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      "body": "Congratulations @blockchainwtf! You received a personal award!\n\n<table><tr><td>https://steemitimages.com/70x70/http://steemitboard.com/@blockchainwtf/birthday2.png</td><td>Happy Birthday! - You are on the Steem blockchain for 2 years!</td></tr></table>\n\n<sub>_You can view [your badges on your Steem Board](https://steemitboard.com/@blockchainwtf) and compare to others on the [Steem Ranking](https://steemitboard.com/ranking/index.php?name=blockchainwtf)_</sub>\n\n\n###### [Vote for @Steemitboard as a witness](https://v2.steemconnect.com/sign/account-witness-vote?witness=steemitboard&approve=1) to get one more award and increased upvotes!",
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      "body": "Thank you so much for sharing this amazing post with us!\n\nHave you heard about Partiko? It’s a really convenient mobile app for Steem! With Partiko, you can easily see what’s going on in the Steem community, make posts and comments (no beneficiary cut forever!), and always stayed connected with your followers via push notification!\n\nPartiko also rewards you with Partiko Points (3000 Partiko Point bonus when you first use it!), and Partiko Points can be converted into Steem tokens. You can earn Partiko Points easily by making posts and comments using Partiko.\n\nWe also noticed that your Steem Power is low. We will be very happy to delegate 15 Steem Power to you once you have made a post using Partiko! With more Steem Power, you can make more posts and comments, and earn more rewards!\n\nIf that all sounds interesting, you can: \n\n- Download Partiko Android at [Google Play](http://bit.ly/2SRFIta)\n- Or Download Partiko iOS on the [App Store](https://apple.co/2PcXkSd)\n\nThank you so much for reading this message!",
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      "title": "How the Blockchain Can Affect the Insurance Industry",
      "body": "![Screenshot 2018-12-17 at 11.51.07 AM.png](https://cdn.steemitimages.com/DQmTFEVxChccYjuPodXvpMPv93qW1kVDYnB9aG5ahd978en/Screenshot%202018-12-17%20at%2011.51.07%20AM.png)\n\n\nFiling an insurance claim is overwhelming and confusing. The payout takes time to complete while the insurance company has to investigate the validity of the claim. If a fire burns down a family home, they will have to file a claim with their insurance company. However, they may not have proof of what was lost or how much those things were worth. I always do a video walkthrough when I move to a new place detailing the possessions and the value, but I frequently forget to update it when I get new furniture or electronics. My dad has been in his house for 35 years, and I know he hasn’t updated his. Most people don’t even think to do the video recording in the first place.\n\nSo then the insurance agency has to try to decipher what they can pay out and replace and what they cannot to prevent fraudulent cases. To do this, they have to go based on good faith that the person filing the claim is telling the truth. That is currently the way the industry works – the insurer is required to trust that they are being told the truth by the person looking to take out insurance. This is an issue when natural disasters hit, and volunteers remove furniture and other debris, making it harder for homeowners to prove to the insurance agency the damage to their belongings.\n\nApplying the blockchain to the insurance industry can help add transparency, maintain the record of evidence in claims, introduce smart contracts in claims payouts and help with fraud detection, which is not good for the Frank Gallaghers (scam artists) of the world.\n\nAuto Insurance\nNow imagine buying a used car with a blockchain-based reporting system. The vehicle manufacturer, parts supplier, original seller, repair shop, insurer, and driver could all act as nodes on the blockchain. This results in a detailed vehicle history report because all of the individual parts being held accountable. If there was an issue with the muffler, you would be able to pinpoint who provided the faulty part. This would help save money in product recall by contacting only individuals with defective parts instead of issuing a blanket recall.\n\nTraditional insurance companies currently reduce premiums for cars that have tracking devices that are referred to as “telematics devices.”\n\nAfter September 2014 cars are required to have a black box onboard computer that tracks your data. The new versions monitor 15 different variables and have been used in high-profile investigations. Despite this data being helpful for your mechanic and insurance companies it also infringes on your privacy. Tesla’s Model 3 has an internal-facing camera. GM’s Cadillac CT6 has a steering-column mounted camera that monitors the driver for signs of distraction. Supposedly these cameras don’t capture or store video. Some of the data from these sensors never leaves the car, but BMW, General Motors, Nissan, Tesla, and Toyota are selling vehicles with data connections that allow for a detailed report of car and driver. Similar to medical data, permissioned blockchains can enable people to control their personal data and decide whether or not they wish to sell it.\n\nSmart Contracts for Claims\nSmart contracts can make reimbursements claims quicker which will save insurers time and money. Since there are so many types of insurance, the blockchain will affect each differently. Billions of dollars of life insurance benefits go unclaimed either because the beneficiaries didn’t know they were listed as beneficiaries or because they are overwhelmed with all the paperwork that has to be done when someone dies. Often the companies and government agencies you deal with will not properly shut down the accounts, and you will have to double check their work. When my mom passed away the social security office killed off my dad in the system instead. It was like a Monty Python scene where I had to take him into the office and show them “he’s not dead yet”!\n\nImagine if when the person dies a smart contract from their life insurance company automatically contact the beneficiary. Once the beneficiary responds and signs the appropriate paperwork the money is disbursed. Policyholders, beneficiaries, hospitals, funeral homes, and life insurance companies would all act as nodes on a blockchain, ensuring that an error like social security “killing my father in the computer” doesn’t happen because the other nodes reject the incorrect information.\n\nPeer-to-Peer Insurance\nIf you have home insurance with a large company that provides national coverage and you are in the midwest, you might be at risk for increased premiums because your insurance company also insures homes in Florida. These high-risk homes located in flood planes that are likely to be hit by hurricanes may affect your premiums to help cover those payouts- even though nothing happened to your house.\n\nThis is causing an interesting change in the insurance industry: peer-to-peer insurance. This is where a group of individuals agree to pay for other individual’s claims spreading the risk across the group with the intention of a large company taking a cut.\n\nThere is a non-blockchain version called Friendsurance in Germany and Australia that connects customers with the same type of insurance. If no claims are made by the customer or any of their connections they get the pre-agreed maximum cashback.\n\nBlockchain versions of this model are VouchForMe and MediShares.\n\nVouchForMe\nVouchForMe formerly known as InsurePal uses social proof endorsements to cut down costs of insurance premiums. They have started with car insurance and plan to branch into other aspects of insurance. VochForMe has a token built on top of the Ethereum blockchain.\n\nTheir goal is for diligent & responsible people stop paying for the bad drivers and reduce the frequency of claims. The logic is you aren’t going to file a fraudulent claim if the people in your network have to pay the deductible.\n\nIt’s an interesting concept, but I’m not sure how much I believe in this platform as most of my friends or past real estate clients have failed to write me a Yelp review- something that costs them nothing. Requiring people to put money on their claim that someone is a good driver might be too much more for today’s short attention span client pool, or it could work because people also get a monetary reward if they are correct.\n\nMedishares\nMedishares is based on the Ethereum blockchain and is a decentralized, open-source mutual aid marketplace. Important to note they are different than the similarly named Christian insurance sharing group, Medi Share without the “s.”\n\nMany of the backers from Medishares are from a Chinese investment fund.  This is supposed to be a global platform so it will be interesting to see the ease of acceptance in a place like the USA vs. India or China. For every new user, MDS burns a token. 10% of the fee will be burned by the Platform, while 90% will be held by the Platform as reserve capital. Users who find fraudulent activity can report it and gain rewards. This helps to leverage the power of risk assessment and reduce conspired fraud\n\nI understand these token-based systems are going to try and gain adaptation in the private sector before people might go for it large scale, but it’s going to be really hard to get an industry on board that has a lot of money and power from keeping ridiculous markups on supplies and procedures.\n\nFinal Thoughts?\nI personally think there are too many tokens and the confusion deters people from entering the space because it adds too many new steps involving exchanges and learning multiple wallets. What are your thoughts on the blockchain’s influence on insurance? Throw it down in the comments hit like subscribe and the bell for notifications.\n\nMake sure to check out all of our Industry Impacts!\n\nTo find more articles like this visit our website: https://blockchain.wtf/\n\nYouTube: [Blockchain WTF](https://www.youtube.com/channel/UCKENI1wZKvZFjtgWGOq2pCQ)\n\nTwitter: https://twitter.com/blockchainwtf\n\nInstagram: [blockchainwtf](https://www.instagram.com/blockchainwtf/)\n\nhttps://blockchain.wtf/2018/12/industry-impacts/industry-impacts-insurance/",
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      "body": "![Screenshot 2018-12-17 at 11.17.04 AM.png](https://cdn.steemitimages.com/DQmPhRiHT17ezuyXCs539AfmzAVK67YvbU4xMSJLRdP5kLD/Screenshot%202018-12-17%20at%2011.17.04%20AM.png)\n\nWhen one thinks of decentralized apps (dApps), activities like gambling or playing video games may be the first things that come to mind. However, dApps can be used for far more than simply enjoying leisure activities. Believe it or not, there is an entire genre of blockchain-based apps dedicated to healthcare.\n\nHealth-related apps can assist users with everything from staying in shape to maintaining their medical records. These relatively new applications can even assist those who work in the healthcare industry. Despite the fact that blockchain is a relatively new technology, it has already made its presence felt in this vitally important industry.\n\nThe following dApps help showcase some of the ways blockchain technology can be used to keep us healthier and potentially improve the quality of care we receive.\n\nWowmart\nThe Ethereum-based app known as Wowmart is designed to make achieving fitness goals fun and profitable. The dApp encourages users to place wagers on themselves (using cryptocurrency) as a way to encourage exercise.\n\nTheir official website provides an excellent example of how the app works.\n\n“Let’s say you set a goal to run a marathon in 3 months. We suggest you make a public promise, backed up by a deposit. As a deposit, you leave an arbitrary amount of cryptocurrency. If you successfully pass the distance on time, you’ll receive your deposit back with some additional bonus. If you fail, your deposit will go away.”\n\nLost deposits go into a fund, which is the source of the bonus money given to those who meet their goals.\n\nThe bonus one receives for keeping their promise depends on the complexity of their intended goal and the amount originally deposited.\n\nThe entire process is controlled through the use of smart contracts – though there are moderators available – should the need arise.\n\nMyMedBlock\nThe importance of providing doctors and caregivers with the most updated medical data available can’t be understated. After all, a medical professional is often only as good as the information he or she has at their disposal.\n\nFortunately, MyMedBlock is providing folks with a way to curate and manage their health information. This new dApp allows users to create their very own Private Health Information Key (PHIK) on the Ethereum blockchain. The key will allow users to conveniently store all their medical on the Ethereum chain.\n\nThe app’s ultimate goal is to eliminate “healthcare information silos that currently result in poor health outcomes.”\n\nAt present, a user can only manage their own information. However, the MyMedBlock team is working on adding a tool that would allow members to organize their family member’s info as well.\n\nQuantMD.ai\nThe dApp known as QuantMD.ai is billed as a peer-to-peer artificial intelligence (AI) network for diagnostic imaging.\n\nQuantMD.ai was created to help doctors diagnose certain diseases faster and more accurately by utilizing AI software. Among the dApps stated goals is to ensure that the most modern artificial intelligence-based diagnostic software is available to medical facilities around the world; a goal they hoped to achieve through the use of blockchain tech.\n\nThe platform offers data scientist from various locations an opportunity to work together and solve diagnostic issues, using a single code to create cutting-edge, opensource AI software programs.\n\nHere is how QuatnMD.ai’s self-sustaining ecosystem works: “Through QuantMD’s crypto tokens, skilled experts get a monetary reward for their work and hospitals to turn their unused archived data into currency. It’s a win-win scenario where QuantMD’s currency token leads to a mechanism where the value of AI-assisted diagnosis directly funds those that have created it.”\n\nThis dApp is an example of how sharing information on blockchains can be beneficial to those who work in the healthcare industry –as well as folks in need of care.\n\nTo find more articles like this visit our website: https://blockchain.wtf/\n\nYouTube: [Blockchain WTF](https://www.youtube.com/channel/UCKENI1wZKvZFjtgWGOq2pCQ)\n\nTwitter: https://twitter.com/blockchainwtf\n\nInstagram: [blockchainwtf](https://www.instagram.com/blockchainwtf/)\n\n\nhttps://blockchain.wtf/2018/12/dapps/dapps-for-your-health-healthcare-industry-blockchain-tech/",
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      "title": "Smart Contracts Shake Up The Law",
