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      "body": "Africans hold building a community where everyone can mutually thrive as one of the most important values. We at Baracoin are no different, and we are building our pan-African [blockchain-powered payments network](https://medium.com/p/ea782e08c7e9?) with nurturing a coommunity as one of our foundational cornerstones.\n\nWith this view we are running several bounty programs that will distribute Baratoken, our network's loyalty token far and wide to those who show us support in our endeavor. A total of 40 million tokens has been set aside for the bounties - at the time of the crowdsale, about 2.5% of the total supply. You will need to have an ERC20 compatible Ethereum wallet address to receive the reward tokens.\n\nWe encourage you to visit [our website](http://baracoin.io) and download our [whitepaper](https://www.baracoin.io/doc/Baracoin%20Whitepaper.pdf) to find out what we are all about, and then you can participate in any of the following programs:\n\n\n## Article and Blog Bounty\nThis one's going to be the most interesting for most Steemians - simply write a piece discussing Baracoin, post it up here on Steemit or any other platform and you will be rewarded based on the viewership and reach of the article. About 8 million Baracoin are being allocated to this program.\n\n#### Requirements\n1.   Write content at least 300 words in length and post it on a platform of your choosing\n2.   Your content must contain at least one link to https://www.baracoin.io/ or another Baracoin forum such as on Reddit or Slack.\n3. The article must be publicly accessible (no paywalls).\n4.   The article must be original content.\n5. Quotes from our whitepaper or website are OK but the article must not be entirely copy and pasted. \n\n#### Optional\n 1. Post your article to at least 1 other website such as Reddit or Facebook and have it receive at least 10 upvotes or likes or shares.\n\n#### Rewards\nThe minimum reward is 320 tokens\nThe maximum reward is 16,000 tokens \nA bonus of 160 Tokens will be paid out for every 5 additional cross posts of the article/blog, up to a maximum of 10 websites per article/blog per week.\n\n## Youtube/Dtube video bounty\nDo you have a Dtube or Youtube channel with more than a hundred followers? If you do, you can earn bonus tokens by making a video discussing Baracoin. The mention can be part of a larger video discussing other cryptocurrencies or blockchain technology as a whole. The rewards you receive will be based on the number of views the video has at the time of claiming the reward. You can submit further claims for additional views your video accumulates afterwards - the tokens must be sent to the same address as the original claim. A total of 8 million tokens is being allocated to this program.\n\n#### Requirements\n \nTo participate, you must:\n2.   Make a video in which you discuss Baracoin for at least 1 minute in total. \n3.   The video must have at least 500 views at the time of claiming bounty.\n4.   Your channel must have at least 100 subscribers.\n5.   The video must be publicly accessible.\n6.   The video must be original content.\n\n#### Rewards\n\nThe minimum reward is 480 Baratoken, and the maximum is 160,000 token.\n\n## Claiming your rewards\n1. Register your profile or channel ID for the platform(s) you will post to on [this Google form](https://docs.google.com/forms/d/e/1FAIpQLSeiorfqQbbcvHOsQxV_XD2ZoLzjkRHp2LjvcXQlt9Z8CnCgaQ/viewform?usp=sf_link).\n2. Email the link to your article or video to [email protected], or if you have an account on the Bitcointalk forum you can leave it in a comment to [this thread](https://bitcointalk.org/index.php?topic=2806962.0). Send any further claims for additional views/cross-posts through these same channels.\n\n***\n![baras.png](https://steemitimages.com/DQmWmrpceVd96AZ1PS9TCfb6qQEqHhbypUmVvNCczMFJDVT/baras.png)\n\n### Visit our [website](www.baracoin.io) to download the whitepaper, get more information on our ongoing token presale and more!\n***\n### Join the conversation in out [telegram chat](https://t.me/joinchat/EpW4zhDSJ9mG8yZvHmsOnA).",
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      "author": "baracoin",
      "body": "@@ -5279,17 +5279,17 @@\n on in ou\n-t\n+r\n  %5Btelegr",
