{
  "trx_id": "73ca7dfe73a2aa7fb22eb141ddb74ab25c0839df",
  "block": 106141099,
  "trx_in_block": 1,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2026-05-17T22:17:15",
  "op": [
    "delegate_vesting_shares",
    {
      "delegator": "steem",
      "delegatee": "bradleyconn",
      "vesting_shares": "7939.713548 VESTS"
    }
  ]
}

{
  "trx_id": "2a880432e23ce639accec27adb59b33c621532d7",
  "block": 105966356,
  "trx_in_block": 0,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2026-05-11T20:01:21",
  "op": [
    "delegate_vesting_shares",
    {
      "delegator": "steem",
      "delegatee": "bradleyconn",
      "vesting_shares": "5227.503143 VESTS"
    }
  ]
}

{
  "trx_id": "6ab1e6f1f06706e1fc47f9ebdd6cb1f26991e9d5",
  "block": 105508806,
  "trx_in_block": 0,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2026-04-25T21:41:09",
  "op": [
    "delegate_vesting_shares",
    {
      "delegator": "steem",
      "delegatee": "bradleyconn",
      "vesting_shares": "7952.229304 VESTS"
    }
  ]
}

{
  "trx_id": "bc40626ac2b40abffb37e4f2bd5fd01a816182e3",
  "block": 102845614,
  "trx_in_block": 3,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2026-01-23T02:37:27",
  "op": [
    "delegate_vesting_shares",
    {
      "delegator": "steem",
      "delegatee": "bradleyconn",
      "vesting_shares": "5269.049962 VESTS"
    }
  ]
}

{
  "trx_id": "538edae7b69ccdadcf407a1fc49ec00665ec2ec7",
  "block": 91292026,
  "trx_in_block": 0,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2024-12-16T21:57:00",
  "op": [
    "delegate_vesting_shares",
    {
      "delegator": "steem",
      "delegatee": "bradleyconn",
      "vesting_shares": "5433.269159 VESTS"
    }
  ]
}

{
  "trx_id": "b3008be7a3d191570ffe2fa14c42421d7f0f15a6",
  "block": 79846283,
  "trx_in_block": 7,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2023-11-13T13:41:51",
  "op": [
    "delegate_vesting_shares",
    {
      "delegator": "steem",
      "delegatee": "bradleyconn",
      "vesting_shares": "5602.402691 VESTS"
    }
  ]
}

{
  "trx_id": "cd7a1bf7b8323547c1ba011a27881bf16bb97aa2",
  "block": 78345103,
  "trx_in_block": 0,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2023-09-21T19:32:51",
  "op": [
    "delegate_vesting_shares",
    {
      "delegator": "steem",
      "delegatee": "bradleyconn",
      "vesting_shares": "8539.681477 VESTS"
    }
  ]
}

{
  "trx_id": "f1f43d16884ca0637957864bc0690853941a7655",
  "block": 69110747,
  "trx_in_block": 0,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2022-11-03T09:35:54",
  "op": [
    "delegate_vesting_shares",
    {
      "delegator": "steem",
      "delegatee": "bradleyconn",
      "vesting_shares": "8761.362915 VESTS"
    }
  ]
}

{
  "trx_id": "e47f9a557904b1dd175f352019d9ad30ec47b7ba",
  "block": 60807121,
  "trx_in_block": 8,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2022-01-17T09:02:00",
  "op": [
    "delegate_vesting_shares",
    {
      "delegator": "steem",
      "delegatee": "bradleyconn",
      "vesting_shares": "8981.896146 VESTS"
    }
  ]
}

{
  "trx_id": "052c5ac5d9534a53dd167a9b552a3e62f25d1987",
  "block": 54605605,
  "trx_in_block": 6,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2021-06-13T23:02:00",
  "op": [
    "delegate_vesting_shares",
    {
      "delegator": "steem",
      "delegatee": "bradleyconn",
      "vesting_shares": "9165.664804 VESTS"
    }
  ]
}

{
  "trx_id": "4352cec3a6fe616d0f3b476759c16153f812a0d9",
  "block": 49353132,
  "trx_in_block": 1,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2020-12-11T09:23:18",
  "op": [
    "delegate_vesting_shares",
    {
      "delegator": "steem",
      "delegatee": "bradleyconn",
      "vesting_shares": "9353.086778 VESTS"
    }
  ]
}

{
  "trx_id": "fbd2e9065f79fe2b09f55bbf695cd47079b97d0e",
  "block": 49204703,
  "trx_in_block": 10,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2020-12-06T03:00:48",
  "op": [
    "delegate_vesting_shares",
    {
      "delegator": "steem",
      "delegatee": "bradleyconn",
      "vesting_shares": "1912.543513 VESTS"
    }
  ]
}

{
  "trx_id": "8684ea22d56b0df75753d6b36154afdb39d887fc",
  "block": 49185806,
  "trx_in_block": 9,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2020-12-05T10:57:42",
  "op": [
    "delegate_vesting_shares",
    {
      "delegator": "steem",
      "delegatee": "bradleyconn",
      "vesting_shares": "9359.453417 VESTS"
    }
  ]
}

{
  "trx_id": "5a27b76211c7c4809c633312c5dcac5976069918",
  "block": 48253347,
  "trx_in_block": 0,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2020-11-02T11:51:15",
  "op": [
    "delegate_vesting_shares",
    {
      "delegator": "steem",
      "delegatee": "bradleyconn",
      "vesting_shares": "1920.017158 VESTS"
    }
  ]
}

{
  "trx_id": "783b5cb65f7a119e5949af364484fde1964b7460",
  "block": 43214922,
  "trx_in_block": 2,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2020-05-09T03:56:06",
  "op": [
    "delegate_vesting_shares",
    {
      "delegator": "steem",
      "delegatee": "bradleyconn",
      "vesting_shares": "9562.099991 VESTS"
    }
  ]
}

{
  "trx_id": "fa478155415a1149178ce864fb0aec8cf0f541d1",
  "block": 43190704,
  "trx_in_block": 10,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2020-05-08T07:16:09",
  "op": [
    "delegate_vesting_shares",
    {
      "delegator": "steem",
      "delegatee": "bradleyconn",
      "vesting_shares": "1953.311140 VESTS"
    }
  ]
}

{
  "trx_id": "e9617578c4c3b20f9cc9a66d21a2b62a75f7c42f",
  "block": 39900478,
  "trx_in_block": 2,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2020-01-13T19:22:36",
  "op": [
    "delegate_vesting_shares",
    {
      "delegator": "steem",
      "delegatee": "bradleyconn",
      "vesting_shares": "9625.193549 VESTS"
    }
  ]
}