      "body": "https://www.youtube.com/watch?v=Dl9PNtINnTU\n\nOn today’s Industry Impact we going over how the blockchain is going to affect the legal landscape and its participants.\n\nMy dad always said if you want to be happy, stay away from doctors and lawyers. With the advancement of smart contracts and blockchain technology you might be able to make this saying your reality… or at least not see the lawyers as much.\n\nHow Blockchain Can Help – Smart Contracts!\nSmart contracts are essentially legal vending machines, programmed to define what happens when a specific condition is met. It then executes the agreed upon actions. For example, if you’re working with a real estate contract, one party would submit an offer, the other would accept, and the earnest money would be transferred over by the self-executing smart contract. OpenLaw is a platform that allows people to embed and execute smart contract code on the Ethereum blockchain. Once platforms like this gain widespread acceptance, lawyers may be cut out of the process of deal negotiation and enforcement. We’ve got a long way to go, but this is the first step towards the legal acceptance of smart contracts.\n\nSmart contracts will still need oversight to make sure people aren’t executing a contract to, let’s say, execute someone. The legality of these contracts will still need to be decided and will likely be tricky to enforce since these transactions often include several jurisdictions.\n\nProperty Rights\nSmart contracts are being used to help governments with storing property rights. Some counties do not have land ownership records online; you still have to go in person to look up paperwork. India’s registration of land records has huge issues regarding the transaction of a deed versus ownership of the land title, so property disputes take up the majority of the country’s court cases.\n\nDigital Chain of Custody\nA chain of custody is a legal concept that documents what happens to evidence in a criminal case via a paper trail. It must be maintained until the evidence is presented in court. If it is not preserved, no matter how relevant the evidence is, the defense attorney will file a motion to have the evidence suppressed. A chain of custody is difficult to maintain when dealing with physical evidence, but is even harder to maintain records of digital evidence, such as a device connected to a Wi-Fi network or a file on a hard drive. The blockchain’s ability to confirm information on multiple computers in decentralized locations can keep the chain of custody intact; preventing human error or tampered evidence from ruining a case.\n\nDigital Rights and Royalties\nIntellectual Property is extremely difficult to enforce in the digital age, but smart contracts are helping content creators monetize and maintain their digital rights and royalties. If an artist records a song then every time someone plays their song the smart contract releases the music after the money has been transferred over, just like old-timey jukeboxes.\n\nNotaries\nSome things don’t need to be a blockchain company, like Blocknotary, a blockchain version of a notary. The blockchain is awesome because they cut out third parties like notaries and are decentralized so you can access them outside of business hours. Blocknotary created a company offering a centralized 3rd party that could be eliminated through adaptation of the blockchain.",
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      "title": "Mythical Games on the Blockchain",
      "body": "![Screen Shot 2018-12-10 at 8.27.29 PM.png](https://cdn.steemitimages.com/DQmeLq8kvJuUzVLnCLBw6KL2xW9C1TkvW1X4HdG3h5mTe3v/Screen%20Shot%202018-12-10%20at%208.27.29%20PM.png)\n\nIn 2018, it’s estimated that around 2.3 billion people will spend a total of $137.9 billion on video games. By the year 2021, the global games industry could be worth a whopping $180.1 billion.\n\nOne of the many ways gaming companies are looking to keep up the momentum is through the use of in-game virtual purchases. After all, we know there are more than a few gamers out there that are willing to spend money on virtual items or collectibles associated with their favorite games. For example, Fortnite, a popular online survival game, has seen players spend over a $1 billion on in-game purchases.\n\nMythical Games – Developing Decentralized Games\nOne company looking to capitalize on this purchasing craze is Mythical Games. This new gaming studio is focused on developing decentralized games – where players actually own the assets they acquire while playing. These virtual assets will be stored on the EOSIO blockchain for safe keeping.\n\nBeing able to store online purchases on a blockchain can be a great option for gamers. As CCN author P.H. Madore explains, “When a player acquires assets in a game like World of Warcraft, Ultima Online, or Runescape, they are at the whim of the company to stay in business and keep servers online. A decentralized game built on the blockchain can keep in operation, with assets retaining value, for as long as users desire them to. Not to mention how much easier it is to transfer assets when blockchain-connected accounts are involved.”\n\nFormer Activision, Yahoo!, and Blizzard Execs Involved\nMythical Games has some pretty big names steering the ship. The blockchain-based company’s CEO is the former head of Activision, John Linden. Their team features another Activision alum in CCO Jamie Jackson – who was also a former studio head.\n\nAmong the organization’s other notable executives is chief product officer Stephan Cunningham – previously the director of product management at Yahoo!.  A former senior producer for Blizzard, Rudy Kock, will serve as the company’s head of blockchain.\n\nWith prominent alumni from Yahoo!, Activision, and Blizzard leading the way, Mythical Games has been able to garner plenty of interest from investors.\n\nAt press time, the new studio has raised over $16 million in funding from several different venture capital firms – including Galaxy Digital’s EOS VC fund.\n\nGalaxy Digital’s CEO Mike Novogratz recently shared his company’s take on gaming, as it relates to blockchain tech:\n\n“We believe that gaming – and specifically players’ interaction with in-game economies and virtual goods – will play a key role in how the masses first discover the true potential of the blockchain. Mythical’s experience building rich and immersive game worlds will be invaluable to this mission.”\n\n“Blankos Block Party” Expeted Early 2019\nThe game maker’s first title, Blankos Block Party, is expected to be released in early-2019. Their debut title will feature collectible creatures called Blankos (vinyl toys) “brought to life.”\n\nMythical Games is one of the many new companies making waves in the ever-growing blockchain community.\n\nTo find more articles like this visit our website: https://blockchain.wtf/\n\nYouTube: [Blockchain WTF](https://www.youtube.com/channel/UCKENI1wZKvZFjtgWGOq2pCQ)\n\nTwitter: https://twitter.com/blockchainwtf\n\nInstagram: [blockchainwtf](https://www.instagram.com/blockchainwtf/?hl=en)",
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      "title": "How Is The Blockchain Going To Affect The Art World?",
      "body": "https://www.youtube.com/watch?v=KzewRIoiYww \n\nThe blockchain is changing the art world for the better via digital scarcity, allowing more people to invest in fine art, and creating a more ethical way of paying artists.\n\nIt is really easy to copy and pirate artists’ work which diminishes the value of their originals. Similar to having only 21 million Bitcoins, digital art is limited and may only have 100 copies to be sold. Logging art ownership on the blockchain can help reduce fraud and allows for artists to receive payment for their art in a way that is quicker than traditional platforms, all while cutting out intermediaries. This allows for a more significant percentage to go towards artist compensation. Platforms like Maecenas allows people that are not wealthy or accredited investors to invest in fine art, which has proven to be one of the greatest ways to grow your money.\n\nRecently, Olivier Sarrouy created an art project called “Ready- Made token” putting a single Ethereum token up for auction via The Distributed Gallery and signed it under the pseudonym “Richard Price” …even though Richard Prince is a well-known artist and not a random pseudonym. Olivier claims this was to make a point about how a regular object from the real world has more value because someone well known in the art world signed it.\n\nHere’s an interview with Olivier if you’re interested in the reasoning behind the artistic scam. But if all of Richard’s actual art pieces were on the blockchain people would have an easy way to know that this one was an imposter.\nMaecenas\nMaecenas is a platform that has Blockchain based auctions of fine art. Anyone can use the platform, but for the private beta, only 100 accredited investors could participate. This site collects all of your Know Your Customer (KYC) information because all of the art pieces are blue-chip works with one million USD and above. You can buy shares of fine art for $5,000 and upwards of Bitcoin, Ethereum or Marcenas ART token equivalent. Using the ART token users get the 2% buyer fee waived to try and build up the coin’s network effect. Smart Contracts on the Maecenas platform will convert the cryptocurrency being used into ART tokens.\n\nEven though most people won’t have physical possession of the fine art, they can diversify their portfolio by combining crypto with these artistic creations. The platform has said that if there is enough demand, they may implement an art leasing facility to temporarily hold the piece of art for a fee and then distribute the proceeds as income to the art shareholders.\n\nThe platform works differently if you are a gallery, an individual user, a family office or a collector. Recently John McAfee partnered with them for Project Phoenix to help tokenize Picasso’s art on the platform.\n\nRare Pepes\nSo we’ve touched on fine art and now …internet memes. We can’t talk about art and the blockchain without mentioning Rare Pepes. Rare Pepes became an internet sensation in 2015 after a collection was posted on eBay. Now they are digital asset trading cards with their ownership logged the Bitcoin blockchain, via the Rare Pepe Directory, or Ethereum blockchain via Pepe dApp. There is a Pepe Cash coin, and a Rare Pepe wallet, Book of Orbs- a mobile Counterparty wallet to use on your phone, and people have spent thousands of dollars on Pepe. One Homer Pepe sold for 350,000 Pepecash or $39,000 USD.\n\nRare Pepe ’s aren’t the only art with their digital rights being stored on the blockchain. Platforms that are selling digital art also include R.A.R.E. Art, DADA.nyc, Curio Cards, Super Rare, and Pixura. Codex Protocol is a decentralized title registry for art & collectibles.\nKodak\nRemember Kodak film in old-school cameras? Well, Kodak tried to make a comeback by integrating blockchain technology to the physical art world. They came up with KodakCoin which is described as a “photo-centric cryptocurrency” designed to help photographers and agencies with image rights management.” This was to be coupled with a Bitcoin-mining computer called the Kodak KashMiner. Users would pay $3,400 to rent the machine for two years. Additionally, half of the coins mined would go back to Spotlite, the company licensing Kodak’s name, and the user would keep the other half. The project didn’t last very long as traditional Bitcoin mining equipment can be purchased for less money, and ready-made miners are already selling for significantly less with only about a 5% cut.\n\nThe other reason the project didn’t work is that their SEC compliance with (SAFT) or the Simple Agreement for Future Tokens. This required the token holders be accredited investors, which most of the population isn’t. To be an accredited investor, you must have a net worth of at least $1,000,000 excluding the value of your primary residence or have an income of at least $200,000 each year (or $300,000 combined if you’re married) for the last two years.\n\nHaving a platform keep digital media rights was a good idea since that is a huge issue for artists, but its white paper and team may have been the reason it did not succeed. It’s a good example of putting new wine in old wineskins. Kodak doesn’t know about blockchain, and they caught the attention of the SEC. The SEC’s chairman Jay Clayton said they were looking closely at the disclosures of public companies that shift their business models to blockchain technologies. Many people’s reactions were that Kodak Coin was just trying to make a comeback. Jeff Clarke, Kodak’s chief executive said the company’s ambitions were a genuine way to solve the issue of ownership of images.  And the correlation between Kodak and digital media rights makes sense, but their understanding of the crypto space didn’t. Criticism of the white paper also didn’t help with their launch.\n\nCrypto Artists\nSome artists are making their portfolio about #cryptoart! @NanuBerks and Josephine Bellini are both crypto artists that make prints, clothing and commissioned pieces all crypto themed. Click the link if you want to hear an interview Blockchain Institute did with Josephine. Cryptograffiti does educational street art and prints and clothing. Check them all out!\n\nTo find more articles like this visit our website: https://blockchain.wtf/\n\nYouTube: [Blockchain WTF](https://www.youtube.com/channel/UCKENI1wZKvZFjtgWGOq2pCQ)\n\nTwitter: https://twitter.com/blockchainwtf\n\nInstagram: [blockchainwtf](https://www.instagram.com/blockchainwtf/?hl=en)",
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      "body": "@blockchainwtf :  If this is your content you must verify it with the Cheetah people. Getting a vote from Cheetah is considered bad. This is the discord channel where you should inform your case: https://discord.gg/7ACsPM",
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      "body": "Hi! I am a robot. I just upvoted you! I found similar content that readers might be interested in:\nhttps://blockchain.wtf/2018/11/industry-impacts/digging-into-blockchain-in-agriculture/",
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      "author": "blockchainwtf",
      "permlink": "digging-into-blockchain-s-effects-on-agriculture",
      "title": "Digging into Blockchain's Effects on Agriculture",
