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      "author": "steem.history",
      "body": "Hello welcome to Steemit world! \n I'm @steem.history, who is steem witness. \n This is a recommended post for you.[Newcomers Guide](https://steemitdev.com/guide/@steemitblog/steemit-a-guide-for-newcomers) and [The Complete Steemit Etiquette Guide (Revision 2.0)](https://steemit.com/steem/@steem.history/the-complete-steemit-etiquette-guide-revision-20-homage-1598425779) and, recommended community [Newcomers Community](https://steemit.com/trending/hive-172186) \n I wish you luck to your steemit activities.<center> \n \n \n https://cdn.steemitimages.com/DQmXHwdcNs5VPcBft1iSosPdHLpBNBfjuG84g3ffWhMw5JQ/image.png \n <sub>(The bots avatar has been created using https://robohash.org/)</sub> \n @steem.history \n \n ### My witness activity \n - [My aspiration for STEEM witness](https://steemit.com/hive-185836/@steem.history/my-aspiration-for-steem-witness-1601280729) \n - Provides information on Steem.  \n [Reference](https://steemit.com/trending/hive-130095) \n - Supporting the Steem project. \n [SPUD4STEEM project](https://steemit.com/trending/spud4steem) \n - Supporting the community. \n [Newcomers Community](https://steemit.com/trending/hive-172186),[Steem Sri Lanka](https://steemit.com/trending/hive-133716) ,[WORLD OF XPILAR](https://steemit.com/trending/hive-185836), [GLOBAL STEEM](https://steemit.com/trending/hive-145160), [Scouts](https://steemit.com/trending/hive-181136) \n \n ### My featured posts \n - [The Complete Steemit Etiquette Guide (Revision 2.0) -Homage](https://steemit.com/steem/@steem.history/the-complete-steemit-etiquette-guide-revision-20-homage-1598425779) \n \n [![image.png](https://cdn.steemitimages.com/DQmd7of2TpLGqvckkrReWahnkxMWH6eMg5upXesfsujDCnW/image.png)](https://steemlogin.com/sign/account-witness-vote?witness=steem.history&amp;approve=1) \n <sub>please click it!</sub> \n \n ![image.png](https://cdn.steemitimages.com/DQmWDnFh7Kcgj2gdPc5RgG9Cezc4Bapq8sQQJvrkxR8rx5z/image.png) \n <sub>(Go to https://steemit.com/~witnesses and type fbslo at the bottom of the page)</sub> \n \n </center>",
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      "body": "Money can be defined as anything that is generally acceptable by a society as a means of exchange and for payment. On the other hand, a bank is a financial institution set up for the purpose of safe keeping of money and other valuable goods. Due to the technological development in our society which has also reached out to our daily financial transaction had made numerous changes on financial transaction in our modern world.\n      Historically, money originated from the times of the goldsmiths who kept valuable commodities for people and in return issued a receipt to those who deposited their goods/valuables as an evidence of payment for services rendered by the goldsmiths. As time went on, most people started using receipts issued by the goldsmiths for the exchange of goods and services. Those receipts were later modernized and was renamed money. The goldsmiths were also known as the only means banking in the olden days. The core characteristics of money is that it is generally acceptable and that is the quality that developers had in mind while developing money.\n      Money in modern age had undergone and is still undergoing many developments which include: the increment of the mobility of money. People are now able to carry their money easily with the help of many technical gadgets or applications which the main aim of producing them is to the daily financial transaction. These applications include some mobile apps such as: Opay, Trust wallet, Luno, Pascal coin, and many more, but many people are adamant to this development because they do not believe that one can have their money in other means than carrying money about in the pocket and in the bank.\n     The invention of new mobile currencies such as; bitcoin, pincoin, and much more, has enabled people to save their money which will have steady value increment and by the time the person wish to withdraw the money, it will have more value than the time it was deposited. Pincoin is also a version of bitcoin which was invented by a Nigerian. In pincoin one can invest as low as N1000 and in return they will get many thousands of Naira in return.\n     These days people now purchase goods by doing the transaction online and this makes it easier for one to do his/her daily financial transactions.\n     Visiting banks for most financial transactions have been limited with the introduction of bank apps where one can perform most transaction easily without visiting any bank.\n     In conclusion money and banking is still undergoing many developments which will make our daily financial transaction easier and also makes money more mobile. Most people are now looking out for those developments which will come to existence in a very short period of time.\n\n\n![National-Debt-Gillray.jpeg](https://cdn.steemitimages.com/DQmZupqpEXrBo53vWpKrKv1ZjFNS58XMrSRb85SesVCtuZv/National-Debt-Gillray.jpeg)\n\n\n![Pengar_-_2019.jpg](https://cdn.steemitimages.com/DQmXCthQDEK7Mpr8S48RuqwKSWLYzDGpdSEn9WVDX11asUP/Pengar_-_2019.jpg)",
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