{
  "trx_id": "8f912d45787ac0eafd04f99b2c791700949cfe63",
  "block": 31716342,
  "trx_in_block": 5,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2019-04-03T08:05:51",
  "op": [
    "comment",
    {
      "parent_author": "bradleyconn",
      "parent_permlink": "a-guide-to-australia-s-superfund-s",
      "author": "steemitboard",
      "permlink": "steemitboard-notify-bradleyconn-20190403t080550000z",
      "title": "",
      "body": "Congratulations @bradleyconn! You received a personal award!\n\n<table><tr><td>https://steemitimages.com/70x70/http://steemitboard.com/@bradleyconn/birthday1.png</td><td>Happy Birthday! - You are on the Steem blockchain for 1 year!</td></tr></table>\n\n<sub>_You can view [your badges on your Steem Board](https://steemitboard.com/@bradleyconn) and compare to others on the [Steem Ranking](http://steemitboard.com/ranking/index.php?name=bradleyconn)_</sub>\n\n\n###### [Vote for @Steemitboard as a witness](https://v2.steemconnect.com/sign/account-witness-vote?witness=steemitboard&approve=1) to get one more award and increased upvotes!",
      "json_metadata": "{\"image\":[\"https://steemitboard.com/img/notify.png\"]}"
    }
  ]
}

{
  "trx_id": "3b01593f04cfd274b9c59ac0d52641743fb7119c",
  "block": 30295166,
  "trx_in_block": 15,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2019-02-12T22:57:45",
  "op": [
    "delegate_vesting_shares",
    {
      "delegator": "steem",
      "delegatee": "bradleyconn",
      "vesting_shares": "9821.810464 VESTS"
    }
  ]
}

{
  "trx_id": "b43dc522dac49d66694d48914787d7a229f4abb0",
  "block": 28043193,
  "trx_in_block": 19,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2018-11-26T16:52:36",
  "op": [
    "delegate_vesting_shares",
    {
      "delegator": "steem",
      "delegatee": "bradleyconn",
      "vesting_shares": "30005.815870 VESTS"
    }
  ]
}

{
  "trx_id": "fef3172156b5a93025609bd9f2dc3887156d5222",
  "block": 27747850,
  "trx_in_block": 4,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2018-11-16T10:38:27",
  "op": [
    "vote",
    {
      "voter": "digitalworldyou",
      "author": "bradleyconn",
      "permlink": "money-for-nothin-learn-for-free",
      "weight": 10000
    }
  ]
}

{
  "trx_id": "38b474bd9239702d399cf3753ea78ececeef3341",
  "block": 27684856,
  "trx_in_block": 20,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2018-11-14T06:05:18",
  "op": [
    "vote",
    {
      "voter": "digitalworldyou",
      "author": "bradleyconn",
      "permlink": "re-digitalworldyou-growing-my-steemit-account-week-2-20181113t225644725z",
      "weight": 9000
    }
  ]
}

{
  "trx_id": "7de70ae6b71f4656b9edb74fe1a9f373b6b0fbf2",
  "block": 27684851,
  "trx_in_block": 21,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2018-11-14T06:05:03",
  "op": [
    "comment",
    {
      "parent_author": "bradleyconn",
      "parent_permlink": "re-digitalworldyou-growing-my-steemit-account-week-2-20181113t225644725z",
      "author": "digitalworldyou",
      "permlink": "digitalworldyou-re-bradleyconn-re-digitalworldyou-growing-my-steemit-account-week-2-20181114t060503818z",
      "title": "",
      "body": "Thx. Being consistent and persiverence is needed. Cheers\n\nPosted using [Partiko Android](https://steemit.com/@partiko-android)",
      "json_metadata": "{\"app\":\"partiko\"}"
    }
  ]
}

{
  "trx_id": "8656e68ca4b03817f4efb5d8bc5265f8fd019f99",
  "block": 27677773,
  "trx_in_block": 8,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2018-11-14T00:10:51",
  "op": [
    "account_update",
    {
      "account": "bradleyconn",
      "memo_key": "STM5RPUiuLonZUy4oU7ezktJvhGMCQtNDkmN9JFAw67mWBpPqsPis",
      "json_metadata": "{\"profile\":{\"profile_image\":\"https://cdn.steemitimages.com/DQmNb397pcZdfhXBMwBw5GhsYegZjen4YGNA4n13Hec8fRZ/noice.jpg\",\"cover_image\":\"https://cdn.steemitimages.com/DQmRpHuBybLUXbSFeMPESYaVocniqdcAxqRLv6HHQKxz4u1/Sydney-panorama.jpg\",\"name\":\"Aus Entrepreneurs\",\"about\":\"ENTREPRENEURSHIP- BUSINESS- CRYPTOCURRENCY- follow me on twitter @bradconn3\",\"website\":\"https://superfundcomparison.quora.com/\"}}"
    }
  ]
}

{
  "trx_id": "70adfa3b23a18f982e7d6cd66b11ff28273b27a6",
  "block": 27676328,
  "trx_in_block": 19,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2018-11-13T22:58:36",
  "op": [
    "account_update",
    {
      "account": "bradleyconn",
      "memo_key": "STM5RPUiuLonZUy4oU7ezktJvhGMCQtNDkmN9JFAw67mWBpPqsPis",
      "json_metadata": "{\"profile\":{\"profile_image\":\"https://cdn.steemitimages.com/DQmNb397pcZdfhXBMwBw5GhsYegZjen4YGNA4n13Hec8fRZ/noice.jpg\",\"cover_image\":\"https://cdn.steemitimages.com/DQmRpHuBybLUXbSFeMPESYaVocniqdcAxqRLv6HHQKxz4u1/Sydney-panorama.jpg\",\"name\":\"PEPZING\",\"about\":\"ENTREPRENEURSHIP- BUSINESS- CRYPTOCURRENCY- follow me on twitter @bradconn3\",\"website\":\"https://superfundcomparison.quora.com/\"}}"
    }
  ]
}

{
  "trx_id": "e5e1e615a6477160e36dff92fd136f2233322f1b",
  "block": 27676292,
  "trx_in_block": 2,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2018-11-13T22:56:48",
  "op": [
    "comment",
    {
      "parent_author": "digitalworldyou",
      "parent_permlink": "growing-my-steemit-account-week-2",
      "author": "bradleyconn",
      "permlink": "re-digitalworldyou-growing-my-steemit-account-week-2-20181113t225644725z",
      "title": "",
      "body": "Fantastic article, Id really like to see how your channel grows. either way your experience is still useful for a beginner like me. cheers",
      "json_metadata": "{\"tags\":[\"steemit\"],\"app\":\"steemit/0.1\"}"
    }
  ]
}