      "json_metadata": "{\"links\":[\"http://baracoin.io\",\"https://medium.com/p/75acf4a75cda\",\"https://medium.com/p/ea782e08c7e9\",\"https://steemit.com/cryptocurrency/@baracoin/africa-is-where-cryptocurrencias-will-thrive\",\"https://baracoin.io/index.php#team\",\"https://t.me/joinchat/EpW4zhDSJ9mG8yZvHmsOnA\"],\"image\":[\"https://steemitimages.com/DQmZF6R18aVJSKSCogipFpbjm7ZEMa6NJPwWBTq6TqC6yvd/1_5inUQZn_OK009UgwNTx3Qg.png\",\"https://steemitimages.com/DQmd2RFLy37iQbrek4FuVqwsYhqkWkNvkd2Zkiuh3oVGNKn/16697153512_b17e2bca0b_o.jpg\",\"https://steemitimages.com/DQmcmVB3HDhTfbGVYqY17JMVSUqcZr5rQhYV4LMDyUyLiTz/Trio.png\"],\"users\":[\"enterskitarii\",\"Baracoin\"],\"tags\":[\"introducemyself\",\"blockchain\",\"africa\",\"cryptocurrency\",\"baracoin\"],\"app\":\"esteem/1.5.1\",\"format\":\"markdown+html\",\"community\":\"esteem\"}",
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      "author": "lopezdacruz",
      "body": "welcome to steemit, nice\n\nHappy steemit !!! cheers",
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      "author": "cheetah",
      "body": "Hi! I am a robot. I just upvoted you! I found similar content that readers might be interested in:\nhttps://medium.com/@baracoin/africa-is-where-cryptocurrencies-will-thrive-4f1e2c564f4d",
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      "body": "![1_Buses.jpeg](https://steemitimages.com/DQmTnME87nkfyiUXwwgJE5TLiXDPui5xCJk4r9KfYTfzpGk/1_Buses.jpeg)Cryptocurrencies and the underlying blockchain technology that makes them function have the potential to solve a lot of the major problems that plague the way financial services are delivered today. The possibility of much lower costs, decentralized control and true transparency promises to give ordinary people more power over their financial destinies than ever before. This has driven a huge amount of interest, development and investment into solutions that make use of blockchains to simplify and secure banking. So far, the bulk of that push has been concentrated in the more established markets of Europe, the Americas and Asia, with Africa lagging significantly behind the rest of the world when it comes to cryptocurrency adoption.\n\nThis neglect of African markets is a shame. The Mother Continent is by far the least developed, and while this might pose some challenges when planning for the deployment of advanced technology like completely virtual currencies, it also means that Africa still has the greatest scope for improvement. Newer tech has the potential to leapfrog older, less efficient systems when reaching previously unserved markets, and the advantages it brings can accelerate development beyond what would otherwise have been possible.\n\n## The Challenge\nLet’s take a look at some of the challenges specific to Africa that can be solved by adopting blockchain-based currency schemes.\n\nTo begin with, Africa lags significantly far behind the rest of the world when it comes to access and ease of banking. As of 2014, only 32% of Africans had an account with a bank or some other formal financial institution. When we take a look at Africa’s population distribution, it’s easy to see why: the percentage urban population of Africa is a paltry 39%, compared to a global average of 54% and miles behind North America, the most urbanized continent with 81% of its population living in cities.\n\nRural areas generally lack the basic infrastructure of roads, telecoms and reliable electricity supply needed to support banks, and this is even worse in Africa where those services are often unreliable even in cities. As a result, a large proportion of the population simply don’t have a financial institution nearby to which they can entrust their money for safekeeping and saving and from which they can obtain credit.\n\nUsing the services of a bank also tends to come with a number of costs, with everything from simply opening an account to making a transaction, withdrawing or transferring funds and even checking an account’s balance coming with steep fees. This is a difficult blow to consumers in Africa, where 47% of the population falls below the poverty line and is unable to bear these costs. Businesses don’t fare any better — a large percentage of African entrepreneurs are part of the informal economy and so don’t have the revenue and expertise to navigate the financial industry.\n\nAdd an international border to the mix and the costs become astronomical. Businesses and individuals who need to remit money internationally are faced with steep fees of up to 15%, long wait periods and weak local currencies eroding their purchasing power on the international stage.\n\nFurther compounding the above problems is the instability caused by corruption and the volatility of local economies that it brings. Rampant bribery and dishonesty in officials and lack of good governance lead to massive inefficiency in African economies. African currencies are as a result highly volatile and unpredictable, further hurting Africa’s international competitiveness.