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      "body": "Hello, my name is shalonda and i have just purchased a portfolio. Although i have been collecting for years startjng my on collection agency is way different. Please can uou look at the mask file i purchase and give me your take. I have paid quite a bit for the file. I recently tried to go back and look up the company but all information has been taking down. Please help ir point me in tge right direction. Thank you",
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      "body": "Hello my name is Shalonda, Im a new start up agency that purchased a new portfoilio paid quite a bit for it. Will you be willing to look at the mask file for me. I just dont know what to do or to turn. I feel all alone in this process although i h.g ave been a collector for 20 years starting a collection agency is way different.  I would appreciate your help. Thank you",
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      "title": "How to become a debt buyer - A Beginner's Guide",
      "body": "@@ -254,50 +254,14 @@\n .io/\n-d/How-to-become-a-debt-buyer_drhth-DacER/H\n+@bob/h\n ow-t\n@@ -285,21 +285,8 @@\n uyer\n-_su7DT#_luk6b\n )%0A%0AM\n",
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      "title": "How to become a debt buyer - A Beginner's Guide",
      "body": "@@ -120,16 +120,229 @@\n 6.jpg)%0A%0A\n+This article was written in 2016 and is outdated. Check out the updated version here:%0A%5BNew Version - 2020 Update%5D(https://coda.io/d/How-to-become-a-debt-buyer_drhth-DacER/How-to-become-a-debt-buyer_su7DT#_luk6b)%0A%0A\n My name \n",
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      "body": "Congratulations @b716green! You received a personal award!\n\n<table><tr><td>https://steemitimages.com/70x70/http://steemitboard.com/@b716green/birthday2.png</td><td>Happy Birthday! - You are on the Steem blockchain for 2 years!</td></tr></table>\n\n<sub>_You can view [your badges on your Steem Board](https://steemitboard.com/@b716green) and compare to others on the [Steem Ranking](https://steemitboard.com/ranking/index.php?name=b716green)_</sub>\n\n\n###### [Vote for @Steemitboard as a witness](https://v2.steemconnect.com/sign/account-witness-vote?witness=steemitboard&approve=1) to get one more award and increased upvotes!",
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      "body": "Finding a legit credit repair company can be a difficult task these days, i came across creditmasterfix.com on a credit repair discussion forum and i gave them a try and surprisingly they upgraded my credit score to 800+ and wiped off all negative reports on my credit. They are absolute perfect fit for any credit repair issues you might be facing ([email protected])",
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      "permlink": "how-to-become-a-debt-buyer-a-beginner-s-guide",
      "title": "How to become a debt buyer - A Beginner's Guide",
      "body": "@@ -18735,90 +18735,255 @@\n **%0AI\n-f you're planning on buying debt, scroll\n+F YOU ARE PLANNING ON BUYING DEBT, SCROLL TO THE BOTTOM TO READ ABOUT HOT TO AVOID BEING TAKEN TAKEN ADVANTAGE OF OR RIPPED OFF (I get too many emails from people asking me\n  to \n-t\n he\n- bottom for additional information.\n+lp them re-sell bad debt they purchased, and I can't help with that.)\n %0A***\n@@ -20470,16 +20470,579 @@\n wners.%0A%0A\n+****%0AIf you are going to email me...%0A****%0A%0AYou can save us both a good amount of time by answering a few questions right away:%0A%0A1) Are you already in the industry or are you looking to get into it?%0A2) How much experience do you have or what had gotten you interested?%0A3) How far into the startup process are you?%0A4) What are you looking to accomplish? (Start agency, Grow Agency, Learn to Buy Debt, Other Similar Industry, etc)%0A5) Would you like an invite into a Slack group?%0A6) Any other information that will help me to help you%0A7) General contact information%0A%0A\n ****%0ABEF\n@@ -22892,27 +22892,278 @@\n e.%0A%0A\n-Best of luck everybody!\n+****%0AAnd then finally...%0A***%0AI am very busy. If I don't respond right away, keep in mind that I always respond, I may just need a day or 2. I will help direct you to some better resources. Be careful and don't get taken advantage of.%0A%0ABest of luck and success to all of you.\n",
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      "permlink": "how-to-become-a-debt-buyer-a-beginner-s-guide",
      "title": "How to become a debt buyer - A Beginner's Guide",
      "body": "@@ -18723,8 +18723,3468 @@\n t of it.\n+%0A%0A****%0AIf you're planning on buying debt, scroll to the bottom for additional information.%0A****%0A%0AEDIT:%0AFirst of all, thank you all so much for the support, I can not believe how much positive response this article has gotten from the community at large outside of Steemit. This article is a bit outdated and I plan on updating it soon.%0AAs of today 5/21/2019 - I have just bought out my partner and started a fresh agency from scratch out of pocket and I've been documenting the process. It has been a very busy time for me but I don't have the heart to turn anybody away if this industry interests you. Please try to understand that I'm getting 3-4 inquiries a week from people who want consulting for their startups. I'm flattered but I am in WAY over my head with a small handful of people who I'm consulting for as well as my agency which is very much still in the startup phase once again.%0A%0ATo save us all some time, I have put together a few groups on Slack, I have made some educational videos and I do a once weekly live stream to do a Q&A (it was getting too hard to answer the same questions over and over again). If you want a 1 on 1 phone call, I'm willing to do it if you're willing to let me record the call to use for a podcast so that others can learn from it (not monetized, just educational). Email me at [email protected] if you'd like to chat or get further information about the community I've put together or the educational resources I have. I'm well aware that the internet is severely lacking on good information for aspiring debt buyers and agency owners.%0A%0A****%0ABEFORE YOU BUY DEBT...%0A****%0AA few warnings I share with everybody. I think I can save a lot of time by getting this stuff out in the open. And if you are a debt broker, please don't get upset with me, just understand that I'm speaking in generalities...