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      "author": "steemitboard",
      "permlink": "steemitboard-notify-akariko-20190625t193250000z",
      "title": "",
      "body": "Congratulations @akariko! You received a personal award!\n\n<table><tr><td>https://steemitimages.com/70x70/http://steemitboard.com/@akariko/birthday2.png</td><td>Happy Birthday! - You are on the Steem blockchain for 2 years!</td></tr></table>\n\n<sub>_You can view [your badges on your Steem Board](https://steemitboard.com/@akariko) and compare to others on the [Steem Ranking](https://steemitboard.com/ranking/index.php?name=akariko)_</sub>\n\n\n**Do not miss the last post from @steemitboard:**\n<table><tr><td><a href=\"https://steemit.com/steemitboard/@steemitboard/the-steem-community-has-lost-an-epic-member-farewell-woflhart\"><img src=\"https://steemitimages.com/64x128/https://cdn.steemitimages.com/DQmQWnM36SWCPGn98nY83M1ArgweMz5fnovQEp2E4FiDdug/Wolfhart_header.png\"></a></td><td><a href=\"https://steemit.com/steemitboard/@steemitboard/the-steem-community-has-lost-an-epic-member-farewell-woflhart\">The Steem community has lost an epic member! Farewell @woflhart!</a></td></tr></table>\n\n###### [Vote for @Steemitboard as a witness](https://v2.steemconnect.com/sign/account-witness-vote?witness=steemitboard&approve=1) to get one more award and increased upvotes!",
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      "memo": "Hi, it looks like you're not voting for any witnesses. Witnesses help secure the Steem network. You should vote for some, at https://steemit.com/~witnesses, or by pressing 'Vote for witnesses' in the Steemit sidebar (top right corner). I'm a bot."
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      "body": "Congratulations @akariko! You have received a personal award!\n\n[![](https://steemitimages.com/70x70/http://steemitboard.com/@akariko/birthday1.png)](http://steemitboard.com/@akariko)  1 Year on Steemit\n<sub>_Click on the badge to view your Board of Honor._</sub>\n\n\n**Do not miss the [last post](https://steemit.com/steemitboard/@steemitboard/steemitboard-world-cup-contest-iceland-vs-croatia) from @steemitboard!**\n\n---\n**Participate in the [SteemitBoard World Cup Contest](https://steemit.com/steemitboard/@steemitboard/steemitboard-world-cup-contest-collect-badges-and-win-free-sbd)!**\nCollect World Cup badges and win free SBD\nSupport the Gold Sponsors of the contest: [@good-karma](https://v2.steemconnect.com/sign/account-witness-vote?witness=good-karma&approve=1) and [@lukestokes](https://v2.steemconnect.com/sign/account-witness-vote?witness=lukestokes.mhth&approve=1)\n\n---\n\n> Do you like [SteemitBoard's project](https://steemit.com/@steemitboard)? Then **[Vote for its witness](https://v2.steemconnect.com/sign/account-witness-vote?witness=steemitboard&approve=1)** and **get one more award**!",
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      "parent_author": "akariko",
      "parent_permlink": "re-ethminer45-the-ico-i-m-throwing-all-my-money-into-20171217t092231228z",
      "author": "chefcryptoshark",
      "permlink": "re-akariko-20171219t233636402z",
      "title": "",
      "body": "Yeah, so I am going to have to agree with @akariko. The utility of the platform is there, sure, but the need for a token is not. \n\nIt would be better served being a platform that accepts a multitude of crypto rather than creating its own IMO.",
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    {
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      "author": "kryptonaut",
      "permlink": "re-akariko-re-ethminer45-the-ico-i-m-throwing-all-my-money-into-20171218t115033028z",
      "title": "",
      "body": "I'm curious to know why you think paying rent with crypto is such a \"garbage\" idea.  You wouldn't use the service?",
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{
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      "parent_author": "akariko",
      "parent_permlink": "re-ethminer45-the-ico-i-m-throwing-all-my-money-into-20171217t092231228z",
      "author": "ethminer45",
