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      "body": "@@ -3185,16 +3185,308 @@\n action.%0A\n+IF you live in Australia look in to a (velocity global wallet )  a Pre load debit card, under the Virgin flyer program or  a Qanats flyer card Pre load debit card called ( Qantas cash ) %0Aor google , https://www.finder.com.au/qantas-frequent-flyer-vs-virgin-australia-velocity-which-is-better%0A\n DO NOT C\n",
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      "body": "How to travel with money cash and cards\n\nBudget\n1. Set out your budget for the trip on paper\n\nEmergency plan\n2. In that budget have  $1000 in a back up account for an emergency \nit can be linked to a card or in a different account then moved when need be, to the card account\n\nCards\n3. You can keep a credit card as back up if you dont do the 1000 cash emergency\n tho i dont like credit cards and it can get stolen ,hacked or and you have to pay it back with in a short time be for the interest %  gos up\nWhy stress your self traveling keep some  cash in an account it cant get stolen and can always be there for a very long time never touch it keep it as a Emergency travel back up plain \n\nInsurance \n4.Get travel insurance.\n Do not travel with over  over seas with out it\nlocally in your country you should be ok with out it tho depending what hobbies and sports you like to do\n\nCard\n5. have a back up debit card keep it with your pass port locked away.\nSo you should travel with 2 or 3 cards.\n 1 card you use the other  1 or 2 cards are back up cards is the first gets lost, stolen  or hacked\nand should be debt cards not linked to the same accounts\n\nCash \n6. Cash as back up $50 to $100, with your pass port in the currency in the place you travel in  \nand $50 to $100 in your local currency for taxi fares if need to get some where quick from the place you are going\n\nGold\n7. Have a piece of gold in the form of a neck lace or bracelet at the value of about $250 to $500, in 18k, 22k or 24k\n that you can pawn or give to some one to help you out if need be and keep in locked away with your pass port or in a safe or some place when you travel where people cant see it or steel it with ease \n\nPay as you go PAYG  Vs  card paying  Vs  Pre loaded currency \n8. Cash PAYG you can work out a cash budget for a day in cash\nno need to travel with a card you can get your money out every few days at a ATM and use cash\nif you do just take the amount needed per few days and you travel and put the rest in the safe with the pass port for the next few day\nCARD\n Use a debit card and go online and send your money to that account/card if its a debit card send the amount a day at a time or few days at a time just load the card as you go \nPre load Currency\nbe care full with your card loaded in one currency keep it in your front pocket or some where safe as you travel\nyou may want 2 pre load cards 50% in 1 and 50% in the other for safety some thing to think about if you are doing this style of budgeting\n\nNOTE\nBe aware of where the local hospital is  and police station\nIt is also a good idea to know the basics in first aid or go do your first aid course they do not cost much and most courses can be done in a 1 day course \nFemales handbags or man bags or camera bags, wear over you body from one side to the other, not just over the shoulder\nLock your back pack,  brief case, camera bag, etc  if its on your back or under a seat when resting or sleeping lock it. cable ties, small pad locks, or cable lock it a all in one cable\nif you have a chip in your card you may want to get a slip case for your card so is can not be skimmed, tho most cards only have a $100 max limit per transaction.\nDO NOT CARRY YOUR PURSE OR WALLET IN  YOUR BACK POCKET.\nHappy Travels",