      "body": "![Screen Shot 2018-12-04 at 10.20.26 AM.png](https://cdn.steemitimages.com/DQmdAmG5ix23wo6SsumXjZEcqLS13vynSLVprS17JDJoWa2/Screen%20Shot%202018-12-04%20at%2010.20.26%20AM.png)\n\n[If you prefer watching a video of this content, we've got you covered](https://blockchain.wtf/2018/11/industry-impacts/digging-into-blockchain-in-agriculture/)\n\nIs your organic food really organic?\nI’m sure most of us have bought an organic apple and wondered, “is this actually organic, or did they just put the sticker on it and charge me more?”\n\nCurrently we have to trust that our food is actually what the label claims and it came from where they tell us it came from, but often times we don’t. Some are aware of the advertising gimmicks food companies use- like labeling something a “cheese product” even though it is not actually cheese.\n\nLab grown meat is on the rise with no clear agreement on how it will be disclosed to consumers. Potentially going by “cultured meat”, “cell-based meat”, or “clean meat”. All resulting from actual animal cells grown in a lab, potentially providing some ethical confusion for consumers.\n\nThe Main Culprit\nConsumers have found body parts and animal limbs in their food. Salmonella has gotten people sick. Who is responsible? The USDA? The farmer? The guy who put the items on the truck? Blockchains will help reduce these issues by adding transparency and trust to the supply chain by tracking the journey of your food from farm to factory to table – even including checkpoints of accountability along the way.\n\nFor this to make sense let’s look at Monsanto. Even if you don’t the history of the company, you probably know people don’t like them. They control our food and that many consider them “The Most Evil Corporation of All Time”.\n\nVery brief history – because their horrifying resume is quite extensive – Monsanto was originally founded as a chemical company in 1901 to produce saccharin, an artificial sweetener 300 times sweeter than sugar with no nutritional value. They were involved in PCB production for 50 years, the two atomic bombs dropped on Japan, development of Agent Orange which caused generational birth defects, and they got into agriculture business by developing pesticides. In the 1980s were first to genetically modify plants.\n\nMonsanto’s seeds that they sell contain a Monsanto-owned patent in their DNA, so Monsanto dictates who can plant their seeds and has sued farmers for using their seeds, even when the farmers never willingly did. The Monsanto seeds flew ended up on their farms via pollination. These seeds can destroy the organic farmer’s crops (because they  they aren’t using Roundup, another Monsanto product to kill weeds around the plants) and then in addition to the financial stress of their crops being ruined they are now being sued by Monsanto.\n\nHow Blockchain Technology Can Help\nSo now that you have a little of that context, you probably want to avoid Monsanto products and support those struggling organic farmers, right? Well, how would you know who makes which product? It sounds like they have their hands in each aspect of the food and chemical industry. Once the blockchain is applied, users can view the smart contract checkpoints along the supply chain could theoretically track which farms use Roundup and their GMO seeds and shop at places that do not. (Without knowing the seeds flew on their property lines).\n\nThe helpful change will be reducing food waste, especially when a foodborne illness breaks out. Currently stores throw away more items than necessary to stop contaminated products from spreading because identifying affected items is currently very difficult.  Pinpointing contamination is difficult without the  records provided by a blockchain, so to be safe they often throw away all the food from that shipment. In 2018, a deadly E. Coli outbreak connected to romaine lettuce grown in Arizona affected 35 states across the US. In 2013, European products were advertised as beef but were actually…horse. The supermarkets blamed their suppliers who, in turn, blamed their suppliers.\n\nChina is very interested in using the blockchain to trace pork to prevent PR damage to brands. Additionally, the government of Kerala in southern India is already implementing blockchain technology into their grocery distribution.\n\nAn increase in consumer confidence comes from knowing what the animal was fed and what antibiotics they were or were not given. Animals are pumped with antibiotics to help livestock grow faster in order to increase revenue and to prevent animals from getting sick in unclean living conditions. Having all of these antibiotics in our food is dangerous because this increases the likelihood that a super-bacteria can become resistant to antibiotics. Allowing consumers to choose whether or not they want to pay for meat without antibiotics will give farmers accurate insight as to the supply and demand for cruelty free food. Food would also need less preservatives if it can reach the store faster.\n\nUse Cases\nPavocoin is a marketplace and cryptocoin to help farmers compete with larger corporations helping farmers shift from price takers to price setters, forcing downstream cost reductions. Pavocoin can be used by consumers to buy directly from farmers or can be used by farmers to pre-sell their crops. Farmers in the cities of Stockton and Dixon, California are already using the system. These systems will also help reduce food waste as they will be able to more accurately gauge demand and and adjust supply as needed.\n\nCottonCoin is a decentralized, global proof of stake cryptocurrency to help renovate the cotton industry. Many of the countries we receive cotton products from are third-world countries with little trust or digitization. There is so much corruption in the industry that the International Food Policy Research Institute estimated that 300,000 Indian farmers have killed themselves from financial despair since the 1990’s. Monsanto has a connection to India and China, as shown in the documentary “Bitter Seeds”. Monsanto’s experts counter these claims and argue that suicides have decreased since increasing production and income for these farmers. Little access to institutional credit to compete with larger farms also contributes to the problem. Cotton Coin aims to hold each participant in the supply chain of the manufacturing and delivery of cotton to a higher standard. Consumers can use the token to order a cotton analysis service and rate supply chain companies to remove bad actors and increase the negotiation and logistics of distribution.\n\n\n\n\n\n\nTo find more articles like this visit our website: https://blockchain.wtf/ \n\nYouTube: [Blockchain WTF](https://www.youtube.com/channel/UCKENI1wZKvZFjtgWGOq2pCQ) \n\nTwitter: https://twitter.com/blockchainwtf\n\nInstagram: [blockchainwtf](https://www.instagram.com/blockchainwtf/?hl=en)",
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      "title": "Ohio Approves! Pay Taxes with Bitcoin",
      "body": "![Blog_Ohio-702x395.jpg](https://cdn.steemitimages.com/DQmZyUo42y767Wid213h8RYzLpQBHYRvMW57ii1JwUi1aXD/Blog_Ohio-702x395.jpg)\n\nAccording to The Wall Street Journal, Ohio businesses will soon be able to pay their taxes using bitcoin (BTC) – the world’s most recognized form of cryptocurrency. That’s right, paying taxes can now be counted among bitcoin’s many use cases in “The Buckeye State.” This move will make Ohio the first state in the US to allow folks to pay their taxes with crypto.\n\nBeginning November 26th, business owners can go to the website OhioCrypto.com to pay up to 23 types of taxes using bitcoin. Sales Tax, Public Utilities Tax, and Premium Insurance Tax are just of few of the items that can be addressed through the site. This new cryptocurrency tax payment portal is the first of its kind in the United States.\n\nAt present, OhioCrypto.com is only able to accept bitcoin. However, according to the site, “the Treasurer’s office looks forward to adding more cryptocurrencies in the future.” As it stands, only businesses can pay their taxes with bitcoin according to the WSJ. That being said, there are plans to allow individual taxpayers (who don’t own their own company) an opportunity to use the service in the future.\n\nThe man responsible for this new crypto initiative is the State Treasurer of Ohio, Josh Mandel. Mandel has had his eye on bitcoin since he first took office back in 2011 and believes crypto to be a “legitimate form of currency.” By helping Ohio make crypto history, Mandel is hoping his state will lead the way toward national cryptocurrency adoption.\n\nThe Treasurer claims that his office will be allowed to accept bitcoin “without approval from the legislature or governor.” Furthermore, despite the fact that OhioCrypto.com only accepts bitcoin at the moment, “the Treasurer’s office looks forward to adding more cryptocurrencies in the future.”\n\nWhile Mandel’s term in office officially ends in January of 2019, he is confident the state treasury will continue to accept bitcoin going forward.\n\nJerry Brito, director of the crypto lobbying firm Coin Center, had some positive things to say about the Ohio Treasurer’s decision to accept Bitcoin. Brito told The Wall Street Journal that the move “sends a message that bitcoin’s a technology that can be used by anybody—by bad guys but also by the government.”\n\nThis certainly is big news for bitcoin enthusiasts in Ohio – though it isn’t the first time the state has made crypto headlines in recent weeks.\n\nIn early November, it was announced that the Great Lakes Science Center (located in Cleveland, Ohio) would be accepting BTC for admission – becoming the 3rd   major museum in the US to do so.\n\nIn light of recent events, it would appear that Ohio is well on its way to earning a reputation as a crypto-friendly state.\n\nTo find more articles like this visit our website: https://blockchain.wtf/ \n\nYouTube: [Blockchain WTF](https://www.youtube.com/channel/UCKENI1wZKvZFjtgWGOq2pCQ) \n\nTwitter: https://twitter.com/blockchainwtf\n\nInstagram: [blockchainwtf](https://www.instagram.com/blockchainwtf/?hl=en)\n\nFacebook: https://www.facebook.com/blockchainwtf/",
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      "title": "Pros and Cons of Different Centralized Exchanges - Blockchain WTF",
      "body": "Pros and Cons of Different Centralized Exchanges - Blockchain WTF\n\nCentralized exchanges have a third party database acting as a middleman to help facilitate transactions. You might be asking, “Well, isn’t that the whole point of crypto – to cut out centralization and middlemen? Yes, my young crypto grasshoppers. We’ll be doing a video on decentralized exchanges shortly.\n\nCentralized exchanges do have their place in the market and in helping crypto gain widespread adoption. Although moving forward the community will likely focus on ironing out the issues with decentralized platforms, centralized exchanges have helped add liquidity to the crypto markets. Take Coinbase for example. Most people in the crypto space have interacted with Coinbase for their first cryptocurrency transaction because of its easy to use interface and general popularity. Coinbase has also partnered with a number of products that make spending your crypto easy, like the Shift and Bitpay crypto debit cards.\n\nJust realize centralized exchanges are one tool in your toolbox, and they are not your forever wallet. Just like you won’t use a hammer to fix every problem in your house, you won’t use centralized exchanges for every crypto scenario.\n\nRemember not to store your coins on exchanges, especially centralized ones where you do not own your keys. Think of them as ATMs at a currency exchange, just for your crypto. You don’t leave your debit card in the reader after the transaction, same with your keys.\n\nHow do you know if an exchange is centralized or decentralized?\nWell, a quick Brave Browser search will give you an idea. Additionally, centralized exchanges usually follow Know Your Customer (KYC) laws where you have to verify your name. This depends on the size of your transactions, your license, and other personal information. They don’t know how to tax crypto unless people willingly forfeit that information on your tax returns. Hence, Coinbase’s court order where they handed over 13,000 customer’s data over to the IRS.\n\nTwo major types of exchanges, fiat exchange and cryptocurrency-to-cryptocurrency  (C2C) exchanges. FiatGovernment-issued cu... More exchanges allow you to take USD, Euros, or other government backed fiat and convert it to crypto. C2C exchanges only allow you to transfer crypto to crypto, usually Bitcoin and Ethereum are the most common pairing.\n\n![coinbase.jpg](https://cdn.steemitimages.com/DQmeHJaEhnnVSNCBD33WtkDZHmDgP29KkZZBLyik5BH3NcR/coinbase.jpg)\n\nCoinbase\nThings to note:\n-You are buying crypto directly from Coinbase not other users, which technically makes them a broker.\n\n-Users may create three types of wallets with Coinbase: wallet, vault, and multisig vault.\n\nPros:\n-World’s largest Bitcoin exchange 6+ years in the space\n\n-Supported in 32 countries\n\n-Online and mobile wallet services.\n\n-2FA and multi-signature security option to prevent unauthorized manipulation of funds.\n\n-Instant transfers between Coinbase users.\n\n-User-friendly interface\n\n-Offers some help with password recovery for newbies\n\n-Can pay using credit cards – requires photo ID\n\n-High limits depending on account level\n\nCons:\n-Slow customer service responses\n\n-Turned over court-ordered user information data to the IRS\n\n-Must follow all KYC laws\n\n-Doesn’t offer many altcoins\n\n-Coinbase holds your private keys\n\n-Funds can be delayed (deposits and withdrawals) for three days.\n\n![bittrex.png](https://cdn.steemitimages.com/DQmbgm24nqkYV4oYyKHrDnrXYAR4yMV3rRdju6AV6NcqiPZ/bittrex.png)\n\nBittrex\nPros:\n-Great platform for arbitrage (the simultaneous buying and selling of securities, currency, or commodities in                  different markets or in derivative forms in order to take advantage of differing prices for the same asset.)\n\n-One of the largest multi-altcoin cryptocurrency exchanges\n\n-No ID required for basic accounts\n\n-Security measures majority of user funds in cold storage\n\n-Very secure, with two-factor authentication (2FA). Has never been hacked.\n\n-Supports over 250 cryptocurrencies.\n\nCons:\n-No margin trading\n\n-Trading fees are solid 0.25% without any reductions for the users.\n\n-Relatively new platform\n\n-Worldwide, excluding USA\n\n-Fully regulated and legally compliant in the United States\n\n-Does not support deposits or withdrawals of fiat currencies\n\n-Wait times high because of low liquidity\n\n-Slow customer support\n\n![binance.png](https://cdn.steemitimages.com/DQmVKBwfErFwugmaKSWdk1TsEATDFq342kmkHuhTZjMPqs2/binance.png)\n\nBinance\nPros:\n-100+ cryptocurrencies\n\n-High liquidity\n\n-Low transaction and withdrawal fees\n\n-Capable of processing 1.4 million transactions per second\n\n-Stable mobile apps\n\n-More than 80 altcoins accepted and tradeable\n\n-No verification required for level 1 account, ID required for increased withdrawal\n\nCons:\n-Possible Android mobile app bugs\n\n-Delays when withdrawing certain coins\n\n-Unknown future impact of unstable Chinese regulatory climate\n\n-2FA for Chinese phone numbers only\n\n-Some user data logged\n\n-Buggy platform.\n\n-No support for fiat.