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      "body": "Paying with credit card terminal\n\nAfter financial access, what comes next?\n\nIn 2011, 43 percent of the world’s adults lacked access to formal financial services, according to the Global Findex report. By 2017, that number reduced to 31 percent. If current projections remain consistent, we should be celebrating universal financial access by 2025.\n\nWhile this is encouraging and worth celebrating, another problem has surfaced — a surge in dormant bank accounts. That is, people are opening bank accounts but they are not using them. CEO, Consultative Group to Assist the Poor (CGAP), Greta Bull estimates that about 49 percent of all bank accounts are inactive. That is incredibly high.\n\nTo begin to reap the dividends of financial inclusion, those with financial access have to utilise these facilities often. Financial access can only lead to improved financial health when consumers use the tools, services, and facilities provided by formal financial institutions to plan and manage their financial lives.\n\nThus, it is a priority for us in the financial inclusion community to stimulate the usage of formal financial services and give consumers reasons to keep utilising them.\n\nResearch has revealed that there are issues affecting the continual usage of financial accounts. In this article, we discuss one of those issues.\n\n[In]appropriateness of financial products and services\nThe slow rate of adoption of formal financial services as well as the decline in financial inclusion in recent years has spurred discussions on the lack of appropriate products and services on offer by financial services providers.\n\nThis stems from the dearth of accurate insights into customers’ lifestyles, aspirations, and habits, thereby preventing providers from tailoring their products to meet these needs.\n\nThe Nigeria Customer Segmentation Framework (CSF), a new report launched by Lagos Business School’s Sustainable and Inclusive Digital Financial Services (SIDFS) in August 2018, tries to address this gap within the ecosystem. A major takeaway from the CSF report is that homogeneity does not exist within the Nigerian market.\n\nWith over 90 million (bankable) adults, the market is diverse enough to bring to the fore different customer segments and their peculiar features including their fears and aspirations, the communities in which they reside and earn their livelihood, their overall financial health as well as obstacles to financial access and usage.\n\nThe CSF report identifies six customer personas. While these six are in no way exhaustive, they serve as a catalyst for innovation and fresh paradigms in serving financial service customers. They are:\n\nVulnerable Believers\nThis category includes lower-middle-class to poor Nigerians who are religious, predominantly rural, and with limited education. They use financial services infrequently and struggle to pay their bills. They have the lowest aspirations for the future.\n\nResilient Savers\nThese are primarily men, across all socio-economic groups, who are responsible for household financial decisions. Frequent savers through friends, family, and groups; they use their savings to manage emergencies.\n\nDependent Individualists\nThey are mostly female, belong to the lower-middle-class and with the second lowest level of education of all segments. The least impulsive segment, they rely on others to make financial decisions and for support during emergencies, yet have lower than average trust in banks and social networks.\n\nDigital Youth\nThese are young, well educated, urban, and frequent users of digital technology. They are the wealthiest segment but have high-income volatility. They are most likely to perceive their community as unequal and believe they can trust their community but not rely on the community to invest in their business.\n\nConfident Optimists\nThese individuals belong to the middle to upper class. They are young, well educated, and urban, with high self-esteem and a positive view of the past and future. They are the most deliberate and open segment, with strong trust and belief in their community, and the largest users of mobile money.\n\nSkeptical Cultivators\nThey are lower-middle-class, rural, and older than average. They distrust banks and their broader community and are most likely to trust only those they have had a long relationship with. They have the lowest self-esteem and they struggle with planning but excel at savings.\n\nThe CSF report explores each persona in more detail, with eye-opening statistics and narratives explaining each segment’s habits, aspirations and pain points.\n\nAs a framework, the CSF will enable providers to develop and deploy more market-centric products and services. This involves not only designing “bullseye” products, but providers will be able to explore alternate on-boarding and delivery mechanisms for their services.\n\nThis deeper knowledge will also enhance above-the-line (ATL) and below-the-line (BTL) marketing and communications efforts, reducing the possibility that such messaging “misses the mark”. More so, these detailed insights can enhance development actors and policymakers in their selection of beneficiaries for programme interventions and decision making.",
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      "body": "The greatest minds are capable of the greatest vices as well as of the greatest virtues. Rene Descartes.\n\nA family of five perishes in one night because their old generator caught fire at midnight and before neighbours could offer any help, the soot suffocates them. A professor of engineering dies in a general hospital due to poisoned intravenous injection he received. Famine is ravaging several villages because the indigenes can no longer engage in productive farming. The villages are now the den of robbers, kidnappers, killer herdsmen and marauders. The road network linking several villages, towns and communities have degenerated and disintegrated. Some of the roads that were repaired are also quickly being eroded systematically.\n\nNo doubt, the situation in the various levels of our societal life may not always be as sordid as earlier portrayed but in some occasions it is or even worse. Our society has reached a negative tipping point. We are on the edge of the cliff and if both the citizens and the government take no systematic and determined positive steps, the result will be an imminent and inimical descent into catastrophe.\n\nFrom the forgoing, we notice that all the events relate to lack or abuse of public utilities. The provision and maintenance of these basic human services namely, road, health, security, and power are the primary responsibilities of the three arms of government. The case of total lack, provision of poor quality and abuse are eloquent proofs of the quality and health of the psyche of the government and the governed. Nobody can produce any results beyond the state of his or her mind. An unhealthy mind will make unhealthy decisions as well as carry out unwholesome actions. The converse is true too.\n\nLet me quickly note that the degradation, degeneration and decadence, which characterise our public utilities today, are the product of an evil connivance and conspiracy between the citizens and the government. In the words of the irrepressible Professor Wole Soyinka, the Man dies who keeps quiet in the face of oppression.\n\nFor almost twenty years that Nigeria returned to democratic rule (1999-2018), we are yet to show any significant evidence of the dividends of development or improvement. We are like rats that missed their ways in the maze, like charmed monkeys that are doomed to serve the whims and caprices of a wicked witch doctor; like terrified and confused cows oppressed by bloody rustlers.\n\nThink of our national contradictions and complexities. A nation so blessed with great and diverse human resources but is short of good leadership, a nation of aggressive and intelligent citizens who normally acquiesce to the oppression of an inept leadership.\n\nA nation that has numerous profitable natural resources but more than three quarters of her populace belongs to the poorest of the poor. A nation that helps foreigners to develop but destroys some of her own citizens. A nation that imports what she has in abundance but exports what she lacks.\n\nThe electioneering season is here with us again. Who are the politicians seeking for our vote? What is the predominant mindset of these men and women? What are their goals and aspirations for the citizenry? What targets do they want to achieve if voted into power? What significant positive difference are they ready to make towards improving the lives of the ordinary Nigerians?\n\nOf course we all know that campaign promises, political jngoism and gyrations can’t be equated with practical action. The Nigeria electorate and populace are inundated with numerous proofs of the incongruent relationship between electioneering promises and practices. The Nigeria populace is tired of being pauperized by political puppets and pundits.\n\nIronic and capricious as it is, sometimes in Africa and particularly in our nation, we have political leaders who are neither mentally prepared nor qualified to perform their leadership roles. They are foisted on the populace by political god-fathers, malpractices, malfeasance or monetary manipulation. All these flow from a degenerative and dangerous mindset. Truly our works are reflections of our mindsets.\n\nJohn F. Kennedy the 35th president of America was credited to have made this crucial statement. “Ask not what your country can do for you, ask what you can do for your country.” This profound statement signifies a cluster of virtues like sacrifice, nationalism and patriotism, which contradict the predominant mindset and attitude of greed, avarice, nepotism and despotism that characterize the greater number of our politicians.