\n\n ![2_Landscape panorama.jpeg](https://steemitimages.com/DQmRPiR4TfqAS2gokhwac5ef9PUFKKrzVhypE3LdSoNHi87/2_Landscape%20panorama.jpeg)\n## The Need\nThese demographic, infrastructural and institutional problems all contribute to Africa’s high unbanked population. Yet Africans are deeply and desperately in need of financial inclusion. The ability to store one’s money safely with a trusted entity and be able to access it anywhere and at any time is a convenience that’s easy to take for granted, but it is incredibly powerful. Without it, many Africans are forced to earn, save and transact solely in cash and other valuables. Physical cash is prone to theft and damage by catastrophe — a bank offers security from losing funds by such means. It also opens up the possibility of cashless payments, which are convenient for both the seller and the customer and make instant transactions across long distances possible.\n\nThe high demand for banking among Africans has driven a wave of adoption of the use of mobile money wallets, which are tied to a user’s cellphone number and work over their mobile carrier network. These offer most of the convenience of a bank while solving the problem of infrastructure by having merchants and service provider outlets serve as sign-in centres and cash points. This solves the problem of access, but mobile wallets are still plagued by transaction charges which are even higher than regular banks, and they are still subject to the whims of the local currency.\n\nDespite its shortcomings, mobile money has seen a rate of uptake in Africa far outpacing the rest of the world, providing proof of the concept that previously untapped markets can be the quickest to adopt new technology. Cryptocurrencies have the potential to overtake even that because they provide a more comprehensive solution to the problems Africans face. First of all, they operate natively on the internet, meaning that similar to mobile money the only infrastructure that needs to be robustly built is telecommunications and electricity distribution, with physical locations and good roads to connect them becoming less critical to deployment. The low degree of internet penetration in Africa does present a challenge, but most of Africa’s governments as well as local and multinational investors are already working to solve this, and as a result internet adoption is growing fastest in Africa. The growth of cryptocurrencies will be able to scale at the same pace as these efforts.\n\n![3_Truck loader.jpeg](https://steemitimages.com/DQmU1WpjdpwTwVPQ8qQ5faMHo9bDbCjHTq7VLGkgnj9Mjzg/3_Truck%20loader.jpeg)\n## Why the Blockchain?\nThe true advantage of cryptocurrencies over mobile money, netbanking services offered by banks and other web-based financial providers like Paypal, however, lies in their decentralised and open nature.On a public blockchain, anyone can run a node and gain access to the full ledger and so begin participating in the process of making sure transactions on the chain are valid. This does away with the overhead costs associated with a large labour force dedicated to ensuring trust between our current centralised, opaque institutions. These overheads are the largest contributor to the high cost of banking and transferring money across borders. By doing away with these overheads, blockchains can achieve phenomenally low charges — for example the Stellar network, on which the Lumen(XLM) and various other cryptocurrencies run has fees of mere fractions of a cent per transaction, and these are the same regardless of distance and location.\n\nThe blockchain’s openness and decentralisation combined with strong cryptographic hashing algorithms also ensure that the record of transactions is tamper-proof, mitigating the possibility of fraud perpetrated by institutions with sole access and control to a ledger. Another benefit is that cryptocurrencies can operate with full transparency of their supply, enabling stakeholders to monitor it and ensure no excess is being issued, which would lead to devaluation of the currency. Some irresponsible African governments have in the past taken advantage of their monopoly over money supply to print excess notes in vain attempts to prop up failed programs, leading to massive hyperinflation as happened in Zimbabwe in the 2000s.\n\nAdmittedly, cryptocurrencies do suffer from a few shortcomings and hurdles to their adoption that are specific to the situation in Africa. One is the need for the expansion of robust telecoms infrastructure and widespread internet access, but as we’ve already seen, this problem is on the way to being addressed. Still, it will not be enough to develop the infrastructure of the continent if its people do not have the skills and knowledge to use it. Every aspect of cryptocurrencies requires the development of new skills, from the developers working on code to the people running nodes, all the way down to the merchants and customers using the systems. Reading, written and technological literacy have historically been low in Africa, but this is fast changing thanks to the efforts of governments and donors.