Ecoer Logo

@adamatlas

25

Payments and Crypto Lawyer

steemit.com/@adamatlas
VOTING POWER100.00%
DOWNVOTE POWER100.00%
RESOURCE CREDITS100.00%
REPUTATION PROGRESS0.00%
Net Worth
0.185USD
STEEM
2.551STEEM
SBD
0.000SBD
Effective Power
5.007SP
├── Own SP
0.636SP
└── Incoming Deleg
+4.371SP

Detailed Balance

STEEM
balance
2.551STEEM
market_balance
0.000STEEM
savings_balance
0.000STEEM
reward_steem_balance
0.000STEEM
STEEM POWER
Own SP
0.636SP
Delegated Out
0.000SP
Delegation In
4.371SP
Effective Power
5.007SP
Reward SP (pending)
0.002SP
SBD
sbd_balance
0.000SBD
sbd_conversions
0.000SBD
sbd_market_balance
0.000SBD
savings_sbd_balance
0.000SBD
reward_sbd_balance
0.000SBD
{
  "balance": "2.551 STEEM",
  "savings_balance": "0.000 STEEM",
  "reward_steem_balance": "0.000 STEEM",
  "vesting_shares": "1034.627803 VESTS",
  "delegated_vesting_shares": "0.000000 VESTS",
  "received_vesting_shares": "7109.032003 VESTS",
  "sbd_balance": "0.000 SBD",
  "savings_sbd_balance": "0.000 SBD",
  "reward_sbd_balance": "0.000 SBD",
  "conversions": []
}

Account Info

nameadamatlas
id226130
rank1,409,759
reputation3733921
created2017-06-27T06:43:36
recovery_accountsteem
proxyNone
post_count1
comment_count0
lifetime_vote_count0
witnesses_voted_for0
last_post2017-12-29T17:34:21
last_root_post2017-12-29T17:34:21
last_vote_time2017-06-27T07:38:21
proxied_vsf_votes0, 0, 0, 0
can_vote1
voting_power0
delayed_votes0
balance2.551 STEEM
savings_balance0.000 STEEM
sbd_balance0.000 SBD
savings_sbd_balance0.000 SBD
vesting_shares1034.627803 VESTS
delegated_vesting_shares0.000000 VESTS
received_vesting_shares7109.032003 VESTS
reward_vesting_balance4.136954 VESTS
vesting_balance0.000 STEEM
vesting_withdraw_rate0.000000 VESTS
next_vesting_withdrawal1969-12-31T23:59:59
withdrawn0
to_withdraw0
withdraw_routes0
savings_withdraw_requests0
last_account_recovery1970-01-01T00:00:00
reset_accountnull
last_owner_update1970-01-01T00:00:00
last_account_update2017-12-29T17:32:12
minedNo
sbd_seconds0
sbd_last_interest_payment1970-01-01T00:00:00
savings_sbd_last_interest_payment1970-01-01T00:00:00
{
  "id": 226130,
  "name": "adamatlas",
  "owner": {
    "weight_threshold": 1,
    "account_auths": [],
    "key_auths": [
      [
        "STM4u9KwCsyhbcmuW1DpJLVzz5m5c1bPLCFN3PTPvcvqo9qARX22M",
        1
      ]
    ]
  },
  "active": {
    "weight_threshold": 1,
    "account_auths": [],
    "key_auths": [
      [
        "STM5om7wpwpkntQcicHwpuQx8wkcJDsmS85mubWZbUNba2ya6MFMe",
        1
      ]
    ]
  },
  "posting": {
    "weight_threshold": 1,
    "account_auths": [],
    "key_auths": [
      [
        "STM7bsQCGuEbacdok6eFTeaeHZEC5Q2FLNXmZnxDvgjZ8jzy34D26",
        1
      ]
    ]
  },
  "memo_key": "STM6CWkQE3kM4jNnVACcRZgsZzUZAjYM1UEBh5JbMWw8KkYmS4iNp",
  "json_metadata": "{\"profile\":{\"profile_image\":\"https://drive.google.com/drive/folders/0BzSMG5T2ZjIYZTJLTHVJZUFmem8\",\"name\":\"Adam Atlas\",\"about\":\"Payments and Crypto Lawyer \",\"website\":\"http://www.adamatlas.com\"}}",
  "posting_json_metadata": "{\"profile\":{\"profile_image\":\"https://drive.google.com/drive/folders/0BzSMG5T2ZjIYZTJLTHVJZUFmem8\",\"name\":\"Adam Atlas\",\"about\":\"Payments and Crypto Lawyer \",\"website\":\"http://www.adamatlas.com\"}}",
  "proxy": "",
  "last_owner_update": "1970-01-01T00:00:00",
  "last_account_update": "2017-12-29T17:32:12",
  "created": "2017-06-27T06:43:36",
  "mined": false,
  "recovery_account": "steem",
  "last_account_recovery": "1970-01-01T00:00:00",
  "reset_account": "null",
  "comment_count": 0,
  "lifetime_vote_count": 0,
  "post_count": 1,
  "can_vote": true,
  "voting_manabar": {
    "current_mana": "8143659806",
    "last_update_time": 1779051168
  },
  "downvote_manabar": {
    "current_mana": 2035914951,
    "last_update_time": 1779051168
  },
  "voting_power": 0,
  "balance": "2.551 STEEM",
  "savings_balance": "0.000 STEEM",
  "sbd_balance": "0.000 SBD",
  "sbd_seconds": "0",
  "sbd_seconds_last_update": "1970-01-01T00:00:00",
  "sbd_last_interest_payment": "1970-01-01T00:00:00",
  "savings_sbd_balance": "0.000 SBD",
  "savings_sbd_seconds": "0",
  "savings_sbd_seconds_last_update": "1970-01-01T00:00:00",
  "savings_sbd_last_interest_payment": "1970-01-01T00:00:00",
  "savings_withdraw_requests": 0,
  "reward_sbd_balance": "0.000 SBD",
  "reward_steem_balance": "0.000 STEEM",
  "reward_vesting_balance": "4.136954 VESTS",
  "reward_vesting_steem": "0.002 STEEM",
  "vesting_shares": "1034.627803 VESTS",
  "delegated_vesting_shares": "0.000000 VESTS",
  "received_vesting_shares": "7109.032003 VESTS",
  "vesting_withdraw_rate": "0.000000 VESTS",
  "next_vesting_withdrawal": "1969-12-31T23:59:59",
  "withdrawn": 0,
  "to_withdraw": 0,
  "withdraw_routes": 0,
  "curation_rewards": 2,
  "posting_rewards": 0,
  "proxied_vsf_votes": [
    0,
    0,
    0,
    0
  ],
  "witnesses_voted_for": 0,
  "last_post": "2017-12-29T17:34:21",
  "last_root_post": "2017-12-29T17:34:21",
  "last_vote_time": "2017-06-27T07:38:21",
  "post_bandwidth": 0,
  "pending_claimed_accounts": 0,
  "vesting_balance": "0.000 STEEM",
  "reputation": 3733921,
  "transfer_history": [],
  "market_history": [],
  "post_history": [],
  "vote_history": [],
  "other_history": [],
  "witness_votes": [],
  "tags_usage": [],
  "guest_bloggers": [],
  "rank": 1409759
}