\n\nSelfishness, egotism and self-exaltation are yet another set of despicable mindsets, which characterize many of our leaders. These terrible mindsets are manifest in the huge lucana, which exist between the socioeconomic lifestyles of most Nigerian leaders and the citizens. For many, the one week budget used to maintain a pet in their home is better and bigger than the one year earning of several Nigerian homes.\n\nThe society is replete with abuse of religious affiliations among our political and economic captains. We manipulate religion to our own advantage in order to gain favour while at the same time we sacrifice the lives of the common Nigerian. This is contrary to wisdom.\n\nConsistent with this, Shannon L. Alder said, “Before you call yourself a Christian, Buddhist or Muslim, Hindu or any other theology, learn to be human first.”\n\nConsequently, one asks, where is the proof of humanness among the rank and file of our leadership? Where is the place of service in our pursuit for leadership roles? Do people in Nigeria and Africa get into positions of influence for the purpose of helping or harming, lifting or limiting, improving or impoverishing the populace?\n\nDescartes rightly noted, the human mind possesses a limitless capacity to pursue great virtue or vice, nobility or ignobility. Nigeria deserves leaders in politics, commerce, religion and every sphere of life who will develop virtuous mindsets such as sacrifice, patience, justice, fair play, integrity, patriotism and the fear of God. In this forthcoming election, we have a great opportunity to demonstrate to ourselves and the world that we are truly free from bestial passions and vices. We need to recover from mental decadence and degeneration.\n\nThe great Zik of Africa once said that no condition is permanent. This is the appropriate time for Nigerian leaders and citizens to embrace this wise advice and decide to come out of the wood. Change begins with our taking quality decisions such as participating in the election, voting the right candidates, refusing to sell our votes, mobilizing others to vote candidates who have integrity, etc. The parties should insist on presenting candidates who are honest and humane, diligent and dedicated to development.\n\nThe ball is now in our courts. May we rise up to the occasion and conquer primordial primitive and pervasive mindsets. May we be inspired and instructed by nature, the success of others and a deep sense of humanness to become beacons of national transformation.",
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      "body": "**About NNU Income And How It Works**\n\nNNU Income Program is an initiative conjoined with Nigeria New Update platform, nnu.ng. A program with a mission of dealing with financial problems in Nigeria among the youths, students, middle class and whoever that wish to take advantage of earning opportunity and making money online legitimately as it creates the channel for participant to earn passive income on monthly basis.\n\nNNU Income is a two earning opportunity division\nNARS: NNU Ad Revenue Sharing - With NARS, participant earns residual income bonus by login in to their NNU account daily, reading news, comment, posting forum topics and even share assigned sponsored post on social media. We share our ads revenue with you monthly when you make NNU community your news and information household / info hub.\n\nNAP: NNU Affiliate Program - With NAP, you are automatically an affiliate when your account get approved after registration. As an affiliate, you earns huge commission of 62.5% per referral on anyone who join NNU income through your referral link and get approved. When you introduce your friends or anyone to participate in NNU Income earning opportunity, you earn instant 62.5% = N1,000 naira commission when anyone successfully register on NNU Income Program through your referral link and get approved. The more people you refer to join NNU Income opportunity, the more 62.5% commission earning. So, if you can refer at least 10 people to take advantages of NNU Income opportunity daily, you will be earning N10,000 Naira in a day.\n\nNOTE: You have the option to earn by taking part in NNU activities daily even when you can’t refer anyone (terms and condition applied).\n\nWho Can Participate and Why You Should Join N.I.P\nAnyone with daily expenses can take part in NNU Income Program. It is an equal opportunity open for Students, Fresh Graduates, Job Seekers, Bloggers, House wives or anyone who wish to earn money online. Take advantage of your Facebook friends, Twitter, WhatsApp, phone contacts, and stop wasting your precious time online.\n\nIf you are a student, getting started with NNU Income Program is a great decision as an affiliate because there are lot of students like you on campus who are in need of cash daily. Entry fee is very affordable for anyone. The economy has changed a lot over the past few months with the present government tenure.\n\nEmployers are hiring less full time employees and more part timers so they don’t have to pay benefits. Becoming an affiliate and getting involved with earning opportunities online is the best option for you. As an affiliate and online business owner, you can alleviate poverty, headache and uncertainty of working for someone else.\n\nKeep in mind though that you must have an entrepreneurial spirit and positive mindset. Affiliate and online business are not for everyone. But, if you like the idea of breaking away from financial bondage in this country, working and making money in the comfort of your home or wherever you are, owning your own business and growing your business at your own pace, then becoming NNU Affiliate is a good starting point and a great choice for you.\n\nHow Can I Earn And How Much Can I Earn On NNU Income Program?\nAs a participant, you have 5 options to earn more money to your bank account every month on NNU Income Program.\n\n1. NAP: As an affiliate, you earn 62.5% per each referral. When you introduce your friends to participate on NIP, you earn N1,000 Naira from their entry fee / product purchase and becoming part of NNU Community. In future when we will be having more valuable products, you will be earning more commission per sales.\n\nNARS: As a participant, we share ad revenue with you when you take part of NNU activities monthly.\n\n2. Active daily login: When you login to your account daily on NNU browsing and reading news, you earn N50 or more depending on daily revenue share.\n\n3. Reading post, Commenting and Contributing: When you browse and read latest post daily and contribute your view by comment, you earn from N2 and above on each post you commented depending on daily ad revenue.\n\n4. Posting Forum Topic: You earn N100 for posting relevant, interesting and well structure forum topic that get approved on the website.\n\n5. Sharing sponsored post on Facebook and Twitter: We assign a sponsored post to members in their dashboard to share on their Facebook timeline Twitter daily, you earn N100 Naira daily on assigned post you share as recommended.\n\nWe assign a particular post to members on daily basis which we only pay for. On pay day, your Facebook timeline will be reviewed to see if NNU assigned sponsored post is present on your timeline as recommended including other activity logs on your account, we then calculate your eligibility and pay you including other activities and affiliate earning with our monthly revenue share.\n\nEarning activities amount are not limited to the above mentioned, we do overall calculation monthly and share among all eligible active earners while we disburse payment on 27th - 30th or end of the month. So once you register and activate your account by purchasing NNU Income Pack, you will need to edit your profile and provide your bank account details while you start taking part in NNU activities. In conclusion, You could be making more than N10,000 Naira daily when you are serious in taking part in NNU activities.\n\nYour referral earning + Daily login earning + Commenting + sharing post on Facebook could earn you at least N50,000 Naira or more every month.\n\nHow Genuine And Who Is Behind This Project?\nNow you may ask, is this not another scam? NO. Not at all. NNU Income Program (NIP) is a financial solution not a quick rich scheme and it's a Double Your Hustle (DYH) idea created July, 2017 by a young Nigerian netpreneur Paul Samson under the auspices of G-Cyber Technologies. A professional web and ICT business registered under Corporate Affairs Commission (2453653).\n\nPaul Samson is an internet marketer, affiliate marketer, freelancer and a Blogger who has achieved a lot and already made a good living using internet daily by God’s Grace. We have done it before and we are still doing it up till date. We started from Coolnaira.com a referral network with over 70,000 active members and has paid out over 15 million Naira within 1 year+ and still running smoothly. You may check the site for statistic.\n\nWe are the same guys on Eboss.ng an empowerment network with over 5,000 members and has paid out over 60 million naira within 6 months.\n\nSo Why NNU Income?\nHaving running a successful network which a lot of Nigerians has benefited from, it seems like MLM referral network is not for everybody. We found out some Nigerians often lose interest in a program that requires members to refer before earning. But still, many people are looking for alternative options to earn money online to sustain daily need with less stress without having to refer anyone. NNU has been running for a while using nnu.com.ng as a news aggregator. We look at where there is a financial problem and try to create a possible solution for the general public to live comfortably. This gave birth to NNU Income Program (N.I.P). (Option That Works)\n\nHow To Register And Get Started\nTo join NNU community, you need to purchase NNU Income Program Pack with a token amount of N1,600 Naira only (one time payment). Your application will only get approved when you have successfully purchase and pay for this pack. So make sure you have your N1,600 Naira ready before you proceed to registration.\n\nNOTE: We have only 2 payment option available which include using Coupon code or Paystack online payment with either your card or bank for instant approval without delay. We have disabled bank transfer payment method to our official cooperate account because of verification trouble since on the 6th July, 2018. So, we recommend making payment online or using coupon code purchased from NNU Coupon distributors below:",