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      "body": "How to travel with money cash and cards\n\nBudget\n1. Set out your budget for the trip on paper\n\nEmergency plan\n2. In that budget have  $1000 in a back up account for an emergency \nit can be linked to a card or in a different account then moved when need be, to the card account\n\nCards\n3. You can keep a credit card as back up if you dont do the 1000 cash emergency\n tho i dont like credit cards and it can get stolen ,hacked or and you have to pay it back with in a short time be for the interest %  gos up\nWhy stress your self traveling keep some  cash in an account it cant get stolen and can always be there for a very long time never touch it keep it as a Emergency travel back up plain \n\nInsurance \n4.Get travel insurance.\n Do not travel with over  over seas with out it\nlocally in your country you should be ok with out it tho depending what hobbies and sports you like to do\n\nCard\n5. have a back up debit card keep it with your pass port locked away.\nSo you should travel with 2 or 3 cards.\n 1 card you use the other  1 or 2 cards are back up cards is the first gets lost, stolen  or hacked\nand should be debt cards not linked to the same accounts\n\nCash \n6. Cash as back up $50 to $100, with your pass port in the currency in the place you travel in  \nand $50 to $100 in your local currency for taxi fares if need to get some where quick from the place you are going\n\nGold\n7. Have a piece of gold in the form of a neck lace or bracelet at the value of about $250 to $500, in 18k, 22k or 24k\n that you can pawn or give to some one to help you out if need be and keep in locked away with your pass port or in a safe or some place when you travel where people cant see it or steel it with ease \n\nPay as you go PAYG  Vs  card paying  Vs  Pre loaded currency \n8. Cash PAYG you can work out a cash budget for a day in cash\nno need to travel with a card you can get your money out every few days at a ATM and use cash\nif you do just take the amount needed per few days and you travel and put the rest in the safe with the pass port for the next few day\nCARD\n Use a debit card and go online and send your money to that account/card if its a debit card send the amount a day at a time or few days at a time just load the card as you go \nPre load Currency\nbe care full with your card loaded in one currency keep it in your front pocket or some where safe as you travel\nyou may want 2 pre load cards 50% in 1 and 50% in the other for safety some thing to think about if you are doing this style of budgeting\n\nNOTE\nBe aware of where the local hospital is  and police station\nIt is also a good idea to know the basics in first aid or go do your first aid course they do not cost much and most courses can be done in a 1 day course \nFemales handbags or man bags or camera bags, wear over you body from one side to the other, not just over the shoulder\nLock your back pack,  brief case, camera bag, etc  if its on your back or under a seat when resting or sleeping lock it. cable ties, small pad locks, or cable lock it a all in one cable\nif you have a chip in your card you may want to get a slip case for your card so is can not be skimmed, tho most cards only have a $100 max limit per transaction.\nDO NOT CARRY YOUR PURSE OR WALLET IN  YOUR BACK POCKET.\nHappy Travels",
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      "body": "How to travel with money cash and cards\n\nBudget\n1. Set out your budget for the trip on paper\n\nEmergency plan\n2. In that budget have  $1000 in a back up account for an emergency \nit can be linked to a card or in a different account then moved when need be, to the card account\n\nCards\n3. You can keep a credit card as back up if you dont do the 1000 cash emergency\n tho i dont like credit cards and it can get stolen ,hacked or and you have to pay it back with in a short time be for the interest %  gos up\nWhy stress your self traveling keep some  cash in an account it cant get stolen and can always be there for a very long time never touch it keep it as a Emergency travel back up plain \n\nInsurance \n4.Get travel insurance.\n Do not travel with over  over seas with out it\nlocally in your country you should be ok with out it tho depending what hobbies and sports you like to do\n\nCard\n5. have a back up debit card keep it with your pass port locked away.\nSo you should travel with 2 or 3 cards.