{
  "trx_id": "faaec38521e983e54d44be3fed5067d8645cf4b5",
  "block": 27653452,
  "trx_in_block": 2,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2018-11-13T03:54:06",
  "op": [
    "vote",
    {
      "voter": "sensation",
      "author": "bradleyconn",
      "permlink": "a-guide-to-australia-s-superfund-s",
      "weight": 10000
    }
  ]
}

{
  "trx_id": "8e7bf6a6d3a30b46dfe7bd5f5d147eab59c9743f",
  "block": 27652593,
  "trx_in_block": 25,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2018-11-13T03:11:09",
  "op": [
    "vote",
    {
      "voter": "acknowledgement",
      "author": "bradleyconn",
      "permlink": "a-guide-to-australia-s-superfund-s",
      "weight": 1000
    }
  ]
}

{
  "trx_id": "a8df3c29e5c880d2fe00590d8719fb9c030901aa",
  "block": 27652112,
  "trx_in_block": 1,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2018-11-13T02:47:03",
  "op": [
    "comment",
    {
      "parent_author": "",
      "parent_permlink": "investing",
      "author": "bradleyconn",
      "permlink": "a-guide-to-australia-s-superfund-s",
      "title": "A guide to Australia's Superfund's",
      "body": "![superannuationsteemit-1000px-1-1200x800.jpg](https://cdn.steemitimages.com/DQmYsHqWWzMniFzHCngzBb2ESCNvnMWqoTNkXSzvvuCAtUW/superannuationsteemit-1000px-1-1200x800.jpg)\n\nTHIS IS NOT LEGAL OR FINANCIAL ADVICE AND YOU SHOULD SEEK A REAL LICENSED FINANCIAL ADVISER FOR ASSISTANCE.\n\nOVERVIEW-\n\nI will be deriving information from various sources across the internet. Including Reddit, each specific super PDS, web reviews (such as canstar) and much more. This array of information will create a comprehensive guide for any smart and ambitious investor. I will start with a consensus of the best overall super funds and then dive into more detail for each fund.\n\nRemember that a Superfund investment is a long-term game, and the short-term results of one fund should not discourage you from investing, in which a long-term result is considered usually over 5 years. The importance is to make sure that the super fund you have chosen is an actual competitive performer in the Superfund market, Warren Chant, the then principal of ratings agency Chant West stated: “From the member’s point of view, I think the message – now more than ever – is to keep an eye on your fund’s performance regularly, and at least every year. Don’t be too concerned if it under-performs in the short term, but if it consistently under-performs over a few years, try to find out why and maybe look at some alternatives.”\n\nratings agency Chant West explained that “The typical return objective for a growth fund is to beat inflation by 3% to 4%... Over that period, if the annualised return is 8.3%, and the annual CPI increase is 2.5%, giving a real return of 5.8% per annum – well above the 3% to 4% target”.\n\nDISCLAIMER- The main fund focus will be on funds for 18-29 year old’s, as there are too many investment strategies to choose from if the age demographic becomes too large. Please let me know if you would like to see super for 30+ demographic\n\nWHAT TYPES OF INVESTMENT OPTIONS\n\nA super fund is not just one simple investment (unless you don’t specify the investment option you will want in which the default balanced option will automatically be chosen), there are a wide range of investment options to choose from to suit your situation or risk tolerance but for this guide of superannuation I will focus on the pre-mixed options, specifically the balanced, indexed balanced and growth options.\n\n-To learn more click here https://www.moneysmart.gov.au/superannuation-and-retirement/how-super-works/super-investment-options\n\nYou will also want to select a fund/investment option that has the lowest fees and greatest returns. And, you will most likely want to opt out of any sort of insurance as the fees will be higher.\n\nAnalysing top Performers\n\n![](https://cdn.steemitimages.com/DQmWgD3wkPAyfBnV2vF16b6UUvm2e9njfBwCzj7MsgCCMxr/image.png)\n- Above Graph courtesy of Chant west https://www.chantwest.com.au/resources/super-funds-have-that-positive-feeling-%E2%80%93-yet-again\n\nFUN FACT- The main difference between retail and industry superannuation funds is what they do with their profits. Retail super funds return their profits to shareholders and investors whereas industry super funds generally return profits to their members. Large organisations such as banks and insurance companies tend to run Retail super funds. Industry funds are now open to the public and no longer restricted to their industry. Industry funds are not- for-profit organisations. -credit to Canstar- Industry vs Retail https://www.canstar.com.au/superannuation/industry-vs-retail/\n\nREDDIT-\n\nSecondly, lets quickly review and Analysing Reddit discussions on superannuation, as Reddit is a good method of gaining a perspective of real people’s choices and opinions. The Reddit discussions I used can be found here:\n\n- Ausfinance https://www.reddit.com/r/AusFinance/comments/9igm5g/what_is_the_best_super_fund/\n\n- fiaustralia https://www.reddit.com/r/fiaustralia/comments/8rvkvj/which_super_fund_are_you_with/\n\n- Ausfinance https://www.reddit.com/r/AusFinance/comments/7n5jxa/choosing_a_super_fund/\n\nAfter reading over the suggestions, I found that the majority of votes went to (not in any specific order) :\n\n1- SUNSUPER\n\n2- HOSTPLUS\n\n3- QSUPER\n\n4- AUSTRALIAN SUPER\n\nCANSTAR\n\nSelecting the options of 18-29 year old with 0-55k in savings ( to invest in super), the top 5 star ratings were;\n\n![](https://cdn.steemitimages.com/DQmbYDNZEUrMbtUyEYn9HHfRgqSo1AdyhNJhxYVvgSyTxtW/image.png)\nAustralian super\nEnergy super\nHostplus\nNGS super personal plan\nStatewidesuper personal plan\nSun super for life\nQsuper at a close 4 stars\nCredit to Canstar once again for a great comparison, Click Here https://www.reddit.com/r/AusFinance/comments/7n5jxa/choosing_a_super_fund/ to look further into the charts.\n\nFund of the year\nhttps://www.superratings.com.au/award/fund-of-the-year/\nWinners of SuperRatings Fund of the Year for previous years are:\n\n2018: Sunsuper\n\n2017: QSuper\n\n2016: QSuper\n\n2015: Telstra Super\n\n2014: REST\n\n2013: Sunsuper\n\n2012: Sunsuper\n\n2011: AustralianSuper\n\nLastly, we can compare the super funds shown by Ratecity , which is a similar website to canstar. In which we can see yet again Hostplus and Australian super are top performers.\nhttps://www.ratecity.com.au/superannuation\n![](https://cdn.steemitimages.com/DQmWnjbVNwqarvkxgXGLQ2p2RZ83R7JrtmBPt3PT47tQn7v/image.png)\nNow by judging this information, I will cut the results down to just two choices. Australian super, and Hostplus.\n\nHostplus\n\nLet’s start with Hostplus.\n\nIf you don’t make an investment choice you are automatically placed into the Hostplus Balanced option.\n\n![](https://cdn.steemitimages.com/DQmUWuRzfcWmYfkRtLcuX8cUnTqh6xq7BSzZwTpJCvo3fAc/image.png)\nHowever, if you are to choose your Pre-mixed investment options, you could choose: Capital stable, Conservative Balance, Socially Responsible, Indexed Balanced, and Shares Plus.\n\nThere is also the:\n\n-Sector investment option\n\n-Individual manager investment option\n\n-Choiceplus investment option ($10,000 or more so we can skip that)\n\nBut I will not go over the non-pre-mixed investment options.