      "permlink": "re-akariko-re-ethminer45-the-ico-i-m-throwing-all-my-money-into-20171217t100144726z",
      "title": "",
      "body": "\"So what we have here is a company that already exists - but doesn't do well enough therefore they have an ICO, mind you otherwise they wouldn't have had a need for an ICO\"\n\nSeems like you need to do some research before you start spewing garbage, did you even try going on their main site and seeing the listings on there? They were already well funded and raised more than enough money. They have rental properties on all of the mayor cities of the US and other countries. They also have a working payment system for automatic payment of rent and deposits for the time you rent. The reason for the ICO is clear - To make it feasible for people to pay for rent with concurrency, which is currently not possible. \n\nWhy do you think people started complaining about their rental bidding system? Because people were actually USING THEIR SYSTEM to bid against each other to get rental properties...That's why they've been on the news. If you're not informed about the topic you're talking about, then go read some more information or before you start spreading misinformation because otherwise you look extremely stupid.\n\n\"to afterward release a useless token. I say useless because the token does not greatly or inherently change their business, now rent can be paid in crypto instead of fiat... So that is the great idea here? \"\n\nA token that allows you to pay for rent using cryptocurrency is not \"useless\". The idea is just that, paying rent with crypto. Right now crypto is not a very liquid asset, and it's extremely hard to liquidate it so you can spend it in the real world, the more things you can spend your crypto in the better. The demand for it is there and is not currently being met with any supply, the demand will also grow as crypto gets more widespread adoption. Is that so hard to understand? There is a demand for a service that nobody else is currently offering, so you go and offer it...\n\n\"So that is the great idea here? People can pay rent in crypto now? I'm sorry bud, but this is one of those many many many absolutely useless projects.\"\n\nThat's the same thing blockbuster said to netflix, and look where that got them. Your opinion is useless though, what really matters here is what people actually want, and if there is demand in the market for such a tecnology or not. You're not going to be the one investing time or money into the development of the technology so I don't think anybody will really care about what you have to say.\n\n\"Sure it might do well on apthe exchange, mooncoin and potcoin have a marketcap too.\"\n\nYou're comparing coins that have little to no difference from the core bitcoin code and can only be used for transactions, to a coin that would be linked to an existing platform that would allow you to rent apartments anywhere around the world. \n\n\"But from a business perspective, I wouldn't even throw it in the garbage bin afraid it would infect the other garbage \"\n\nFrom a business perspective? I don't think anybody will be taking business or financial advice from someone who doesn't even know how basic supply and demand works. Just go put your money on a shitty 401k and earn your 5% a year, which is what? 3% after adjusting for inflation?",
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      "parent_author": "ethminer45",
      "parent_permlink": "the-ico-i-m-throwing-all-my-money-into",
      "author": "akariko",
      "permlink": "re-ethminer45-the-ico-i-m-throwing-all-my-money-into-20171217t092231228z",
      "title": "",
      "body": "So what we have here is a company that already exists - but doesn't do well enough therefore they have an ICO, mind you otherwise they wouldn't have had a need for an ICO - to afterward release a useless token. I say useless because the token does not greatly or inherently change their business, now rent can be paid in crypto instead of fiat... So that is the great idea here? People can pay rent in crypto now? I'm sorry bud, but this is one of those many many many absolutely useless projects. Sure it might do well on apthe exchange, mooncoin and potcoin have a marketcap too. But from a business perspective, I wouldn't even throw it in the garbage bin afraid it would infect the other garbage 😉",
