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      "body": "![steemitpic.jpg](https://steemitimages.com/DQmbHmrzpPgcFZvRPT5g6FbKMRm9LUNnjR5gdYf3J1kpha4/steemitpic.jpg)\n\nTHE HISTORY OF FIAT MONEY/CURRENCY\nBronze and Copper cowrie were manufactered by China at the end of the Stone Age and could be considered some of the earliest forms of metal coins.Metal tool money, such as knife and spade monies, was also first used in China.The Lydians became the first Western culture to make coins from Gold and Silver around 700 B.C. Soon other countries and civilizations began to mint their own coins too.They all have this idea that using coins with set values made it easier to compare values and trade money for goods and services. So,Gold and Silver became money(Medium of exchange for good and services) for majority of the world's trade. Then about a 1000 years ago China officially used paper money for exchange of goods. Other countries also, tried to use Paper money all because the supply of Gold and Silver were not enough to meet the demand.But they were all not successful due to inflation.So, these nations decided to backed the paper money with the metal money(Gold and Silver) to help control inflation,since Gold and Silver cannot be just printed.Wars within and between countries depleted silver reserves since silver is good for making all kind of tools for war,home appliances etc.So, in 1821 a gold-only standard was adopted. During and after world war II, many nations shipped their gold to New York Federal Reserve vaults in the united states for safe keeping and in return those nations receive the dollar as a proof of their gold deposit with the united states. The dollar or any other fiat currency serves as a receipt or proof of deposit giving by banks during the gold-only starndard era and it could be used to trade on the local and/or international market.In 1944, in accordance with the Bretton Woods Agreements among nations, the United States Dollar was selected as the world's reserve currency.Under the Bretton Woods Agreements of 1944, central banks of other countries holding United States Dollars could exchange them for gold.Since the United States had the most gold in the world and was a massive industrial power that ran a trade surplus, its gold holdings were usually increasing in the late 1940's and 1950's. US then decided to peg other countries currency to the US dollar.But then, the value of the dollar started going up drastically and that cause inflation in the nations that were peg to the US dollar since more local currencies were needed to be printed to match the dollar.So,France decided to return their receipt which is the dollar to get their gold from the US. And more and more nations were getting their gold and that was depleting the US gold reserves. So, in 1971 Richard Nixion took off the US Dollar from the Gold standard. Meaning, if you own us dollars, you could not return it for gold.Other countries started doing the same and that is how money backed by nothing came into existence. All fiat currencies are just pieces of papers that used to be receipt for Gold Deposits by central banks.fiat currencies have no value except the value we give to each of them.\n\nWHERE DOES STEEMIT MONEY COMES FROM.\nSteemit is a social platform like Facebook, google, linkedin,etc. The only difference is that you get pay on steemit for creating content and your contents don't get flooded with advertisements.Facebook is worth over 500 Billion and google is worth over 700 Billion and the fact is, if we all decide to stop using facebook and google tomorrow these valuations would probably get close to Zero.It's you and me and everybody using facebook and google, creating content that gives these valuations to them but we get nothing for it. Instead this companies will get sold and owners cash out Billions while me and you are on these platforms working hard like bees creating contents. \nSo,steemit wants to do it different by paying any content creator on steemit with STEEM which is a token on steemit platform similar to companies coupons. This Steem token can be converted to any crypto currency on an exchange.As more people join steemit to create contents, the valuation of steemit goes up and that makes steem token also more valuable. Steemit money comes from me and you creating content on steemit and we get pay in STEEM which is the token used on steemit platform, similar to companies voucher or coupons or receipt for gold deposit. But STEEM cannot be printed.",
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      "body": "The Case For Sale By Owner\nOdds are the first thing your thinking of is that 6% commission you'll owe to sell your home. When you're talking about a $300,000 home that's real money. By selling it yourself you've put yourself in place to control most aspects of the selling process. Of course this means that it's entirely on you to get this home sold. Beyond listing you in the databases and a yard sign kit, you're responsible for finding prospective buyers, showing them the house and handling the house sale process. This means you get to control when the house is available to show and you don't have to be constantly vacating your home when the realtors are around.\n\n     Things to Look Out For with For Sale By Owner\n              1. Multiple Listing Service\nI would not consider any form of service to help sell your home without a realtor that didn't list your home with the Multiple Listing Service (MLS). This is the system that real estate agents will access to show their potential buyers homes. It's also the database that feeds most any of the research tools for prospective buyers. You'll be missing a huge portion of your target demographic by not being in that database.\n\n          2. Security\nSecurity is definitely something to think about when selling your home yourself. That will be your phone number listed. You'll be the one showing your home with strangers so you should take adequate precautions. This is really a shared concern for realtor or not but one you should consider nonetheless.