\n\nYou can also allocate your investments/assets within the balanced fund, which may impact the outcome of your returns.\n\nA Hostplus balanced fund will have an asset allocation that looks like this by default. But can be changed to suit your asset desires, this can aslo be changed in all the other pre-mixed options.\n\n![](https://cdn.steemitimages.com/DQmabbP4DATvsMCdoNvKExBwKfjN4d6Ja3KmpihQC6vp9nd/image.png)\n![](https://cdn.steemitimages.com/DQmS3KD7YrxCkhLueJwxpDA8YX5nJexT3Sj5i6f97aHiDzE/image.png)\nReturns/Performance\n![](https://cdn.steemitimages.com/DQmVvuxxgMZNvRwm51BckReFZNBvRhTfces9aeEWsUfXHaa/image.png)\nWe can see a detailed chart of all host plus investment options returns. Here or shown below.\nhttps://www.ratecity.com.au/superannuation/hostplus-superannuation-fund/hostplus-superannuation-fund\n\n![](https://cdn.steemitimages.com/DQmWs7mGgJEcWQsKz8uBrQsv2CbvtNoNdjBggB6Z6yfq95T/image.png)\n\nhttps://pds.hostplus.com.au/5-how-we-invest-your-money#a38cce86-7cbc-44f4-b220-b8f6bfd29656\nReading through the Host plus PDS (click on PDS for full charts) we can see:\n\nOverall host plus Has obtained an average 11.01% return in the past 5 years and an 7.4% in the past 10 years for the Balanced option.\n\nIndexed Balance Returned 9.4% on a 5-year average 7.3% on a 3 year average, However there is no information yet for the 10 year average.\n\nFees\nhttps://pds.hostplus.com.au/6-fees-and-costs\nThe most important thing to note is the Fee Rate, which is the only fixed variable no matter what assets you allocate (administration fee).\n\nThe Administration fee for Hostplus super $78.00 p.a (1.50 per week), which is the same cost for any asset allocation choice. In Hostplus’ PDS we can see a great table of investment option fees.\n![](https://cdn.steemitimages.com/DQmYLa2GaEAB3w7BaYs7ePdsxp24uYgL3tgJYzFjpM59rfp/image.png)\n\nOverall the default Balanced option charges 0.71% investment fee plus a $78 p.a administration fee.\n\nWhereas the indexed balanced is only at 0.02% investment fee plus the $78 p.a administration fee.\n\nThese investment fees should seriously be considered, especially for people with only a few hundred or thousand dollars in the super fund, as the fees may outweigh the returns.\n\nAustralian Super\n\nSecondly, we have Australian super\n\nAustralian super also has an array of Pre-mixed Investment options, these being:\n\nBalanced, High growth, socially aware, Indexed Diversified, Conservative Balanced, and Stable.\n\nThe asset allocation options are very similar to Host plus (e.g property and international shares) but have a largely different asset allocation for their default balanced option.\nhttps://www.australiansuper.com/investments/your-investment-options/pre-mixed-investment-choice\n\n![](https://cdn.steemitimages.com/DQmbYavukAjnewkPTo8mpBvvpuuJBw6pvPNRk6yoG3TJfPH/image.png)\n(Australian super balanced asset allocation)\n\n![](https://cdn.steemitimages.com/DQmRNpD8YAUvRf4r8n16g6MXi767wrkcd8FTTQpGQz9Zeym/image.png)\n(Hostplus Balanced asset allocation)\n\nReturns/Performance\n\nComparing the Returns of Australians supers Returns on three different pre-mixed investment options (Balanced, High growth, and Indexed diversified) to Hostplus’s very own Balanced and Indexed balanced options.\nhttps://www.australiansuper.com/compare-us/our-performance\n![](https://cdn.steemitimages.com/DQmbA7djEox7yqZZsmP1nU1ucqyjiPYhmbktMZwcb1SF4EN/image.png)\n\n![](https://cdn.steemitimages.com/DQmU2pNJeDjiLExBKesBut5HbyKAE4Qy4FVyXPdQ5p9mDpQ/image.png)\nAs we can see Australian super Balanced fund averaged a 5-year return of 10.51%, and 10 year return of 7.35%\n\nThe high growth fund averages a 5-year return of 11.67%, and a 10-year return of 7.40%\n\nThe indexed diversified fund averages a 5-year return of 8.01% and just like Host plus, has no 10 year average return yet.\n\nFees\n\nAustralian super also has the same administration fee as Hostplus of $78.00 p.a\n\n![](https://cdn.steemitimages.com/DQmWvCUmZPZreyVUggwFmxaecVYNekE94PY1oJ9s1rNQkMf/image.png)\nFull table Here https://www.australiansuper.com/compare-us/fees-and-costs\n\nOther contenders are: Uni super, Cbus, Sun super and Qsuper and should be researched respectively.\n\nOverall Hostplus does have higher returns and Lower fees comparatively to Australian Super. Although I highly recommend that you do your own research or talk to a certified financial adviser. I Hope this article was a helpful Guide none the less. This article is not financial advice and should not be taken as such.\n\nIf you enjoyed this article, please subscribe for more.",
      "json_metadata": "{\"tags\":[\"investing\",\"money\",\"education\",\"business\",\"superannuation\"],\"image\":[\"https://cdn.steemitimages.com/DQmYsHqWWzMniFzHCngzBb2ESCNvnMWqoTNkXSzvvuCAtUW/superannuationsteemit-1000px-1-1200x800.jpg\",\"https://cdn.steemitimages.com/DQmWgD3wkPAyfBnV2vF16b6UUvm2e9njfBwCzj7MsgCCMxr/image.png\",\"https://cdn.steemitimages.com/DQmbYDNZEUrMbtUyEYn9HHfRgqSo1AdyhNJhxYVvgSyTxtW/image.png\",\"https://cdn.steemitimages.com/DQmWnjbVNwqarvkxgXGLQ2p2RZ83R7JrtmBPt3PT47tQn7v/image.png\",\"https://cdn.steemitimages.com/DQmUWuRzfcWmYfkRtLcuX8cUnTqh6xq7BSzZwTpJCvo3fAc/image.png\",\"https://cdn.steemitimages.com/DQmabbP4DATvsMCdoNvKExBwKfjN4d6Ja3KmpihQC6vp9nd/image.png\",\"https://cdn.steemitimages.com/DQmS3KD7YrxCkhLueJwxpDA8YX5nJexT3Sj5i6f97aHiDzE/image.png\",\"https://cdn.steemitimages.com/DQmVvuxxgMZNvRwm51BckReFZNBvRhTfces9aeEWsUfXHaa/image.png\",\"https://cdn.steemitimages.com/DQmWs7mGgJEcWQsKz8uBrQsv2CbvtNoNdjBggB6Z6yfq95T/image.png\",\"https://cdn.steemitimages.com/DQmYLa2GaEAB3w7BaYs7ePdsxp24uYgL3tgJYzFjpM59rfp/image.png\",\"https://cdn.steemitimages.com/DQmbYavukAjnewkPTo8mpBvvpuuJBw6pvPNRk6yoG3TJfPH/image.png\",\"https://cdn.steemitimages.com/DQmRNpD8YAUvRf4r8n16g6MXi767wrkcd8FTTQpGQz9Zeym/image.png\",\"https://cdn.steemitimages.com/DQmbA7djEox7yqZZsmP1nU1ucqyjiPYhmbktMZwcb1SF4EN/image.png\",\"https://cdn.steemitimages.com/DQmU2pNJeDjiLExBKesBut5HbyKAE4Qy4FVyXPdQ5p9mDpQ/image.png\",\"https://cdn.steemitimages.com/DQmWvCUmZPZreyVUggwFmxaecVYNekE94PY1oJ9s1rNQkMf/image.png\"],\"links\":[\"https://www.moneysmart.gov.au/superannuation-and-retirement/how-super-works/super-investment-options\",\"https://www.chantwest.com.au/resources/super-funds-have-that-positive-feeling-%E2%80%93-yet-again\",\"https://www.canstar.com.au/superannuation/industry-vs-retail/\",\"https://www.reddit.com/r/AusFinance/comments/9igm5g/what_is_the_best_super_fund/\",\"https://www.reddit.com/r/fiaustralia/comments/8rvkvj/which_super_fund_are_you_with/\",\"https://www.reddit.com/r/AusFinance/comments/7n5jxa/choosing_a_super_fund/\",\"https://www.superratings.com.au/award/fund-of-the-year/\",\"https://www.ratecity.com.au/superannuation\",\"https://www.ratecity.com.au/superannuation/hostplus-superannuation-fund/hostplus-superannuation-fund\",\"https://pds.hostplus.com.au/5-how-we-invest-your-money#a38cce86-7cbc-44f4-b220-b8f6bfd29656\",\"https://pds.hostplus.com.au/6-fees-and-costs\",\"https://www.australiansuper.com/investments/your-investment-options/pre-mixed-investment-choice\",\"https://www.australiansuper.com/compare-us/our-performance\",\"https://www.australiansuper.com/compare-us/fees-and-costs\"],\"app\":\"steemit/0.1\",\"format\":\"markdown\"}"
    }
  ]
}