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      "parent_author": "cryptomined",
      "parent_permlink": "the-best-three-upcoming-chinese-ico-to-invest-in-bodhi-atmatrix-red-pulse-qtum-ethereum-neo",
      "author": "akariko",
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      "title": "",
      "body": "Hej! Do you speak Chinese? \nI'd be very interested in knowing which sites to know of to be aware of upcoming Chinese ICO's - and which sites I can use as a Westerner if I wish to partake in these ICO's (some require a Chinese phonenumber for example). A post explaining the above is much appreciated!",
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      "body": "This is the first insurance based coin I've seen. Any current or coming competition for this one?",
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      "body": "nice to see you appreciate my blog",
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      "title": "ICO review - InsureX",
      "body": "https://themerkle.com/wp-content/uploads/2017/06/insurex.png\n\nInsureX wishes to create a marketplace for insurance products. I know, I know, most of you hate to talk about insurance. It costs, which isn’t pleasant, and often deals with worst-case scenario’s like Batman mistaking you for The Penguin in a dark alley (I guess taking a cane to look distinguished at prom night wasn’t such a good idea). But this article won’t be a bore, I promise.\n\nWhat makes InsureX interesting? For starters, the market they are targeting is huge; what you put in yearly is just a dime in this ocean of wealth (but that doesn’t mean you’re not allowed to complain).\n\n<p><center>http://danceofbusiness.com/drivingir/wp-content/uploads/2011/04/boy-beach-bucket.jpg</center></p>\n\n<center>*Paying for your insurance doesn’t quite feel like this, but you catch my drift.*</center>\n\n\n\nThe problem is, insurance is often offered through third parties, which adds costs (your pocket); time (your pocket) and complexity (a headache & your pocket).\n\nMoreover, insurance processes that manage risk, premiums and claims typically involve a significant exchange of data from multiple parties. To think of how your insurance now has to reach out to Batman’s, who pays a hefty premium due to his line of work, contact your hospital and possibly shrink (fear of bats, wombats and batteries?) for any physical and mental damages suffered, all the while protecting Batman’s privacy as vigilante, and so much more than I can think of as I’m not that familiar with insurance except for paying monthly fees that I’d rather invest in Bitcoin.\n\n<center>**Enter the blockchain.**</center>\n\nhttp://www.blockchaintechnologies.com/img/blockchain-ledger.jpg\n<center>*Whatever we're looking at, I'm sure it's cool and sophisticated*</center>\n\nThe InsureX insurance marketplace will offer highly efficient, secure and consistent transactions with easy access to historical data and market insight (seems Batman has mistaken more people for The Penguin and might just need glasses! Now do we increase the premiums for vigilantes, people wearing tuxedos or both?).\n\nThis marketplace is primarily for institutions such as insurers, reinsurers and brokers, which will streamline the processes between buyers and sellers of insurance products. Not only does it provide a place to find and trade insurance, but a platform to manage the downstream processes related to programs, policies, premiums and claims.\n\nNow the InsureX whitepaper mentions a lot of things which might increase your heartbeat if you’re in the insurance business, such as targeting specific audiences, transparency, how the blockchain removes the need for third party verification, real-time data transfers, portfolio management, big data visualization & market insights, removing commissions and third party costs… But if you’re an insurer instead of an investor I welcome you to read their [whitepaper](https://www.insurex.co/wp-content/uploads/2017/05/insurex_whitepaper.pdf). For the investor, I think it’s safe to say, we know what the blockchain can do for privacy, transparency and swift data management; making the blockchain an inevitable feature in the future of insurance.