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      "body": "Congratulations @tupelojo! You received a personal award!\n\n<table><tr><td>https://steemitimages.com/70x70/http://steemitboard.com/@tupelojo/birthday3.png</td><td>Happy Birthday! - You are on the Steem blockchain for 3 years!</td></tr></table>\n\n<sub>_You can view [your badges on your Steem Board](https://steemitboard.com/@tupelojo) and compare to others on the [Steem Ranking](https://steemitboard.com/ranking/index.php?name=tupelojo)_</sub>\n\n\n**Do not miss the last post from @steemitboard:**\n<table><tr><td><a href=\"https://steemit.com/steemfest/@steemitboard/steemfest-commemorative-badge-refactored\"><img src=\"https://steemitimages.com/64x128/https://files.steempeak.com/file/steempeak/arcange/YqQV5Tbj-image.png\"></a></td><td><a href=\"https://steemit.com/steemfest/@steemitboard/steemfest-commemorative-badge-refactored\">SteemFest⁴  commemorative badge refactored</a></td></tr></table>\n\n###### [Vote for @Steemitboard as a witness](https://v2.steemconnect.com/sign/account-witness-vote?witness=steemitboard&approve=1) to get one more award and increased upvotes!",
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      "body": "My day started with $20 and an intense craving for an Americana.  No surprise that I was down to just quarters after some errands, and my daughter’s need for after-school activity expenses.  Still craving that Americana, I headed for the closest Starbucks. That brew would soon be mine. I had transferred a small amount of crypto from my Bitcoin wallet to my Starbucks mobile app a few days before, making the payment a breeze.\nAbout 3 years ago, I got into crypto while my then 16-year-old interned remotely for a Virginia based start-up called Steemit.  He writes code for the blockchain.  Since that time, Steemit has grown and moved to Austin, TX, and so has my son.  He’s now 19, and lives 2,000 miles from me just a few blocks from the state capitol building. \nWhile I don’t understand how it’s exactly made, he convinced me early on that digital currencies will someday become the cashless payment method preferred by businesses and consumers around the world.  Bitcoin is the largest and most well-known digital currency, but like a precious gem, Bitcoin is rare and in limited supply.  While cash transactions are losing ground to digital payment methods in governments around the world, cryptocurrencies have yet to establish enough branding credibility to be taken seriously in the U.S.\nMost business owners have hesitated to invest in the technologies needed to move forward with this cashless initiative. Many because they don’t understand it, but most because they don’t have faith in it.  To make matters worse, it’s not easy to ride the extreme wave of Bitcoin’s fluctuating value, and Bitcoin transactions have more expensive for consumers. The private banking system is incentivized to suppress and manipulate the market, and the relatively immature and unregulated cryptocurrency allows for blatant fraud.  But there is still a large congregation of believers in cryptocurrencies, and Bitcoin has become a legitimate source of funds.  Many who adapted early have reaped more than the benefits of increased profits.  Merchants who post the following:\n \n \nappeal to an untapped loyal base of new customers.   It’s no surprise that companies like Telsa and Microsoft adapted quickly to the promise of a cashless society.  It is sexy and innovative marketing.  There are many U.S. based companies who you might not expect that accept Crypto. Papa John’s, Overstock.com, OkCupid, Wikipedia, and Square are just a few.  It’s surprising how many products and services can be purchased with cryptocurrency, yet most consumers still don’t have confidence in this form of cashless payment.\nHow is Bitcoin going to survive when CEOs like Starbucks, Howard Schultz says things like, “One or a few legitimate cryptocurrencies are coming, but Bitcoin is not one of them.”  Trusted thought leaders in the financial world, like CEO Jamie Dimon of JP Morgan, damage Bitcoin’s tenability claiming Bitcoin is a “fraud.”  \nAs I write this, the value of Bitcoin has been dropping faster than the blizzarding snow that has trapped me inside today.   Coindesk reports as much as $400 million in cryptocurrencies was sold in the past few months by the bankruptcy trustee of the now-defunct Japanese bitcoin exchange Mt. Gox. In 2014, Mt. 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      "body": "People never stop surprising me and every day is different.  I provide childcare solutions for families who need help raising their children.  When I talk to people about hosting an Au Pair sometimes I find out they aren’t right for the program and it's not for the reasons you would think. \n\nHosting an au pair might not be right for your family if you are expecting childcare and housekeeping services. \n\nThere are many really great reasons for hosting an au pair but there are just as many reasons why the au pair program might not be right for your family.  Some families don’t have extra room for an au pair.  You will need an extra bedroom.  An au pair can’t work more than 45 hours per week and some families need childcare for 60 to 80 hours per week.  If they don’t have a service to supplement their need for childcare the program won’t be right for them.  Of course, if they have enough space the family could always host two au pairs. \n\nFor some parents paying a childcare center while they travel for work is a better option. Parents who work long hours, may appreciate having childcare convenient to their workplace.  Nursing moms can take breaks throughout the day to visit their baby. Both parents have the option of spending quality time with their children in the mornings and in the evenings while commuting to and from work.  When a child is sick, a parent can quickly come to pick up the child from school.\nFor other parents having a Nanny is a great option.  Like an au pair a nanny typically lives with the family. They can work part-time, full time and/or overtime. They often become the child(ren)s long-term care providers. They do not seek a cultural exchange experience and are considered employees.  Parents seeking an experienced childcare provider, who is older, more mature and willing to assume additional household task should consider hiring a nanny.  Nannies can perform task such as cooking and doing the laundry for the parents as well as the kids, iron sheets and shirts, grocery shop and run errands, cleaning the house, walking the dog and/ or cleaning the cat litter box.\nAll of these tasks fall outside the duties of an au pair.\nAu Pairs may only be asked to do Childcare-Related Tasks. \n\nIn case you don’t know the difference between an au pair and a nanny: Au pairs are students who come to America for one to two years, become extended family, take care their host children and gain a cultural exchange experience.  They may work flexible hours during a work week but no more than 45 hours of childcare per week.  They receive a weekly stipend and the cost is extremely affordable in comparison to traditional childcare services and/or nanny service. \nHowever, if you need more than 45 hours of childcare support per week and you don’t have a childcare service to supplement the extra time needed, than hosting an au pair may not be the right fit for your family. Again, if you have enough room there is always the option of hosting two au pairs. \n\nAu Pairs are not considered employees. They are an addition to the family unit and often become lifelong members, however, they only stay one to two years at a time with the family.  The experience isn’t for everyone but many families enjoy the cultural exchange and peace of mind. \nEven for families, with just one child, a demanding work schedule, may make having an au pair impossible, but the sometimes because of the low cost involved adding the service of a cleaning lady who comes in once a week is a possibility.  \nWhen families grow and have more than two children, more stuff began falling through the cracks, childcare cost can double and hosting an au pair begins to really make sense.  Some might think it’s a luxury, but most host families will agree today parents must focus on their careers in order to get a head and having a safe, loving, clean, not insane home life is a key part of their success.\nHopefully this blog will help you decided what the best childcare option is for your family. Either way, do not hesitate to reach out to me if I can be of help or if you have questions about hosting an au pair.![](https://steemitimages.com/DQmemVvzjkTAJe7tBG5eMtEEAPqbFH7x9qJwMTEuA543rCm/image.png)",
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