Withdraw Routes

IncomingOutgoing
Empty
Empty
{
  "incoming": [],
  "outgoing": []
}
From Date
To Date
steemdelegated 4.371 SP to @adamatlas
2026/05/17 20:52:48
delegatorsteem
delegateeadamatlas
vesting shares7109.032003 VESTS
Transaction InfoBlock #106139416/Trx a041a570baede48667f3e774e183908e3ce65b67
View Raw JSON Data
{
  "trx_id": "a041a570baede48667f3e774e183908e3ce65b67",
  "block": 106139416,
  "trx_in_block": 3,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2026-05-17T20:52:48",
  "op": [
    "delegate_vesting_shares",
    {
      "delegator": "steem",
      "delegatee": "adamatlas",
      "vesting_shares": "7109.032003 VESTS"
    }
  ]
}
steemdelegated 2.703 SP to @adamatlas
2026/05/11 16:24:12
delegatorsteem
delegateeadamatlas
vesting shares4396.821598 VESTS
Transaction InfoBlock #105962026/Trx 8d3d57e8b0e7d568497ab72a89092873f4043590
View Raw JSON Data
{
  "trx_id": "8d3d57e8b0e7d568497ab72a89092873f4043590",
  "block": 105962026,
  "trx_in_block": 1,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2026-05-11T16:24:12",
  "op": [
    "delegate_vesting_shares",
    {
      "delegator": "steem",
      "delegatee": "adamatlas",
      "vesting_shares": "4396.821598 VESTS"
    }
  ]
}
steemdelegated 4.378 SP to @adamatlas
2026/04/25 20:18:51
delegatorsteem
delegateeadamatlas
vesting shares7121.547759 VESTS
Transaction InfoBlock #105507163/Trx a2d03425fa6d42146ff320a2c7f5f6b63495b45a
View Raw JSON Data
{
  "trx_id": "a2d03425fa6d42146ff320a2c7f5f6b63495b45a",
  "block": 105507163,
  "trx_in_block": 0,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2026-04-25T20:18:51",
  "op": [
    "delegate_vesting_shares",
    {
      "delegator": "steem",
      "delegatee": "adamatlas",
      "vesting_shares": "7121.547759 VESTS"
    }
  ]
}
steemdelegated 2.729 SP to @adamatlas
2026/01/22 22:45:54
delegatorsteem
delegateeadamatlas
vesting shares4438.368417 VESTS
Transaction InfoBlock #102840989/Trx 98702733fb7c7ca5834d96b993b78bb0f7c443b9
View Raw JSON Data
{
  "trx_id": "98702733fb7c7ca5834d96b993b78bb0f7c443b9",
  "block": 102840989,
  "trx_in_block": 1,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2026-01-22T22:45:54",
  "op": [
    "delegate_vesting_shares",
    {
      "delegator": "steem",
      "delegatee": "adamatlas",
      "vesting_shares": "4438.368417 VESTS"
    }
  ]
}
steemdelegated 2.830 SP to @adamatlas
2024/12/16 18:07:09
delegatorsteem
delegateeadamatlas
vesting shares4602.587614 VESTS
Transaction InfoBlock #91287439/Trx 2237e210466721b4f0563825efb0e8dfb4b976e0
View Raw JSON Data
{
  "trx_id": "2237e210466721b4f0563825efb0e8dfb4b976e0",
  "block": 91287439,
  "trx_in_block": 4,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2024-12-16T18:07:09",
  "op": [
    "delegate_vesting_shares",
    {
      "delegator": "steem",
      "delegatee": "adamatlas",
      "vesting_shares": "4602.587614 VESTS"
    }
  ]
}
steemdelegated 2.934 SP to @adamatlas
2023/11/13 09:53:33
delegatorsteem
delegateeadamatlas
vesting shares4771.721146 VESTS
Transaction InfoBlock #79841732/Trx bf257cfb6b90eb8d08b4050af3502def217a38b4
View Raw JSON Data
{
  "trx_id": "bf257cfb6b90eb8d08b4050af3502def217a38b4",
  "block": 79841732,
  "trx_in_block": 0,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2023-11-13T09:53:33",
  "op": [
    "delegate_vesting_shares",
    {
      "delegator": "steem",
      "delegatee": "adamatlas",
      "vesting_shares": "4771.721146 VESTS"
    }
  ]
}
steemdelegated 4.740 SP to @adamatlas
2023/09/21 17:51:15
delegatorsteem
delegateeadamatlas
vesting shares7708.999932 VESTS
Transaction InfoBlock #78343077/Trx 3d98c2b8da5aa8a793d922a045f9ae81f9c11883
View Raw JSON Data
{
  "trx_id": "3d98c2b8da5aa8a793d922a045f9ae81f9c11883",
  "block": 78343077,
  "trx_in_block": 5,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2023-09-21T17:51:15",
  "op": [
    "delegate_vesting_shares",
    {
      "delegator": "steem",
      "delegatee": "adamatlas",
      "vesting_shares": "7708.999932 VESTS"
    }
  ]
}
steemdelegated 4.876 SP to @adamatlas
2022/11/03 08:06:51
delegatorsteem
delegateeadamatlas
vesting shares7930.681370 VESTS
Transaction InfoBlock #69108971/Trx 0c4704be8f352ee5952b7c247baf3c4338640e17
View Raw JSON Data
{
  "trx_id": "0c4704be8f352ee5952b7c247baf3c4338640e17",
  "block": 69108971,
  "trx_in_block": 4,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2022-11-03T08:06:51",
  "op": [
    "delegate_vesting_shares",
    {
      "delegator": "steem",
      "delegatee": "adamatlas",
      "vesting_shares": "7930.681370 VESTS"
    }
  ]
}
