transfer some money into Robinhood from the banking section. There are two main order types: market orders and limit orders. Market orders execute at the current price, while limit orders execute when the price goes over (when selling) or under (when buying) the price you set.</p>\n<h1>Margin</h1>\n<p>If you have at least a little over $2000 in your account, you can purchase Robinhood Gold, a monthly premium service that gives you access to something called margin, among other features. Margin is basically borrowed money that you can use to buy stocks with. There's no interest charged on it in Robinhood. <a href=\"https://d2ue93q3u507c2.cloudfront.net/assets/robinhood/legal/Robinhood%20Gold%20Pricing.pdf\">This document</a> shows how much margin you are allowed to purchase with the amount of money you have in your account.</p>\n<h1>Congratulations!</h1>\n<p>You can now trade stocks without fees. Stick with it long enough and you'll get access to the web interface (still in development) and options (also still in development).</p>\n</html>",
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