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      "body": "YOU GOTTA SEE THIS\n\nI hope they don't see this, I really do. But if you're seeing it already, I want you to know that on behalf of everyone, I am very sorry, you were just a victim of circumstances.\n\n*Tear drops\n\nIt was raining; like seriously raining, my friend who was sitting beside me was already soaked, and we were not even in the rain.\nWe were in a bus travelling to Lagos.\n\nThe roof of the bus was as weak as a 106 years old house, bandaged up and down, and leaking all over. The water dripping from the roof was enough to make a mighty ocean, and it did, at the back of my friend's shirt.\n\nHe didn't seem bothered about it, as he was engrossed in his game, trying to shake off the travel fever. I pitied him, but he just kept playing with his phone.\n\nWe had seen the signal that this was going to be one hell of a dripping and cold journey, when we first entered the bus and saw the backseat, which we were about to take, soaked wet. That was the residue of the rain from Ilorin, what we didn't know was that ours wasn't too far ahead.\n\nThe rain started not too long after our journey started, and here we are now, so close to our destination, and the rain was so heavy, it pounded the roof like a club.\n\nThe driver seemed to not notice the rain, as he just kept speeding, unaware of the loss of friction between the tyre and the ground. He didn't care about any other physics than the one that makes the car go fast.\n\nI was oblivious to his speed too as he was to the rain, as I was engrossed in a convo with my friend about whatever, when it happened.\n\nGbam!\n\nThat was what we heard\n\nIt was louder than that though\n\nand like a man going into the spirit (that was how my friend described it), the white creature flew from the middle of the road to the side of the road within split seconds, his weight smashing the windscreen of the car sending us all into a state of shock and shouts\n\nWhat just happened? I asked myself\n\nDid we just hit something?\n\nOr someone?\n...\n\nTHE REST OF THE STORY\nplease read\n\nIt took a while before we finally got a hold of ourselves, shouts of Jesus! Jeeessuuu! Ori Iya Mi o (okay, there was no ori Iya mi o), but truth is someone must have shouted that, even if it wasn't loud.\n\nThe impact of the collision was so great, it knocked me forward, and I hit my knees on the base of the seat in front of me.\n\nThere was commotion in the bus, as it was in the middle of the road, and there were trailers coming right behind us, with little visibility owing to the rain. It was a recipe for disaster.\n\nA woman quickly came down from the bus. The driver had opened the door of the bus when he came down to check for the level of damages on the victim and on the car. \n\nPeople shouted to him to leave the victim alone, as it could land him in trouble if he was found with the victim. \n\nIt was a sad scene for me, and very very scary. I had never been in this kind of situation before, I was a first timer.\n\nPeople started dropping from the bus, not minding the rain.\n\nSome insulted the driver for being so careless and landing them in trouble.\n\nSome ran away from the bus to get another bus so they could escape the consequences they knew were looming.\n\nBut me and my friends, we just sat there, calm and totally composed in spite of the hullabaloo around us.\n\nOne by one the passengers started getting into buses going to Ibadan. They fled the scene of crime to escape. Silly people.\n\nIt was while this was going on that I saw him, I mean really saw him, and I felt so sorry for him. The loss of a life was a really big thing for anyone. I really pitied him at that moment.\n\nFrom the way he was dressed, I guessed he was a Fulani man, which got me scared, because I know Fulanis take their cows very seriously, killing one brought you up on their list.\n\nBut there was nothing we could do about it, the calf was dead as a dog. He must have been trying to cross the road, and our driver couldn't see him due to the rain, and so did the collision take place, sending the cow right into the pot of soup.\n\nSeeing the Fulani boy who was in charge of the cow, I quickly got out of the bus, along with my friend, and followed the driver to a new bus, I kept looking back to see whether the boy was going to fight. I was already picturing a bloody scenario in my head.\n\nBut all my worries were put away as he went the other way, driving the remaining cows with him, and so did I enter a new bus with my friend, and was faced with a new problem...rain was still falling... water was still dripping... this is going to be another interesting journey.\n\nI will tell you about the rest of the journey someday.\n\nFor now, let's just sleep. The shock is still heavy on me.",
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      "body": "Congratulations @agbolamagbin! You have completed the following achievement on the Steem blockchain and have been rewarded with new badge(s) :\n\n[![](https://steemitimages.com/70x80/http://steemitboard.com/notifications/posts.png)](http://steemitboard.com/@agbolamagbin) Award for the number of posts published\n\n<sub>_Click on the badge to view your Board of Honor._</sub>\n<sub>_If you no longer want to receive notifications, reply to this comment with the word_ `STOP`</sub>\n\n\n\n> Support [SteemitBoard's project](https://steemit.com/@steemitboard)! **[Vote for its witness](https://v2.steemconnect.com/sign/account-witness-vote?witness=steemitboard&approve=1)** and **get one more award**!",
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      "permlink": "steemitboard-notify-agbolamagbin-20180915t100953000z",
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      "author": "agbolamagbin",
      "body": "Help! Help! Help!” the pregnant young lady screamed at the top of her voice as her handbag was forcefully snatched from her arm.\n\nIn spite of her condition, she ran effortlessly after the fleeing thief, who had manoeuvered, his motorcycle deftly and vanished out of sight.\n\n“Help! Ole! Thief!” the pregnant woman continued to scream in tears and pains.\n\nThe shock and loss she just suffered was too much for her feeble and weak frame to bear.\n\nShe collapsed and fainted, writhing in spasmodic pains and agony.\n\nInside her bag was about N200, 000 she had just collected from the bank, which she intended to use for a profitable trade.\n\nPassersby and sympathisers rallied round the woman, trying to resuscitate and placate her.\n\nTen minutes later, she regained consciousness and disclosed her identity- her name, her business and other things.\n\nAs she spoke in tears, she gasped for breath at intervals.\n\nShe sighed and sighed, bemoaning her plight and condition, with bruises all over her arm.\n\n“Haa! Almighty God!” Mrs. Adeolu exclaimed in tears.\n\n“Where am I going to start from? The money in that bag is my life savings.\n\nI have toiled day and night, in the sun and rain to save this money. Why must this happen to me in this condition?\n\n“I’ll die here than leave this place…Let me die here, please. I am ready to die.”\n\nShe continued to wail and murmur heartrending phrases, much to the sympathy of people.\n\nThis and many more were some of the bad acts and heinous escapades of Yekini, alias Killango, the young man who took delight in seeing people cry.\n\nYekini was the ultimate robber or the modern day thief, nicknamed Killango by his peers in the nefarious and cruel business.\n\nWhenever he struck, people shed tears of sorrow. He was tall, dark and muscular, with an unusual evil look on his face.\n\nEverything about him was plain heartlessness and wickedness. He could be called the king of all terrible and wicked characters.\n\nNaturally, Yekini was truly wicked. He ran away from home at the tender age of 10 to wallow in crime.\n\nThen, he started living at motor parks, sleeping inside buses and makeshift shops. That was many years ago.\n\nKillango had graduated from the crime school and became a kingpin, always excited to see his victims cry. He reaped where he didn’t sow.\n\nHe was also a master gambler and could stake N5million at once in a gambling deal.\n\nHe had strange marks on his body; like broken bottle scars, knife scars, punch marks and tattoo marks.\n\nHe had a hard and guttural voice that could melt a heart of steel.\n\nHis eyes were merciless like those of a wounded lion or a rabid dog.\n\nAt times, Yekini claimed the lives of his victims, whenever he was bloodthirsty.\n\nHe always brandished an AK-47 rifle and would pump volleys of bullets into his unlucky victims, dispossess them of their valuables and disappear like a ghost.\n\nYekini patronised herbalists and medicine men to get fetish powers and magic to charm his victims before dispossessing them of their valuables.\n\nHe showed no mercy in his operations and would laugh raucously while his victims wallow in sorrowful tears.",
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      "author": "agbolamagbin",
      "body": "And in this article I would outline these 3 major causes of weak erection and quick ejaculation

You would also get to know 3 foods you need to completely Reduce or Remove from your Diet,these foods weakens your erection.\nNow lets get down to it .\n\nThe Root Cause of Your Sexual Problems:

\nWhen a man suffers from sexual problems like – Weak erections, premature ejaculation, Low sexual Energy etc, these problems are USUALLY caused by the following\n\n1.Poor Diet and lack of exercise.
\n2.Stress and Psychological problem

\n3.Excessive Masturbation and pornography.\nLets get into them indepth.\n\nPoor Diet and lack of Regular Exercise Routine;
\nIncase you don’t know, erection is a result of blood flowing into your manhood.