\n\n-Slow customer support\n\n![gdax.jpeg](https://cdn.steemitimages.com/DQmYSTyvFAjyF2kNGbNzizaGxoD9EPE4hbNDa8XeF9a3M7m/gdax.jpeg)\n\nGDAX – sister-company of the Coinbase exchange\nPros:\n-Multiple currencies\n\n-Relevant to both the beginners and professionals, emphasis on professional traders\n\n-GDAX has no history of being hacked\n\n-Dedicated platform for seasonal traders and expert users\n\n-Very low fees on transactions and trading\n\n-Funds are also FDIC insured\n\nCons:\n-Tendency of website freezing due to many users\n\n-No mobile app\n\n– Compliant exchanges can turn over personal information to authorities\n\n-Interface is for experienced crypto users you will still need to transfer your cryptocurrency from one wallet to               another to trade on GDAX\n\n-Limited support worldwide –  only the USA, UK, Singapore, Canada, Australia and Europe\n\n![shapeshift.png](https://cdn.steemitimages.com/DQmYxf9PgaNRTvB9D2sX7i85hv7G4dJ3A2rhAUndw69yYsX/shapeshift.png)\n\nShapeshift\nThere are “quick” and “precise” transactions. Shapeshift has an article on their website that breaks down the differences here:\nPros:\n-Offers 45 cryptocurrencies\n\n-Mobile app for Android and iOs\n\n-Integrated compatibility with wallets\n\n-Only fees are mining fees\n\nCons:\n– Used to be anonymous\n\n– In 2018 was forced into KYC regulations no longer anonymous – membership loyalty program introduced                      after\n\n– Wide exchange rate, especially for less popular coins\n\n– Some cryptocurrencies might have low liquidity if they are not popular\n\n– There are no fiat currencies to use when trading coins\n\n-No trading platform\n\n-Does not accept fiat\n\n![bitfinex.jpeg](https://cdn.steemitimages.com/DQmXKzVRKpqiamfZJG173kMYNwDiWqeoF9ZSKtEtbKxpaE8/bitfinex.jpeg)\n\nBitfinex\nPros:\n-Unlimited withdrawal\n\n-High trading volume, deep liquidity\n\n-Mobile app\n\nCons:\n-Provides margin trading (helped lead to the 2008 crash)\n\n-Exchange was hacked in 2016\n\n-No longer takes clients from the US\n\n-Payment issues since 2017\n\n-Only accepts crypto payments\n\n ![poloniex-660x330.png](https://cdn.steemitimages.com/DQmfRHy1n8p3eH5x41h1JpUVNW6ESSMBRJ8UyZc1z4WtM59/poloniex-660x330.png)\n\nPoloniex\nPros:\n-Margin trading altcoins\n\n-High liquidity\n\n-One of the largest selections of cryptocurrencies\n\n-Stop-limit orders to reduce risk\n\nCons:\n-Has temporarily “lost” people’s money during high usage and DDOS attacks\n\n-Long wait time to respond to tickets\n\n-Being investigated for insider trading\n\n-Negative reviews from the cryptocurrency community regarding withdrawals and customer support\n\n-Slow website\n\n![Gemini-Review-e1534189949312.png](https://cdn.steemitimages.com/DQmckzkRZgNNHqrqVp233RUhgneKf8g4oVCEBmUFtYV8tNn/Gemini-Review-e1534189949312.png)\n\nGemini – created by the Winklevoss twins\nPros:\n-Reliable\n\n-Relaxed transaction fees\n\n-Efficient and effortless platform\n\n-User-friendly design\n\n-Holds its customer’s digital assets using a modern technique called cold-storage (offline) and only a portion of              the assets are in an online wallet.\n\nCons:\n-Small range of virtual currencies\n\n-Minimal customer support options\n\n-Buy/sell methods only bank transfers\n\n-Only USD\n\n-Regulated by the New York State Department of Financial Services (NYSDFS)\n\n\n\n\nhttps://www.youtube.com/watch?v=SHNsyRl7I7g",
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      "title": "BitcoinCash Hash War Hard Fork",
      "body": "HASH WAR!\n\n![war.jpeg](https://cdn.steemitimages.com/DQmRzZ1upqusCVvhbEmUJBs8yqirbsvAwFFs9V8rfqGkwHC/war.jpeg)\n\nHave you all been following the BitcoinCash hashwar? Which side are you on? SV? ABC? \n\nJust a little over a year after their contentious split from Bitcoin, we have now seen a Bitcoin Cash civil war of its own flare up. The Bitcoin Cash chain is set to fork into separate chains on November 15th, but let’s just go over the main players for simplicity sake.\n\nIn one corner you have the face of Bitcoin Cash himself, representing Bitcoin Cash ABC (that’s adjustable blocksize cap)…..Roger Ver!\n\nAnd his opponent, none other than Satoshi Nakamoto himself. Did I say Satoshi? I meant Faketoshi,  Craig S. Wright. Along with Calvin Ayre, he’s been the leading supporter for team Bitcoin Cash SV, short for Satoshi’s vision.\n\nAnd what is the root of the disagreement between the two bitcoin cash stalwarts? None other than the same type of disagreement that led to Bitcoin Cash’s creation, how to effectively scale on chain.\n\n![war3.jpeg](https://cdn.steemitimages.com/DQmWqEqzTRWas5YbnDV1hw3Pep2gEKb8R2ppDS2HDZW8H54/war3.jpeg)\n\nBitcoin Cash and On-chain Scaling\nBitcoin Cash has long made their intentions known when it comes to scaling. Supporters believe scaling has to happen on-chain because of statements made by Satoshi, not to be confused with faketoshi, indicating that these were his “vision” for bitcoin.\n\nAnd that’s how we got Bitcoin Cash in the first place. While Bitcoin Core looked to implement SegWit and solve scaling via off chain mechanisms, like the Lightning Network, Bitcoin Cash aimed to increase block capacities.\n\nAnd while both Bitcoin Cash camps were on the same side for the last fork, the question of how to scale still lingered. Ver’s Bitcoin ABC looks to restructure how information is stored in each block, optimizing the total space available. Craig S Wright, who advocated for bigger blocks when forking for bitcoin, want’s to expand Bitcoin Cash’s block size.\n\nThe Results?\nThe fork occurred on November 15, and as of recording time, the hashing power leader looks to be Ver’s ABC. However, be weary of declaring Bitcoin Cash ABC the winner of the fork. Satoshi’s vision reportedly has a lot of the hashing power on ABC, and that party has threatened to mine empty blocks in order to stall ABC’s network.\n\nSo even though ABC looks to have more activity on its network, this fight is far from over.\n\n\nhttps://www.youtube.com/watch?v=-kpQmyIQdok",
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      "body": "HASH WAR!\n\n![war.jpeg](https://cdn.steemitimages.com/DQmRzZ1upqusCVvhbEmUJBs8yqirbsvAwFFs9V8rfqGkwHC/war.jpeg)\n\nHave you all been following the BitcoinCash hashwar? Which side are you on? SV? ABC? \n\nJust a little over a year after their contentious split from Bitcoin, we have now seen a Bitcoin Cash civil war of its own flare up. The Bitcoin Cash chain is set to fork into separate chains on November 15th, but let’s just go over the main players for simplicity sake.\n\nIn one corner you have the face of Bitcoin Cash himself, representing Bitcoin Cash ABC (that’s adjustable blocksize cap)…..Roger Ver!\n\nAnd his opponent, none other than Satoshi Nakamoto himself. Did I say Satoshi? I meant Faketoshi,  Craig S. Wright. Along with Calvin Ayre, he’s been the leading supporter for team Bitcoin Cash SV, short for Satoshi’s vision.\n\nAnd what is the root of the disagreement between the two bitcoin cash stalwarts? None other than the same type of disagreement that led to Bitcoin Cash’s creation, how to effectively scale on chain.\n\n![war3.jpeg](https://cdn.steemitimages.com/DQmWqEqzTRWas5YbnDV1hw3Pep2gEKb8R2ppDS2HDZW8H54/war3.jpeg)\n\nBitcoin Cash and On-chain Scaling\nBitcoin Cash has long made their intentions known when it comes to scaling. Supporters believe scaling has to happen on-chain because of statements made by Satoshi, not to be confused with faketoshi, indicating that these were his “vision” for bitcoin.\n\nAnd that’s how we got Bitcoin Cash in the first place. While Bitcoin Core looked to implement SegWit and solve scaling via off chain mechanisms, like the Lightning Network, Bitcoin Cash aimed to increase block capacities.\n\nAnd while both Bitcoin Cash camps were on the same side for the last fork, the question of how to scale still lingered. Ver’s Bitcoin ABC looks to restructure how information is stored in each block, optimizing the total space available. Craig S Wright, who advocated for bigger blocks when forking for bitcoin, want’s to expand Bitcoin Cash’s block size.\n\nThe Results?\nThe fork occurred on November 15, and as of recording time, the hashing power leader looks to be Ver’s ABC. However, be weary of declaring Bitcoin Cash ABC the winner of the fork. Satoshi’s vision reportedly has a lot of the hashing power on ABC, and that party has threatened to mine empty blocks in order to stall ABC’s network.\n\nSo even though ABC looks to have more activity on its network, this fight is far from over.\n\n\nhttps://www.youtube.com/watch?v=-kpQmyIQdok",
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      "body": "Hi! I am a robot. I just upvoted you! I found similar content that readers might be interested in:\nhttps://blockchain.wtf/what-the-faq/centralization-vs-decentralization/",
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      "author": "blockchainwtf",
      "permlink": "what-is-decentralization-and-blockchain",
      "title": "What is decentralization & blockchain?",
      "body": "Here at [Blockchain WTF](https://blockchain.wtf), we hope to provide you with all the information you need, along with resources, to expand your knowledge and understanding of all things relating to blockchain technology and cryptocurrencies. \n\nGetting started into the wide, online world of blockchains can be extremely challenging and confusing, especially for those non-technical and non-developing people out there. Instead of scouring the Internet for explanations on these new technologies, start here with our [What the FAQ guides](https://blockchain.wtf/what-the-faq/), and we will get you the key information you need to start with, and resources to help you start diving deeper if you so desire.\n\nOne of our most essential sections is our [“What the FAQ” section](https://blockchain.wtf/what-the-faq/) has the simplest guides explaining:\n\n- Decentralization\n- Blockchain technology\n- Cryptocurrencies\n- The differences between cryptocurrencies and blockchain technologies\n- How to make money with cryptocurrencies and blockchain (freelancing & more)\n- How to buy cryptocurrencies\n- Where to spend bitcoin online\n- Blockchain Glossaries of Terms\n- And, finally, Blockchain Infographics explaining a variety of concepts\n\nFor your ease-of-access and convenience, we've started to compile them here, so you can read up on all the different facets encompassing this new technology, and build a well-rounded understanding of how it all actually works, individually and together!\n\nIn this article, we will simply cover decentralization first, and then blockchain. Next will come cryptocurrencies and the difference between cryptocurrencies and blockchains in the coming article.\n\n<div class=\"pull-right\"> https://steemitimages.com/DQmYkj4df8Rdgu8uz6Ex6Arjy7kxksqEMMyC1F1wxLi5zEZ/Memes-Unicorn-Off-the-Blockchain-150x150.jpg </div>\n\n<b>It’s off the (block) chain, so check it out & get involved! Start helping decentralize all the things!!! </b>\n\n<center> ----------------------------------------------------------------------------------------- </center>\n\n<h1>First things first: Decentralization </h1>\nTo understand blockchain technology, the first psychological hump we must get over is the concept of [decentralization](https://blockchain.wtf/what-the-faq/centralization-vs-decentralization/). In our experience, we've discovered that decentralized processes and systems are often hard for people to grasp. \n\nThis may be due to the fact that today and for a very long time in history, most of our institutions, governments, and processes are extremely centralized. It may be also due to the fact that we often use these systems without thinking or truly understanding how they work. We have grown to rely on them, and do not question it otherwise. \n\nBut centralization has it's issues... Let's first begin by exploring the definitions of centralization and decentralization:\n\n<b>By definition, the two are the antitheses of one another.</b>\n\nBy definition, <i>centralization</i> is\n“the concentration of control of an activity or organization under a single authority.”\n\nFrom the same source, <i>decentralization</i> is,\n“the movement of departments of a large organization away from a single administrative center to other locations.”\n\nEssentially, if something is centralized, there’s a single point that does all of the work involved in any given action. On the flip side, if something is decentralized, there are multiple points that do the work.\n\n<div class=\"pull-left\"> https://steemitimages.com/DQmewGJWCyshaxNzvyuEcKtkTmD61Wqoxj4tfm5C1hmJe5i/words-1752968_640-300x233.png </div>\n\nThink about it this way: the US government is split into both centralized and decentralized parties. In this case, the federal government is centralized. This is because it resides in Washington DC, and all decisions are made from this particular location. On the other hand, state governments and legislatures are decentralized because there are 50 spread throughout the United States. The states must work in tandem, in order to be a cohesive unit, while the federal government works as a single unit.\n\nNow, this is not a perfect example, but it does a phenomenal job of giving a visual about the concept of centralization vs decentralization.\n\n<b> What next, though? What in the world does the concept of centralization have to do with blockchain? </b>\n\n<i>Ready to blow your mind? Well hold onto your shorts!</i>\n\nSystems are either centralized or decentralized. Both types of networks currently exist, and you’ve more than likely interacted with or heard of at least one of each.\n\n<div class=\"pull-right\"> https://steemitimages.com/DQmR8QVMfkQqb6spQ2vPa44LDENoAoLiCKniFK3HP8zQDZA/star-209371_640.jpg </div>\n\n- <b>Centralized platforms</b> require all data to pass through a singular point. That is to say, you physically can’t send or receive any information without it going through that single point, which is often a server or hub.\n\n- Unlike centralized platforms, <b>decentralized platforms</b> do not require information to pass through a single point. Instead, many points connect, known as a peer-to-peer (P2P) network.\n\nSome centralized platforms are Facebook and Google. Limewire and BitTorrent on the other hand are decentralized.\n\n![DISTRIBUTED NETWORK.jpg](https://steemitimages.com/DQmWaCttBtdaB26fF2dgWdsFqxT2jGf3RTyEFqPnQTjVvMj/DISTRIBUTED%20NETWORK.jpg)\n\nCentralized platforms have some downfalls for privacy and security. For one, when using a centralized network, like Google, all of your data goes through a singular point. This makes it very easy for these platforms to collect A LOT of data on you. And are you in control of it or in ownership of it? NO. They actually profit off of it, by selling it...\n\nSo who would love to use systems like this? Governments, of course. Any and all foreign data incoming to the United States must pass through a server, which any given department may comb through. While not exactly a breach of privacy, it certainly doesn’t sit well knowing that any and all information, or actions taken on a centralized network are constantly being monitored.\n\nDecentralized platforms, on the other hand, allow for far more privacy. Because information doesn’t have to go through one point, and can instead pass through a variety of points, it’s much more difficult to track information across the network.