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      "body": "Risk Management can be defined as the method of identifying risk and analyzing certain risks in other to curb or find a solution to it. It's a method in which we use to understand an unforeseen or upcoming risk so as to find certain solutions in order to reduce or find a perfect solution to the risk.\n\n## Importance of Risk Management\n1. It's decrease Expenses and Loses\n2. It helps in successful planning\n3. It improves Reputation\n4. It helps in prepare for eventualities that may come in the way of progress and growth\n5. It saves time and effort\n6. It's guide decision making\n\n\n![image.png](https://images.hive.blog/DQmTAAftFHZUQoDhNSejuhZV1TVi36irya4BTuV9kyhbzF4/image.png)\n[source](https://pixabay.com/photos/woman-women-office-work-business-2773007/)\n\n## Risk Management Process\nThere are several majors risk management processes. These include;\n1. Identifying Risk: Identify and defines potential risk that may negatively influence a specific project.\n2. Risk Analysis: Once specific risk has been identified, then determines the odd of it occurring and their consequences.\n3. Lay out the risk: The risk is then layout or evaluate after determining the risk occurrence and consequences.\n4. Risk Monitoring: Following up on both the risk and consequence then continue monitoring it.\n5. Communicate and Consults: Internal and External shareholders of the company should be included in each step taken.\n\n\n## Conclusion\nUnderstanding on Risk management is very important in any organisation in order to know how to curb any unforseen risk in the organisation.",
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      "body": "Congratulations @afinga! You received a personal award!\n\n<table><tr><td>https://steemitimages.com/70x70/http://steemitboard.com/@afinga/birthday2.png</td><td>Happy Birthday! - You are on the Steem blockchain for 2 years!</td></tr></table>\n\n<sub>_You can view [your badges on your Steem Board](https://steemitboard.com/@afinga) and compare to others on the [Steem Ranking](https://steemitboard.com/ranking/index.php?name=afinga)_</sub>\n\n\n###### [Vote for @Steemitboard as a witness](https://v2.steemconnect.com/sign/account-witness-vote?witness=steemitboard&approve=1) to get one more award and increased upvotes!",
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      "memo": "Hy @afinga you just got 1559 WAFRO tokens from @wafrica! We distributed to over 6 000 followers, it is tradeble at steem-engine.com! Thanks for being active member of @wafrica! HODL those token to receive more airdropped tokens each month! Check with @wafrica blog for contests, and Sunday parties on Discord!"
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      "memo": "BuildTeam is proud to announce the release of DLease.io - our flagship P2P leasing marketplace app, aimed at assisting Steemians in leasing and delegating STEEM POWER for daily passive returns, with recent yields as high as 20% APR. DLease.io is a professional grade app , designed to replace the current MinnowBooster.net leasing market which has to date facilitated nearly 20 Million STEEM POWER in lease value to happy BuildTeam customers. View the new app at https://dlease.io/ or read the announcement post on https://steemit.com/@dlease."
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      "memo": "Dear @afinga, I've noticed that you're very active on Steemit and I decided to reach out to you and introduce to my Venezuelan friend @emiliocabrera. He just published post about our ALLIANCE of 3 AMAZING STEEMIT COMMUNITIES (2 of which are from Venezuela). We would like to welcome you and hope you can become part of our journey. Yours, Piotr. LINK: // https://steemit.com/venezuela/@emiliocabrera/alliance-with-purpose-steemchurch-and-help-venezuela-joined-by-the-20k"
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      "body": "Hello @afinga! This is a friendly reminder that you have 3000 Partiko Points unclaimed in your Partiko account!\n\nPartiko is a fast and beautiful mobile app for Steem, and it’s the most popular Steem mobile app out there! Download Partiko using the link below and login using SteemConnect to claim your 3000 Partiko points! You can easily convert them into Steem token!\n\nhttps://partiko.app/referral/partiko",
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