\n\nhttps://ak9.picdn.net/shutterstock/videos/9334763/thumb/1.jpg?i10c=img.resize\n\nSo skipping these specifics, why is InsureX an interesting ICO? InsureX charges a commission on transactions being executed on the marketplace and an annual subscription.\n\nThis means, even if they obtain a minor share in this multi-trillion dollar market, it’s still a big deal… And blockchain technology makes InsureX highly competitive in this market, offering a real possibility of growing beyond a ‘minor share’.\n\nFurthermore, InsureX doesn’t want to stop here. It wishes to grow by offering features such as 1) independent risk and valuation services 2) direct consumer products and 3) an automated brokering service, further increasing their market value.\n\nNow if we acknowledge the scope of this market and the inevitability of mass blockchain adoption we’re down to the X factor of InsureX, a make it or break it ingredient, its team composition.\n\n<p><center>http://www.payton-consulting.com/wp-content/uploads/2014/06/shutterstock_80955316-e1421444157520.jpg</center></p>\n\nA lot of blockchain startups of late are juveniles claiming to revolutionize Mars-missions and democratize time-travel — and all from their basement mind you— but here that’s not the case. InsureX has a team of full-on experts from diverse fields, with solid education and decades of experience. Moreover, they’ve also proven to be successful in setting up and managing large businesses (read page 12 and 13 in the [whitepaper](https://www.insurex.co/wp-content/uploads/2017/05/insurex_whitepaper.pdf) or their [website](https://www.insurex.co)). \n\nPutting it all together I am very optimistic about the future of InsureX. They are one of the first to ride the inevitable blockchain wave and do so with professionalism and experience.\n\nIf you wish to invest or do further research read the details below. But at the very least I hope you’ve learned not to mix dark alleys and tuxedos, as well as not to invest in a time-travel crowdsale (they won’t be able to go back in time and return your money for you, I’m sure).\n\n**ICO starts**: 11th July\n**ICO ends**: 31th July\n**Token price**: 1 ETH = 1,125 IXT — bonuses available for early investors.\n**Crowdsale pool**: 100,000,000 IXT — any unsold tokens will be burned.\n**Reserve**: 30,000,000 IXT\n**Maximum goal**: 83,778 ETH\n**Minimum goal**: 1,634 ETH\n<center>\n[website](https://www.insurex.co)\n[whitepaper](https://www.insurex.co/wp-content/uploads/2017/05/insurex_whitepaper.pdf)\n[slack](https://insurex-community.slack.com/join/shared_invite/MjA3ODkxNDYxMzM0LTE0OTkwNzYzOTMtMDU1NGE2MzNjMw)\n[bitcointalk](https://bitcointalk.org/index.php?topic=1963974.0)\n[facebook](https://www.facebook.com/InsureX-1467549329975479)\n[twitter](https://twitter.com/insurextech)</center>\n\n\n*The above visuals are borrowed — https://bitcointalk.org/index.php?action=profile;u=338284*",
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  "trx_id": "473644419cd80a8e961c56774f6e89378e94e060",
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  "timestamp": "2017-07-08T16:54:18",
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      "parent_permlink": "introduceyourself",
      "author": "akariko",
      "permlink": "insurex-ico-review-batman-guest-appearance",
      "title": "InsureX Review",