\n\nSo, if you’re looking to protect your identity—or online information—using a decentralized system is ideal. Instead of allowing platforms like Facebook or Google to bundle up and sell your information (which they absolutely do!), blockchain is the answer to taking back control of your own data.\n\n<div class=\"pull-left\"> https://steemitimages.com/DQmYeVkY872c4fQBRrnKvDog3pf43UZxsM8a9BvtqiFD84U/public-domain-cryptocurrency-blockchain-bitcoin.jpg </div>\n\nA decentralized network relies on a host of computers. As a result, blockchain technology resides on a P2P network. It physically cannot work with a single computer or point-of-connection. \n\nInstead, it requires a slew of other computers to join in, in order to complete a specific task on the network. In this way, blockchains are secure by design, which you may understand more in the next section where we explain blockchain technology more in depth.\n\nBecause centralized networks have a single point of data collection, they’re extremely susceptible to hacking. Blockchain technology, and in turn decentralization, is an effective way to work around this weakness. So, storing information on a peer-to-peer network is best in terms of security.\n\nYou can read our [full guide on decentralization here](https://blockchain.wtf/what-the-faq/centralization-vs-decentralization/). Our video explains what decentralization is & how it differs from centralization (for those of you who are not the reading type)!\n\nhttps://youtu.be/0k2ly_VOy9A\n\n<center> ----------------------------------------------------------------------------------------- </center>\n\n<h1>And now, what exactly is blockchain technology? </h1>\nSo now that you understand [decentralization](https://blockchain.wtf/what-the-faq/centralization-vs-decentralization/), we can begin to explore [blockchains](https://blockchain.wtf/what-the-faq/what-is-blockchain/). Blockchain technology is one specific decentralized technology that uses a protocol to create a distributed ledger of information. \n\n<div class=\"pull-right\"> https://steemitimages.com/DQmcosR7VknxHCs91Aq1aAfauWRuAKWDQUprtWFfDoDcwVD/lock%20and%20chain.jpg </div>\n\nBlockchain technology (BCT), also referred to as Distributed Ledger Technology (DLT), can simply be explained as <i>a chain of information held on a distributed network with a timestamp that cannot be altered once it’s been recorded</i>.\n \nTo get a little deeper, blockchain technology serves as a chain of information that is permanently recorded in a \"block.\" This block shows information on transactions, like costs sent, and a timestamp. It also connects to the previous block, hence forming a \"chain of blocks,\" or a \"block-chain.\"\n\nAs we said before, these networks are decentralized. So it is not run by any central entity. Rather, nodes and miners on the network contribute to verifying blocks and maintaining the blockchain. \n\n<div class=\"pull-left\"> https://steemitimages.com/DQmdCfqx6iFBans9iKf4XCqcqxBnx5DB4BGrLq7XcGuci9u/bitcoin-logo-150x150.png </div>\n\nTo give you some background, [Bitcoin](https://blockchain.wtf/cryptocurrency-blockchain/bitcoin/) initiated the blockchain, starting in 2008 as a peer-to-peer, decentralized payment system using an online currency, bitcoin. \n\nAlthough the idea of recording information in encrypted, chains containing blocks of information has been around since the '90s. Since then other projects appeared, such as [Litecoin](https://blockchain.wtf/cryptocurrency-blockchain/litecoin/) and [Dogecoin](https://blockchain.wtf/cryptocurrency-blockchain/dogecoin/). \n\n<div class=\"pull-right\"> https://steemitimages.com/DQmSMBZq3TSZjGYZjQtEuKuiLFCqmfpVSqy3XJnwf3HRJAp/erc20%20ethereum.png </div>\n\nSome projects even expanding these concepts, especially today, like [Ethereum](https://blockchain.wtf/cryptocurrency-blockchain/ethereum/) and the development of smart contracts. These other projects peruse the idea that things other than the exchange of digital currencies can be recorded securely on the chain.\n\nThis infographic illustrates how a blockchain works:\n![How Do Blockchains Work- (1).png](https://steemitimages.com/DQmT4kQr4nLiySPSCGtgnG1jA1cHjMdqLkXEHj1SQY7Znve/How%20Do%20Blockchains%20Work-%20(1).png)\n\nTo get deeper into explaining blockchains would require quite a few more pages. There are many other factors that allow this technology to be so secure, like mining, proof-of-work, proof-of-stake, and many more. We will get into these more in other posts, but for now you have a simple understanding of the tech. As well as the concept of it being publicly recorded rather than private.\n\nOur video explains blockchains a bit more, like the history of recording information, and how that has evolved, and is still evolving with the invention of blockchains. As well as how the blockchain actually works to be verified and maintained, and the possibilities of the technology. To read more on blockchain technology, check out our [full guide page here](https://blockchain.wtf/what-the-faq/what-is-blockchain/).\n\nhttps://youtu.be/1ChMPqBTN4o\n<center> ----------------------------------------------------------------------------------------- </center>\n\n<b>The next article we publish will cover cryptocurrencies and the difference between them and blockchains. So stay tuned for more, and if you want to read more up on it now, check out our [What the FAQ section](https://blockchain.wtf/what-the-faq/) on our website! \n<center> ----------------------------------------------------------------------------------------- </center>\n<i>We love feedback! [Let us know here](https://blockchain.wtf/contact-us/) or in the comments below if you have more questions after going through our guides, or if there are any other questions you have! We are here to help you on your journey into the crypto-sphere!</b></i>",
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      "title": "Blockchain in Chicago - Winter Gala Event & Talks",
      "body": "On December 8th, 2017, the first Blockchain in Chicago event took place along Magnificent Mile in Chicago, IL, USA. Hosted by big organizations and projects in Chicago aiming to progress adoption and education about the technology, it was a big success! \n\nSome of the most influential blockchain voices in Chicago, and some from abroad as well, joined together to discuss [blockchain technology](https://blockchain.wtf/what-the-faq/what-is-blockchain/), the value of [cryptocurrencies](https://blockchain.wtf/what-the-faq/wtf-is-cryptocurrency/), and innovations in the space. They showed off applications of the technology, and spoke about future possibilities. \n\nThe event was hosted by Lexy Prodromos of the Chicago Blockchain Center, along with assistance from Disruption Joe, who runs [Chicago Blockchain Project](https://www.meetup.com/chicagoblockchainproject) (check out a meetup he hosted [here](https://blockchain.wtf/2017/11/wtf-productions/chicago-blockchain-project/financial-enterprise-blockchain/)). [Blockchain WTF](https://blockchain.wtf/) was there to film the event, and the keynote speaker was Blockchain WTF's founder Taylor Gerring (also co-founder of Ethereum and a blockchain expert who's spoken all over the world). The event also featured the coolest entrepreneurs building on blockchain.\n\n<h3><center>So are you curious how this technology is going to do to change the world? Check out the videos from the event below! </h3></center>\n\n<center> --------------------------------------------------------------------------------------------------------</center>\n\n<h1>Part 1 - Taylor Gerring's Keynote Talk </h1>\n\nhttps://youtu.be/SVI_TMp69Y4\n\n<h1>Part 2 - Jeremy Cogan Overviewing Blockchain WTF </h1>\n\nThis video features Jeremy Cogan of [Blockchain WTF](https://blockchain.wtf), a media and production company focused on educating everyone on blockchain technology, as we believe that this technology will affect everyone’s daily life in the not so distant future! Here, Jeremy goes over Blockchain.WTF’s mission and goals! You can check out some of Jeremy’s articles [here](https://blockchain.wtf/author/jeremy/), and some of his video’s [here](https://blockchain.wtf/series/ico-or-no). He also has published some [content to Steemit](https://steemit.com/blockchain/@blockchainwtf/the-unrealized-potential-of-blockchain-and-it-s-limits\n), with more to come!\n\nhttps://youtu.be/Op-pkwa8mWY \n\n<h1>Part 3 - Danny Johnson on Pinkcoin</h1>\nIn this video, Danny Johnson of PinkCoin delivers a lightning talk. PinkCoin is revolutionizing charity on the blockchain. The digital currency is looking to change the non-profit sector. Holders of the coin can profit while helping others!\n\nhttps://youtu.be/0P0jKxtUiDA\n\n<h1>Part 4 - Marquis Davis on Urban Array </h1>\nThis video features Marquis Davis, founder of Urban Array. Urban Array is a decentralized crowd-sourced social enterprise. Urban Array has the goal of bringing together community contributors, allowing them to collaborate in ways to develop communities and sustainable business practices. Urban Array uses blockchain technology to manage a fair and equitable governance and voting process.\n\nhttps://youtu.be/BhXAAd_IO9k\n\n<h1>Part 5 - Aleks Veloski on Ethventures</h1>\nThis video features Aleks Velkoski of Ethventures, experts on cryptocurrencies and blockchain technology. They fund investments, applied R&D, and education. Through their work, they have increased focus on distributed ledger applications at the intersection of Artificial Intelligence and Machine Learning.\n\nhttps://youtu.be/5FWX4hrXwhg\n\n<h1>Part 6 - David Shin on Hyperlending</h1>\nHyperLending is a platform that allows holders of digital assets to leverage their holdings as collateral for cash loans. Their first product is a USD denominated loan which enables holders of digital assets, like Bitcoin, Ether, and Hcash, to get liquidity against the asset value without having to sell their digital assets.\n\nhttps://youtu.be/l45-Itxfi1I\n\n<h1>Part 7 - Dr. Huining Cao of CKGSB</h1>\nThis video features Dr. Huining Cao of CKGSB. Cheung Kong Graduate School of Business (CKGSB) is a private, non-profit, independent educational institution and the only business school in China with faculty governance. They have been leading the way in their research of the blockchain. Check out this video to see how they are educating their students on blockchain technology!\n\nhttps://youtu.be/saVWDCv9VDo\n\n<h1>Part 8 - The Gala Panel</h1>\nModerated by Hannah Rosenberg, this blockchain panel features Joe Renz of NewMobility, Chang Wan Han of Purdue University, and Heather Sullivan of Marquette University. The topics include blockchain applications, the Internet of things, and educating university level students on blockchain technology.\n\nhttps://youtu.be/IZ3Mt9TnAKI\n\n<h1>Part 9 - Jason Tso & Jacky Chan on Molecular Future</h1>\nMolecular Future is an innovative financial investment service company registered in a one-stop digital asset investment service platform jointly funded by Molecular Group, HBCC, XBTING Fund, HCASH Foundation and CollinStar Capital. They advise on blockchain investments and related products.\n\nhttps://youtu.be/S6Y48FshyzI\n\n<h1>Part 10 - Jacob Cheng on CollinStar Capital</h1>\nCollinStar is an asset management company specializing in blockchain infrastructure, digital currency investment and relevant consulting services. Collinstar Capital aims to provide high quality financial services to corporate clients, high net worth individuals and individual investors.\n\nhttps://youtu.be/IKD3ex3mKwE\n<center> --------------------------------------------------------------------------------------------------------</center>\n\n<div class=\"pull-left\"> https://steemitimages.com/DQmQ1MSjQPbC4JrA7pZy4XZWByNYQr8QsXnC7q2srWRLCYH/unicorn%20logo.JPG </div>\n\n<b>For more of WTF Production's content we've filmed, check out our [WTF Prroductions page](https://blockchain.wtf/wtf-productions/), and some of the other events we've filmed, like the [Bitcoin & Open Blockchain Meetup in Chicago](https://steemit.com/chicago/@blockchainwtf/bitcoin-and-open-blockchain-community-chicago-meetup), which features Andreas Antonopoulos, Alyse Killeen, and Pamela Morgan!\n\n<i>If you are located in Chicago, whether you just want to meet up or possibly work with us, [reach out here](https://blockchain.wtf/contact-us/)! \n\n\n\n\nAnd definitely check out and attend some of the local blockchain meetups, which you can find links to below: </b></i>\n[Chicago Blockchain Project](https://www.meetup.com/chicagoblockchainproject/)\n[Bitcoin & Open Blockchain (BoB) Community Meetup of Chicago](https://www.meetup.com/Bitcoin-Open-Blockchain-Community-Chicago/)",
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      "title": "",
      "body": "Steem was created to bring great content to everyone. Thank you for fulfilling the prophecy",
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      "permlink": "running-a-blockchain-startup-part-1",
      "title": "Running a Blockchain Startup - Part 1",