steemdelegated 5.012 SP to @adamatlas
2022/01/17 07:42:54
delegatorsteem
delegateeadamatlas
vesting shares8151.214601 VESTS
Transaction InfoBlock #60805547/Trx 1a1ccffca3a5016828a2b6ecb3ec95c8e3492135
View Raw JSON Data
{
  "trx_id": "1a1ccffca3a5016828a2b6ecb3ec95c8e3492135",
  "block": 60805547,
  "trx_in_block": 3,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2022-01-17T07:42:54",
  "op": [
    "delegate_vesting_shares",
    {
      "delegator": "steem",
      "delegatee": "adamatlas",
      "vesting_shares": "8151.214601 VESTS"
    }
  ]
}
steemdelegated 5.125 SP to @adamatlas
2021/06/13 21:46:18
delegatorsteem
delegateeadamatlas
vesting shares8334.983259 VESTS
Transaction InfoBlock #54604101/Trx 269a57084bbb5acce13f8022327147fea578b25d
View Raw JSON Data
{
  "trx_id": "269a57084bbb5acce13f8022327147fea578b25d",
  "block": 54604101,
  "trx_in_block": 1,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2021-06-13T21:46:18",
  "op": [
    "delegate_vesting_shares",
    {
      "delegator": "steem",
      "delegatee": "adamatlas",
      "vesting_shares": "8334.983259 VESTS"
    }
  ]
}
steemdelegated 5.240 SP to @adamatlas
2020/12/11 08:09:42
delegatorsteem
delegateeadamatlas
vesting shares8522.405233 VESTS
Transaction InfoBlock #49351688/Trx 247134cdf6a339a159c08a74306a0d62b1daf2ba
View Raw JSON Data
{
  "trx_id": "247134cdf6a339a159c08a74306a0d62b1daf2ba",
  "block": 49351688,
  "trx_in_block": 5,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2020-12-11T08:09:42",
  "op": [
    "delegate_vesting_shares",
    {
      "delegator": "steem",
      "delegatee": "adamatlas",
      "vesting_shares": "8522.405233 VESTS"
    }
  ]
}
steemdelegated 1.176 SP to @adamatlas
2020/12/06 01:47:00
delegatorsteem
delegateeadamatlas
vesting shares1912.543513 VESTS
Transaction InfoBlock #49203254/Trx a8d02b6c04c12936d22a76c1cd00bc5fefede163
View Raw JSON Data
{
  "trx_id": "a8d02b6c04c12936d22a76c1cd00bc5fefede163",
  "block": 49203254,
  "trx_in_block": 5,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2020-12-06T01:47:00",
  "op": [
    "delegate_vesting_shares",
    {
      "delegator": "steem",
      "delegatee": "adamatlas",
      "vesting_shares": "1912.543513 VESTS"
    }
  ]
}
steemdelegated 5.250 SP to @adamatlas
2020/11/25 14:33:45
delegatorsteem
delegateeadamatlas
vesting shares8539.531850 VESTS
Transaction InfoBlock #48906230/Trx 4ac5277f6bd175b82b5995bf70ada8577ff00473
View Raw JSON Data
{
  "trx_id": "4ac5277f6bd175b82b5995bf70ada8577ff00473",
  "block": 48906230,
  "trx_in_block": 1,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2020-11-25T14:33:45",
  "op": [
    "delegate_vesting_shares",
    {
      "delegator": "steem",
      "delegatee": "adamatlas",
      "vesting_shares": "8539.531850 VESTS"
    }
  ]
}
steemdelegated 5.368 SP to @adamatlas
2020/05/09 02:41:39
delegatorsteem
delegateeadamatlas
vesting shares8731.418446 VESTS
Transaction InfoBlock #43213468/Trx 489b5b5b5849b48a49a3b6d841e9c023b454cf55
View Raw JSON Data
{
  "trx_id": "489b5b5b5849b48a49a3b6d841e9c023b454cf55",
  "block": 43213468,
  "trx_in_block": 0,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2020-05-09T02:41:39",
  "op": [
    "delegate_vesting_shares",
    {
      "delegator": "steem",
      "delegatee": "adamatlas",
      "vesting_shares": "8731.418446 VESTS"
    }
  ]
}
steemdelegated 1.201 SP to @adamatlas
2020/05/08 05:49:48
delegatorsteem
delegateeadamatlas
vesting shares1953.311140 VESTS
Transaction InfoBlock #43189015/Trx b60bf2ae5ab598a01dd1d3db9c1fb0b96ce8f5ad
View Raw JSON Data
{
  "trx_id": "b60bf2ae5ab598a01dd1d3db9c1fb0b96ce8f5ad",
  "block": 43189015,
  "trx_in_block": 13,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2020-05-08T05:49:48",
  "op": [
    "delegate_vesting_shares",
    {
      "delegator": "steem",
      "delegatee": "adamatlas",
      "vesting_shares": "1953.311140 VESTS"
    }
  ]
}
steemdelegated 5.376 SP to @adamatlas
2020/04/15 17:22:09
delegatorsteem
delegateeadamatlas
vesting shares8744.453463 VESTS
Transaction InfoBlock #42557633/Trx 874a738c9ed73bc9e5c87eea40d53a247483e004
View Raw JSON Data
{
  "trx_id": "874a738c9ed73bc9e5c87eea40d53a247483e004",
  "block": 42557633,
  "trx_in_block": 12,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2020-04-15T17:22:09",
  "op": [
    "delegate_vesting_shares",
    {
      "delegator": "steem",
      "delegatee": "adamatlas",
      "vesting_shares": "8744.453463 VESTS"
    }
  ]
}
2019/06/27 08:10:48
parent authoradamatlas
parent permlink2018-everything-bitcoin
authorsteemitboard