\n\nSome problems that pose a barrier to gaining widespread trust and acceptance are native to the way most cryptocurrencies are currently implemented. The fact that most are traded in much the same way as stocks has driven a great deal of speculative investment into the cryptocurrency market, causing massive volatility in their value. This makes them difficult to accept as a currency for day-to-day use as the value of a transaction can change in the time it takes to confirm it.\n\nThere is also the fact that cryptocurrencies were born out of a vision for radical decentralisation which makes them hostile to the more centralised institutions of existing banks and governments. They are as a result poorly integrated into the current banking system, and they are very poorly regulated, leading to a profusion of scam currencies, pump-and-dump schemes and insider trading. Recourse against cryptocurrency fraud is almost impossible to come by.\n![1_5inUQZn_OK009UgwNTx3Qg.png](https://steemitimages.com/DQmZF6R18aVJSKSCogipFpbjm7ZEMa6NJPwWBTq6TqC6yvd/1_5inUQZn_OK009UgwNTx3Qg.png)\n## A Solution\nFortunately, there are cryptocurrency projects working in Africa that have have recognised these shortcomings. We at Baracoin are working on creating a cryptocurrency with several unique features that we believe will overcome them. First of all, to ensure the trust of both the people who will constitute our customer base and the governments whose jurisdictions we will operate in, our parent company Tribal Nexus LTD is registered in the Republic of Ireland, and follows all of the legal disclosure requirements necessary. The identities of our directorship and team are public, ensuring our accountability.\n\nBaracoin will run on the previously mentioned public Stellar blockchain, and its value will be pegged at 1:1 against the Euro. Regular audits by internationally reputable third-party firms will ensure that the amount of Baracoin in circulation is backed by reserves in our accounts. Backing by the most stable major currency will solve the problem of volatility, and give African businesses purchasing power on parity with the rest of the world. We also intend to adopt a ground-up approach to building up adoption by working with local businesses and communities. We are committed to developing the places we operate in by building the capacity of locals to make use of our technology through education and investment in infrastructure.\n\nThe future of Africa is already growing brighter every day. Millions are rising out of poverty as they gain access to the tools that allow them to take their destiny into their own hands and meet the rest of the world on an equal footing. By bringing low-cost, reliable banking to its people, cryptocurrencies will be one of those tools, ushering Africa into a more connected and integrated digital era.\n***\n\n_**Written By Jabulani Mhlanga(@enterskitarii) of Baracoin**_\n\n_**Images by Tinashe Mandimika of Baracoin**_\n\n\n***\n![baras.png](https://steemitimages.com/DQmWmrpceVd96AZ1PS9TCfb6qQEqHhbypUmVvNCczMFJDVT/baras.png)\n\n### Visit our [website](www.baracoin.io) to download the whitepaper, get more information on our ongoing token presale and more!\n***\n### Join the conversation in our [telegram chat](https://t.me/joinchat/EpW4zhDSJ9mG8yZvHmsOnA).",
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      "author": "baracoin",
      "body": "@@ -1697,20 +1697,33 @@\n nts \n-%E2%80%93 those that\n+- these are merchants who\n  opt\n",
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      "body": "![1_5inUQZn_OK009UgwNTx3Qg.png](https://steemitimages.com/DQmZF6R18aVJSKSCogipFpbjm7ZEMa6NJPwWBTq6TqC6yvd/1_5inUQZn_OK009UgwNTx3Qg.png)\nHello Steemit! We are [Baracoin](http://baracoin.io), and we have a vision: to build a continent-wide financial network that will connect millions of Africans like never before, stimulating and simplifying trade between countries and benefiting customers and businesses alike.\n\nWe are going to do this using the [Stellar](https://medium.com/p/75acf4a75cda) consensus protocol as our backbone, allowing us to deliver these services cheaper and faster than traditional means. This will open the global financial system up for demographics and populations in Africa that have so far been excluded from participating in it - mostly those lower on the socio-economic ladder, those who live in remote areas that are difficult to penetrate, and those who work in the informal sector, which accounts for nearly 60% of sub-Saharan GDP.