      "body": "<b>This will be a new series exploring the ups and downs of starting a blockchain startup. Blockchain WTF’s office manager, Jordan Xavier, tells the story of our beginnings and how we’ve gotten to where we are. </b>\n\n<i>Some context: [Blockchain WTF](https://blockchain.wtf/) is a education site full of resources. [Taylor](https://blockchain.wtf/author/taylor/) and I, [Jordan](https://blockchain.wtf/author/jordan/), started it with the intention of informing the masses [WTF is a BLOCKCHAIN?!?](https://blockchain.wtf/what-the-faq/what-is-blockchain/) It may also have came to fruition because we both had grown tired of explaining blockchain technology (bct) to people, so Taylor came up with the idea to put it on a website that is digestible for all. </i>\n\n<div class=\"pull-right\">\nhttps://steemitimages.com/DQmXqP8vMQYGerLEqgtumJxsZApbLXvCPZFntSTwBMuPX1G/website%20photo.jpg </div>\n\n<i>But we’ll go with the first reason because it sounds better. Blockchain WTF is an educational resource to learn about blockchain technology, cryptocurrencies, and everything else it entails. Check out our [What the FAQ section](https://blockchain.wtf/what-the-faq/) if you want to learn more! </i>\n\n<center> ------------------------------------------------------------------------------------------------------- </center>\n\nHello, I’m Jordan Xavier and I’m here to give you a glimpse and slight insight to what all we have got going over here at [Blockchain WTF](https://blockchain.wtf/). It started off with our founder Taylor Gerring and I, and now we’ve grown and added eight team member within nine months of WTF’s existence. In this series, I will go over how WTF came about; the ups, the downs, and the growth of the space along with our growth.\n\nWe started by doing recordings and [short animations](https://www.youtube.com/watch?v=CJed4-RfLjo&list=PLkFjuupTY0WTEiNXji7sUxZ2xtjtoL_ly) and proceeded to recording [Andreas Anotonopoulos](https://blockchain.wtf/2017/12/blog/bob-meetup-andreas-antonopoulos-decentralization-truth/) and many other blockchain events. From working in living rooms to converting a dope ass condo into an office, it has been quite the ride. Blockchain.WTF is going to be raw, honest, maybe a bit vulgar (if our editor allows it 😉) but it will be the TRUTH. It’ll be my point of view about running a blockchain start up in 2017.\n\nThe idea came about around Valentines Day ’17, and the first team meeting was held in mid-March. The meeting consisted of team members who are still with us, and unfortunately some team members who are no longer with us. \n\nThe original starting point for WTF was to create an educational series featuring Taylor and Uni, our beloved Mascot used to explain blockchain technology and all it’s capabilities. Our target date to go “live” was on Cinco de Mayo, aka May 5th, 2017. That was the goal for our team of 4, not including Taylor and I. We had a video editor/audio person, content creator/talent, videographer/photographer and a social media person.\n\n<div class=\"pull-left\"> https://steemitimages.com/DQmQ1MSjQPbC4JrA7pZy4XZWByNYQr8QsXnC7q2srWRLCYH/unicorn%20logo.JPG </div>\n\nSo the “Uni Series” was under way, and it was going okay. Not good, but not bad…just a bit longer than I’d like to it. At the time, I personally was just doing admin work and scheduling, but knew if we wanted to be live by May 5th, then something needed to come out. \n\nSo I came up with a few things, [Blockchain Glossaries](https://blockchain.wtf/blockchain-glossaries/) and [Blockchain Quizzes](https://blockchain.wtf/blockchain-quiz/). I believe I started off with two glossaries, beginner and intermediate, and 3 quizzes. They weren’t the biggest of the baddest but they were solid. I took what I knew and put it on digital paper. And the quizzes were kind of fun, so I didn’t mind those too much. \n\nI can not take all the credit though, [Jeremy C.](https://blockchain.wtf/author/jeremy/) (you will hear A LOT about him) helped me tremendously along the way. At this rate, if the Uni series hit its deadlines, we’d be good, but just in case, we had a few back-ups. Win-win right? We also had padded the site with [content-specific articles](https://blockchain.wtf/2017/05/) to make sure the site had content across the board. We were ready for May 5th!\n\nThe closer that deadline came, the more and more it looked like the Uni series would not be where we would want it to be, but luckily we planned accordingly. One day while working out of Jeremy’s apartment, I had an idea for content that would give us some buffer room. Plus, it’d give us content to routinely post on YouTube, which is what Taylor wanted (check out our [channel here!](https://www.youtube.com/c/blockchainwtf)). \n\n<div class=\"pull-left\"> https://steemitimages.com/DQmVX8yrWEzGpQAxLwUUB6x9EyiHQZ9z9GGpDFWyFhSKYjr/a%20to%20z.JPG </div>\n\nSo I took my blockchain glossaries, and the team and I created [Blockchain A-Z digital shorts](https://www.youtube.com/watch?v=zuNsipSQPrU&list=PLkFjuupTY0WRK1CjcEroSMhhl4kToXoKi) — little blurps in alphabetical order covering key words or phrasing used often in the blockchain space. So between the Glossaries, A-Z, filler articles and the quizzes, we were more than covered — despite the Uni series looking like it may morph into a butterfly anytime soon.\n\nI know it may not seem like much, but we had our first major hiccup right out of the gates! But it was okay, by having a team, we were able to throw ideas in the air, adjust accordingly and pivot! People we’re coming and going, ideas were being shot around and series were being formed… It was a crazy time! But we all had one goal in mind: to make WTF the one stop shop for blockchain and cryptocurrency information. It was going to be a long road, but we were in it together!\n\nIn the next episode, I will talk about the team moving into a condo turned office, the team meeting outside team members for the first time and Jeremy coming up with [ICO or NO](https://blockchain.wtf/series/ico-or-no/), all while learning the steps of media production! And I was in charge of all of it…Let me tell you what…\n<center> ------------------------------------------------------------------------------------------------------- </center>\n\n<div class=\"pull-right\"> https://steemitimages.com/DQmd5vkTUp2nbMALfEA1hokvGJHy8md51GvhNPRctjxtLKb/jordan.jpg </div>\n\n<i>This article was written by [Jordan Xavier](https://blockchain.wtf/author/jordan/), Blockchain WTF’s office manager.  Jordan has been an invested Blockchain Enthusiast since 2016, and he considers himself an Amateur Crypto Trader. He is an aggressive business man, with a passion for his work. </i>",
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      "title": "Blockchain Technology as a Tool for a Better World",
      "body": "@@ -24719,16 +24719,17 @@\n %3C/div%3E%0A%0A\n+%5B\n Rachel M\n@@ -24731,16 +24731,56 @@\n hel Maib\n+%5D(https://blockchain.wtf/author/rachel/)\n  has a B\n@@ -24921,16 +24921,18 @@\n rocess. \n+%0A%0A\n She%E2%80%99s pa\n@@ -25260,8 +25260,163 @@\n for all!\n+ You can hear more of Rachel's views on the technology in this %5Bshort interview%5D(https://blockchain.wtf/2017/10/series/blockchain-you/rachel-maib-ep-007/).\n",
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      "title": "Blockchain Technology as a Tool for a Better World",
      "body": "@@ -251,25 +251,25 @@\n nd much more\n-,\n+;\n  the ways we\n@@ -555,11 +555,9 @@\n oin/\n- ),\n+)\n  whi\n@@ -826,17 +826,17 @@\n novation\n-,\n+;\n  nonethe\n@@ -1305,17 +1305,16 @@\n  storage\n-,\n  or typi\n@@ -1936,17 +1936,16 @@\n  decades\n-,\n  than th\n@@ -2072,17 +2072,16 @@\n Wide Web\n-,\n  and bui\n@@ -2659,17 +2659,16 @@\n ockchain\n-,\n  or anot\n@@ -3601,17 +3601,16 @@\n k. Today\n-,\n  reputat\n@@ -4174,17 +4174,16 @@\n putation\n-,\n  we ofte\n@@ -4398,17 +4398,16 @@\n  parties\n-,\n  because\n@@ -4684,17 +4684,16 @@\n ockchain\n-,\n  that sh\n@@ -4798,24 +4798,25 @@\n ans, and mor\n+,\n e in a singu\n@@ -4824,17 +4824,16 @@\n ar place\n-,\n  which w\n@@ -5943,17 +5943,16 @@\n n people\n-,\n  and be \n@@ -6393,25 +6393,24 @@\n n technology\n-,\n  and the net\n@@ -6589,17 +6589,16 @@\n r format\n-,\n  and mai\n@@ -6748,17 +6748,16 @@\n e doctor\n-,\n  you fil\n@@ -7388,17 +7388,16 @@\n  systems\n-,\n  you cou\n@@ -7432,16 +7432,17 @@\n your own\n+,\n  and in \n@@ -7448,17 +7448,16 @@\n  a sense\n-,\n  %E2%80%98loan%E2%80%99 \n@@ -8862,17 +8862,16 @@\n reements\n-,\n  or bank\n@@ -9430,17 +9430,16 @@\n on above\n-,\n  as a me\n@@ -10059,25 +10059,24 @@\n ou own a car\n-,\n  but someone\n@@ -10163,17 +10163,16 @@\n s stolen\n-,\n  and the\n@@ -10287,17 +10287,16 @@\n the city\n-,\n  and loo\n@@ -10856,17 +10856,16 @@\n Facebook\n-,\n  trying \n@@ -11804,17 +11804,16 @@\n  and law\n-,\n  people \n@@ -12009,17 +12009,16 @@\n ontracts\n-,\n  that we\n@@ -12159,17 +12159,16 @@\n  lawyers\n-,\n  because\n@@ -13657,21 +13657,20 @@\n services\n-,\n  th\n-a\n+e\n n we can\n@@ -14817,17 +14817,17 @@\n may have\n-,\n+;\n  for exa\n@@ -17478,17 +17478,16 @@\n s, today\n-,\n \n+\n  I have \n",
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{
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      "author": "blockchainwtf",
      "permlink": "blockchain-technology-as-a-tool-for-a-better-world",
      "title": "Blockchain Technology as a Tool for a Better World",
      "body": "Blockchain technology has brought about interesting and beneficial applications for the widest variety of industries. Ranging from healthcare data, trucking logistics, food supply tracking, freelancing, sending quick payments with low transactions, and much more, the ways we can apply this new and developing technology is quite vast and mind-boggling at times (even for me and I’ve been thinking about all this for three and a half years now…). \n\nPeople often hear blockchain and think of [bitcoin](https://blockchain.wtf/cryptocurrency-blockchain/bitcoin/ ), which revolutionized transactions, and allowed people to send money much quicker and with lower costs than traditional institutions. But the technology is far more wide-reaching than making payments more efficient and cost-effective. Although, even that is a big innovation, nonetheless with scalability issues. (If you aren’t necessarily sure what a blockchain is, you can [read our guide or watch our video](https://blockchain.wtf/what-the-faq/what-is-blockchain/), simply explaining the whole concept.)\n\nIn this article, I will overview just some of the ways blockchain technology can be used as an incentive to build a better world and future - specifically the ones that I find extra interesting and enticing. I won’t be discussing digital storage, or typical and generic applications, like the [finance industry](https://blockchain.wtf/industry-impacts/finance/). Rather I will try to touch upon the ones people don’t often think of when first beginning to know about and understand blockchain technology. But trust me, I won’t even get close to touching all of them. \n\n<div class=\"pull-right\">\nhttps://steemitimages.com/DQmRiMR8rKCJy7RSewarnGyDXCEd5Ck5GGzZjyh6HXFUomU/earth-1964822__340.jpg </div>\n\nOur societies are no longer limited by our geographical environments or borders, nor our money systems or languages. The world has changed more frequently in the past few decades, than the last hundred years. The Internet kick-started this process, and now is the time to expand these concepts of the World Wide Web, and build a [protocol network](https://hackernoon.com/differences-between-protocol-blockchain-and-app-blockchain-companies-802b699eccde) that functions to meet the expanded uses of these technologies. \n\nBlockchain has helped to evolve that. By building on the systems we currently have in place, such as the Internet, and [decentralizing](https://blockchain.wtf/what-the-faq/centralization-vs-decentralization/) them, we can offer greater communities far more opportunities for interaction, growth, and prosperity; let alone safety, transparency, and privacy. Whether it is a blockchain, or another technology that enhances the properties we’ve created in blockchains, the world is in need of these characteristics and networks. \n\nBelow are just some of the examples of applications of [blockchain technology and cryptocurrencies](https://blockchain.wtf/what-the-faq/blockchain-cryptocurrency-difference/) and the ways they will inherently change how we interact and use these systems. Please keep in mind, that I’m not getting to technical here. This is more philosophical, and if you aren’t really getting why these points are valid, feel free to reach out to me in the comments for more of an explanation, or at [email protected].\n\n<h1>Reputation</h1>\n<div class=\"pull-right\">\nhttps://steemitimages.com/DQmUtYPC8ecTfGDW7kuR64GZsjGDpQzeQtXbetQ64bbwu41/Blockchain%20Reputation%20Building.png </div>\n\nFor thousands of years, reputation has been an important means for people trusting someone for handling a job or task. Today, reputation is just as important, but the ways we are measuring and recording that is changing. We have resumes that overview our previous jobs, how long we’ve spent there, and our skill sets. We use references to get new jobs, to help us prove we have a reputable work background. Credit monitoring systems help prove our reputation of handling our finances appropriately. In business, customer reviews and ratings help show an institution or businesses reputation for providing good services or products. \n\nTo reliably prove and measure these wide varieties of reputation, we often rely on third-party systems, like TripAdvisor for hotels or restaurants, Credit Karma for our credit scores, and references from previous jobs or business associates. But what if we did not need these third parties, because we had a personal reputation that we could maintain a history of in a singular place? \n\nBlockchain technology offers new ways to maintain a verifiable digital identity, complete with personal documents, reviews and more. We could have different “documents” held on a blockchain, that show different parts of our reputation. \n\nFor our finances, we could have verified credit scores, loans, and more in a singular place, which we could show to appropriate people, such as banks for lending, or brokers, or tax agents. \n\nFor jobs, we could have our resume, along with verified references from previous employers, held in a document. There would be no need to keep that paper with all the phone numbers and emails on it. The ledger would maintain that data, and be proven to not be fraudulent or falsified because it is tied to the other person’s or institution’s identity and reputable history and background. This could work the same way for degrees, certifications, and achievements. \n\nWe could even use these reputations as customers and reviewers. For example, if an individual gives a restaurant a bad review because he has a personal bias against the owner, but the review is not reflective of actual service or bad food, this review could be marked down or as less valuable than other reviews, because the reviewer has a bad reputation of falsifying information in reviews. The same could go for the restaurant, if they have a proven themselves to falsify reviews themselves.\n\nThese reputations could be built directly between people, and be maintained on the blockchain, so that third party services for accreditation or reviews are cut out as middlemen, and the individual parties themselves maintain their own ‘scores’ of reputation. This could sound like an episode of Black Mirror, but the benefits of these systems and networks could be quite beneficial for individuals and less reliance on third parties.\n\n<h1>Trust</h1>\nTrust is another interesting result of blockchain technology, and the networks we can use to enhance it. This goes hand-in-hand with reputation, but also builds upon it in a unique way. Especially as our current systems are digitized from a paper format, and maintained electronically, but in systems that susceptible to hacks and system and server failures. \n\nFor example, when you go to your primary care doctor, you fill out a variety of medical forms, and you leave those with you primary doctor. But what happens when you need to go to a specialist, let’s say a spinal doctor. You need to fill out even more forms, often replicating the information your primary care doctor has. But each of these doctors now keep and maintain those documents for you. You can request a copy and keep it yourself, but the doctors pretty much own that data, and you have to trust that your private information will not be breached or stolen. You are trusting these institutions to hold on to your very private information and keep it safe. But with blockchain systems, you could keep that information on your own and in a sense, ‘loan’ it out to these doctors for the time that they need it. And you then own your data! You can read more about the potential blockchain impacts to the [healthcare industry here](https://blockchain.wtf/industry-impacts/healthcare/).