permlinksteemitboard-notify-adamatlas-20190627t081048000z
title
bodyCongratulations @adamatlas! You received a personal award! <table><tr><td>https://steemitimages.com/70x70/http://steemitboard.com/@adamatlas/birthday2.png</td><td>Happy Birthday! - You are on the Steem blockchain for 2 years!</td></tr></table> <sub>_You can view [your badges on your Steem Board](https://steemitboard.com/@adamatlas) and compare to others on the [Steem Ranking](https://steemitboard.com/ranking/index.php?name=adamatlas)_</sub> ###### [Vote for @Steemitboard as a witness](https://v2.steemconnect.com/sign/account-witness-vote?witness=steemitboard&approve=1) to get one more award and increased upvotes!
json metadata{"image":["https://steemitboard.com/img/notify.png"]}
Transaction InfoBlock #34160660/Trx 93a24aae8ba553dcf01c85cc822a9d6927ef48d0
View Raw JSON Data
{
  "trx_id": "93a24aae8ba553dcf01c85cc822a9d6927ef48d0",
  "block": 34160660,
  "trx_in_block": 6,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2019-06-27T08:10:48",
  "op": [
    "comment",
    {
      "parent_author": "adamatlas",
      "parent_permlink": "2018-everything-bitcoin",
      "author": "steemitboard",
      "permlink": "steemitboard-notify-adamatlas-20190627t081048000z",
      "title": "",
      "body": "Congratulations @adamatlas! You received a personal award!\n\n<table><tr><td>https://steemitimages.com/70x70/http://steemitboard.com/@adamatlas/birthday2.png</td><td>Happy Birthday! - You are on the Steem blockchain for 2 years!</td></tr></table>\n\n<sub>_You can view [your badges on your Steem Board](https://steemitboard.com/@adamatlas) and compare to others on the [Steem Ranking](https://steemitboard.com/ranking/index.php?name=adamatlas)_</sub>\n\n\n###### [Vote for @Steemitboard as a witness](https://v2.steemconnect.com/sign/account-witness-vote?witness=steemitboard&approve=1) to get one more award and increased upvotes!",
      "json_metadata": "{\"image\":[\"https://steemitboard.com/img/notify.png\"]}"
    }
  ]
}
steemdelegated 5.497 SP to @adamatlas
2019/05/12 10:54:54
delegatorsteem
delegateeadamatlas
vesting shares8940.075930 VESTS
Transaction InfoBlock #32840701/Trx 9f115fcc95e7a96c5cdac4ce2ea355774adb076f
View Raw JSON Data
{
  "trx_id": "9f115fcc95e7a96c5cdac4ce2ea355774adb076f",
  "block": 32840701,
  "trx_in_block": 6,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2019-05-12T10:54:54",
  "op": [
    "delegate_vesting_shares",
    {
      "delegator": "steem",
      "delegatee": "adamatlas",
      "vesting_shares": "8940.075930 VESTS"
    }
  ]
}
2019/01/04 18:43:51
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2017/12/29 17:48:15
parent authoradamatlas
parent permlink2018-everything-bitcoin
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bodyHello colleague @adamatlas, I hope you feel very well :D. Very good post, I voted for it. I would like to invite you to follow me on my page @emmanuel250998 where I will be uploading every day the latest news about the world of cryptocurrencies. I also invite you to vote for my last post: https://steemit.com/bitcoin/@emmanuel250998/bitcoin-price-will-range-from-usd6-500-to-usd22-000-in-2018-according-to-wall-street-analyst I would very much appreciate your support. A big hug and greetings from Venezuela ;)
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2017/12/29 17:34:57
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2017/12/29 17:34:54
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2017/12/29 17:34:54
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adamatlaspublished a new post: 2018-everything-bitcoin
2017/12/29 17:34:21
parent author
parent permlinkbitcoin
authoradamatlas
permlink2018-everything-bitcoin
title2018, Everything Bitcoin?
bodyWhat if? As a lawyer who has advised on fiat payments for many years, I have a duty to encourage clients to ask themselves: what would you do if a lot of payments became cryptocurrency payments? I don't think this will happen in 2018, but it would be naive to avoid the elephant in the room of payments - cryptocurrencies. Bitcoin. Whether as a store of value that rivals gold, or a somewhat expensive payment method, it looks like Bitcoin is here to stay. Even it its value drops like a lead balloon, the number of users alone gives Bitcoin a floor value that is something more than nil. On the world's most popular Bitcoin wallet alone, there are 21 million users. Even the most cynical tulip, ponzi, fraud and other derisive opinions are, at least partly, offset by people voting with their feet. Owning a little Bitcoin or one of the