      "body": "https://themerkle.com/wp-content/uploads/2017/06/insurex.png\n\nInsureX wishes to create a marketplace for insurance products. I know, I know, most of you hate to talk about insurance. It costs, which isn’t pleasant, and often deals with worst-case scenario’s like Batman mistaking you for The Penguin in a dark alley (I guess taking a cane to look distinguished at prom night wasn’t such a good idea). But this article won’t be a bore, I promise.\n\nWhat makes InsureX interesting? For starters, the market they are targeting is huge; what you put in yearly is just a dime in this ocean of wealth (but that doesn’t mean you’re not allowed to complain).\n\n<p><center>http://danceofbusiness.com/drivingir/wp-content/uploads/2011/04/boy-beach-bucket.jpg</center></p>\n\n<center>*Paying for your insurance doesn’t quite feel like this, but you catch my drift.*</center>\n\n\n\nThe problem is, insurance is often offered through third parties, which adds costs (your pocket); time (your pocket) and complexity (a headache & your pocket).\n\nMoreover, insurance processes that manage risk, premiums and claims typically involve a significant exchange of data from multiple parties. To think of how your insurance now has to reach out to Batman’s, who pays a hefty premium due to his line of work, contact your hospital and possibly shrink (fear of bats, wombats and batteries?) for any physical and mental damages suffered, all the while protecting Batman’s privacy as vigilante, and so much more than I can think of as I’m not that familiar with insurance except for paying monthly fees that I’d rather invest in Bitcoin.\n\n<center>**Enter the blockchain.**</center>\n\nhttp://www.blockchaintechnologies.com/img/blockchain-ledger.jpg\n<center>*Whatever we're looking at, I'm sure it's cool and sophisticated*</center>\n\nThe InsureX insurance marketplace will offer highly efficient, secure and consistent transactions with easy access to historical data and market insight (seems Batman has mistaken more people for The Penguin and might just need glasses! Now do we increase the premiums for vigilantes, people wearing tuxedos or both?).\n\nThis marketplace is primarily for institutions such as insurers, reinsurers and brokers, which will streamline the processes between buyers and sellers of insurance products. Not only does it provide a place to find and trade insurance, but a platform to manage the downstream processes related to programs, policies, premiums and claims.\n\nNow the InsureX whitepaper mentions a lot of things which might increase your heartbeat if you’re in the insurance business, such as targeting specific audiences, transparency, how the blockchain removes the need for third party verification, real-time data transfers, portfolio management, big data visualization & market insights, removing commissions and third party costs… But if you’re an insurer instead of an investor I welcome you to read their [whitepaper](https://www.insurex.co/wp-content/uploads/2017/05/insurex_whitepaper.pdf). For the investor, I think it’s safe to say, we know what the blockchain can do for privacy, transparency and swift data management; making the blockchain an inevitable feature in the future of insurance.\n\nhttps://ak9.picdn.net/shutterstock/videos/9334763/thumb/1.jpg?i10c=img.resize\n\nSo skipping these specifics, why is InsureX an interesting ICO? InsureX charges a commission on transactions being executed on the marketplace and an annual subscription.\n\nThis means, even if they obtain a minor share in this multi-trillion dollar market, it’s still a big deal… And blockchain technology makes InsureX highly competitive in this market, offering a real possibility of growing beyond a ‘minor share’.\n\nFurthermore, InsureX doesn’t want to stop here. It wishes to grow by offering features such as 1) independent risk and valuation services 2) direct consumer products and 3) an automated brokering service, further increasing their market value.\n\nNow if we acknowledge the scope of this market and the inevitability of mass blockchain adoption we’re down to the X factor of InsureX, a make it or break it ingredient, its team composition.