Most men confuse going to work and stress with exercise, they think just because they leave home to work 8-5 that is enough exercise. Spending 10-15minutes everyday doing simple exercise at home can help your blood flow properly.\n\nSpeaking of Diet.
\n\nThe 3 foods below should be reduced or total removed from your diet if you must get harder and stronger erection.\n\n1. Processed Carbohydrate

\n2 . Sugary foods/drinks

\n3 . Fried foods.",
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      "title": "Stop Killing Your Erection: Avoid These 3 Foods.Click here to Know Them Now"
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      "body": "This title reminds me of that sober and melodious song by sound sultan titled \"Mother Land\" he sang about how many have deserted their father's land, can they be blamed for that? He ended the song by advising our leaders to develop the country Nigera so that people overseas can come back.\n\nThough the country Nigeria can be said to be bad, the truth is some people are making it big here, even with the bad economy, you have forgotten that there is poverty everywhere, there are poverty stricken people in the USA too, it is a thing of the mind. The beautiful thing about America is the preponderance of opportunities, that is why it is called a land of opportunities. The most powerful country in the world, but it has it's own disadvantage too, you will know Nigeria is a free country if you travel abroad.\n\nWe should not dwell on what is wrong with Nigeria, we should rather look inward and do our best to make the country better, if the Americans didn't build the system in place today, will we be running to them? The sad thing is that once most of us have a taste of America we never want to come back. We prefer to die overseas.\n\nToday I begin a series on stories which will vividly let you in, on life in strange lands. America is sweet that is why everybody wants to go there. Everything works there if you have money, 24/7 light source, running water, good health system, good feeder roads, strong currency. The list is endless, after heaven it is America, you can only believe it if you witness it but some people laid down their lives to make America great, with sweat and blood they made it happen but we want to go and enjoy finished goods, that is not possible, the white man is not stupid, that is why they put an embargo, you need a green card or work permit before you can work there, else you keep moving circles. All you do is wish you were a green card holder.\n\nSome black Americans refuse to benefit from the system by being uneducated, all their lives they survive by doing odd jobs, vicious cycle that ensures they work till they grow old, no retirement benefit, no pension. The bottom line is you can make it from anywhere you are, though opportunities abound in some places, Yorubas will say bi agun yan ninu ewe, bi ase obe sinu epo epa, enito ma yo ayo (if we pound yam inside a leaf and we put soup inside cowpea's cover, some people will still be satisfied) no limitation is real enough to stop you only if you are willing. \n\nThe center of this story is Jamiu, a young school leaver, underemployed, single but he is optimistic that one day he will make it. Jamiu's parents were still alive, he is the first in a family of nine(9). Most of Jamiu's friends are in America, and they have left him behind, life has become so cold, his monthly salary was 30,000 naira. His salary can not fully sustain him for a whole month.\n\nDue to paucity of funds he refused to go into relationship with ladies, some people thought he was gay, but he was so determined that he barely had time for ladies. After some years he started giving travelling abroad a thought, his very first attempt was fruitful, he was granted a visa to the United States of America. He never knew how lucky he was because he got it on a platter of gold. He got the visa, kept it at home and continued managing his life. Then his friends told him what he will be missing if that Visa expires without been used. With his meagre monthly income he could barely fund his travels, non of his friends could help, even his family members didn’t help him, he was disappointed, decided to give up, America is not the only place where you can succeed. He carried on with his life, most nights he was unable to sleep, always fantasizing about life in abroad, friends often ask him Jamiu how far about your journey, you never go? He will lie and say I am almost there. \n\nOut of frustration Jamiu collected a loan of 300,000 naira from his place of work, he resorted to loan facility because everybody he knew had failed him, even his parents couldn’t help him. The loan can not fund the journey he wanted to embark on, it was not even up to the amount you keep with you as expandable funds called BTA for international travels. He invested the money into MMM the Ponzi scheme we all know about. He saw testimony of people who have made it through the scheme, while in the ponzi community he made some friends with similar interest. The first money he put into MMM was a loss, that was the first time MMM site crashed.\n\nHis last hope is now becoming thin, owo wogbo, he cannot tell anyone about his stupidity, why will you put your money into MMM? He kept everything to himself and stuck to ponzi, ponzi is like coccaine, you get addicted to it, the harder you try to leave it, the more you sink into it. From MMM he moved to whats app ponzi and other mushroom ponzi sites, initially he made money and this motivated him to do more, so he kept investing in ponzi. Greed is in the heart of black man, the owner of the whats app ponzi scheme was ripping them off, he doesn’t provide help but he gets help time after time, he has multiple accounts. In a matter of weeks the whats app ponzi crashed, he moved on and created another whats app ponzi, in a matter of days, it crashed in the process Jamiu was losing money but he was addicted and determined to increase his money, he diversified into other whats app ponzis and telegram ponzis, he kept losing and in few cases he made money.",
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      "body": "Episode 1\n\n*\"Mercy Said No!\"*\n\nLucy Edwards woke to the sound of the alarm clock by her bedside drawer. She knew without opening her eyes what time it was. It was exercise time! Crawling out of bed, she got into her sports gear, picked up her keys and shut the door to her flat behind her. Now outside she debated what direction she should begin from knowing she had to catch up with her jogging partner, pretty soon. Oh! Today was Monday, she realized she had the days mixed up, tomorrow was when she jogged with Logan.\nHe wasn't a dedicated runner like herself but he tried to keep fit by jogging now and then, and often those days changed weekly. Wide awake now having no choice, as the September wind teased her face, she wasn't really bothered about it this morning because she had a lot on her mind.\nShe wanted a man who had the guts to pursue and woo her as his and she didn't mind if he wasn't too perfect. No! That was fine by her, because it meant she could work on those challenging areas in him and turn him into an amazing husband for the entire world to admire. She needed someone who was different from her, but not so different that they had to work through their mountains of differences to find each other. She knew her expectations were strange, but growing up in this part of the world had given her a different perspective on love and marriage.\nLove was everywhere, but true love yes! Now that was very difficult to find, and it couldn't be found in poems, and love songs, neither could it be found in pubs and cinemas. She knew when she was younger; most girls her age had wanted that so called mystery that love presented in the dark haired stranger and tempting questionable 'romantic' situations that presented themselves everywhere.\nHer father died when she was young, she and mother had to be strong together to make it through each day that God gave them the grace for. She needed so much from God, her dreams were in His hands, and she couldn't afford a distraction, for just some lousy few minutes with some guy, just because he claimed he loved her! For all these reasons and more she avoided relationships like a plague. She wanted marriage and companionship simple! and it wasn't as if she didn't want to be loved, no! She wanted to be loved but on her own terms, which was what she'd been brought up to understand, love her mother often said would come in time!\nNow she was ready, at 25 she had her own business to manage, and though it was still small, she believed that Jehovah would make it more successful someday. She was ready to move on to the next phase of her life as the months flew by in the later part of the year. Her pastor, Ibi had prophesied that this new month, for those who had faith, they would encounter their lifetime partners. Amen! to that, she'd claimed passionately, and now she was truly expectant.\nMatt smiled to himself while jogging a few meters away from Lucy. He had planned this moment to the latter and there was no way, this week was going to end without firmly imprinting a good impression of himself on Lucy's mind. He'd watched, waited and asked questions about her discretely, he found out she was single and ready for a serious commitment, 'that could be arranged' he told himself.\nThis was the woman he wanted and he was going to have her, she was already his anyways as far as he was concerned it was only a matter of time. Armed with all the details about her he'd come up with, he came to the realization that the only thing that would help keep him apart from every other man was if he offered more, if he gave her something she truly wanted; a Marriage Proposal.\nHe remembered the first time he'd first laid eyes on Lucy, she had been leading the worship in church on Sunday, his heart had melted at the angelic sounds that came out of her, for that reason alone he suspected he'd fallen in love with the song she sang that day. \nThe song goes thus\n*'I have loved you with an everlasting love and I have drawn you with my loving kindness',* watching her sing he felt connected and drawn to her, gliding through every note with her, he'd felt the deep meanings the song projected, it truly was a lovely special song and he' sensed that it meant so much more to her.