many other crypto currencies, purely for educational purposes is perhaps the best thing you can do as 2017 winds down. ICOs. Initial Coin Offerings, of which there are hundreds have, de facto, transformed the time-comsuming and expensive IPO process into a lighting-fast way to raise capital. Most ICOs are either illegal securities or unlicensed money services businesses. But that is beside the point; ICOs are de facto, shifting capital from one generation of financial services providers (i.e. stock exchanges, banks, brokers, financial advisors, MSBs etc..) to another generation of people who, (legally or illegally), are unencumbered by the constraints of licensure and traditional compliance, and are building a new financial infrastructure for the new millennium. As the capital to build financial system changes hands, so will the systems. As ICO platforms seek to capture old markets with new technology (e.g. lending, insurance, health data, sharing, etc...), they could benefit from traditional payments professionals in subjects such as underwriting, risk assessment and AML. Generational Blinder Check. Traditional payments providers are caught off-guard because they have banked (pun intended) on traditional fiat-based financial services for their whole careers. Hard as it may be to teach old dogs new tricks, it's time for the old-guard of payments to 'get with the program' and understand virtual currency and blockchain. Speculation. In the long term, I don't think people will earn livings (as they are now) simply betting on the ups and downs of virtual currency on exchanges like CoinbaseKraken and Polinex. Nor do I see ICOs as a long-term source of revenue. I also expect the SEC to have a full docket of ISO take-downs in 2018, like those of DAO and PlexCorps. Traditional Payment Value in Virtual Currency Markets. The long-term value in cryptocurrency is from the same services that have been provided with fiat currency for centuries: lending, storage, processing and exchange. Merchants that have to account to the IRS in USD, will find it cumbersome to account of the value received across a multitude of cryptocurrencies. This creates opportunities for crypto payment processing services, like Bitpay, Stripe and Shopify. Note that FinCEN views virtual currency payment processing as MSB activity, and some states, like NY, may as well. Bitcoin lenders, nebeus, bitbond and getline are all workin the ancient business of lending with the new medium of Bitcoin. There are also opportunities in bookkeeping for virtual currency, where Quickbooks and various accountants are already active. Integration Middle Ground. Without launching your own ICO or virtual currency, its easy enough to integrate an existing payments platform with one of the existing third party crypto providers. In addition to traditional supplier underwriting criteria (i.e. security, financials, reputation, business logic), a crypto provider should be vetted for their legal compliance status. Getting compliance wrong in crypto (like other MSB activity) can have bad outcomes, such as that for BTC-e. Traditional payment skills are more important than ever to help cryptocurrency businesses learn from the past despite creating a financial system that is altogether new. Adam Atlas Attorney at Law is licensed in New York and Quebec. Nothing in this e-mail should be construed as a legal opinion or commentary on laws other than in the two jurisdictions where the author is admitted. ![2018 Everything Bitcoin Adam Atlas.jpg](https://steemitimages.com/DQmYm6LvFgWjHfUHaj9MMX9N4tRh7EL6RNMdoWmfiN76H6G/2018%20Everything%20Bitcoin%20Adam%20Atlas.jpg)
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      "title": "2018, Everything Bitcoin?",
      "body": "What if? As a lawyer who has advised on fiat payments for many years, I have a duty to encourage clients to ask themselves: what would you do if a lot of payments became cryptocurrency payments? I don't think this will happen in 2018, but it would be naive to avoid the elephant in the room of payments - cryptocurrencies.\n\nBitcoin. Whether as a store of value that rivals gold, or a somewhat expensive payment method, it looks like Bitcoin is here to stay. Even it its value drops like a lead balloon, the number of users alone gives Bitcoin a floor value that is something more than nil. On the world's most popular Bitcoin wallet alone, there are 21 million users. Even the most cynical tulip, ponzi, fraud and other derisive opinions are, at least partly, offset by people voting with their feet. Owning a little Bitcoin or one of the many other crypto currencies, purely for educational purposes is perhaps the best thing you can do as 2017 winds down.