\n\n<p><center>http://www.payton-consulting.com/wp-content/uploads/2014/06/shutterstock_80955316-e1421444157520.jpg</center></p>\n\nA lot of blockchain startups of late are juveniles claiming to revolutionize Mars-missions and democratize time-travel — and all from their basement mind you— but here that’s not the case. InsureX has a team of full-on experts from diverse fields, with solid education and decades of experience. Moreover, they’ve also proven to be successful in setting up and managing large businesses (read page 12 and 13 in the [whitepaper](https://www.insurex.co/wp-content/uploads/2017/05/insurex_whitepaper.pdf) or their [website](https://www.insurex.co)). \n\nPutting it all together I am very optimistic about the future of InsureX. They are one of the first to ride the inevitable blockchain wave and do so with professionalism and experience.\n\nIf you wish to invest or do further research read the details below. But at the very least I hope you’ve learned not to mix dark alleys and tuxedos, as well as not to invest in a time-travel crowdsale (they won’t be able to go back in time and return your money for you, I’m sure).\n\n**ICO starts**: 11th July\n**ICO ends**: 31th July\n**Token price**: 1 ETH = 1,125 IXT — bonuses available for early investors.\n**Crowdsale pool**: 100,000,000 IXT — any unsold tokens will be burned.\n**Reserve**: 30,000,000 IXT\n**Maximum goal**: 83,778 ETH\n**Minimum goal**: 1,634 ETH\n<center>\n[website](https://www.insurex.co)\n[whitepaper](https://www.insurex.co/wp-content/uploads/2017/05/insurex_whitepaper.pdf)\n[slack](https://insurex-community.slack.com/join/shared_invite/MjA3ODkxNDYxMzM0LTE0OTkwNzYzOTMtMDU1NGE2MzNjMw)\n[bitcointalk](https://bitcointalk.org/index.php?topic=1963974.0)\n[facebook](https://www.facebook.com/InsureX-1467549329975479)\n[twitter](https://twitter.com/insurextech)</center>\n\n\n*The above visuals are borrowed — https://bitcointalk.org/index.php?action=profile;u=338284*",
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      "parent_permlink": "introduceyourself",
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      "title": "InsureX - ICO review (Batman guest appearance)",
      "body": "@@ -5758,53 +5758,53 @@\n te/M\n-Tk0NzI3Mzc3MTIzLTE0OTY5MzQ4MTctZGFkYTkyZWQzMQ\n+jA3ODkxNDYxMzM0LTE0OTkwNzYzOTMtMDU1NGE2MzNjMw\n )%0A%5Bb\n",
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      "author": "digitalplayer",
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      "body": "Welcome and Thank You for being with us!! Following your Blog now",
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      "title": "",
      "body": "https://qoinpro.com/c4b2f6d48890c875a9ad6907a6400434\n가입하고 비트 라이트 대쉬 코인 무료 되세요.",
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      "permlink": "re-shifty0g-re-akariko-insurex-ico-review-batman-guest-appearance-20170708t103140079z",
      "title": "",
      "body": "I agree! I'm sure they will be successful eventually because of their solid team composition.",
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      "permlink": "re-akariko-insurex-ico-review-batman-guest-appearance-20170708t095625447z",
      "title": "",
      "body": "Another interesting ICO🐱‍💻🐱‍💻🐱‍💻",
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      "body": "Sure, if you're into crypto I'm happy to befriend :)",
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      "body": "Cryptopay - ORDER BITCOIN DEBIT CARD and Wallet with advantages 😃 NFC 2.5 $ iphone https://steemit.com/card/@happycoin/cryptopay-order-bitcoin-debit-card-and-wallet-with-advantages without spaces 😎\nhttps://steemitimages.com/0x0/https://steemitimages.com/0x0/https://steemitimages.com/0x0/https://gifyu.com/images/CryptoPay_en_600x2001.gif",
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  "virtual_op": 0,
  "timestamp": "2017-07-08T08:57:06",
  "op": [
    "comment",
    {
      "parent_author": "",
      "parent_permlink": "introduceyourself",
      "author": "akariko",
      "permlink": "insurex-ico-review-batman-guest-appearance",
      "title": "InsureX - ICO review (Batman guest appearance)",
      "body": "@@ -2904,16 +2904,17 @@\n d their \n+%5B\n whitepap\n@@ -2915,16 +2915,91 @@\n itepaper\n+%5D(https://www.insurex.co/wp-content/uploads/2017/05/insurex_whitepaper.pdf)\n . For th\n@@ -5276,24 +5276,16 @@\n  sure).%0A\n-%3Ccenter%3E\n %0A**ICO s\n@@ -5559,25 +5559,16 @@\n ,634 ETH\n-%3C/center%3E\n %0A%0A%3Ccente\n",