\nHe'd heard her pass comments about her childhood, more like sharing her testimony whenever she lead the exhortation during the bible study during the week or sometimes before she led the worship, to encourage believers to hold on to God. As for him, he too was an only child but instead brought up by strong catholic parents, he'd rebelled back in his teenage years, he'd been drawn to booze, women, parties and everything young men did just for trips until he came to a point where he began to feel empty and ashamed but God had taken him back with open arms, showered him with love, compassion and everything good thing in between and although he felt and knew that he still wasn't the perfect son yet he knew he was still special to God.\nAnd Lucy was the woman for him, she had that Christian wife attitude about her, and although he was surrounded by beautiful women all the time, and maybe attracted to a few, like Beth from work, he knew what he wanted and Lucy had it all. She was business minded, intelligent, reserved, witty and God fearing and for the kind of heights he was aiming for spiritually he needed a woman who would help him grow. His parents always told him, 'good things come to those who wait', but he strongly disagreed, 'good things came to those who walked towards it'. Just like 'heaven doesn't just help those who help themselves, but those who correctly aligned themselves to be helped' at least that was how he chose to interpret it.\nThis was his week, if he missed this window of opportunity, he might not get a chance to capture her attention again, he knew he wasn't the only guy who wanted a chance, he knew he wasn't the only guy who was interested in Lucy but he was willing to take an extra step and go the extra mile. Shivering in the cold weather, he wondered how anyone in their right senses could ever endure been out in this weather every day. Shaking his head he jogged up to meet up with her, he'd heard she loved challenges well here was one at her feet. Matthew Peters!\nHi Lucy? He began jogging into step with her.\nStartled from her meditation, Lucy turned to the guy jogging next to her and instantly recognized him; he was a familiar face in church. But determined to play it cool, she looked at him askance.\nHello, she replied tilting her head, her face read 'do I know you?'\nUnderstanding what she meant, Matt replied. I know you from church, you sing in the choir right!\nNodding she answered; Yes I do.\nYou have such an angelic voice; you know I just love it when you lead worship. I feel like God's presence really comes down mightily, especially when you sing that love song, the one by Tom Brooks. Actually you made me like that song, it's so deep.\nNow he had her attention, music was a favorite subject for her. Yeah! She replied, it means a lot to me. Switching to a neutral subject,\nAre you into jogging? She asked.\nNo! Are you kidding, why would I put myself through these cold degrees of weather, just because I wanted to be fit. I consider exercise to be torture that's why I watch what I eat, I do go as far as a few pushups and crunches but that's my limit. He said holding up his hands. He was choosing his words very carefully; making sure each word struck a chord within her.\nLaughing she asked so what are you doing out here then?\nHa! Ha! He replied I'm here to ask you out to dinner tonight. don't get me wrong, I'm freezing right now but I'm determined to follow you every morning this year, until you give me the right answer because you are worth it.\nLaughing more Lucy could not believe her ears, he was going through just for dinner and she told him so.\nHe replied No! You are getting it wrong, I know you get dinner invitations all the time, so that's not the reason I'm here. See, I'm a different guy and I've got something much better to offer, he stated confidently.\nBesides I have come to believe that you are quiet and open minded enough to spend a few minutes of your time with me and listen to what I have to say, hence the dinner offer. He said smiling.\nBewildered yet intrigued, Lucy went quiet, mulling over his words. She normally would have told him no, but this was a month for issues of the heart but on the other hand this was unusual of her she felt odd about it but still she was impressed at the lengths he'd gone, making a decision, she told him her answer.\nI hope you like Pizza. He asked excitedly secretly aware that she didn't but she loved a challenge and he was presenting her one. He in true form no presences!!!\nWhat! Lucy cringed inside Pizza! Aloud she said, well it's not my cup of tea but I can always give it another try. She answered shrugging her shoulders.\nMatt was not at all surprised by her answer and was really impressed with himself with the direction things had gone in just a few minutes! He asked her for her home address then gave her the time he would pick her up, he thanked her then turned around and jogged back to his car, looking forward to its welcoming warmth.\n\n******************\n\nLater that day, Matt picked her up and they went to a Pizza Hut restaurant, dinner was great especially as they'd hit it off instantly earlier. The combined softness of Lucy's nature and the rough diamond texture of Matt's gave the relationship the right appeal for her and when three months later, a few days after Christmas, Matt proposed, she said!!!!!!!!!!!!!!\n\nTo Be Continued.....",
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      "body": "JODA,  Episode 5\n\nAs we step into the house, Kuria's place was so beautiful, the  architectural  work was so fine, everything in the house was creative, I use to think my house is beautiful until i step into Kuria's place, even Binta was amazed at the beauty,\n\"your place is so fine Kuria, I'm serious...no joke this time, because even when I'm sounding serious Joda takes it for a joke, she can't even deferential when I'm joking and when I'm serious,but everything here is so creative, who did the interior decoration for you?\n\n\"thank you Binta...i did all the decoration, aside my vegetable  business I'm also into interior decors and designs, so this place was done by me...\n\nMe and Binta both explode with \"wow\" at same time. The guy is really good, you needed to see his place, I fell in love with the decorations and i asked him if he can do something like that in my place, I also told him I will pay any amount for it,  he objected for sometime, I insisted with a plead, he later agrees to do that, I was happy, we exchanged numbers, I will call him ones i speak with Denis about it, \n\n\"joda, your house will soon change to  new look  with a touch from Kuria, but me...mmmh, ones me and James gets   married I will talk to James about decorating our place too, I can't be left behind in the house deco thing, Kuria...you are really strange, your place is creative, haven't seen anything like this, your name is strange, haven't heard any name like that before and even your food is strange, trequi, have never heard of such, your second name should be called  \"strange man\" anyway...i can't wait to taste  your food before going to meet my James, who is already waiting for me, I just said I must not miss kuria's trequi...\n\nI shaked my head for Binta who kept on talking, non stop, Kuria was only smiling as she babble, he took us to the back yard sit out which was also outstanding, he served us the trequi, which looks and smells great, it smells like mint,  when i tasted it, it was okay too, Binta's phone was ringing non stop, she kept on ignoring the call as she enjoyed her food, I ate so slow with the fear it won't have a side effect on me, because my stomach easily  breaks loose, we talk as we all ate, Binta of course was the talkative in our means and Kuria was enjoying the whole attention she's poured on him, he sometimes looks at me in a way that makes me smile, he was fun to be with, after sometime Binta stood up \n\n\"I got to run Joda, James will be so angry if i don't see him again today, we actually planned to see today, he has being calling me, but relax and enjoy your trequi, Kuria obviously doesn't bite, he is a perfect gentleman, he will keep you company, I'm not sure of coming back today but i know you will be fine, I test James to come and pick me and he is almost here, thanks so much Kuria, please can i have one more plate  of trequi for James...thank you. Joda feel free and be good...don't miss me\"\n\nKuria gave Binta a pack which contains two plate of food,  she thanked him again. Before sticking out her tongue to me, and stormed out, Kuria followed her, so that she won't get lost inside the house, \nafter seeing her off, he returned and sat opposite me, I also told him I was going, I couldn't stand his gaze any more, it was burning through my spine, he pleaded with me to stay a little while before leaving, is not like i really wanted to leave but Binta who was always talking on my behalf is gone, the environment was calm and i didn't know what to talk about again, I started wishing Binta has stayed, kuria later packs the plates to go and wash, I needed to do something so i asked him if i can be drying the dishes while he wash, he quickly agreed, so we did the dishes together, and i put it away accordingly, he was done washing and wanted to assist me in clearing up the table, as his hand touched my arm probably by mistake I felt like i melted inside,   my heart double skipped and i heard this sensational feeling down my stomach, like a butterfly, we later got quiet, as we have being talking, him most especially, trying to keep me company, the cold kitchen became hot for me, I was so uncomfortable, I couldn't tell exactly how i feel, he noticed and asked if i was okay, I told him i wasn't feeling too good, maybe the trequi was taking effect on me, he laughed, I asked him where his toilet was he showed me and i quickly went in, it looks so comfortable in there, I wasn't doing anything but just sat there, my emotion were building so dangerously fast around kuria, and he was obviously careful so that he won't step on my toes, I sat there for sometime telling myself how stupid i was, \"how can i even think of having feelings for another man when I'm getting married soon to Denis, the man i claim to love, I hated myself for feeling the way i was feeling, I was still in my sad thought when kuria called me  from outside the toilet door asking if i was okay, I replied with affirmative, I told him i was good, I later came out, and told him i will be on my way, I thanked him for the food and entertainment, he asked me to come around sometime, and i promised i will, he walked me to the door, as i tried to open the door he held my hand with the door knob, he gently turned my face to him still holding my hand, I faced him, he was really  cool to be with but only what i was looking at was his eyes and watch as his lips move, my mind was occupied with silent prayer, my emotions where still running wide, I could have taken my hands from him but I was enjoying the moment,\n\"I enjoyed your company Joda, but you were cold after your friend left, I just want to asked again if you are alright\"?