\n 1 card you use the other  1 or 2 cards are back up cards is the first gets lost, stolen  or hacked\nand should be debt cards not linked to the same accounts\n\nCash \n6. Cash as back up $50 to $100, with your pass port in the currency in the place you travel in  \nand $50 to $100 in your local currency for taxi fares if need to get some where quick from the place you are going\n\nGold\n7. Have a piece of gold in the form of a neck lace or bracelet at the value of about $250 to $500, in 18k, 22k or 24k\n that you can pawn or give to some one to help you out if need be and keep in locked away with your pass port or in a safe or some place when you travel where people cant see it or steel it with ease \n\nPay as you go PAYG  Vs  card paying  Vs  Pre loaded currency \n8. Cash PAYG you can work out a cash budget for a day in cash\nno need to travel with a card you can get your money out every few days at a ATM and use cash\nif you do just take the amount needed per few days and you travel and put the rest in the safe with the pass port for the next few day\nCARD\n Use a debit card and go online and send your money to that account/card if its a debit card send the amount a day at a time or few days at a time just load the card as you go \nPre load Currency\nbe care full with your card loaded in one currency keep it in your front pocket or some where safe as you travel\nyou may want 2 pre load cards 50% in 1 and 50% in the other for safety some thing to think about if you are doing this style of budgeting\n\nNOTE\nBe aware of where the local hospital is  and police station\nIt is also a good idea to know the basics in first aid or go do your first aid course they do not cost much and most courses can be done in a 1 day course \nFemales handbags or man bags or camera bags, wear over you body from one side to the other, not just over the shoulder\nLock your back pack,  brief case, camera bag, etc  if its on your back or under a seat when resting or sleeping lock it. cable ties, small pad locks, or cable lock it a all in one cable\nif you have a chip in your card you may want to get a slip case for your card so is can not be skimmed, tho most cards only have a $100 max limit per transaction.\nDO NOT CARRY YOUR PURSE OR WALLET IN  YOUR BACK POCKET.\nHappy Travels",
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      "body": "How to travel with money cash and cards\n\nBudget\n1. Set out your budget for the trip on paper\n\nEmergency plan\n2. In that budget have  $1000 in a back up account for an emergency \nit can be linked to a card or in a different account then moved when need be, to the card account\n\nCards\n3. You can keep a credit card as back up if you dont do the 1000 cash emergency\n tho i dont like credit cards and it can get stolen ,hacked or and you have to pay it back with in a short time be for the interest %  gos up\nWhy stress your self traveling keep some  cash in an account it cant get stolen and can always be there for a very long time never touch it keep it as a Emergency travel back up plain \n\nInsurance \n4.Get travel insurance.\n Do not travel with over  over seas with out it\nlocally in your country you should be ok with out it tho depending what hobbies and sports you like to do\n\nCard\n5. have a back up debit card keep it with your pass port locked away.\nSo you should travel with 2 or 3 cards.\n 1 card you use the other  1 or 2 cards are back up cards is the first gets lost, stolen  or hacked\nand should be debt cards not linked to the same accounts\n\nCash \n6. Cash as back up $50 to $100, with your pass port in the currency in the place you travel in  \nand $50 to $100 in your local currency for taxi fares if need to get some where quick from the place you are going\n\nGold\n7. Have a piece of gold in the form of a neck lace or bracelet at the value of about $250 to $500, in 18k, 22k or 24k\n that you can pawn or give to some one to help you out if need be and keep in locked away with your pass port or in a safe or some place when you travel where people cant see it or steel it with ease \n\nPay as you go PAYG  Vs  card paying  Vs  Pre loaded currency \n8. Cash PAYG you can work out a cash budget for a day in cash\nno need to travel with a card you can get your money out every few days at a ATM and use cash\nif you do just take the amount needed per few days and