{
  "trx_id": "4e26c3f8115665926eeb445af7b69aed2a7cade5",
  "block": 25556709,
  "trx_in_block": 0,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2018-08-31T18:20:18",
  "op": [
    "transfer_from_savings",
    {
      "from": "smitop",
      "request_id": 20586,
      "to": "bradleyconn",
      "amount": "3.333 SBD",
      "memo": "Hi, it looks like you're not voting for any witnesses. Witnesses help secure the Steem network. You should vote for some, at https://steemit.com/~witnesses, or by pressing 'Vote for witnesses' in the Steemit sidebar (top right corner). I'm a bot."
    }
  ]
}

{
  "trx_id": "b56666c844bf12c23eaad776f758ad474ff40426",
  "block": 25396654,
  "trx_in_block": 3,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2018-08-26T04:53:51",
  "op": [
    "delegate_vesting_shares",
    {
      "delegator": "steem",
      "delegatee": "bradleyconn",
      "vesting_shares": "9916.042523 VESTS"
    }
  ]
}

{
  "trx_id": "15868e4a738ad8f9d749a6463ca320b8b31e329d",
  "block": 24882862,
  "trx_in_block": 26,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2018-08-08T08:33:24",
  "op": [
    "delegate_vesting_shares",
    {
      "delegator": "steem",
      "delegatee": "bradleyconn",
      "vesting_shares": "30185.222977 VESTS"
    }
  ]
}

{
  "trx_id": "314f74a254b6d7dc52d03017b5601a60f773e497",
  "block": 22787053,
  "trx_in_block": 19,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2018-05-27T04:18:48",
  "op": [
    "vote",
    {
      "voter": "bradleyconn",
      "author": "ngm2219",
      "permlink": "finally-introducing-myself",
      "weight": 10000
    }
  ]
}

{
  "trx_id": "99488537487962e179418f403c24c396212b7edb",
  "block": 22275669,
  "trx_in_block": 29,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2018-05-09T09:47:06",
  "op": [
    "vote",
    {
      "voter": "ngm2219",
      "author": "bradleyconn",
      "permlink": "re-hamdani-poltek-re-bradleyconn-the-beginning-of-entrepreneurship-20180507t090129970z",
      "weight": 10000
    }
  ]
}

{
  "trx_id": "473ea90e79566dc6c1ca41ea8f4ead7b2381aa2d",
  "block": 22275658,
  "trx_in_block": 34,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2018-05-09T09:46:33",
  "op": [
    "vote",
    {
      "voter": "ngm2219",
      "author": "bradleyconn",
      "permlink": "the-beginning-of-entrepreneurship",
      "weight": 10000
    }
  ]
}

{
  "trx_id": "f2bc52619c7a6200905e0bf5b83bf180dd3eff8d",
  "block": 22275656,
  "trx_in_block": 5,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2018-05-09T09:46:27",
  "op": [
    "vote",
    {
      "voter": "ngm2219",
      "author": "bradleyconn",
      "permlink": "money-for-nothin-learn-for-free",
      "weight": 10000
    }
  ]
}

{
  "trx_id": "ecd491ef28d88e82be786f29e3d49c074dafff87",
  "block": 22217358,
  "trx_in_block": 38,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2018-05-07T09:11:09",
  "op": [
    "vote",
    {
      "voter": "bradleyconn",
      "author": "ngm2219",
      "permlink": "things-you-need-to-know-if-you-want-to-be-rich",
      "weight": 10000
    }
  ]
}