\nI managed to smile before saying i was fine, at that moment it was as if something got into me and I gently kissed his lips, and as if he has being wanting to do that but don't know how, as i tried to part lips he held onto me as if his life depends on it and kissed me so passionately, \nDenis was totally forgotten at that moment, the only thing i can think of was the beautiful moment with kuria, i didn't want it to end, but i suddenly came to reality, as i got myself  I quickly loosened from his grip, \n\"what just happened to me, this where the thought running through my mind as i stepped back from Kuria, who tried to apologize, as he tried to hold me again i slapped him, which i quickly regretted, he held his cheek in shock, he tried to apologize again despite the slap i stormed out and ran to my car, he was after me begging me to stop and kept on saying he was so sorry,\n i started the car and zoomed off, I watched him from my car side mirror, he was standing at same spot holding his head in his two hands.\nI got home as quickly as possible and Denis wasn't back, I Was feeling and smelling of guilt, it wasn't Kuria's fault but me, I just needed someone  to pass the blame to, I really wanted the kiss, i  have imagined it right in his kitchen, when only his smell and face filled my mind, I have wanted it before I ran into his toilet to see if the feeling will go away, I slapped  him because of guilt, I felt guilty for having feeling for another man,  which Led to a kiss I have so much expected, \nthe truth was bitter in my mind but right there in my room I felt i have cheated on Denis for allowing a kiss with Kuria, how can i even face Denis, I may even confess my sins to him because i felt so bad, I tried to call him, I really need him home, I was sounding so uneasy as he picked and asked if everything was okay I told him \"no everything wasn't fine i needed to tell him something, he said he was on his way home  already before i called him.\n\nI was pacing the house, I needed to confess to Denis of the kiss with kuria,  it was unfair to him, he has never cheated on me and he will never do that why should i do that to him, kissing and allowing my feeling to store up for kuria was enough cheating and i plan telling it all to Denis, I will confess and beg him to forgive me \nHe drove in and Vanessa was with him, they didn't come down immediately  from the car, I watched from my room window, and saw him kiss Vanessa inside the car before stepping down, my eyes grew big my mouth path way and i swallowed hard,  I forgot everything i wanted to confess at that moment, maybe i was mistaken something, it wasn't a kiss maybe I'm going crazy, but Denis can't possibly kiss Vanessa who is suppose to be my Chief brides maid, my friend, Denis can't cheat on me i totally trusted  him that was more reason i felt guilty for feeling the way i did for kuria, he can't cheat on me, no way, that is not even possible, not with Vanessa or anybody maybe i didn't see right, something must have clouded my vision, \nAs they both came upstairs,  laughing and talking at the same time, they suddenly stop on seeing me,    Denis came to me and asked me what happened, I forgot about my confession and said i just needed him home that's all, \nthey both laughed and everything about confessing was forgotting but guilt was still  eating at me, maybe i will tell Binta if she comes around tomorrow, Vanessa was all lively and friendly and wanted to be wherever  Denis was, although I don't trust her but i trust my Denis.\n\n\n\n *JODA, Episode 6.*\n\nMe and Binta had a heated argumebnt which almost led to a fight, after then we stopped speaking to each other,\nIt started the day she finally came over and I told her of the incident with Kuria, Kuria has being calling me that Even made me to block him on My phone.\n\n\" I cheated on Denis and the guilt is really killing me Binta, and i initiated the whole thing at first, I wish it can go  away..it was unfair to Denis who was always faithful to me and never cheated, I felt so bad about that.. \n\n\"Hold on...just hold on... You actually had sex with another Man, mmmh, I was even thinking you will never allow another Man close to you, any man that is not Denis is not Man enough... Cheating is wrong but I'm happy you did it, I'm so happy you are breaking free from Denis grip, stop feeling guilty do you know how many women he might has slept with, he is not what you think he is.. Ooh so happy for the guy that got your heart, hope he isn't like Denis, who is this lucky Man, is he as fine as Kuria, ooh Kuria..that Guy is fine and creative, do you see his place that day, and his food was good James also love it, I forgot to tell you I stopped by to thank him he wasn't as cheerful as he use to be, he asked of you and I told him I haven't seen you yet, he wanted to say something else but stopped and flashed me a fake smile, I knew something was bothering him but he refused to say, I thought it got something to do with you..but it can't be, Kuria is the cutest Man alive plus My James minus your Denis, I'm joking o, your Denis is okay too but not like Kuria, maybe Kuria was having low sales that day... but there were lots of customers around as usual, maybe it was just a bad day for him, I even asked him and he said he was good, I should extend his greetings to you.. So i asked him when he will he making another trequi, he said that...\n\n\"Binta just shut up for ones, I'm telling you about an important issue and you are joking with it..be serious for ones please, you talk too much.. You are diverting from the issue at hand... I didn't lay with any man.. It was only a kiss.. We kissed... And the man was Kuria... After you left us.. You shouldn't have Left us alone that day..I felt stupid for doing that... I even slapped him out of guilt.. I regretted everything Binta, I felt really bad for having feeling for another man, which led to a kiss..it was really crazy...\n\n\" yes..you are obviously crazy Joda.. Oh My God, you kissed Kuria... Oh baby girl you have finally made me proud..  Although I wish it would have been More... But was it just the small kiss that's making you feel guilty... You are not serious... I actually thought you really cheated on Denis, My Joy would have being full, why do you have to slap that nice young man, you shouldn't have hit him because according to you, you initiated the thing, your feelings for him is mutual,  he obviously has feeling for you too, now everything makes sense, it was because of you he was feeling sad that day...I see, but Kuria obviously loves you right from that first day we saw him, if you can remember I told you that day, I'm becoming a seer, call me prophetess Binta, because I saw this coming, so because you wanted me to babysit you that day, I should cut off My outing with my man, no way, your feelings are Strong For Kuria, nurture it and you won't regret it, listen to a prophetess like me.... if you want a fairy tale life go with Kuria but Denis will make you hate men... Break free from him now is not late... Joda seriously Denis is not the man for you, that man at the vegetable store is, Kuria is intelligent and hardworking, look at what he did with his place, what can Denis boast off, he can only boast with your money... I don't like him...I keep saying that and I'm not sorry...\n\n\"You are a talkative, you only knows how to talk rubbish, did Kuria paid you to talk me into giving him a chance, you and Kuria are crazy, if you don't stop this your crazy attitude of hating Denis I will have no choice than to put you a side like he said, he said you are jealous and I'm beginning to see reasons with him, you have your James who works his ass off every day so that you can have your dream wedding and home, you silently wish James has everything that Denis had,  well life is obviously is unfair to you, your James has only one car which he has being using for years now and you have being with him for so Long, you only learnt driving last year and I allow you to drive one of my cars, why are you still with James is there no fine or Richer man to date aside James maybe with a better Man in your life you will stop hating my Denis, and why don't you date Kuria, the way you hype him why not go to him, he is quiet better than James, ohh..you thought I don't know how to throw hate speech too, you thought I don't have things to hate about James but I allow you be because you both love each other which is most important why not be happy for me too, why do you keep hating Denis, look at Vanessa we aren't so close but she likes Denis, she's always around him happy, Denis likes her too that was why he chose her to be my chief brides maid in place of you, you are just so hateful human being, I hate you when you hate My Denis, My husband to be...