      "json_metadata": "{\"tags\":[\"introduceyourself\",\"insurex\",\"ico\",\"altcoin\",\"cryptocurrency\"],\"image\":[\"https://themerkle.com/wp-content/uploads/2017/06/insurex.png\",\"http://danceofbusiness.com/drivingir/wp-content/uploads/2011/04/boy-beach-bucket.jpg\",\"http://www.blockchaintechnologies.com/img/blockchain-ledger.jpg\",\"https://ak9.picdn.net/shutterstock/videos/9334763/thumb/1.jpg?i10c=img.resize\",\"http://www.payton-consulting.com/wp-content/uploads/2014/06/shutterstock_80955316-e1421444157520.jpg\"],\"links\":[\"https://www.insurex.co/wp-content/uploads/2017/05/insurex_whitepaper.pdf\",\"https://www.insurex.co\",\"https://insurex-community.slack.com/join/shared_invite/MTk0NzI3Mzc3MTIzLTE0OTY5MzQ4MTctZGFkYTkyZWQzMQ\",\"https://bitcointalk.org/index.php?topic=1963974.0\",\"https://www.facebook.com/InsureX-1467549329975479\",\"https://twitter.com/insurextech\",\"https://bitcointalk.org/index.php?action=profile;u=338284\"],\"app\":\"steemit/0.1\",\"format\":\"markdown\"}"
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{
  "trx_id": "b0f2a0e44bd1fe75d04a3150a924d136c37a7f30",
  "block": 13498811,
  "trx_in_block": 3,
  "op_in_trx": 0,
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  "timestamp": "2017-07-08T08:53:39",
  "op": [
    "comment",
    {
      "parent_author": "akariko",
      "parent_permlink": "insurex-ico-review-batman-guest-appearance",
      "author": "mekong",
      "permlink": "re-insurex-ico-review-batman-guest-appearance-20170708t085337929z",
      "title": "",
      "body": "Welcome to the Steemit Community, @Akariko:) Wish you much luck!  Cheers! Follow me .",
      "json_metadata": "{}"
    }
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}

{
  "trx_id": "01de68dc725534e202f5961233f1c10447597d5c",
  "block": 13498808,
  "trx_in_block": 8,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2017-07-08T08:53:30",
  "op": [
    "comment",
    {
      "parent_author": "",
      "parent_permlink": "introduceyourself",
      "author": "akariko",
      "permlink": "insurex-ico-review-batman-guest-appearance",
      "title": "InsureX - ICO review (Batman guest appearance)",
      "body": "https://themerkle.com/wp-content/uploads/2017/06/insurex.png\n\nInsureX wishes to create a marketplace for insurance products. I know, I know, most of you hate to talk about insurance. It costs, which isn’t pleasant, and often deals with worst-case scenario’s like Batman mistaking you for The Penguin in a dark alley (I guess taking a cane to look distinguished at prom night wasn’t such a good idea). But this article won’t be a bore, I promise.\n\nWhat makes InsureX interesting? For starters, the market they are targeting is huge; what you put in yearly is just a dime in this ocean of wealth (but that doesn’t mean you’re not allowed to complain).\n\n<p><center>http://danceofbusiness.com/drivingir/wp-content/uploads/2011/04/boy-beach-bucket.jpg</center></p>\n\n<center>*Paying for your insurance doesn’t quite feel like this, but you catch my drift.*</center>\n\n\n\nThe problem is, insurance is often offered through third parties, which adds costs (your pocket); time (your pocket) and complexity (a headache & your pocket).\n\nMoreover, insurance processes that manage risk, premiums and claims typically involve a significant exchange of data from multiple parties. To think of how your insurance now has to reach out to Batman’s, who pays a hefty premium due to his line of work, contact your hospital and possibly shrink (fear of bats, wombats and batteries?) for any physical and mental damages suffered, all the while protecting Batman’s privacy as vigilante, and so much more than I can think of as I’m not that familiar with insurance except for paying monthly fees that I’d rather invest in Bitcoin.\n\n<center>**Enter the blockchain.**</center>\n\nhttp://www.blockchaintechnologies.com/img/blockchain-ledger.jpg\n<center>*Whatever we're looking at, I'm sure it's cool and sophisticated*</center>\n\nThe InsureX insurance marketplace will offer highly efficient, secure and consistent transactions with easy access to historical data and market insight (seems Batman has mistaken more people for The Penguin and might just need glasses! Now do we increase the premiums for vigilantes, people wearing tuxedos or both?).