{
  "trx_id": "ccb4d0de4777b63517efb38d8ee6edc1d4e3ead7",
  "block": 22217166,
  "trx_in_block": 44,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2018-05-07T09:01:33",
  "op": [
    "comment",
    {
      "parent_author": "hamdani-poltek",
      "parent_permlink": "re-bradleyconn-the-beginning-of-entrepreneurship-20180403t130554078z",
      "author": "bradleyconn",
      "permlink": "re-hamdani-poltek-re-bradleyconn-the-beginning-of-entrepreneurship-20180507t090129970z",
      "title": "",
      "body": "thanks mate, i look forward to writing more articles to help any entrepreneurs",
      "json_metadata": "{\"tags\":[\"entrepreneur\"],\"app\":\"steemit/0.1\"}"
    }
  ]
}

{
  "trx_id": "cbb7267be455a612a16e8ca4189176a9f06ca50b",
  "block": 22217152,
  "trx_in_block": 42,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2018-05-07T09:00:51",
  "op": [
    "custom_json",
    {
      "required_auths": [],
      "required_posting_auths": [
        "bradleyconn"
      ],
      "id": "follow",
      "json": "[\"follow\",{\"follower\":\"bradleyconn\",\"following\":\"hamdani-poltek\",\"what\":[\"blog\"]}]"
    }
  ]
}

{
  "trx_id": "0dcfdd10e3128c4ca21c662a1128733f328868e9",
  "block": 22217141,
  "trx_in_block": 42,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2018-05-07T09:00:18",
  "op": [
    "vote",
    {
      "voter": "bradleyconn",
      "author": "hamdani-poltek",
      "permlink": "re-bradleyconn-the-beginning-of-entrepreneurship-20180403t130554078z",
      "weight": 10000
    }
  ]
}

{
  "trx_id": "90eaa54893d7cbde931c1b13f50da6d408fce650",
  "block": 21894492,
  "trx_in_block": 32,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2018-04-26T04:03:06",
  "op": [
    "account_update",
    {
      "account": "bradleyconn",
      "memo_key": "STM5RPUiuLonZUy4oU7ezktJvhGMCQtNDkmN9JFAw67mWBpPqsPis",
      "json_metadata": "{\"profile\":{\"profile_image\":\"https://www.pinterest.co.uk/pin/290834088408466098/\",\"cover_image\":\"https://fineartamerica.com/featured/vibrant-new-york-city-skyline-manit.html\",\"name\":\"PEPZING\",\"about\":\"ENTREPRENEURSHIP- BUSINESS- CRYPTOCURRENCY- follow me on twitter @bradconn3\"}}"
    }
  ]
}

{
  "trx_id": "089f39af14b972e9d0894bed93e6a137ec983d24",
  "block": 21776036,
  "trx_in_block": 46,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2018-04-22T00:47:27",
  "op": [
    "custom_json",
    {
      "required_auths": [],
      "required_posting_auths": [
        "bradleyconn"
      ],
      "id": "follow",
      "json": "[\"follow\",{\"follower\":\"bradleyconn\",\"following\":\"always1success\",\"what\":[\"blog\"]}]"
    }
  ]
}

{
  "trx_id": "eb7eada0c7f29508beb54d817c0885999d99cb41",
  "block": 21772508,
  "trx_in_block": 9,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2018-04-21T21:51:03",
  "op": [
    "comment",
    {
      "parent_author": "bradleyconn",
      "parent_permlink": "re-nalabra-5-learnings-from-business-failure-20180421t101556582z",
      "author": "nalabra",
      "permlink": "re-bradleyconn-2018422t95059732z",
      "title": "",
      "body": "Thanks @bradleyconn. I'm glad you found it helpful",
      "json_metadata": "{\"tags\":[\"business\"],\"app\":\"esteem/1.6.0\",\"format\":\"markdown+html\",\"community\":\"esteem\"}"
    }
  ]
}

{
  "trx_id": "1176bffe93a1c2731536f40be2fe7e45f9bc8040",
  "block": 21758620,
  "trx_in_block": 7,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2018-04-21T10:16:15",
  "op": [
    "custom_json",
    {
      "required_auths": [],
      "required_posting_auths": [
        "bradleyconn"
      ],
      "id": "follow",
      "json": "[\"follow\",{\"follower\":\"bradleyconn\",\"following\":\"nalabra\",\"what\":[\"blog\"]}]"
    }
  ]
}

{
  "trx_id": "f3d25b9caedc8c0a71d36e03abbdc8ab0ef49ec5",
  "block": 21758615,
  "trx_in_block": 20,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2018-04-21T10:16:00",
  "op": [
    "comment",
    {
      "parent_author": "nalabra",
      "parent_permlink": "5-learnings-from-business-failure",
      "author": "bradleyconn",
      "permlink": "re-nalabra-5-learnings-from-business-failure-20180421t101556582z",
      "title": "",
      "body": "i love the way you set out your article! also find your information really helpful for the business im starting, i hope my articles look this good on the future",
      "json_metadata": "{\"tags\":[\"business\"],\"app\":\"steemit/0.1\"}"
    }
  ]
}

{
  "trx_id": "dfab97d4b43e53f74c4e1f25fccdae256e801dc7",
  "block": 21758537,
  "trx_in_block": 6,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2018-04-21T10:12:06",
  "op": [
    "custom_json",
    {
      "required_auths": [],
      "required_posting_auths": [
        "bradleyconn"
      ],
      "id": "follow",
      "json": "[\"follow\",{\"follower\":\"bradleyconn\",\"following\":\"jonnymiddleton\",\"what\":[\"blog\"]}]"
    }
  ]
}

{
  "trx_id": "42bc27d4827e5c401c25dde8a876ebb563b88204",
  "block": 21758468,
  "trx_in_block": 42,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2018-04-21T10:08:39",
  "op": [
    "comment",
    {
      "parent_author": "iamnoyon",
      "parent_permlink": "tips-to-build-business-plan",
      "author": "bradleyconn",
      "permlink": "re-iamnoyon-tips-to-build-business-plan-20180421t100837642z",
      "title": "",
      "body": "great article mate, very detailed and i like how you pointed out the many other strategies needed for a business! cant wait to see more",
      "json_metadata": "{\"tags\":[\"life\"],\"app\":\"steemit/0.1\"}"
    }
  ]
}

{
  "trx_id": "f6946dc9d05a627ab7beb4d35b4fc762a40b1500",
  "block": 21758417,
  "trx_in_block": 35,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2018-04-21T10:06:06",
  "op": [
    "vote",
    {
      "voter": "bradleyconn",
      "author": "iamnoyon",
      "permlink": "tips-to-build-business-plan",
      "weight": 10000
    }
  ]
}