\nICOs. Initial Coin Offerings, of which there are hundreds have, de facto, transformed the time-comsuming and expensive IPO process into a lighting-fast way to raise capital. Most ICOs are either illegal securities or unlicensed money services businesses. But that is beside the point; ICOs are de facto, shifting capital from one generation of financial services providers (i.e. stock exchanges, banks, brokers, financial advisors, MSBs etc..) to another generation of people who, (legally or illegally), are unencumbered by the constraints of licensure and traditional compliance, and are building a new financial infrastructure for the new millennium. As the capital to build financial system changes hands, so will the systems. As ICO platforms seek to capture old markets with new technology (e.g. lending, insurance, health data, sharing, etc...), they could benefit from traditional payments professionals in subjects such as underwriting, risk assessment and AML.\nGenerational Blinder Check. Traditional payments providers are caught off-guard because they have banked (pun intended) on traditional fiat-based financial services for their whole careers. Hard as it may be to teach old dogs new tricks, it's time for the old-guard of payments to 'get with the program' and understand virtual currency and blockchain.\nSpeculation. In the long term, I don't think people will earn livings (as they are now) simply betting on the ups and downs of virtual currency on exchanges like CoinbaseKraken and Polinex. Nor do I see ICOs as a long-term source of revenue. I also expect the SEC to have a full docket of ISO take-downs in 2018, like those of DAO and PlexCorps.\nTraditional Payment Value in Virtual Currency Markets. The long-term value in cryptocurrency is from the same services that have been provided with fiat currency for centuries: lending, storage, processing and exchange. Merchants that have to account to the IRS in USD, will find it cumbersome to account of the value received across a multitude of cryptocurrencies. This creates opportunities for crypto payment processing services, like Bitpay, Stripe and Shopify. Note that FinCEN views virtual currency payment processing as MSB activity, and some states, like NY, may as well. Bitcoin lenders, nebeus, bitbond and getline are all workin the ancient business of lending with the new medium of Bitcoin. There are also opportunities in bookkeeping for virtual currency, where Quickbooks and various accountants are already active.\nIntegration Middle Ground. Without launching your own ICO or virtual currency, its easy enough to integrate an existing payments platform with one of the existing third party crypto providers. In addition to traditional supplier underwriting criteria (i.e. security, financials, reputation, business logic), a crypto provider should be vetted for their legal compliance status. Getting compliance wrong in crypto (like other MSB activity) can have bad outcomes, such as that for BTC-e.\nTraditional payment skills are more important than ever to help cryptocurrency businesses learn from the past despite creating a financial system that is altogether new.\n\nAdam Atlas Attorney at Law is licensed in New York and Quebec. Nothing in this e-mail should be construed as a legal opinion or commentary on laws other than in the two jurisdictions where the author is admitted.  ![2018 Everything Bitcoin Adam Atlas.jpg](https://steemitimages.com/DQmYm6LvFgWjHfUHaj9MMX9N4tRh7EL6RNMdoWmfiN76H6G/2018%20Everything%20Bitcoin%20Adam%20Atlas.jpg)",
      "json_metadata": "{\"tags\":[\"bitcoin\",\"law\",\"adam\",\"atlas\",\"crypto\"],\"image\":[\"https://steemitimages.com/DQmYm6LvFgWjHfUHaj9MMX9N4tRh7EL6RNMdoWmfiN76H6G/2018%20Everything%20Bitcoin%20Adam%20Atlas.jpg\"],\"app\":\"steemit/0.1\",\"format\":\"markdown\"}"
    }
  ]
}
adamatlasupdated their account properties
2017/12/29 17:32:12
accountadamatlas
memo keySTM6CWkQE3kM4jNnVACcRZgsZzUZAjYM1UEBh5JbMWw8KkYmS4iNp
json metadata{"profile":{"profile_image":"https://drive.google.com/drive/folders/0BzSMG5T2ZjIYZTJLTHVJZUFmem8","name":"Adam Atlas","about":"Payments and Crypto Lawyer ","website":"http://www.adamatlas.com"}}
Transaction InfoBlock #18516236/Trx ba17719ba5e8e30c5df034add380421b58896ef7
View Raw JSON Data
{
  "trx_id": "ba17719ba5e8e30c5df034add380421b58896ef7",
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  "trx_in_block": 18,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2017-12-29T17:32:12",