\n\nThis marketplace is primarily for institutions such as insurers, reinsurers and brokers, which will streamline the processes between buyers and sellers of insurance products. Not only does it provide a place to find and trade insurance, but a platform to manage the downstream processes related to programs, policies, premiums and claims.\n\nNow the InsureX whitepaper mentions a lot of things which might increase your heartbeat if you’re in the insurance business, such as targeting specific audiences, transparency, how the blockchain removes the need for third party verification, real-time data transfers, portfolio management, big data visualization & market insights, removing commissions and third party costs… But if you’re an insurer instead of an investor I welcome you to read their whitepaper. For the investor, I think it’s safe to say, we know what the blockchain can do for privacy, transparency and swift data management; making the blockchain an inevitable feature in the future of insurance.\n\nhttps://ak9.picdn.net/shutterstock/videos/9334763/thumb/1.jpg?i10c=img.resize\n\nSo skipping these specifics, why is InsureX an interesting ICO? InsureX charges a commission on transactions being executed on the marketplace and an annual subscription.\n\nThis means, even if they obtain a minor share in this multi-trillion dollar market, it’s still a big deal… And blockchain technology makes InsureX highly competitive in this market, offering a real possibility of growing beyond a ‘minor share’.\n\nFurthermore, InsureX doesn’t want to stop here. It wishes to grow by offering features such as 1) independent risk and valuation services 2) direct consumer products and 3) an automated brokering service, further increasing their market value.\n\nNow if we acknowledge the scope of this market and the inevitability of mass blockchain adoption we’re down to the X factor of InsureX, a make it or break it ingredient, its team composition.\n\n<p><center>http://www.payton-consulting.com/wp-content/uploads/2014/06/shutterstock_80955316-e1421444157520.jpg</center></p>\n\nA lot of blockchain startups of late are juveniles claiming to revolutionize Mars-missions and democratize time-travel — and all from their basement mind you— but here that’s not the case. InsureX has a team of full-on experts from diverse fields, with solid education and decades of experience. Moreover, they’ve also proven to be successful in setting up and managing large businesses (read page 12 and 13 in the [whitepaper](https://www.insurex.co/wp-content/uploads/2017/05/insurex_whitepaper.pdf) or their [website](https://www.insurex.co)). \n\nPutting it all together I am very optimistic about the future of InsureX. They are one of the first to ride the inevitable blockchain wave and do so with professionalism and experience.\n\nIf you wish to invest or do further research read the details below. But at the very least I hope you’ve learned not to mix dark alleys and tuxedos, as well as not to invest in a time-travel crowdsale (they won’t be able to go back in time and return your money for you, I’m sure).\n<center>\n**ICO starts**: 11th July\n**ICO ends**: 31th July\n**Token price**: 1 ETH = 1,125 IXT — bonuses available for early investors.\n**Crowdsale pool**: 100,000,000 IXT — any unsold tokens will be burned.\n**Reserve**: 30,000,000 IXT\n**Maximum goal**: 83,778 ETH\n**Minimum goal**: 1,634 ETH</center>\n\n<center>\n[website](https://www.insurex.co)\n[whitepaper](https://www.insurex.co/wp-content/uploads/2017/05/insurex_whitepaper.pdf)\n[slack](https://insurex-community.slack.com/join/shared_invite/MTk0NzI3Mzc3MTIzLTE0OTY5MzQ4MTctZGFkYTkyZWQzMQ)\n[bitcointalk](https://bitcointalk.org/index.php?topic=1963974.0)\n[facebook](https://www.facebook.com/InsureX-1467549329975479)\n[twitter](https://twitter.com/insurextech)</center>\n\n*The above visuals are borrowed — https://bitcointalk.org/index.php?action=profile;u=338284*",
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