\n\n\"You sound so pathetic Joda, I thought I was the talkative but here you are holding a record in sounding so broken, talk about James all you want, that man is hard working, and all we need is to gather enough money to have a beautiful home not wedding, My wedding will be on low key, is after the wedding that the real marriage starts, not a Big wedding, Kuria is into you not me, how much much can he possibly pay me, I didn't ask you to have feelings for him or kiss him, you hate to hear about him because he makes your heart Skip just mentioning his name, just admit it,  I love James because he is a good person, he works for his money unlike Denis who squanders and spend your father's hard aimed money the way he likes, well...I will talk less on that before you ask me if is My father's money he is spending, another point you made, Vanessa is not me and I'm not Vanessa, don't compare us,  you just hate the Truth, Denis is very stupid for saying I'm jealous of you, I know you for years now even before you start dating him, what exactly should I really be jealous off, is it Denis or your money, you, Denis and Vanessa are crazy, I hate him because he is a gold digger... He doesn't deserve you Joda, Denis is into you because of your money... I hate  to see him manipulate you the way he do, go and tell him I said he is a big fool...he..\n\nJust as she was about to say another thing I raised My hand to slap her but she was too fast and held My hand, \n\n\"Hahaha...I must have hit you at the right  the spot... Don't ever raise a hand on me again or I will break your fingers, or have you forgotten I went to Karate school... Hahaha...don't mind me, I'm only joking, but don't raise a hand on me because I will he force to hit you back, i take violence of any kind very serious, I'm not Kuria, if you slap me Joda I will slap you back, what is wrong with you, I wish you have all this action when it comes to Denis, have you ever raised a finger on him before no matter what he does, the answer is obviously a no, you can't do that with him but you freely swing your hands freely on people's faces, why not try it with your Denis, let me  be going before you break My Head, but I'm a phone call away, if you ever needs me please don't fair to call and I will come running, you are still my friend and will always be, I can't advise you wrongly Joda, I'm only looking out for your good and I Hope and pray you understand that someday... Bye for now, don't fair to call if you needs me around.\n\nIs being three weeks I never bother to call her and she never bother to call too, she is a bad vibes around me and I don't need such, everything is set for the wedding, I have gotten My wedding gown, Vanessa is mostly around, all the ladies are set,everything is set, invitation is all sent out, is definitely going to be a big wedding, Denis is obviously happy just like me, I'm getting married to the love of My life next week, this week is so slow, I wish it can run faster, \nOne of my girl came back from the market and said she saw Binta and James at Kuria's store, three of them where talking and ask about me and she told them I was fine, \nAfter telling me that I felt like calling Binta to come around, I missed her and her talk, but she will come and start talking about how she hates  Denis, I don't need anything negative now, Vanessa and others are doing great keeping me entertained but it can never be as Binta,  \nI'm looking forward to My day, my big day next week I just hope Binta will be there, all that mattes to me is that I'm happy but not so happy like i have expected to be, something is missing out somewhere, what could that be, i just hope this is a right decision so that I can prove Binta wrong. Hope I'm not making a mistake, God please help me, I need all the help from you, I need My heart to be at peace, or is probably the tension  from the whole wedding thing but I'm feeling empty.",
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      "body": "JODA,  Episode 4.\n\n\"sorry, we didn't get your name the last time...\n\n\"Kuria...kuria Landy...that's my name... And yours..?\n\nBefore I could even open my mouth to answer Binta stepped in \n\n\"her name is Joda... Joda Tomas...that's her full name, mine is just Binta Greg, but wait you said your name is Korea Landing, ...what kind of name is that...is it like Korea Japan or Korea is landing...how can your name be Korea... Tell us little  about yourself....are you a half cast...or fully  from here...your accents is nice.... So Korea are you married or seeing someone....becau... Aaaawwwuuu.... Joda... Stop pinching me..... \n\nI was trying to hush Binta to shut up and stop embarrassing the young man who was just laughing, when he laughed his gap teeth showed up with a matching dimples, I love gap teeth,   and my Dad was blessed with one, one of his favorite features  , I love making him laugh when he was alive so that i can see his fine gapy, I have wished severally to have one while growing up but my wishes never come true, Kuria's laughter was also making me to smile despite i was pinching Binta to stop teasing him \n\n\"no...is not Korea Landing...is Kuria Landy, I'm not yet married but will do that once i see who to settle with, I was so much focusing on my business I didn't have much time for dates, now I'm fully established I will start working towards having a good life partner... Okay, let me tell you  about myself, my Mom was a single mom and she wasn't from this part of the country, she gave me her family name, my Dad was from this country, was after she told me about him I decided to travel down in search of him but on getting here, when i finally found the family he came from, i was told he died eleven years ago, I decided to stay here, live here among his people who I'm also part off,  my Mom later got married and had a new family, I visit them ones in a years, they are doing fine, but i have decided to live among my father's people, a father i never met but only through pictures that my Mom gave me, and i have being here for 9years, I started my business here, and business has being good, people over here love vegetables and fruits, wonderful people like you...\n\nBefore i could say anything again Binta spoke \n\n\"we are very sorry to hear about your dad, Joda also lost her father three years ago which still troubles her, so both of you are fatherless... Please don't take it personal is just a joke,  but God has really blessed you in this land, looking at how stored up your shop is and how people patronise you, maybe is because of your fine look and... Aaaahwwwuuu! Joda that's painful...stop pulling my hair...what is wrong with you...I'm an adult, we are in a democratic world...freedom of speech...allow me to talk if you don't want to...don't pull my hair again or i will pull yours....\n\nI have to drag Binta 's head hard for her to shut up,\n\n\"please, don't listen to her she can be a parrot sometimes, I'm so sorry for everything, I know that feeling of loosing a father, but is all good...I'm glad you are doing well for yourself here Kuria..\n\n\"I'm equally sorry for your lost...please you ladies should come around tomorrow, my place is just three buildings from here,  I have a back kitchen and a sit out too, let me give you a treat of trequi....please don't say no...you will really love it,\n\n\"what in god's name is treku...whatever that is...it sound like a good win though, we will come...Joda don't really drink but she will love your trek...sorry I'm trying to call the name but my tongue is falling apart...\n\nI don't know why Binta was too forward, especially in the presence Kuria, I don't really drink, how do she know i will love whatever kuria was offering us, I was just standing here and admiring his fine set of teeth with a gap in between, and his fine brown eyes, and a good accent makes me feel like I'm already cheating on Denis, in other to scare him off from me I used my ring hand which had my shining Diamond engagement ring to rob my face and stroke my hair, it looks funny but I didn't care I can't be tempted to cheat on Denis in any way, I did it severally and he noticed and smile before he spoke \n\n\"trequi..is not a win is a vegetable sauce mix with mushroom, one of my Mom best food, she taught me how to do it and i want to specially prepare it for both of you if you don't mind....and i have seeing your ring Joda...fine Diamond...an indication i should stay off...you are taken...i get the message very clear....Hahaha..is funny though the way you kept on doing that...I'm not gonna bother you or your friend...i just want to appreciate one of my constant customers, I knew you even before you do...sometimes i stay at that corner where no one sees me but i see everybody, I sit and watch how my staffs  attends to people, sometimes I stay in my office and watch the CCTV camera, so i see regular faces and you are one of them...so please...you can even come with your husband or fiance...i will prepare enough for everyone to even take home...but no problem if you can't make it down...\n\n\"don't worry Kuria... We will be here...me and Joda are both coming for the trequi...we won't miss it..\nWe said our goodbyes and I drove home with Binta, I asked Binta why she kept on talking like a drunkard, embarrassing kuria and making me to start regreting of taking her down to his shop, she laughed and ignored my question, and only said I should get ready for tomorrow to be trequilize by Kuria 's food, I joined in and laugh because I will love to see him laugh and showcase his fine teeth with the gap in between, i will also tell  him to teach me the recipe too if the food is nice so that i can prepare it for Denis but I'm still  feeling guilty, my wedding is next month end and I'm admiring Kuria and getting all familiar with him, I quickly waved it off Kuria just wanted  to appreciate his customers like he mentioned, he even said i can come with my husband to be, so that's cool by me, I will ask Denis if he will come with me and Binta to Kuria 's place.