{
  "trx_id": "89a1d13bcb1af1ce2dc8ff1e45971f2e9529fef1",
  "block": 21714305,
  "trx_in_block": 35,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2018-04-19T21:20:27",
  "op": [
    "vote",
    {
      "voter": "medvedi",
      "author": "bradleyconn",
      "permlink": "money-for-nothin-learn-for-free",
      "weight": 10000
    }
  ]
}

{
  "trx_id": "8bf791a318bff2d885dba73ceeb92598c7d0be3c",
  "block": 21714299,
  "trx_in_block": 51,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2018-04-19T21:20:09",
  "op": [
    "vote",
    {
      "voter": "vityasavelev",
      "author": "bradleyconn",
      "permlink": "money-for-nothin-learn-for-free",
      "weight": 10000
    }
  ]
}

{
  "trx_id": "5ead04eebf48b821520c96360d0ed0c6c284e4f6",
  "block": 21714299,
  "trx_in_block": 27,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2018-04-19T21:20:09",
  "op": [
    "vote",
    {
      "voter": "feklapavlova53",
      "author": "bradleyconn",
      "permlink": "money-for-nothin-learn-for-free",
      "weight": 10000
    }
  ]
}

{
  "trx_id": "6a3d7d4a9f4fda02d0b4963d2ee59702f0083568",
  "block": 21705042,
  "trx_in_block": 35,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2018-04-19T13:37:03",
  "op": [
    "vote",
    {
      "voter": "ubg",
      "author": "bradleyconn",
      "permlink": "money-for-nothin-learn-for-free",
      "weight": 100
    }
  ]
}

{
  "trx_id": "dd8cc4e574aee19e89ae684c54a82fea4fb8a7c5",
  "block": 21704231,
  "trx_in_block": 8,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2018-04-19T12:56:27",
  "op": [
    "comment",
    {
      "parent_author": "",
      "parent_permlink": "money",
      "author": "bradleyconn",
      "permlink": "money-for-nothin-learn-for-free",
      "title": "money for nothin, learn for free",
      "body": "![download.jpg](https://steemitimages.com/DQmcNrTAH3Z1XEAejR1jSz3eH6y7ZyWHx3q3mfh1j5ZwR6s/download.jpg)\nFree education  \n\nPodcasts, blogs, YouTube, reddit, Facebook, google. These names can mean a thousand words, but I think the least likely word would be “education” or even “learning”. Why is that? The internet is only 10616 days old and in those days, thousands of years of humanity’s collective knowledge has been uploaded there for free. 10616 days…what have you done to take advantage of this time?\n \nWe all love the internet, and I could argue that a large percentage of us hated school. Well, times have changed, you don’t need to go to school to do a course on something you’re interested about anymore. If you love the internet then learning what you want to on the internet will be even more exciting and possibly much less expensive. I want to educate myself on a lot of things but I am a stinge, a serious cheapskate, with a desire to learn as much as I can, especially learning it on my own. Well all of this is possible, there are hundreds of sites and forums filled with fantastic selfless people sharing and building a community of whatever they are interested in, creating and helping a community of beginner’s and experts on any topic. There is so much opportunity around every corner, all given for free right in front of your computer.\n\nSo how do you access all this education? Easy, and we all know the answer…google it. But in all seriousness some of the best ways to educate yourself on any subject you’d like are: following pages on Facebook, following experts or even beginners of your same interest on twitter, subreddits, YouTube. Almost anywhere you go you can find what you’re looking for. Think of all these websites as virtual mentors, passing down knowledge to whoever is willing to listen. \nWhere to find the information is not the point of this post, you can have fun finding it yourself. The point im trying to make is to give you inspiration to follow whatever interest you have burning within you and take advantage of all the free information that some awesome people have decided to share for free. Use this time in history to be one of the people who used the power of the internet to become their very own experts in whatever they liked. \nI believe that if you want to learn something, you should surround yourself in that subject as much as possible. It’s no wonder the best way to learn a new language is by surrounding yourself with people who speak the language. If you want to learn about stocks for example, then follow as many people who talk about stocks on twitter, join multiple stocks Facebook pages, ask questions- join the community. You’ll wake up with stock info and answers to your questions on your phone each morning. And by the end of all that following, you’ll be surrounded by stock information and without knowing it you will be educating yourself without even trying. \nBefore I go, id like to leave a quote that inspires me;\n“I have never let schooling interfere with my education”- Mark Twain.",
      "json_metadata": "{\"tags\":[\"money\",\"education\",\"business\",\"currency\",\"technology\"],\"image\":[\"https://steemitimages.com/DQmcNrTAH3Z1XEAejR1jSz3eH6y7ZyWHx3q3mfh1j5ZwR6s/download.jpg\"],\"app\":\"steemit/0.1\",\"format\":\"markdown\"}"
    }
  ]
}

{
  "trx_id": "50950cc39d3a3e2acb3a95853cdfa88757d0cd36",
  "block": 21582781,
  "trx_in_block": 13,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2018-04-15T07:43:12",
  "op": [
    "custom_json",
    {
      "required_auths": [],
      "required_posting_auths": [
        "bradleyconn"
      ],
      "id": "follow",
      "json": "[\"follow\",{\"follower\":\"bradleyconn\",\"following\":\"abawhale\",\"what\":[\"blog\"]}]"
    }
  ]
}

{
  "trx_id": "c915846d282f4d1d045e233335e32f3fe481b5b2",
  "block": 21582769,
  "trx_in_block": 29,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2018-04-15T07:42:36",
  "op": [
    "vote",
    {
      "voter": "bradleyconn",
      "author": "bradleyconn",
      "permlink": "the-beginning-of-entrepreneurship",
      "weight": 10000
    }
  ]
}

{
  "trx_id": "5b555ef7a3e7e5d35fb90ebb6ff830352d250743",
  "block": 21263994,
  "trx_in_block": 19,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2018-04-04T06:01:42",
  "op": [
    "comment",
    {
      "parent_author": "suesa",
      "parent_permlink": "the-truth",
      "author": "bradleyconn",
      "permlink": "re-suesa-the-truth-20180404t060138503z",
      "title": "",
      "body": "i must too reveal that i changed my gender identity so that i can receive cheaper car insurance... unfortunately they did not accept steem as a payment",
      "json_metadata": "{\"tags\":[\"truth\"],\"app\":\"steemit/0.1\"}"
    }
  ]
}