  "op": [
    "account_update",
    {
      "account": "adamatlas",
      "memo_key": "STM6CWkQE3kM4jNnVACcRZgsZzUZAjYM1UEBh5JbMWw8KkYmS4iNp",
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  ]
}
steemdelegated 18.409 SP to @adamatlas
2017/08/04 05:16:54
delegatorsteem
delegateeadamatlas
vesting shares29941.372197 VESTS
Transaction InfoBlock #14271417/Trx 8c9c83be9604ff05202cee13ef0e59e011cc1273
View Raw JSON Data
{
  "trx_id": "8c9c83be9604ff05202cee13ef0e59e011cc1273",
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  "trx_in_block": 1,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2017-08-04T05:16:54",
  "op": [
    "delegate_vesting_shares",
    {
      "delegator": "steem",
      "delegatee": "adamatlas",
      "vesting_shares": "29941.372197 VESTS"
    }
  ]
}
adamatlasreceived 0.003 SP curation reward for @hotandrandom / bitcoin-meme
2017/07/04 07:36:21
curatoradamatlas
reward4.136954 VESTS
comment authorhotandrandom
comment permlinkbitcoin-meme
Transaction InfoBlock #13382589/Virtual Operation #5
View Raw JSON Data
{
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  "timestamp": "2017-07-04T07:36:21",
  "op": [
    "curation_reward",
    {
      "curator": "adamatlas",
      "reward": "4.136954 VESTS",
      "comment_author": "hotandrandom",
      "comment_permlink": "bitcoin-meme"
    }
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}
blocktradessent 2.551 STEEM to @adamatlas- "adamatlas"
2017/06/27 07:53:36
fromblocktrades
toadamatlas
amount2.551 STEEM
memoadamatlas
Transaction InfoBlock #13181721/Trx c642935d7d0cf240b6f8d6072ae69d4845cea0ff
View Raw JSON Data
{
  "trx_id": "c642935d7d0cf240b6f8d6072ae69d4845cea0ff",
  "block": 13181721,
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  "virtual_op": 0,
  "timestamp": "2017-06-27T07:53:36",
  "op": [
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      "from": "blocktrades",
      "to": "adamatlas",
      "amount": "2.551 STEEM",
      "memo": "adamatlas"
    }
  ]
}
2017/06/27 07:38:21
voteradamatlas
authorhotandrandom
permlinkbitcoin-meme
weight10000 (100.00%)
Transaction InfoBlock #13181416/Trx 1796c8c01846de9ca34cb556d6adc357c279986b
View Raw JSON Data
{
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  "op": [
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}
adamatlasupdated their account properties
2017/06/27 07:36:27
accountadamatlas
memo keySTM6CWkQE3kM4jNnVACcRZgsZzUZAjYM1UEBh5JbMWw8KkYmS4iNp
json metadata{"profile":{"profile_image":"https://drive.google.com/drive/folders/0BzSMG5T2ZjIYZTJLTHVJZUFmem8","name":"Adam Atlas","about":"Payments and Currency Lawyer ","website":"http://www.adamatlas.com"}}
Transaction InfoBlock #13181379/Trx ba99b5f581be3d34910687fa6aeea0308519fe37
View Raw JSON Data
{
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  "virtual_op": 0,
  "timestamp": "2017-06-27T07:36:27",
  "op": [
    "account_update",
    {
      "account": "adamatlas",
      "memo_key": "STM6CWkQE3kM4jNnVACcRZgsZzUZAjYM1UEBh5JbMWw8KkYmS4iNp",
      "json_metadata": "{\"profile\":{\"profile_image\":\"https://drive.google.com/drive/folders/0BzSMG5T2ZjIYZTJLTHVJZUFmem8\",\"name\":\"Adam Atlas\",\"about\":\"Payments and Currency Lawyer \",\"website\":\"http://www.adamatlas.com\"}}"
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}
steemcreated a new account: @adamatlas
2017/06/27 06:43:36
fee0.500 STEEM
delegation57000.000000 VESTS
creatorsteem
new account nameadamatlas
owner{"weight_threshold":1,"account_auths":[],"key_auths":[["STM4u9KwCsyhbcmuW1DpJLVzz5m5c1bPLCFN3PTPvcvqo9qARX22M",1]]}
active{"weight_threshold":1,"account_auths":[],"key_auths":[["STM5om7wpwpkntQcicHwpuQx8wkcJDsmS85mubWZbUNba2ya6MFMe",1]]}
posting{"weight_threshold":1,"account_auths":[],"key_auths":[["STM7bsQCGuEbacdok6eFTeaeHZEC5Q2FLNXmZnxDvgjZ8jzy34D26",1]]}
memo keySTM6CWkQE3kM4jNnVACcRZgsZzUZAjYM1UEBh5JbMWw8KkYmS4iNp
json metadata
extensions[]
Transaction InfoBlock #13180324/Trx 675a70c3401c6ba4ffb1d3aff4c4960654d8b54b
View Raw JSON Data
{
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  "timestamp": "2017-06-27T06:43:36",
  "op": [
    "account_create_with_delegation",
    {
      "fee": "0.500 STEEM",
      "delegation": "57000.000000 VESTS",
      "creator": "steem",
      "new_account_name": "adamatlas",
      "owner": {
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        "key_auths": [
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      "json_metadata": "",
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}