\n\n<div class=\"pull-left\">\nhttps://steemitimages.com/DQmPDy6Zp53chfXxaPcAtLRW8yQV4bcujEiiB7ToGxKwq3P/What%20is%20a%20SmartContract-.png </div>\n\nWe also trust our governments to maintain our identities, using things like social security numbers, forms of identification - like birth certificates and passports -, but what happens when these governments have that information breached or stolen, or it is burnt in a fire, or a government is overthrown or collapses? We are trusting these institutions to maintain our identity, and not lose ours based on a mishap they may have. \n\nAnother very interesting application of blockchain technology and trust systems is the invention of [smart contracts](https://blockchain.wtf/blockchain-glossaries/beginners-glossary/), “computer protocols that facilitate, verify, or enforce the negotiation or performance of a contract, or that make a contractual clause unnecessary.” Using smart contracts, we can inherently trust transactions more, knowing that the fulfillment of the contract will not be fulfilled unless Condition A and Condition B are met. This means that we could remove people and institutions, like lawyers in legal agreements, or banks in financial settlements, as a security against being taken advantage of through a transaction.\n\nTo get even deeper into trust and blockchain, this article explores the how digitizing assets and virtual content can be more trustworthy and valuable when applying blockchain: “[Blockchain Will be the Foundation of Trust in the Metaverse](https://singularityhub.com/2017/10/17/blockchain-will-secure-virtual-assets-and-identity-in-the-metaverse/#sm.0000c7cwj7jkueixvo22eq0n4talj).”\n<br>\n\n<h1>Ownership</h1>\nOwnership of data has already been touched upon above, as a means for building reputation and ensuring trust between parties. But the idea of digitizing ownership records and putting it on a blockchain expands in benefits. What would happen if data ownership and property ownership were maintained on a blockchain network, and solely controlled by the person that information regards? Well, one result would be the removal of third parties to maintain that information. Secondly, it creates a greater security for the record of that information. Thirdly, you are in control of your private information, and you have the control to release that information.\n\nFor example, if you own a car, but someone disputes that ownership, claiming that a year ago they owned the car, but it was stolen, and they still have the title. The person you bought it from could have created a fake title. Rather than going to the city, and looking through the many files of records that they maintain on vehicle ownership, we could easily pull up a digital history of that cars ownership, and quickly dispute the true ownership of that car. We would be able to verify all of the transfers of the cars title, the current ownership, all the registration data, and a history of damage from storms or updates made to it. \n\nThis also makes transferring ownership much simpler. We could facilitate smart contracts to make the transfer for different products, services, or data. For example, if I go to Facebook, trying to sell a car, and someone messages me to check it out. I can meet the person, after checking their reputation, and prove my ownership of the vehicle through my personal data file with my title to the vehicle. The person chooses to buy my car, so I create a smart contract, stating that when the person sends me amount A for the cost of the vehicle, that the title will be transferred into their name. This can all be done digitally, using our public keys to 1) send the money to the seller, and 2) transfer the title to the buyer. And the title will not be transferred until the payment in full is received by the seller.\n\n<i>A last example to ponder, how would your life be different if you owned all of you data? (Your medical files, passports, financial information, public persona’s and profiles - like Facebook -, and all the rest?) Just think about it… </i>\n\n<h1>The legal industry</h1>\nWhen thinking about the legal industry and law, people think of lawyers, judges, and court. But what if we did not always have to rely on these parties for mediating transactions or conflicts between parties. \n\nWhat if we could create our own contracts, that were initiated and completed based on the clauses we state, and a blockchain deploys that. Smart contracts are the biggest disruption to lawyers, because we will not always need them to write and maintain these contracts for us. \n\nWith verifiable digital signatures on a blockchain, we no longer need notaries. For evidence in court, we could pull up the blockchain, proving that person A owns the item in question, or Person B really did send this money to Person C, proving that the payment was made. \n\nFor a simple overview of legal industry impacts by blockchain technology, check out our short video: https://youtu.be/UfUyedGeyD8\n\nFor more ways on how blockchain could disrupt the legal industry, check out this [article by Tech Radar](http://www.techradar.com/news/7-ways-blockchain-will-change-the-legal-industry-forever).\n\n<h1>Open-sourced information & innovation</h1>\nOne of the possibilities I find most interesting is the idea of open-sourced information. A lot of projects in the world of blockchain technology are open-sourced, meaning the code is available for anyone to look at and use to an extent. The communities involved in this industry are often proponents for these types of systems and information. And by keeping information open-source, we offer many more opportunities for innovation and development. \n\nIt allows more parties to look at that information and build upon it, adding or removing parts of it that are important, and fixing errors or potential risks in them. If we move more towards a world where we can access all of this information and use it to continue creating better systems or networks or services, than we can help progress them quicker and make them safer.\n\nTo get more in-depth with the benefits of open-sourced information check out this cool article: “[What is ‘open source’ and why is it important for cryptocurrency and open blockchain projects?](https://coincenter.org/entry/what-is-open-source-and-why-is-it-important-for-cryptocurrency-and-open-blockchain-projects)”\n\n<h1>Tracking systems</h1>\nTracking systems are another very interesting application of this technology. With tracking systems, we can ensure the steps that food or products went through to arrive at a certain place, and we can ensure the time it took, what conditions it underwent, and that nothing was lost in that process. For food, this can be done much quicker (IBM and Walmarts test of this cut the tracking time of mangos from 7 days to 2.2 seconds), and makes food products more readily verifiable for safety and freshness! Read more in depth on [food supply tracking here](https://blockchain.wtf/2017/09/blog/how-blockchain-technology-could-make-our-food-safer/).\n\nFor products, you can prove where it came from, and that can be tied to whatever certifications it may have, for example being a verified organic product. If you are buying clothes, this could even track where the materials used to make the clothes came from (i.e. the cotton from Asia, the die from a flower in South America), and to go even further, who made the product (i.e. Eliza in California sewed it). For those organic-loving, homemade-only, corporate-hating hippies, this would be great. Then we could track when it left the processing plant, the location of the product on it’s way to stores, or where it is on it’s way to your home. \nhttps://youtu.be/WQ-e15pCxKQ\n\n\nOther means of tracking systems can benefit machine learning and provide valuable data to people traveling. For example, in the trucking industry, if we apply blockchains to trucking logistics, we can maintain quite a record of the truck’s health, miles traveled, ownership, and much more. There is a whole alliance specifically for researching this, called the [Blockchain in Transport Alliance (BiTA)](https://bita.studio/), and they have some big names working on researching this.\n\nThe same is possible for aviation (in fact, I am personally surprised this industry hasn’t jumped on blockchain technology more). When maintaining a plane, it is critical to keep a detailed record of the plane’s maintenance at all times. From engine checks to replaced parts, and more, the FAA requires pilots to maintain this information. Today, a lot of these records are kept on paper… But this can get lost along the way, between plane owners or even in accidents (for example, the documents get burned in a fire). By having a digital copy of this information, on an immutable ledger, it provides a safety net for pilots and the FAA when needing to access this information, and prove records on that plane. Further, you could use blockchains to maintain and record traffic data, giving com towers and pilots a wealth of information on traffic, but also things like weather, which are crucial for pilots traveling, and currently is relied upon by weather data systems that report this information, and pilots in the air reporting to com towers. I could dive deeper into tracking systems for planes, but I will not, because I could go deep! \n\n<h1>Charities, non-profits, and donations</h1>\nAnother unique application of blockchain technology is in charities and nonprofits. Because blockchains can offer transparency for nonprofit organizations by being able to more readily track and show where donations are going within these organizations, we can create more security in the organizations we trust to do good deeds for us through our donations. \n\nFor example, if I donate $30 to the Red Cross, today, I have no real idea of how my donation is being used. I don’t know if it is being used to pay the CEO, or if it going to hurricane victims in Puerto Rico. I trust this organization to be using my funds wisely and appropriately, but I have no effective way of really proving that. But if this system were blockchain-ized, I could see when and where my donation was received, and follow that money to see where it is going to help other people. \n\nApplying blockchain to nonprofits would also greatly increase accountability for these organizations. Rather than trusting their data reports and budgets, I could readily check them on the blockchain when I want to, and trust that information is less likely to be manipulated or changed after the fact, and the transactions used to spend that budget money could be traceable, therefore proving that the Red Cross only sent their CEO his salary, and not some extra money thrown in on the side. I could ensure that the Red Cross actually spent $40,000 on blankets, hygiene products, etc. for people in need somewhere where there was a natural disaster.\n\n[AidCoin](https://blockchain.wtf/2017/12/series/ico-or-no/episode-25-aidcoin/) is a recent ICO that branches from an established charity organization. They are working on a blockchain platform that will help track donations and revolutionize charitable donations. \n\nHere is another article by Blockchain WTF more specific to [corrupt charities and remedying this with blockchain](https://blockchain.wtf/2017/06/industry-impacts/nonprofits/blockchain-end-corrupt-charities/). \n\n<h1>Underprivileged people: the homeless and refugees</h1>\nAn awesome application of this technology is helping homeless people and displaced people, like refugees, retain an identity. There are already some projects taking on this great effort.\n\nBy holding personal identity records on a blockchain, regardless of the circumstances of these people, they could easily show their digital identity simply by entering their private key into a global database. For someone who has no home, keeping hold of things like birth certificates, passports, and medical records can be a challenging feat. But if we had a digitized copy of this tied to a public and private key, there would be no need for them to keep a physical copy safe. \n\nRefugees could use it to prove their refugee status and ensure their identity when entering new countries and trying to establish themselves there. \n\nHomeless people could use this digital identity to gain access to shelters, earn money, and keep track of important information, such as finances and budgeting, how many shelters they’ve stayed in, medical data, and more. Blockchain for Change is an awesome New York startup that has gifted smartphones to 3,000 homeless people in New York to help them manage their identities, and it uses blockchain! You can read more about the project in this [article](https://www.fastcompany.com/40500978/this-new-blockchain-project-gives-homeless-new-yorkers-a-digital-identity) and find Blockchain for Change's site [here](https://blockchainforchange.org/).\n\n<h1>Governance</h1>\nFinally, governance is the last application we will talk about. If you haven’t heard of them already, there are these things called Decentralized Autonomous Organizations, or DAOs. The first one had quite the falling out… But these hold more promise than we may think based off the first iteration of one. Using things like DAOs and other community-based protocol blockchains, we can allow people in communities a simpler way to vote on policies, interact about ideas and problems in their communities, and track things like taxes. \n\nToday, our local counties, as well as state and federal governments, release budgets for the year. But this is just a single document saying “this is how we will spend this money.” Today, we have no way of really showing that money was spent where it was said it would be spent, other than suing… If these were kept record of in a blockchain, local citizens could check whenever how their public tax dollars are being spent. To go even further, we could totally cut out some elected officials, and have citizens directly vote on certain issues, like whether or not our tax dollars should be used to provide a new playground or whether or not a public school should get a revamp to their classrooms. \n\nAnother interesting application of blockchain-izing government is the idea of voting. Today, and as we saw in the last election, voter fraud is a real issue. But because of the systems we currently have in place, it takes a long investigation, an assessment of the voter machines, and checks on a bunch of voting locations, to come to a conclusion about voter fraud. This is in part due to the issue with identity fraud we have, but it shows an inherent problem that is time for a resolution. If we could ensure our digital identities with blockchain technology, we could eliminate one of the primary problems in voter fraud. We could also use the technology to ensure that the voting machines data is recorded appropriately, and not lost. We could much more quickly determine the amount of votes per candidate or proposal, too, without forfeiting the validity. \nhttps://youtu.be/zSTef_uS6p0\n\nIf you are a skeptic about government like me, you may be interested in this [article](https://glintpay.com/society/blockchain-key-trusting-government-data/) exploring governmental trust of our data and identities. It explores the possible negative outcomes of trusting our government with this critical data, and how we can remedy some of that with blockchain technology as a means for digital identities. “[Is blockchain the key to trusting government with our data?](https://glintpay.com/society/blockchain-key-trusting-government-data/)” \n\nI personally think blockchain technology could seriously influence our governance models, and give more power back to the people, allowing them to make more choices are affected citizens, and have those choices be more reflective of their wants and needs, and not those of the constituents elected to represent them. It could also really provide the safety net of accountability and transparency that is much needed in government today. \n\nYou can read more about different ideas and concepts having to do with [Digital Governance here](https://blockchain.wtf/web3/digital-governance/) and some potential [governmental impacts here](https://blockchain.wtf/industry-impacts/government/).