you travel and put the rest in the safe with the pass port for the next few day\nCARD\n Use a debit card and go online and send your money to that account/card if its a debit card send the amount a day at a time or few days at a time just load the card as you go \nPre load Currency\nbe care full with your card loaded in one currency keep it in your front pocket or some where safe as you travel\nyou may want 2 pre load cards 50% in 1 and 50% in the other for safety some thing to think about if you are doing this style of budgeting\n\nNOTE\nBe aware of where the local hospital is  and police station\nIt is also a good idea to know the basics in first aid or go do your first aid course they do not cost much and most courses can be done in a 1 day course \nFemales handbags or man bags or camera bags, wear over you body from one side to the other, not just over the shoulder\nLock your back pack,  brief case, camera bag, etc  if its on your back or under a seat when resting or sleeping lock it. cable ties, small pad locks, or cable lock it a all in one cable\nif you have a chip in your card you may want to get a slip case for your card so is can not be skimmed, tho most cards only have a $100 max limit per transaction.\nDO NOT CARRY YOUR PURSE OR WALLET IN  YOUR BACK POCKET.\nHappy Travels",
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      "body": "@@ -1754,16 +1754,111 @@\n e Ramsey\n+%0A6. In Smart Money Smart Kids, Dave Ramsay and Rachel Cruze, how to teach your kids about money\n %0A%0AGames%0A\n",
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      "body": "@@ -1986,8 +1986,99 @@\n low 101.\n+%0A%0AWeb sites%0Ahttp://www.daveramsey.com/%0Ahttp://www.richdad.com/%0Ahttps://www.everydollar.com/\n",
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      "author": "brettaussie",
      "body": "@@ -1697,16 +1697,73 @@\n e Ramsey\n+%0A5. Junior%E2%80%99s Adventures: Story time Book Set, Dave Ramsey\n %0A%0AGames%0A\n",
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      "author": "brettaussie",
      "body": "Do you have a financial plain ?\n\nWell here is one from Dave Ramsey that i like and use\n\nStep 1.\n$1000 to start a emergency fund \n\nStep 2. \nPay off all debt using the debt snowball\n*added, work out an plain of order for each debt.\nWork out a plain to pay off each debt with automatic debt repayments from your account\n\nStep 3.\n3 to 6 mths of expenses  in savings \n\nStep 4.\nInvest 15% of house hold income\n in to a pre tax retirement \n if you are in USA a Roth IRSA\n if in  another country look in to high interest  saving accounts\ndo some more research in your country for high interest accounts or fixed term deposits etc.\n\nStep 5.\nCollage / UNI funding for children\n\nStep 6.\nPay off house early\n\nStep 7.\nBuild wealth and give\n\nNote \nYou can jump a step if you all ready have it or if it does not apply to you\nStep 5.  If you do not have children or not planing to have any go to next step\nStep 6. If you dont have a home or are not looking to buy one go to next step\n\nAlso a few books and games worth looking at\n\nPersonal finance, budgeting and plains \n1. The Complete guide to money, Dave Ramsey\n2. The Total money make over, Dave Ramsey\n3. Money master the game, Anthony Robbins\n4. Rich dad poor dad, Robert Kiyosaki \n\nFemale\n1. Rich woman, Kim Kiyosaki. Great book for females on personal fiance and investing\n\nDebt\n1. Rich Dad's Guide to Becoming Rich Without Cutting Up Your Credit Cards : Turn Bad Debt into Good Debt\n2. The ABCs of Getting Out of Debt, Garrett Sutton\n\nKids\n1. Rich Dad's Escape from the Rat Race, Kids book on personal finance \n2. Raising your child's financial I.Q.  How to teach you kids about money\n3. Financial Peace Junior Kit, by Dave Ramsey\n4.  Adventure Pack, Dave Ramsey\n\nGames\n1. Cash flow for kids, board game\n2. Cash flow 101 board game, teens and adults. Basic accounting, basic finance, basic investing.\n3. Cash flow 202  a add on to cash flow 101, Advance Investing game. Note need cash flow 101.",
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      "author": "networker5",