\n\n       3. Don't Forget the Buyer's Agent\nRemember that a traditional 6% commission with a realtor pays 3% to the buyers agent. If you don't offer that commission there's little incentive on the buyers agent to show their clients your home. So just because you listed your home for $500 doesn't mean you won't be paying out another sum of money for the pleasure of getting agents in your home.\n\n      4. The Closing Process\nMany of the packages from the various services do not include help during the closing process. There is a lot that goes along with this process and having someone to help guide you through all of the steps is very helpful. You might want to hire a Real Estate Attorney or pay an agent a flat fee to help you with this process.\n       5. No Mediation\nIn the event that something goes wrong in the process the realtors are typically the intermediaries in this process. If you are doing it yourself you'll have to interact directly with the buyer. Those who have been in this position will tell you that it was very helpful to have their agent in the middle of this process.\n\n      6.The Case for Hiring a Realtor\nSelling a home is a large proposition and I can bet you would like to get the best money you can as quickly as possible. You probably are not an expert on real estate and 2 months spent online researching real estate is not a replacement for a good realtor who knows the business, the local market and the process. They will have the best information available with respect to market research so that they can recommend the best price for your home. They'll be able to offer you tips on making your home more attractive to potential buyers. They'll show your home for you, field all inquiries and present offers to you as they come in. In essence they remove the burden from you, with the exception of keeping your house clean. They'll often highlight your home to agents in their office and schedule previews with groups of agents from other offices. In short they'll be able to provide a lot of qualified leads that you might not know how to find.\n\nAlso don't let cost be your sole determining factor. In many cases the commission is negotiable and agents might be willing to reduce their fees .",
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      "body": "The Case For Sale By Owner\nOdds are the first thing your thinking of is that 6% commission you'll owe to sell your home. When you're talking about a $300,000 home that's real money. By selling it yourself you've put yourself in place to control most aspects of the selling process. Of course this means that it's entirely on you to get this home sold. Beyond listing you in the databases and a yard sign kit, you're responsible for finding prospective buyers, showing them the house and handling the house sale process. This means you get to control when the house is available to show and you don't have to be constantly vacating your home when the realtors are around.\n\n     Things to Look Out For with For Sale By Owner\n              1. Multiple Listing Service\nI would not consider any form of service to help sell your home without a realtor that didn't list your home with the Multiple Listing Service (MLS). This is the system that real estate agents will access to show their potential buyers homes. It's also the database that feeds most any of the research tools for prospective buyers. You'll be missing a huge portion of your target demographic by not being in that database.\n\n          2. Security\nSecurity is definitely something to think about when selling your home yourself. That will be your phone number listed. You'll be the one showing your home with strangers so you should take adequate precautions. This is really a shared concern for realtor or not but one you should consider nonetheless.\n\n       3. Don't Forget the Buyer's Agent\nRemember that a traditional 6% commission with a realtor pays 3% to the buyers agent. If you don't offer that commission there's little incentive on the buyers agent to show their clients your home. So just because you listed your home for $500 doesn't mean you won't be paying out another sum of money for the pleasure of getting agents in your home.\n\n      4. The Closing Process\nMany of the packages from the various services do not include help during the closing process. There is a lot that goes along with this process and having someone to help guide you through all of the steps is very helpful. You might want to hire a Real Estate Attorney or pay an agent a flat fee to help you with this process.\n       5. No Mediation\nIn the event that something goes wrong in the process the realtors are typically the intermediaries in this process. If you are doing it yourself you'll have to interact directly with the buyer. Those who have been in this position will tell you that it was very helpful to have their agent in the middle of this process.\n\n      6.The Case for Hiring a Realtor\nSelling a home is a large proposition and I can bet you would like to get the best money you can as quickly as possible. You probably are not an expert on real estate and 2 months spent online researching real estate is not a replacement for a good realtor who knows the business, the local market and the process. They will have the best information available with respect to market research so that they can recommend the best price for your home. They'll be able to offer you tips on making your home more attractive to potential buyers. They'll show your home for you, field all inquiries and present offers to you as they come in. In essence they remove the burden from you, with the exception of keeping your house clean. They'll often highlight your home to agents in their office and schedule previews with groups of agents from other offices. In short they'll be able to provide a lot of qualified leads that you might not know how to find.\n\nAlso don't let cost be your sole determining factor. In many cases the commission is negotiable and agents might be willing to reduce their fees .\n\nDon't hesitate to contact me today for professional Value on your property.\nBenjamin Amponsah\n(RE/MAX Top Agent).\n@RE/MAX-Top Realty\n2911 South Sam Houston Pkwy E\nHouston TX 77047\nphone:832-200-5836\nwebsite: http://www.amprealtygroup.com",
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