\n<center> ------------------------------------------------------------------------- </center>\n<b><i>Someday this blockchain unicorn will touch all of our lives with its magic, and in many more ways than I listed here. Even if it is not a blockchain necessarily, this technology has opened the biggest door we’ve seen in a while. And it will allow us to continue innovating and working on ways to better these systems, creating more accountability, reliability, and trust in institutions that are losing that more and more every day. </b></i>\n<center> ------------------------------------------------------------------------- </center>\n<div class=\"pull-left\">\nhttps://steemitimages.com/DQmUz1o2VhEg3EGfTLXtS2vsLUfb6rLE4Gj29yUBhJJUZzy/Rachel1-150x150.jpg </div>\n\nRachel Maib has a BS in Elementary Education. She’s followed the Ethereum project from the start, and she has delved into blockchain technology in that process. She’s passionate about social applications of the technology, and continuing to create a better future for all. With a well-rounded understanding of the blockchain space, Rachel is Blockchain WTF’s Editor and Social Media person. Rachel has a passion for education, and she is now focusing that passion into blockchain education for all!",
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      "title": "Bitcoin & Open Blockchain Community - Chicago Meetup",
      "body": "@@ -4409,16 +4409,157 @@\n ! %3C/b%3E%0A%0A\n+%3Ci%3EPicture of Chicago flag by %5BDanny Huizinga via Wikimedia Commons%5D(https://commons.wikimedia.org/wiki/File:Flag_of_Chicago_photo.jpg)%3C/i%3E%0A%0A\n %3Ccenter%3E\n",
      "json_metadata": "{\"tags\":[\"chicago\",\"blockchain\",\"cryptocurrency\",\"decentralization\",\"capitalism\"],\"image\":[\"https://upload.wikimedia.org/wikipedia/commons/2/22/Flag_of_Chicago_photo.jpg\",\"https://img.youtube.com/vi/mRIv2pX0s2w/0.jpg\",\"https://img.youtube.com/vi/KZ2SvcY8LnY/0.jpg\",\"https://img.youtube.com/vi/pYffRgIYdDU/0.jpg\",\"https://img.youtube.com/vi/jU4DKCaJ2iw/0.jpg\",\"https://steemitimages.com/DQmQ1MSjQPbC4JrA7pZy4XZWByNYQr8QsXnC7q2srWRLCYH/unicorn%20logo.JPG\"],\"links\":[\"https://www.meetup.com/Bitcoin-Open-Blockchain-Community-Chicago/\",\"https://www.meetup.com/Bitcoin-Open-Blockchain-Community-Chicago/events/244248063/\",\"https://blockchain.wtf/\",\"https://antonopoulos.com/\",\"https://blockchain.wtf/2017/12/blog/bob-meetup-andreas-antonopoulos-decentralization-truth/\",\"https://blockchain.wtf/what-the-faq/blockchain-cryptocurrency-difference/\",\"https://youtu.be/mRIv2pX0s2w\",\"https://blockchain.wtf/2017/12/blog/bob-meetup-pamela-morgan-estate-planning-cryptocurrencies/\",\"https://blockchain.wtf/2017/11/blog/what-the-faq-is-cryptocurrency/\",\"https://youtu.be/KZ2SvcY8LnY\",\"https://blockchain.wtf/2017/12/blog/bob-meetup-alyse-killeen-venture-capital-cryptocurrency/\",\"https://blockchain.wtf/what-the-faq/centralization-vs-decentralization/\",\"https://blockchain.wtf/series/finding-satoshi-nakamoto/\",\"https://youtu.be/pYffRgIYdDU\",\"https://blockchain.wtf/2017/12/blog/bob-meetup-q-and-a/\",\"https://youtu.be/jU4DKCaJ2iw\",\"https://www.youtube.com/playlist?list=PLkFjuupTY0WQFxiZ15rOw-HO4FLkBQznj\",\"https://commons.wikimedia.org/wiki/File:Flag_of_Chicago_photo.jpg\"],\"app\":\"steemit/0.1\",\"format\":\"markdown\"}"
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      "title": "Bitcoin & Open Blockchain Community - Chicago Meetup",
      "body": "<div class=\"pull-right\">\nhttps://upload.wikimedia.org/wikipedia/commons/2/22/Flag_of_Chicago_photo.jpg </div>\n\nChicago has quite an expansive blockchain and cryptocurrency community, and it is only growing! On October 29th of 2017, the [Bitcoin & Open Blockchain (BoB) Community in Chicago](https://www.meetup.com/Bitcoin-Open-Blockchain-Community-Chicago/) held one of their many meetups. They started their meetups in January of 2016, with only twenty-something members. Today, they have over 2,000 members, and this event was fully booked.  \n\nTheir [Meetup page](https://www.meetup.com/Bitcoin-Open-Blockchain-Community-Chicago/) states: \"This group is about bitcoin, open blockchains, decentralization, and innovation. We host regular events, alternating between learning {workshops} and community building {socials}.\"\n\nThe [October 29th event](https://www.meetup.com/Bitcoin-Open-Blockchain-Community-Chicago/events/244248063/) featured Andreas Antonopoulos, Pamela Morgan, and Alyse Killeen, speaking about a variety of topics. Below are overviews of their talks, and the videos of each one, which [Blockchain WTF](https://blockchain.wtf/) filmed. \n\n<h1>Andreas Antonopoulos: Decentralized Truth</h1>\n\nAndreas Antonopoulos is a well-known and respected technologist and entrepreneur, who's written two books on bitcoin (\"The Internet of Money\" and \"Mastering Bitcoin\"). He's appreciated in the bitcoin community for his work in the space. His personal website can be found [here](https://antonopoulos.com/). \n\nIn his [talk](https://blockchain.wtf/2017/12/blog/bob-meetup-andreas-antonopoulos-decentralization-truth/), Antonopoulos discusses the learning curve that many people experience entering the realm of [blockchains and cryptocurrencies](https://blockchain.wtf/what-the-faq/blockchain-cryptocurrency-difference/), authenticity of value in money systems and cryptocurrencies, and how in this new space the “decentralization of truth” becomes a new and interesting factor in technology and learning.\n\nhttps://youtu.be/mRIv2pX0s2w\n\n<h1>Pamela Morgan: Estate Planning with Cryptocurrencies</h1>\n\nPamela Morgan breaks down an often overlooked component of cryptocurrency: [estate planning](https://blockchain.wtf/2017/12/blog/bob-meetup-pamela-morgan-estate-planning-cryptocurrencies/). Pamela is a lawyer and founder of Third Key Solutions, which offers consulting for people who are looking to improve the security of their cryptocurrency. With the rise in popularity of [cryptocurrencies](https://blockchain.wtf/2017/11/blog/what-the-faq-is-cryptocurrency/), many have neglected to address what will happen to their cryptocurrency in the case of death or severe injury. Pamela breaks down this intimidating prospect in a way even crypto newbies can understand!\n\nhttps://youtu.be/KZ2SvcY8LnY\n\n<h1>Alyse Killeen: Venture Capitalism in the Crypto Space</h1>\n\nAlyse Killeen speaks about [Venture Capital in the cryptocurrency space](https://blockchain.wtf/2017/12/blog/bob-meetup-alyse-killeen-venture-capital-cryptocurrency/). Alyse is Managing Partner of StillMark Co. and StillMark Capital, Founder and Executive Director of City Fellows Consortium and Women in Venture. Topics covered in the talk include [decentralization](https://blockchain.wtf/what-the-faq/centralization-vs-decentralization/) and [Satoshi’s](https://blockchain.wtf/series/finding-satoshi-nakamoto/) vision.\n\nhttps://youtu.be/pYffRgIYdDU\n\n<h1>Question & Answer Panel</h1>\n\nThis is the [event's panel](https://blockchain.wtf/2017/12/blog/bob-meetup-q-and-a/) of blockchain all-stars field audience questions in a Q&A session! The panel features Andreas Antonopoulos, Alyse Killeen, Pamela Morgan, and MK Lords. \n\nhttps://youtu.be/jU4DKCaJ2iw\n\n<center> ------------------------------------------------------------- </center>\n\n<b>If you are in Chicago and want to check out the meetup, you can find their page here: [Bitcoin & Open Blockchain (BoB) Community - Chicago](https://www.meetup.com/Bitcoin-Open-Blockchain-Community-Chicago/)\n\n[October 29th event meetup](https://www.meetup.com/Bitcoin-Open-Blockchain-Community-Chicago/events/244248063/)\n\n<center> ------------------------------------------------------------- </center>\n\nFor more talks about blockchain, bitcoin, decentralization, and more, visit our [YouTube Channel Playlist: WTF Productions](https://www.youtube.com/playlist?list=PLkFjuupTY0WQFxiZ15rOw-HO4FLkBQznj)! </b>\n\n<center> https://steemitimages.com/DQmQ1MSjQPbC4JrA7pZy4XZWByNYQr8QsXnC7q2srWRLCYH/unicorn%20logo.JPG </center>",
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      "permlink": "our-founder-taylor-gerring-spoke-on-chicago-tonight-about-the-revolutionary-potential-of-blockchain",
      "title": "Our founder, Taylor Gerring, spoke on Chicago Tonight about: \"The Revolutionary Potential of Blockchain\"",
      "body": "<div class=\"pull-right\">\nhttps://steemitimages.com/DQmazmSUesTtsWLD9SUZHTcznwqYz9fp89Bt1gJbRJq6FL1/chicago%20tonight%20logo.JPG </div>\n\nYesterday, on January 16th, the founder of [Blockchain WTF](https://blockchain.wtf/), Taylor Gerring, was interviewed on [Chicago Tonight](http://chicagotonight.wttw.com/2018/01/16/bigger-bitcoin-revolutionary-potential-blockchain-technology)! \n\nThe topic of discussion was the revolutionary potential for blockchain technology and it's many possible applications. \n\n<div class=\"pull-left\">\nhttps://steemitimages.com/DQmWAKFrqGQvSpm4FUXjByPA4RRqSgrwzCAnCguDtyS53FC/Taylor%20square.jpg </div>\n\nTaylor founded [Blockchain WTF](https://blockchain.wtf/) in May of 2017, after spending many years involved in the blockchain industry. He has spoken internationally at many events, and also does international blockchain consulting. Before that, he co-founded the Ethereum Foundation, which is the Ethereum non-profit that manages the administration and development of [Ethereum](https://blockchain.wtf/cryptocurrency-blockchain/ethereum/). \n\nTaylor is a well-rounded expert on the technology, and deeply believes in it's potential to drive us to a better future! \n\n*(Check out his series, [Ask an Expert](https://blockchain.wtf/series/ask-expert/) on our site for some simple explanations of complex blockchain concepts!)*\n\nA blockchain is a distributed ledger, often referred to as distributed ledger technology. It is not maintained by any central entity, but rather is decentralized and distributed throughout nodes within a network. This network maintains the ledger and records a permanent history of transactions. The original innovation of this technology is [bitcoin](https://blockchain.wtf/cryptocurrency-blockchain/bitcoin/), which was initiated in 2009 ([check out our article by Jeremy on the unrealized potential of the technology](https://steemit.com/blockchain/@blockchainwtf/the-unrealized-potential-of-blockchain-and-it-s-limits)). \n\n**Check out our quick and simple video below, where we explain blockchain technology:**\nhttps://youtu.be/1ChMPqBTN4o\n\nOther developers furthered the idea of a \"peer-to-peer electronic currency\" in recent years, by enhancing the properties of the code, to allow more applications, such as smart contracts and dApps; for example, [Ethereum](https://blockchain.wtf/cryptocurrency-blockchain/ethereum/). \n\nToday we see a great boom in blockchain development, where projects are developing platforms and applications that allow us to track land registries, quicken bank transfers, enhance privacy in transactions, manage digital assets, sell energy generated, reward gaming activity, implement sharing economies, and so much more (there are literally hundred more...)! \n\nThis process will only continue, and innovation will only prosper with new ideas for development of these networks to enhance our daily lives and interactions. Taylor definitely has a good grip on how this may evolve in the near future and where blockchain technology will take us. \n\nHear Taylor's ideas on how blockchain technology will be entering our lives and traditional systems by watching his original interview on Chicago tonight: [\"Bigger than Bitcoin: The Revolutionary Potential of Blockchain Technology.\"](http://chicagotonight.wttw.com/2018/01/16/bigger-bitcoin-revolutionary-potential-blockchain-technology)\n\n<b>From Taylor's interview:  <center>\n## \"I do think blockchain technology, in some form, will become so prevalent in all aspects of our lives that we won’t think about it.\" \n<center> -------------------------------------------------- </center>\n\n<i>[Blockchain WTF](https://blockchain.wtf/) is an educational resource to help you navigate all things blockchain technology. We are passionate about fixing the Internet and the potential of this technology to create socially beneficial outcomes for citizens of the world, no matter your location. Check out our site, [Blockchain WTF](https://blockchain.wtf/) for any information on blockchain technology and cryptocurrencies, and [let us know](https://blockchain.wtf/contact-us/) if you ever have any questions! We are here to help drive understanding and the adoption of these technologies to create a better future, which we are all apart of! </i>\n![website photo.jpg](https://steemitimages.com/DQmXqP8vMQYGerLEqgtumJxsZApbLXvCPZFntSTwBMuPX1G/website%20photo.jpg)",
      "json_metadata": "{\"tags\":[\"blockchain\",\"potential\",\"ethereum\",\"bitcoin\",\"revolution\"],\"image\":[\"https://steemitimages.com/DQmazmSUesTtsWLD9SUZHTcznwqYz9fp89Bt1gJbRJq6FL1/chicago%20tonight%20logo.JPG\",\"https://steemitimages.com/DQmWAKFrqGQvSpm4FUXjByPA4RRqSgrwzCAnCguDtyS53FC/Taylor%20square.jpg\",\"https://img.youtube.com/vi/1ChMPqBTN4o/0.jpg\",\"https://steemitimages.com/DQmXqP8vMQYGerLEqgtumJxsZApbLXvCPZFntSTwBMuPX1G/website%20photo.jpg\"],\"links\":[\"https://blockchain.wtf/\",\"http://chicagotonight.wttw.com/2018/01/16/bigger-bitcoin-revolutionary-potential-blockchain-technology\",\"https://blockchain.wtf/cryptocurrency-blockchain/ethereum/\",\"https://blockchain.wtf/series/ask-expert/\",\"https://blockchain.wtf/cryptocurrency-blockchain/bitcoin/\",\"https://steemit.com/blockchain/@blockchainwtf/the-unrealized-potential-of-blockchain-and-it-s-limits\",\"https://youtu.be/1ChMPqBTN4o\",\"https://blockchain.wtf/contact-us/\"],\"app\":\"steemit/0.1\",\"format\":\"markdown\"}"
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