      "body": "Padre rico padre pobre, Robert Kiyosaki \n\n<a href=\"http://adpackpro.teamhispano.com/?id=112004093\" target=\"_parent\"><img src=\"http://i946.photobucket.com/albums/ad309/delakbeza/tomH10_zps888bedbb.gif\" width=\"264\" height=\"117\" border=\"0\"></a>",
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      "body": "Do you have a financial plain ?\n\nWell here is one from Dave Ramsey that i like and use\n\nStep 1.\n$1000 to start a emergency fund \n\nStep 2. \nPay off all debt using the debt snowball\n*added, work out an plain of order for each debt.\nWork out a plain to pay off each debt with automatic debt repayments from your account\n\nStep 3.\n3 to 6 mths of expanses  in savings \n\nStep 4.\nInvest 15% of house hold income\n in to a pre tax retirement \n if you are in USA a Roth IRSA\n if in  another country look in to high interest  saving accounts\ndo some more research in your country for high interest accounts or fixed term deposits etc.\n\nStep 5.\nCollage / UNI funding for children\n\nStep 6.\nPay off house early\n\nStep 7.\nBuild wealth and give\n\nNote \nYou can jump a step if you all ready have it or if it does not apply to you\nStep 5.  If you do not have children or not planing to have any go to next step\nStep 6. If you dont have a home or are not looking to buy one go to next step\n\nAlso a few books and games worth looking at\n\nPersonal finance, budgeting and plains \n1. The Complete guide to money, Dave Ramsey\n2. The Total money make over, Dave Ramsey\n3. Money master the game, Anthony Robbins\n4. Rich dad poor dad, Robert Kiyosaki \n\nFemale\n1. Rich woman, Kim Kiyosaki. Great book for females on personal fiance and investing\n\nDebt\n1. Rich Dad's Guide to Becoming Rich Without Cutting Up Your Credit Cards : Turn Bad Debt into Good Debt\n2. The ABCs of Getting Out of Debt, Garrett Sutton\n\nKids\n1. Rich Dad's Escape from the Rat Race, Kids book on personal finance \n2. Raising your child's financial I.Q.  How to teach you kids about money\n\nGames\n1. Cash flow for kids, board game\n2. Cash flow 101 board game, teens and adults. Basic accounting, basic finance, basic investing.\n3. Cash flow 202  a add on to cash flow 101, Advance Investing game. Note need cash flow 101.",
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      "body": "PAY YOUR SELF FIRST, Rich tip No.2\n\nThere are 2 ways to PAY YOUR SELF FIRST, to create wealth\nCreate a habit of saving a %, remember it not the %, its the habit, save little & invest often\n\nHOW\n1.Beginner\nSave 10%  or any ( % ) of your income each pay in to 1 saving account to build it up, to create an asset\nin gold, silver, a business, real estate , etc\nRemember, save little & invest often \n\n2.Advance\nSave 30% of your income, or any ( % ) in to each 3 accounts\n10% to bank save cash\n10% to charity of your choice\n10% to bank save cash up to buy/create an asset\n\nGoal\nPAY  YOUR SELF FIRST, \nOnce  each pay for begginer or 3 times each pay advance\nRemember save little & invest often\n\nHabit\nPay your self first before you pay anyone else, or any think else\n\nSetup account\nSet up auto payment to each account each pay, if you are to busy or  to lazy  do it your self\nif doing it your self move the funds each pay day to all the account\n\nInvestment vehicle\nPick your investment  vehicles, your assets that you want  create or invest in\nIf its gold  or  sliver try to buy  then buy them in a low cycle, or just a little each pay \nif its real estate business  or stocks  make sure you have a plain to fellow to save up to invest/buy  it \n  \nRemember PAY YOUR SELF FIRST and save little & in invest often",