{
  "trx_id": "4fdb85615e59642c97aedd442c81b7af1ae325c2",
  "block": 21243686,
  "trx_in_block": 15,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2018-04-03T13:06:06",
  "op": [
    "comment",
    {
      "parent_author": "bradleyconn",
      "parent_permlink": "the-beginning-of-entrepreneurship",
      "author": "hamdani-poltek",
      "permlink": "re-bradleyconn-the-beginning-of-entrepreneurship-20180403t130554078z",
      "title": "",
      "body": "great article",
      "json_metadata": "{\"tags\":[\"entrepreneur\"],\"app\":\"steemit/0.1\"}"
    }
  ]
}

{
  "trx_id": "cf488b523c8bf249e96e121012171505268994d5",
  "block": 21242893,
  "trx_in_block": 55,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2018-04-03T12:26:27",
  "op": [
    "comment",
    {
      "parent_author": "",
      "parent_permlink": "entrepreneur",
      "author": "bradleyconn",
      "permlink": "the-beginning-of-entrepreneurship",
      "title": "The beginning of entrepreneurship",
      "body": "The beginning of entrepreneurship\nAt what age should a person start a business? Is experience and age the defining values that keep a business afloat? Is being an entrepreneur something you can create or just the DNA inside of you?\n The idea of becoming my own boss has always interested me from a young age, and has recently become a prominent thought throughout my everyday life. Perhaps due to the fact that I am now out of school, have been working at KFC for too many years, and it is time to for me to find my own path. For some reading this article, you may also be at the stage where I am, a young entrepreneur, fresh out of high school, who may already have the answers to my questions. Everyone else who’s reading this…I hope, are also entrepreneurs at heart but may be at a different stage in life to me. None the less we are all here to succeed, and to build ourselves and our businesses to something great. If you haven’t started your own business, I hope you may take inspiration from the series of articles I will be writing, join me in my journey and work as a community to ‘crush it’ in the business world. I won’t judge as to ‘who is where’ in the game of life and it is my strong belief that entrepreneurs should help one another within this community, be open to each other’s opinions and in the long run all be better off for it. \nIf you are reading this, then I can already tell you are intelligent enough to try out new ideas and technologies. As one of my favourite role models (gary vaynerchuck) says: “choose your platform” and for now, steemit is where it is at and where everyone here will crush it \n   The beginning of entrepreneurship\nAt what age should a person start a business? Is experience and age the defining values that keep a business afloat? Is being an entrepreneur something you can create or just the DNA inside of you?\n The idea of becoming my own boss has always interested me from a young age, and has recently become a prominent thought throughout my everyday life. Perhaps due to the fact that I am now out of school, have been working at KFC for too many years, and it is time to for me to find my own path. For some reading this article, you may also be at the stage where I am, a young entrepreneur, fresh out of high school, who may already have the answers to my questions. Everyone else who’s reading this…I hope, are also entrepreneurs at heart but may be at a different stage in life to me. None the less we are all here to succeed, and to build ourselves and our businesses to something great. If you haven’t started your own business, I hope you may take inspiration from the series of articles I will be writing, join me in my journey and work as a community to ‘crush it’ in the business world. I won’t judge as to ‘who is where’ in the game of life and it is my strong belief that entrepreneurs should help one another within this community, be open to each other’s opinions and in the long run all be better off for it. \nIf you are reading this, then I can already tell you are intelligent enough to try out new ideas and technologies. As one of my favourite role models (gary vaynerchuck) says: “choose your platform” and for now, steemit is where it is at and where everyone here will crush it \n   \nAs this is my first article I have wrote, I’ll keep it short and sweet. My main goal of these articles is to interact and inspire the entrepreneurial community that is ever-growing within this modern world. I plan on; asking/solving questions about business and entrepreneurial life, sharing my real time experiences about beginning my own start up, and lastly, inspire and build my personal brand for the business world to see.\nIf you are interested please stay in touch and I will be releasing articles as soon as possible\nEmail; [email protected]\nor follow my twitter @bradconn3",
      "json_metadata": "{\"tags\":[\"entrepreneur\",\"business\",\"motivation\",\"cryptocurrency\",\"money\"],\"users\":[\"bradconn3\"],\"app\":\"steemit/0.1\",\"format\":\"markdown\"}"
    }
  ]
}

{
  "trx_id": "7bd5839c0ce3868069a000503a76fc2a930b97f5",
  "block": 21242561,
  "trx_in_block": 61,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2018-04-03T12:09:51",
  "op": [
    "account_update",
    {
      "account": "bradleyconn",
      "memo_key": "STM5RPUiuLonZUy4oU7ezktJvhGMCQtNDkmN9JFAw67mWBpPqsPis",
      "json_metadata": "{\"profile\":{\"profile_image\":\"https://www.pinterest.co.uk/pin/290834088408466098/\",\"cover_image\":\"https://fineartamerica.com/featured/vibrant-new-york-city-skyline-manit.html\",\"name\":\"PEPZING\",\"about\":\"ENTREPRENEURSHIP- BUSINESS- CRYPTOCURRENCY- follow me on twitter \"}}"
    }
  ]
}

{
  "trx_id": "d0ffbba8042b2d2db375c9ce68df54bd3f342a74",
  "block": 21237222,
  "trx_in_block": 40,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2018-04-03T07:42:51",
  "op": [
    "delegate_vesting_shares",
    {
      "delegator": "steem",
      "delegatee": "bradleyconn",
      "vesting_shares": "30387.954579 VESTS"
    }
  ]
}

{
  "trx_id": "6c485d9d6985c0f3fa313a63a12d0bdf6e3910d9",
  "block": 21236511,
  "trx_in_block": 38,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2018-04-03T07:07:18",
  "op": [
    "account_create_with_delegation",
    {
      "fee": "0.100 STEEM",
      "delegation": "30690.000000 VESTS",
      "creator": "steem",
      "new_account_name": "bradleyconn",
      "owner": {
        "weight_threshold": 1,
        "account_auths": [],
        "key_auths": [
          [
            "STM8gYs3bo8YEog37L2MTpxKiKyZqFNKkPDK8cRQoPXoPP8XyNhdo",
            1
          ]
        ]
      },
      "active": {
        "weight_threshold": 1,
        "account_auths": [],
        "key_auths": [
          [
            "STM76wZiVQrCNgBPYWvt2uzmGfudeH42NqKmPP9AKihpinqaxzNHn",
            1
          ]
        ]
      },
      "posting": {
        "weight_threshold": 1,
        "account_auths": [],
        "key_auths": [
          [
            "STM6fZefdKkEhnz8LWStL11D8V3qyiwjhJ8X8gyKD3rKyb3CEy5q7",
            1
          ]
        ]
      },
      "memo_key": "STM5RPUiuLonZUy4oU7ezktJvhGMCQtNDkmN9JFAw67mWBpPqsPis",
      "json_metadata": "{}",
      "extensions": []
    }
  ]
}