\n\nDenis was not around when I got back, he didn't tell me he was going out, so i called him and a lady picked up, my heart skipped but was calm when i found out it was Vanessa, she said Denis car broke down, and she saw him along the road trying to call his mechanic so she gave him a lift, he was actually in the toilet when i called   after exchanging pleasantries she handed the phone to Denis who was out of the toilet according to her,  I was surprised to hear that his new car that isn't up-to a year suddenly broke down and Vanessa appeared like an angel and drove him to her place, but the sad thing is that  he said he wasn't coming home that night , that ones his car is fixed he will be going over to his friends place, they planned to watch football together that night , i was angry and asked him why he didn't tell me all this before leaving the house or even to called me on phone, he apologised and said he tried calling me but my line wasn't going and his friends just called him immediately i left the house, he also reminds me of Vanessa being my Chief brides maid and i told him no problem, that one was already sorted,\n after the call i called Binta to the room and told him to stay with me that Denis wasn't coming back that night, Binta was overjoyed and danced round the room, we gist that night and i also mentioned the dream i had about my dad to her, she said is an indication that my Dad does not support the wedding, she suggested we pray before sleeping which we both did, \nI didn't believe Binta interpretation about the dream, she was only saying that because she does not like Denis but as i sleep that night all I dream is the trequi with Kuria and he was so full of smile, I actually thought that ones the day break I will tell Binta that i wasn't going again but as I woke up in the morning all that was on my mind was kuria,\n towards the afternoon we dressed up and i tried calling Denis but his line was off, probably after the long night of watching football with his friends he was tired and put off his phone to avoid being disturbed, so that he can sleep,  I will try his line  in the evening again if he didn't call,\nWhen me and Binta finally got to Kuria's place he was wearing a kitchen apron, I laughed on seeing him look like that he also laughed, \nthere something about him that makes me feel happy, maybe because he shared the same shape of gap teeth with my late Dad, or there's more but I love the way i feel when I'm around him it also makes me feel bad, I feel like is unfair to Denis to be feeling this way with another man.",
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      "body": "JODA,  Episode 3.\n\nDenis has finally returned back to normal him that i use to know not the over demanding bully he wanted to turn himself into, he is so loving and less demanding now, we have a normal healthy  conversation not the unnecessary argument,\nBinta is still not lively like she use to be, when we are together,\nI spent much time with Denis, don't really have time for anything or anyone, and even if me and Denis are sitting out or hanging out, and i ask Binta to sit with us or go with us, she sometimes decline if Denis is there, she is never comfortable around him, \nToday Denis decided to ask me about her behaviour which is also pissing me off \n\n\"what is wrong with your friend, Binta... Do you notice that she never likes me, only pretending because of you...\n\n\"don't mind her... I really don't know what is wrong with her, I know she don't really like you...she even told me that herself, she also said you can be over demanding and annoying too, but I don't care what she says, you matters more to me than anybody...\n\n\"oh really...she said all that, she is very stupid for saying that, I'm happy you never listens to her, maybe you should change her from being your Chief bride maid to any of your friend, or even Vanessa, Vanessa  is even more beautiful than she is, you can't have somebody that hates your husband around you,  Binta is just jealous of you, she wish she has your kind of money or man, and  she will never be you, you are beautiful, smart, rich and intelligent, you also have me to compliment all your uniqueness...and i love you...\n\n\"I love you more, but I have already picked Vanessa as one of the bridal train, Binta has being my friend for long, and I can trust her because she has always being trustworthy, I don't know what got into her, I don't know why she doesn't relate well but i don't think is Jealousy, or probably you are right, she maybe jealous or something but Vanessa is not as close as Binta is... Since you want Vanessa...fine by me, I will just dismiss Binta..\n\nThat night as i slept, I had a dream, I saw myself walking down the aisle in my flowing wedding gown, I was all smile as i walked to where Denis stood, and the priest asked \"is there anyone seated here that will not want this couple to be husband and wife, speak now or forever hold your peace\"\nAs he said that, everywhere became silent, so silent that you can even hear if a  pin drop, I scanned through the crowd, they were unknown faces, I didn't see Nobody that i know seated among them, and they were looking so sad, why are all this strange faces sad on my wedding day, where did they even come from\"  as i was still wondering about the strange sad faces, a man stood up from a distance, an elderly man, he was moving towards me but he wasn't walking, as he got closer and i saw his full face,  I screamed in terror, \"Dad\"  and woke up, \n\nit was my father that stood up to stand against my wedding with Denis, My Dad has being dead for three  years, he can't oppose my wedding with Denis who was his P. A,  even the day he died in his office it was Denis that discovered his cold body lying in his office and raised alarm, my dad had a lungs cancer which after his visit to his medical doctor abroad, he was fine, he got better, and was back to work in his usual active mood, eating and doing what he love to do as before, he still take some vitamins and supplements just as he was prescribed to take, and was also warned to stay away from certain drugs, food and some other things, he followed every rule given to him not until that day, he never showed any sign of sickness in the morning or afternoon only to be discovered dead in the evening, during the close of work, right in his office, \nautopsy showed that he was overdosed, how can dad overdose himself, I thought he was taking his drugs according to prescription, why did he has to take a killer drug to die, living only me, how would i have cope if not for Denis,   mother died when i was still a little girl, father refused to remarry, he wanted to give me the best parenting, he said I'm like a million children to him, he also wanted to walk me down on my wedding day and hand me over to a good man who will cherish me like him,  he wished to See Me happy and i have looked forward to making him proud until death snatched him away, I cried and couldn't eat for days, I wanted to die with him, life was so  lonely without my loving dad, who toiled day and night just to give me the best, \n\nHe can't possibly say that i shouldn't marry his Personal assistant, who was among his close staffs, also among  the people he trained and paid off their tuition fees when they were in school, my Dad love Denis like his son and made him his P. A, after he graduated, Denis sometimes travels with him, my dad has changed Denis car twice, he was very kind to him and also other of his  staffs, he will even be glad I'm getting married to him, Denis made me fall in love with him,  he was so caring and loving after my dad's death, I was not dating him when dad was alive, but we started dating after his passing, Denis has being so cool, if not of recent he change to some strange being, but he is back to his normal self and I'm glad, I know it was a bad dream because dad will be happy I'm getting married to his P. A,  who was like a son to him when he was alive,\n\nI didn't tell anyone about the dream not even Denis, although i wanted to say it to him because i don't hide anything from him but something kept me from saying it, \n\nMe and Binta drove out to get something and i decided to tell her to go because she's not happy with Denis and he isn't comfortable with her around, I told her Vanessa will take her place, I said in a way that shows how remorseful i was to let her go and surprisingly  she wasn't angry,\n\n\"Hey....Joda...you have just saved me from a big stress...i have being thinking how i will be there...watching you marry that gold digger of a man...I'm sorry but this is not an insult and i know you will still tell him what i said because you are blindly in love, but i don't care...Joda...but your Denis doesn't love you but your money.... Don't think because he was your father's p. A and your Dad took him as a son and he was also the last person with your dad before he died and he has being so caring since then....don't think because of that makes him the man for you, I dislike him and i just couldn't hide it... Please i ask of this one favour from you because you are my best friend and i wanted to be a sister you never had...please don't ever allow Denis to manipulate you in changing any other properties or your father's hard earned assets into his.. Don't let him do that even after you are both married because i see you are so sold out to him nobody can change your mind in settling with him , you are smart Joda, don't allow Denis to outsmart you if not your parent's death will all be in vain ,most especially your father who built an empire for you all his sweat will go down the drain if you allow Denis manipulate you, and he doesn't suppose to be in same house with you , why can't he wait after the wedding before moving in...anyway what is my own...I'm proud to say he isn't the man for you ...period, tell him i said that if you get back home...if he has liver he should come and ask me and i will be glad to tell him to go to hell,  I'm sorry but i just have to say my mind,  please before you finally dump me, let's go to that vegetables and fruit shop, I want to pick something that will at least be your farewell to me...\n\nI was angry with  Binta because of the things she was saying about Denis, they are not true , Denis is a nice person and doesn't love me because of any sentiments,  but Binta is entitled to her opinion so i can't hate  her, maybe Denis was right in letting her go, as much as i was angry I still manage to drive  her down to the shop,\n the fine young man who owns the place was around... I guess that was why Binta wanted us to come down here.",
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