%0A%0AI can't tell you how many people reach out to me saying 'I bought a portfolio from %22Company A%22, %22Company B%22 or %22Company C%22, the information all seems to be fake, there seems to be no money in it! Can you help me sell it?'%0A%0ANo, I can not help you sell it. SOME (and I stress the work 'some') brokers will push bad files onto first time buyers. It happened to me many many years ago (multiple times if I'm being honest- it nearly bankrupt me at one point). Don't advertise online that you're looking to buy debt, don't advertise that you're inexperienced, don't ask questions that will show them how inexperienced you are and don't let someone push a file on you. There exist brokers who advertise that they sell debt online, and they make money from the $1,000-$3,000 portfolios that actual agencies won't buy. Unfortunately, this practice stops a lot of aspiring debt buyers from moving any further than the first purchase.%0A%0AFirst of all, take your time. Don't buy debt impulsively. I am always willing to look at a masked file and share my thoughts with you before you buy. I am not a broker but I have a trusted network and I may be able to help point you in a better direction than a random google search would if you're serious about buying debt.%0A%0AIf you're a collector interested in opening an agency, feel free to reach out. I have a very diverse community of people at all different stages in the startup process and I can introduce you to some great networking opportunities. Don't pay for consulting... you learn by doing, and there are plenty of people who will consult you for free.%0A%0ABest of luck everybody!\n",
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      "body": "I emailed you",
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      "body": "Hello, I apologize for not seeing this sooner. you can email me at [email protected] if you'd still like to discuss this.",
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      "title": "",
      "body": "It is actually illegal to collect from somebody who has filed Bankruptcy. If it's a business and they have filed chapter 11 bankruptcy, the assets are liquidated and distributed to the people they owe, unfortunately there is very little money to repay people when this happens and the priorities always go towards government entities and banks first.",
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      "title": "",
      "body": "Yes technically but I have my profile set to private and it's about a 2 years outdated. There is a 'soverign citizen' that keeps trying to sue me for things I haven't done. Just as an example, my agenecy/network has never called this man, yet he thinks that I'm made of money so he tries to sue me with false allegations. He represents himself because no attorney could ethically represent him and he has been costing me a fortune in legal fees for a while now. I need to permanently get this man off of my back before making any more of my information public. What this guy is doing should be illegal (and probably is) but he is so mad that I won't 'settle' for something that never happened that he is intentionally driving up my legal fees and severely damaging my business in the process..\n\nI will give you my email if you'd like to stay in touch. I also have a debt buyer/collections slack group that you are welcome to join if you'd like.",
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      "author": "b716green",
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      "title": "",
      "body": "I'm so sorry. I have not been on Steemit in a while. You can email me at [email protected] if you'd like to discuss it. I may not be back on Steemit for a while but I can talk about debt collections for hours.",
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      "body": "Hey Bob, great post!  I've been in the process of finding a good starter portfolio.  The accounts I've been looking into are older debts in that many are out of statute.  Just wondering if you have any experience in older consumer debt and how it might have turned out for you?  I worked many stages of collections and also quality assurance for a corporate retail card and am looking to start out on my own.",
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      "body": "Interesting post, thanks for sharing! I've been day trading for a couple of months now but have just recently started tracking my progress, which I'm going to be sharing here on Steemit on a weekly basis. \n\nI know the odds are against day traders, but I think that with well set rules, basic TA, and realistic expectations, you can do fairly well. And at the very least, you learned something along the way.\n\nIn my first week day trading on Binance, I'm up 50.85%. Hoping to keep the momentum going but we'll see how things go. It's a bit easier for me to day trade as I am able to do it while I work, but I realize this isn't possible for most people.\n\nAnyway, thanks for sharing your experience!",
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      "body": "Hey Bob,\n\nGreat post on debt buying!\n\nI'm a data scientist from Miami, and I've begun a pet project trying to help a friend's collections law firm score debt before purchase. I've trained a learning algorithm on the firm's historical recovery records, and the model isn't bad -- it's not a silver bullet -- but it's an improvement over their old methods for choosing which debts to buy.\n\nI'm hoping to gauge interest for a solution like this with debt buyers like yourself. Is it interesting? Is it a good fit for the market? Is there some other prediction / classification task that would be more compelling?\n\nWould you be interested in batting the idea around with me? You seem like a good resource for this kind of thing. \n\n\nThanks!\nJosh Malina\[email protected]",
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      "body": "Hi Bob.  Great content.   I have a collection agency in Massachusetts.  Need license and bond. I focus on judgments, but did buy 100k in April.  Paper not great but i an in the black and will 3-4x it.  love to hear some tips on finding better paper in future",
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