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      "body": "PAY YOUR SELF FIRST, Rich tip No.2\n\nThere are 2 ways to PAY YOUR SELF FIRST, to create wealth\nCreate a habit of saving a %, remember it not the %, its the habit, save little & invest often\n\nHOW\n1.Beginner\nSave 10%  or any ( % ) of your income each pay in to 1 saving account to build it up, to create an asset\nin gold, silver, a business, real estate , etc\nRemember, save little & invest often \n\n2.Advance\nSave 30% of your income, or any ( % ) in to each 3 accounts\n10% to bank save cash\n10% to charity of your choice\n10% to bank save cash up to buy/create an asset\n\nGoal\nPAY  YOUR SELF FIRST, \nOnce  each pay for begginer or 3 times each pay advance\nRemember save little & invest often\n\nHabit\nPay your self first before you pay anyone else, or any think else\n\nSetup account\nSet up auto payment to each account each pay, if you are to busy or  to lazy  do it your self\nif doing it your self move the funds each pay day to all the account\n\nInvestment vehicle\nPick your investment  vehicles, your assets that you want  create or invest in\nIf its gold  or  sliver try to buy  then buy them in a low cycle, or just a little each pay \nif its real estate business  or stocks  make sure you have a plain to fellow to save up to invest/buy  it \n  \nRemember PAY YOUR SELF FIRST and save little & in invest often",
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      "body": "Rules of the Wealthy; \n\nTips gold silver Investing/Stacking \n\nWHY;\nwhy invest in gold or silver, because of inflation/unsuitability  in the petrodollar  dollar and the USA FED printing more paper cash, and other country's  doing the same to \n\nRULE 1; save little save often TO Create assets\n\nHow;\n\nGOALS;\n1.set 12 mth  goal on paper, (................) etc to save 10% gold and 10% silver in 12mths. 10% of my income in 12mth.\nRemember its not the % its the habit.\n2.make a written  ACTION plain on paper to get that goal, How to do it..(.....................................................)\n3. track your goal ,check it each 3 mths to make sure you are on track for your 12 mth goal, to stay on track.\nif you go off take, start again. or just repeat.\n4. stick your writing goals up in your bath room or bed room some where so you can see it read it once a day each morning, or and if you are a more of a visual personalty make a vision board of you saving cash and buying/investing in gold and sliver, or draw it, paint it, cut out pictures of magazines etc.\n\nACTION PLAIN;\n1.Save 10% of your income each PAY day. save little save often\nor save up a % and buy each mth or every 3mth if you want to bulk buy or cycle buy in trends of lows of the mth etc\nif you cant save 10%, START at 1% and slowly build up, its not the % its the new habit you are making and shifting from fiat currency = paper money,  to gold and silver \nNOTE; it takes 3 weeks to make a habit and 3 weeks to break a habit.\n\nINVEST;\n2. Invest that 10% in gold or silver or both on that day, save little save often\nor buy when the market is in a low, look at the charts for gold silver bullion online ,look at the cycles for the market charts; are they ;up, down, or side ways ,charts....\ngo and buy online or at a store,use a diary or cell if you have to log the date down so you will remember to buy\n if online look at mints first,then privet shop prices,\nwatch out for fakes online from privet dealers local or over seas china etc.\n\nBUY;\n3. Buy from a  dealer in your town or country to start with, save little save often\nyou can hide your gold and silver in a safe at home or and have 2 safes, a small safe under the bed as a dummy safe and another safe some where else in the house \n you can get a mint to store it for you, for a fee.\n you can get a privet safety deposited box for a fee.\n  or all 3 and divide all it up over 3 places for safety.\n\nRESEARCH;\n4. Do your research; save little save often\nASK QUESTIONS, \n\nweb; mike maloney\nyoutube; hidden secrets of money ; 1 to 7 videos \nweb; goldsliver.com\nyoutube; Financial Literacy TV\nlocal mints in your country , ask questions.\n\nWHY;\nwhy invest in gold or silver, because of inflation/unsuitability  in the petrodollar  dollar and the USA FED printing more paper cash, and other country's  doing the same to \n\nThanks you for reading; The Rules of the wealthy, for gold sliver investing \n\ni hope these tips  was help full, to start your way to wealth creation \n\ndisclaimer i have no links to any one for  marketing/sale etc and this is just tips, invest at your own risk.\n\nRegards,\nIf you got some wisdom from this please feel free to shear this information \nRemember; ask questions & save little save often",
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