Account Metadata

POSTING JSON METADATA
profile{"profile_image":"https://drive.google.com/drive/folders/0BzSMG5T2ZjIYZTJLTHVJZUFmem8","name":"Adam Atlas","about":"Payments and Crypto Lawyer ","website":"http://www.adamatlas.com"}
JSON METADATA
profile{"profile_image":"https://drive.google.com/drive/folders/0BzSMG5T2ZjIYZTJLTHVJZUFmem8","name":"Adam Atlas","about":"Payments and Crypto Lawyer ","website":"http://www.adamatlas.com"}
{
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      "website": "http://www.adamatlas.com"
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  "json_metadata": {
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      "profile_image": "https://drive.google.com/drive/folders/0BzSMG5T2ZjIYZTJLTHVJZUFmem8",
      "name": "Adam Atlas",
      "about": "Payments and Crypto Lawyer ",
      "website": "http://www.adamatlas.com"
    }
  }
}

Auth Keys

Owner
Single Signature
Public Keys
STM4u9KwCsyhbcmuW1DpJLVzz5m5c1bPLCFN3PTPvcvqo9qARX22M1/1
Active
Single Signature
Public Keys
STM5om7wpwpkntQcicHwpuQx8wkcJDsmS85mubWZbUNba2ya6MFMe1/1
Posting
Single Signature
Public Keys
STM7bsQCGuEbacdok6eFTeaeHZEC5Q2FLNXmZnxDvgjZ8jzy34D261/1
Memo
STM6CWkQE3kM4jNnVACcRZgsZzUZAjYM1UEBh5JbMWw8KkYmS4iNp
{
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        "STM4u9KwCsyhbcmuW1DpJLVzz5m5c1bPLCFN3PTPvcvqo9qARX22M",
        1
      ]
    ]
  },
  "active": {
    "weight_threshold": 1,
    "account_auths": [],
    "key_auths": [
      [
        "STM5om7wpwpkntQcicHwpuQx8wkcJDsmS85mubWZbUNba2ya6MFMe",
        1
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  },
  "posting": {
    "weight_threshold": 1,
    "account_auths": [],
    "key_auths": [
      [
        "STM7bsQCGuEbacdok6eFTeaeHZEC5Q2FLNXmZnxDvgjZ8jzy34D26",
        1
      ]
    ]
  },
  "memo": "STM6CWkQE3kM4jNnVACcRZgsZzUZAjYM1UEBh5JbMWw8KkYmS4iNp"
}

Witness Votes

0 / 30
No active witness votes.
[]