\n\nOur system will be powered by two native assets: the primary one is Baracoin(BRC), a currency coin which will have its value pegged to 1 Euro and will be backed by equivalent reserves in bank accounts set up exclusively for this purpose. This will provide stability that many national currencies in Africa lack, as well as a common currency that can be used anywhere in the content without having to deal with exorbitant exchange rates.\n\nThe secondary asset is Baratoken(BRT), a reward/loyalty token which will be awarded to customers for making transactions on the Bara Network, and will be redeemable for merchant discounts and value added services. These discounts will give customers an incentive to purchase from Network Merchants – those that opt into membership of the Bara Network, who will also receive preferential placing in the location-based directory app we are building which will list all places that accept Baracoin.\n\nIf you'd like a more detailed explanation of how Baracoin and Baratoken work, check out [this article](https://medium.com/p/ea782e08c7e9) from our Medium blog.\n\n### Why are we doing this?\n\n![16697153512_b17e2bca0b_o.jpg](https://steemitimages.com/DQmd2RFLy37iQbrek4FuVqwsYhqkWkNvkd2Zkiuh3oVGNKn/16697153512_b17e2bca0b_o.jpg)\nIt is a well-known fact that Africa lags far behind the rest of the world in almost every metric of development you can name, whether it’s urbanisation, literacy, adoption and penetration of technology or our own personal bugbear, financial inclusion. The situation is far from bleak and hopeless, though – it simply means that there is a much higher ceiling for improvement.  New technologies are poised to accelerate development to a rate much faster than has been seen before, and an underdeveloped place like Africa will see the greatest percentage benefit from it. It is in this backdrop that we see blockchain technology as [having immense potential in Africa](https://steemit.com/cryptocurrency/@baracoin/africa-is-where-cryptocurrencias-will-thrive), not only to supplant current financial systems, but to leapfrog them entirely for large segments of the population.\n\nEvery one of Africa’s limitations is interwoven with the others, and progress in one area will inevitably lead to progress in the others. We have chosen to put our focus on this particular issue and those directly related to it, such as improving technical literacy and internet access, with the knowledge that the benefits will ripple outwards and add to the feedback loop that is lifting thousands of Africans out of poverty every day.\n\n### Our Team\nOur team hails from a wide variety of backgrounds, including Zimbabwe, Ireland, The UK and the UAE. The majority of the team is from Zimbabwe, a country which has experienced firsthand the worst of the problems that plague the rest of Africa. The issues we have set out to contribute towards fixing in our own way don’t just exist as abstractions to us – they are a real part of our lives. The people whose opportunities we are helping to broaden aren’t just numbers on spreadsheets or faceless masses; they are our friends, our neighbours, our relatives, the people we buy bread and milk from every morning, who transport us, who grow our food. The work we are doing is personal for us, and we are committed to making a difference.\n\n![Trio.png](https://steemitimages.com/DQmcmVB3HDhTfbGVYqY17JMVSUqcZr5rQhYV4LMDyUyLiTz/Trio.png)\nA few members of our team above  - Robert Maweni(Left) is our CEO. Hussein Jaafar(Center) is our COO and CTO and oversees our outreach efforts, and you will get occasonal comments and posts from him. Jabulani Mhlanga(Right, also @enterskitarii) is Baracoin's resident blogger and copywriter, and the one writing this post. I will be posting the bulk of the content here, and if you find an unattributed comment from @Baracoin, chances are it comes from me.\n\nYou can check out the rest of [our team](https://baracoin.io/index.php#team) on our website, and you'll get to meet them over the next few weeks as we explore the different parts of our operations.\n\n_**Images by Tinashe Mandimika of Baracoin**_\n\n\n***\n\n### Visit our [website](www.baracoin.io) to download the whitepaper and get info on how to participate in our ongoing bounty program and presale!\n***\n### Join the conversation in out [telegram chat](https://t.me/joinchat/EpW4zhDSJ9mG8yZvHmsOnA).",
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